The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 431,282 1,500 SH SOLE 1,500 0 0
ALPHABET INC CAP STK CL C 02079K107 852,350 2,971 SH SOLE 2,971 0 0
AMAZON COM INC COM 023135106 1,114,869 5,353 SH SOLE 5,353 0 0
APPLE INC COM 037833100 2,191,984 8,637 SH SOLE 8,637 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 547,726 1,143 SH SOLE 1,143 0 0
BROADCOM INC COM 11135F101 318,795 1,030 SH SOLE 1,030 0 0
CAPITAL GROUP INTERNATIONAL SHS 14021T102 1,053,097 31,806 SH SOLE 31,806 0 0
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 13,202,084 502,744 SH SOLE 502,744 0 0
CATERPILLAR INC COM 149123101 230,958 326 SH SOLE 326 0 0
DEERE & CO COM 244199105 224,193 398 SH SOLE 398 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 2,433,297 62,617 SH SOLE 62,617 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 737,367 15,216 SH SOLE 15,216 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1,465,452 23,466 SH SOLE 23,466 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 430,842 12,683 SH SOLE 12,683 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 450,864 781 SH SOLE 781 0 0
ISHARES INC MSCI EM ASIA ETF 464286426 222,871 2,328 SH SOLE 2,328 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 8,561,820 103,691 SH SOLE 103,691 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 889,182 8,828 SH SOLE 8,828 0 0
ISHARES TR 20 YR TR BD ETF 464287432 1,175,768 13,563 SH SOLE 13,563 0 0
ISHARES TR CORE MSCI EAFE 46432F842 272,857 3,014 SH SOLE 3,014 0 0
ISHARES TR CORE S&P MCP ETF 464287507 3,451,636 51,110 SH SOLE 51,110 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,006,362 16,140 SH SOLE 16,140 0 0
ISHARES TR CORE S&P TTL STK 464287150 210,369 1,477 SH SOLE 1,477 0 0
ISHARES TR CORE S&P500 ETF 464287200 74,392,930 113,869 SH SOLE 113,869 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 240,573 2,516 SH SOLE 2,516 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 340,272 2,406 SH SOLE 2,406 0 0
ISHARES TR ESG SELECT SCRE 46436E569 1,101,802 22,385 SH SOLE 22,385 0 0
ISHARES TR IBOXX HI YD ETF 464288513 3,393,829 42,656 SH SOLE 42,656 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,297,365 13,357 SH SOLE 13,357 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,804,874 31,779 SH SOLE 31,779 0 0
ISHARES TR NATIONAL MUN ETF 464288414 311,086 2,930 SH SOLE 2,930 0 0
ISHARES TR PARIS ALIGNED CL 46436E411 735,890 11,107 SH SOLE 11,107 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 330,034 774 SH SOLE 774 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 276,275 1,293 SH SOLE 1,293 0 0
ISHARES TR TRUST ISHARE 0-1 464288679 14,046,888 127,248 SH SOLE 127,248 0 0
JOHNSON & JOHNSON COM 478160104 211,064 863 SH SOLE 863 0 0
JPMORGAN CHASE & CO COM 46625H100 751,452 2,555 SH SOLE 2,555 0 0
META PLATFORMS INC CL A 30303M102 1,029,834 1,800 SH SOLE 1,800 0 0
MICROSOFT CORP COM 594918104 1,550,924 4,190 SH SOLE 4,190 0 0
NVIDIA CORPORATION COM 67066G104 1,010,299 5,793 SH SOLE 5,793 0 0
PACKAGING CORP AMER COM 695156109 494,473 2,330 SH SOLE 2,330 0 0
RELX PLC SPONSORED ADR 759530108 220,646 6,656 SH SOLE 6,656 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 259,888 10,501 SH SOLE 10,501 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 226,336 9,017 SH SOLE 9,017 0 0
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 242,410 1,824 SH SOLE 1,824 0 0
SEMPRA COM 816851109 256,432 2,639 SH SOLE 2,639 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,227,109 2,852 SH SOLE 2,852 0 0
SPDR SERIES TRUST BLOOMBERG SHORT 78464A334 544,753 20,236 SH SOLE 20,236 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 2,809,419 4,320 SH SOLE 4,320 0 0
TESLA INC COM 88160R101 267,288 719 SH SOLE 719 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 700,881 7,901 SH SOLE 7,901 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,945,378 8,276 SH SOLE 8,276 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,125,580 14,385 SH SOLE 14,385 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 8,926,868 27,819 SH SOLE 27,819 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,382,371 99,577 SH SOLE 99,577 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 352,119 5,913 SH SOLE 5,913 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 32,719,849 510,600 SH SOLE 510,600 0 0
VISA INC COM CL A 92826C839 200,990 665 SH SOLE 665 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 20,996,965 235,046 SH SOLE 235,046 0 0