The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 35,448 214 SH SOLE 0 0 214
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 774,726 16,600 SH SOLE 0 0 16,600
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299 38,183 518 SH SOLE 0 0 518
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352 2,034,162 40,586 SH SOLE 0 0 40,586
CAMBRIA ETF TR CANNABIS ETF 132061821 3,169 620 SH SOLE 0 0 620
LEGG MASON ETF INVT CLEARBRIDGE LRG 524682200 444,207 5,907 SH SOLE 0 0 5,907
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 7,720 400 SH SOLE 0 0 400
ISHARES TR CORE 60/40 BALAN 464289867 35,715 555 SH SOLE 0 0 555
ISHARES TR CORE 80/20 AGGRE 464289859 5,062 57 SH SOLE 0 0 57
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 11,227,545 238,478 SH SOLE 0 0 238,478
ISHARES TR CORE S&P SCP ETF 464287804 1,316,070 10,587 SH SOLE 0 0 10,587
ISHARES TR CORE S&P500 ETF 464287200 10,918,406 16,715 SH SOLE 0 0 16,715
WEDBUSH SER TR DAN IVES WEDBUSH 947913109 9,504 335 SH SOLE 0 0 335
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 269,256 1,252 SH SOLE 0 0 1,252
TCW ETF TRUST DURABLE GROWTH 29287L601 193,946 7,051 SH SOLE 0 0 7,051
ISHARES TR EAFE GRWTH ETF 464288885 903,657 8,114 SH SOLE 0 0 8,114
ISHARES TR EAFE VALUE ETF 464288877 315,765 4,247 SH SOLE 0 0 4,247
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 13,938 423 SH SOLE 0 0 423
PIMCO ETF TR ENHANCD SHORT 72201R643 9,607,201 97,116 SH SOLE 0 0 97,116
FIDELITY COVINGTON TRUST ENHANCED SMALL 31609A206 6,072,103 159,792 SH SOLE 0 0 159,792
ISHARES TR ESG ADVANCED UNI 46436E619 570,807 13,122 SH SOLE 0 0 13,122
ISHARES TR ESG ADVNCD HY BD 46435G441 221,139 4,775 SH SOLE 0 0 4,775
ISHARES TR ESG AW MSCI EAFE 46435G516 516,309 5,400 SH SOLE 0 0 5,400
ISHARES TR ESG AWARE MSCI 46435U663 13,670 291 SH SOLE 0 0 291
ISHARES TR ESG AWR MSCI USA 46435G425 367,089 2,596 SH SOLE 0 0 2,596
ISHARES TR ESG AWRE 1 5 YR 46435G243 10,586,963 422,380 SH SOLE 0 0 422,380
ISHARES TR ESG AWRE USD ETF 46435G193 69,414 3,000 SH SOLE 0 0 3,000
ISHARES TR ESG EAFE ETF 46436E759 176,143 2,335 SH SOLE 0 0 2,335
VANGUARD WORLD FD ESG INTL STK ETF 921910725 231,251 3,224 SH SOLE 0 0 3,224
ISHARES TR ESG MSCI KLD 400 464288570 568,866 4,694 SH SOLE 0 0 4,694
ISHARES TR ESG MSCI USA ETF 46436E767 317,014 5,743 SH SOLE 0 0 5,743
ISHARES TR ESG OPTIMIZED 464288802 1,736,783 13,147 SH SOLE 0 0 13,147
INVESCO EXCH TRADED FD TR II ESG S&P 500 EQL 46138G516 2,561 87 SH SOLE 0 0 87
ISHARES TR ESG SELECT SCRE 46436E551 5,445 120 SH SOLE 0 0 120
ISHARES TR ESG SELECT SCREE 46436E544 94,477 2,170 SH SOLE 0 0 2,170
VANGUARD WORLD FD ESG US CORP BD 921910691 177,809 2,830 SH SOLE 0 0 2,830
VANGUARD WORLD FD ESG US STK ETF 921910733 812,708 7,239 SH SOLE 0 0 7,239
ISHARES TR EXPND TEC SC ETF 464287549 4,298,762 36,273 SH SOLE 0 0 36,273
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 361,797 1,758 SH SOLE 0 0 1,758
RBB FUND TRUST FIRST EAGLE OVER 75526L878 31,286 620 SH SOLE 0 0 620
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 10,459,746 207,782 SH SOLE 0 0 207,782
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 257,030 5,253 SH SOLE 0 0 5,253
SCHWAB STRATEGIC TR FUNDAMENTAL US B 808524789 830,328 30,527 SH SOLE 0 0 30,527
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 9,661,873 346,925 SH SOLE 0 0 346,925
TIDAL TRUST I FUNDSTRAT GRANNY 886364231 10,145 425 SH SOLE 0 0 425
IMPAX FUNDS SERIES TRUST I GLOBAL INFRASTRU 704223387 727,563 28,370 SH SOLE 0 0 28,370
VANECK ETF TRUST GOLD MINERS ETF 92189F106 4,497 49 SH SOLE 0 0 49
SPDR GOLD TR GOLD SHS 78463V107 13,770 32 SH SOLE 0 0 32
VANGUARD INDEX FDS GROWTH ETF 922908736 17,883,226 40,942 SH SOLE 0 0 40,942
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724 537,611 8,412 SH SOLE 0 0 8,412
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 11,910,958 80,425 SH SOLE 0 0 80,425
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 18,011,090 326,052 SH SOLE 0 0 326,052
ISHARES TR HIGH YLD SYSTM B 46435G250 6,513 140 SH SOLE 0 0 140
PIMCO ETF TR INTER MUN BD ACT 72201R866 176,403 3,380 SH SOLE 0 0 3,380
VANGUARD BD INDEX FDS INTERMED TERM 921937819 6,373,988 82,586 SH SOLE 0 0 82,586
INVESCO EXCH TRD SLF IDX FD INTL DEV DYNAMIC 46138J437 65,559 2,072 SH SOLE 0 0 2,072
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 12,005,644 141,509 SH SOLE 0 0 141,509
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,338,742 256,111 SH SOLE 0 0 256,111
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 104,941 3,257 SH SOLE 0 0 3,257
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 237,194 9,522 SH SOLE 0 0 9,522
ISHARES TR ISHARES BIOTECH 464287556 1,238,853 7,337 SH SOLE 0 0 7,337
BLACKROCK ETF TRUST ISHARES US CARBO 09290C509 23,356 333 SH SOLE 0 0 333
BLACKROCK ETF TRUST ISHARES WORLD EX 09290C608 15,268 276 SH SOLE 0 0 276
ARK ETF TR ISRAEL INOVATE 00214Q609 5,008 186 SH SOLE 0 0 186
GOLDMAN SACHS ETF TR JUST US LRG CP 381430396 2,544,033 27,504 SH SOLE 0 0 27,504
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 470,436 1,828 SH SOLE 0 0 1,828
VANGUARD WORLD FD MEGA CAP INDEX 921910873 41,598 176 SH SOLE 0 0 176
VANGUARD INDEX FDS MID CAP ETF 922908629 11,343,210 39,499 SH SOLE 0 0 39,499
ISHARES TR MORNINGSTAR GRWT 464287119 460,691 4,825 SH SOLE 0 0 4,825
ISHARES TR MSCI INTL QUALTY 46434V456 3,514,636 76,025 SH SOLE 0 0 76,025
ISHARES TR MSCI USA MIN VOL 46429B697 4,538,489 48,938 SH SOLE 0 0 48,938
ISHARES TR MSCI USA QLT FCT 46432F339 191,810 1,000 SH SOLE 0 0 1,000
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 544,792 10,898 SH SOLE 0 0 10,898
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201 1,223,787 45,075 SH SOLE 0 0 45,075
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 135,956 1,495 SH SOLE 0 0 1,495
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 905,792 19,908 SH SOLE 0 0 19,908
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 64,481 1,431 SH SOLE 0 0 1,431
NUSHARES ETF TR NUVEEN LARG CAP 67092P847 38,989 1,166 SH SOLE 0 0 1,166
PIMCO EQUITY SER RAFI ESG US 72201T342 247,840 5,956 SH SOLE 0 0 5,956
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 190,120 4,000 SH SOLE 0 0 4,000
INVESCO EXCHANGE TRADED FD T RAFI US 1500 46137V597 60,211 1,313 SH SOLE 0 0 1,313
ISHARES TR RUS 1000 ETF 464287622 106,968 300 SH SOLE 0 0 300
ISHARES TR RUS 1000 GRW ETF 464287614 132,577 311 SH SOLE 0 0 311
ISHARES TR RUS 1000 VAL ETF 464287598 12,821 60 SH SOLE 0 0 60
ISHARES TR RUS 2000 GRW ETF 464287648 143,504 457 SH SOLE 0 0 457
ISHARES TR RUS 2000 VAL ETF 464287630 14,352 76 SH SOLE 0 0 76
ISHARES TR RUS MD CP GR ETF 464287481 169,247 1,321 SH SOLE 0 0 1,321
ISHARES TR RUS MID CAP ETF 464287499 54,644 562 SH SOLE 0 0 562
ISHARES TR RUS TP200 GR ETF 464289438 5,312,237 21,348 SH SOLE 0 0 21,348
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619 1,601,898 26,645 SH SOLE 0 0 26,645
ISHARES TR RUSSELL 2000 ETF 464287655 89,280 360 SH SOLE 0 0 360
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 20,317 34 SH SOLE 0 0 34
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 2,261,850 21,017 SH SOLE 0 0 21,017
ISHARES TR S&P 500 GRWT ETF 464287309 121,707 1,076 SH SOLE 0 0 1,076
ISHARES TR S&P MC 400GR ETF 464287606 61,209 608 SH SOLE 0 0 608
ISHARES TR S&P MC 400VL ETF 464287705 88,596 669 SH SOLE 0 0 669
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 2,371,033 22,937 SH SOLE 0 0 22,937
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 5,265,710 27,437 SH SOLE 0 0 27,437
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 3,393,843 46,402 SH SOLE 0 0 46,402
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 39,709,161 528,118 SH SOLE 0 0 528,118
SPINNAKER ETF SERIES SELECT STOXX EUR 84858T772 4,827 118 SH SOLE 0 0 118
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274 4,277,963 90,443 SH SOLE 0 0 90,443
ISHARES U S ETF TR SHORT MATURITY M 46431W838 371,610 7,382 SH SOLE 0 0 7,382
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 322,745 4,116 SH SOLE 0 0 4,116
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 9,800,626 123,636 SH SOLE 0 0 123,636
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 3,958 103 SH SOLE 0 0 103
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 5,551,712 130,506 SH SOLE 0 0 130,506
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 9,472,533 390,298 SH SOLE 0 0 390,298
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 3,321,326 65,834 SH SOLE 0 0 65,834
VANGUARD INDEX FDS SM CP VAL ETF 922908611 296,764 1,366 SH SOLE 0 0 1,366
VANGUARD INDEX FDS SMALL CP ETF 922908751 594,821 2,271 SH SOLE 0 0 2,271
VANGUARD INDEX FDS SML CP GRW ETF 922908595 117,273 388 SH SOLE 0 0 388
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605 660,966 13,388 SH SOLE 0 0 13,388
SELECT SECTOR SPDR TR STATE STREET HEA 81369Y209 484,547 3,305 SH SOLE 0 0 3,305
SPDR INDEX SHS FDS STATE STREET SPD 78463X772 219,118 4,805 SH SOLE 0 0 4,805
SPDR SERIES TRUST STATE STREET SPD 78468R804 1,410,196 7,918 SH SOLE 0 0 7,918
SPDR SERIES TRUST STATE STREET SPD 78468R796 3,259,702 61,469 SH SOLE 0 0 61,469
SPDR SERIES TRUST STATE STREET SPD 78464A631 34,542 136 SH SOLE 0 0 136
SPDR SERIES TRUST STATE STREET SPD 78464A102 344,628 1,350 SH SOLE 0 0 1,350
SPDR SERIES TRUST STATE STREET SPD 78468R531 127,724 2,025 SH SOLE 0 0 2,025
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 5,738,357 43,178 SH SOLE 0 0 43,178
FLEXSHARES TR STOX GBL ESG SLT 33939L688 386,797 1,935 SH SOLE 0 0 1,935
FLEXSHARES TR STOX US ESG SLCT 33939L696 267,518 1,763 SH SOLE 0 0 1,763
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 12,511,162 274,247 SH SOLE 0 0 274,247
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,792,599 14,939 SH SOLE 0 0 14,939
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 112,509 173 SH SOLE 0 0 173
ISHARES TR U.S. UTILITS ETF 464287697 109,144 940 SH SOLE 0 0 940
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 13,382,878 533,182 SH SOLE 0 0 533,182
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 5,994,093 195,375 SH SOLE 0 0 195,375
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 29,772,706 1,022,063 SH SOLE 0 0 1,022,063
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 668,072 21,904 SH SOLE 0 0 21,904
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 25,864,003 1,008,736 SH SOLE 0 0 1,008,736
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 10,422,357 336,639 SH SOLE 0 0 336,639
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 492,026 18,069 SH SOLE 0 0 18,069
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,581,138 54,372 SH SOLE 0 0 54,372
VANGUARD INDEX FDS VALUE ETF 922908744 3,893,589 19,845 SH SOLE 0 0 19,845
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,805,724 28,179 SH SOLE 0 0 28,179
INVESCO ACTIVELY MANAGED EXC VAR RATE INVT 46090A879 3,643,945 145,554 SH SOLE 0 0 145,554
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,149,781 27,879 SH SOLE 0 0 27,879