The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 270,670 2,636 SH SOLE 0 0 2,636
ABBVIE INC COM 00287Y109 1,641,092 7,546 SH SOLE 0 0 7,546
ADVANCED MICRO DEVICES INC COM 007903107 647,721 3,184 SH SOLE 0 0 3,184
AGNC INVT CORP COM 00123Q104 198,479 19,555 SH SOLE 0 0 19,555
ALPHABET INC CAP STK CL A 02079K305 23,734,477 82,537 SH SOLE 0 0 82,537
ALPHABET INC CAP STK CL C 02079K107 3,642,353 12,697 SH SOLE 0 0 12,697
ALTRIA GROUP INC COM 02209S103 585,574 8,754 SH SOLE 0 0 8,754
AMAZON COM INC COM 023135106 5,049,849 24,247 SH SOLE 0 0 24,247
AMGEN INC COM 031162100 484,420 1,377 SH SOLE 0 0 1,377
APPLE INC COM 037833100 17,185,744 67,716 SH SOLE 0 0 67,716
ARCHER DANIELS MIDLAND CO COM 039483102 211,279 2,907 SH SOLE 0 0 2,907
AST SPACEMOBILE INC COM CL A 00217D100 307,779 3,714 SH SOLE 0 0 3,714
AT&T INC COM 00206R102 442,508 15,264 SH SOLE 0 0 15,264
BANK AMERICA CORP COM 060505104 758,978 15,569 SH SOLE 0 0 15,569
BANK NEW YORK MELLON CORP COM 064058100 763,168 6,433 SH SOLE 0 0 6,433
BARRICK MNG CORP COM SHS 06849F108 801,994 19,662 SH SOLE 0 0 19,662
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 11,003,832 22,963 SH SOLE 0 0 22,963
BLACKROCK ETF TRUST DISCIPLINED VOLA 09290C715 738,761 29,970 SH SOLE 0 0 29,970
BLACKROCK ETF TRUST DYNAMIC EQTY ACT 09290C723 853,707 35,118 SH SOLE 0 0 35,118
BLACKROCK ETF TRUST ISHARES A I INNO 09290C780 2,706,981 82,154 SH SOLE 0 0 82,154
BLACKROCK ETF TRUST ISHARES INTL CTR 09290C764 729,680 22,694 SH SOLE 0 0 22,694
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 23,807,874 409,211 SH SOLE 0 0 409,211
BLACKROCK ETF TRUST ISHARES US THEMA 09290C806 10,511,585 290,215 SH SOLE 0 0 290,215
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 24,802,963 477,623 SH SOLE 0 0 477,623
BLACKROCK ETF TRUST II ISHARES HIGH YIE 092528843 437,002 9,108 SH SOLE 0 0 9,108
BLACKROCK ETF TRUST II ISHARES INTERMED 092528207 3,084,294 128,996 SH SOLE 0 0 128,996
BRISTOL-MYERS SQUIBB CO COM 110122108 284,448 4,690 SH SOLE 0 0 4,690
BROADCOM INC COM 11135F101 580,919 1,877 SH SOLE 0 0 1,877
BROOKFIELD CORP CL A LTD VT SH 11271J107 388,928 9,610 SH SOLE 0 0 9,610
CATERPILLAR INC COM 149123101 1,127,471 1,591 SH SOLE 0 0 1,591
CHEVRON CORPORATION COM 166764100 882,107 4,263 SH SOLE 0 0 4,263
CISCO SYS INC COM 17275R102 487,175 6,279 SH SOLE 0 0 6,279
CITIGROUP INC COM NEW 172967424 324,471 2,861 SH SOLE 0 0 2,861
COCA COLA CO COM 191216100 468,681 6,120 SH SOLE 0 0 6,120
COMCAST CORP NEW CL A 20030N101 209,693 7,304 SH SOLE 0 0 7,304
CONSOLIDATED EDISON INC COM 209115104 1,378,086 12,176 SH SOLE 0 0 12,176
COSTCO WHOLESALE CORPORATION COM 22160K105 1,044,993 1,049 SH SOLE 0 0 1,049
CSX CORP COM 126408103 545,762 13,295 SH SOLE 0 0 13,295
CUMMINS INC COM 231021106 292,145 543 SH SOLE 0 0 543
DIREXION SHARES ETF TRUST NASDAQ 100 EQ WT 25459Y207 7,333,442 74,429 SH SOLE 0 0 74,429
DISNEY WALT CO COM 254687106 1,570,229 16,292 SH SOLE 0 0 16,292
DUKE ENERGY CORP NEW COM NEW 26441C204 255,254 1,949 SH SOLE 0 0 1,949
ELEVANCE HEALTH INC FORMERLY COM 036752103 556,143 1,900 SH SOLE 0 0 1,900
ELI LILLY & CO COM 532457108 1,602,116 1,742 SH SOLE 0 0 1,742
EMERSON ELEC CO COM 291011104 222,524 1,698 SH SOLE 0 0 1,698
ENTERPRISE PRODS PARTNERS L COM 293792107 1,204,901 31,842 SH SOLE 0 0 31,842
ETF SER SOLUTIONS DEFIANCE CONNECT 26922A289 642,522 9,425 SH SOLE 0 0 9,425
EXXON MOBIL CORP COM 30231G102 1,978,529 11,662 SH SOLE 0 0 11,662
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 11,152,304 220,140 SH SOLE 0 0 220,140
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 304,455 4,459 SH SOLE 0 0 4,459
FIRST TR EXCHANGE-TRADED FD NASDAQ CYB ETF 33734X846 5,945,524 94,855 SH SOLE 0 0 94,855
FIRST TR EXCHANGE-TRADED FD NASDAQ-100 SEL 337344105 6,230,975 49,073 SH SOLE 0 0 49,073
GE AEROSPACE COM NEW 369604301 491,087 1,728 SH SOLE 0 0 1,728
GE VERNOVA INC COM 36828A101 384,296 440 SH SOLE 0 0 440
GERON CORP COM 374163103 28,347 19,025 SH SOLE 0 0 19,025
GLOBAL X FDS DEFENSE TECH ETF 37960A529 956,028 13,496 SH SOLE 0 0 13,496
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715 509,437 15,335 SH SOLE 0 0 15,335
GOLDMAN SACHS GROUP INC COM 38141G104 2,090,358 2,471 SH SOLE 0 0 2,471
GRIFFON CORP COM 398433102 944,840 13,000 SH SOLE 0 0 13,000
HARTFORD INSURANCE GROUP INC COM 416515104 578,709 4,261 SH SOLE 0 0 4,261
HOME DEPOT INC COM 437076102 2,203,642 6,700 SH SOLE 0 0 6,700
HONEYWELL INTL INC COM 438516106 221,546 980 SH SOLE 0 0 980
INNOVATOR ETFS TRUST INNOVATOR GW 100 45784N791 311,355 11,367 SH SOLE 0 0 11,367
INNOVATOR ETFS TRUST INNOVATOR INTER 45783Y533 387,086 11,805 SH SOLE 0 0 11,805
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C656 2,814,272 65,357 SH SOLE 0 0 65,357
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C417 745,259 18,585 SH SOLE 0 0 18,585
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508 316,313 6,857 SH SOLE 0 0 6,857
INTEL CORP COM 458140100 366,211 8,298 SH SOLE 0 0 8,298
INTERNATIONAL BUSINESS MACHS COM 459200101 780,275 3,219 SH SOLE 0 0 3,219
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 30,610,424 159,496 SH SOLE 0 0 159,496
INVESCO QQQ TR UNIT SER 1 46090E103 4,033,357 6,988 SH SOLE 0 0 6,988
ISHARES INC CORE MSCI EMKT 46434G103 265,926 3,813 SH SOLE 0 0 3,813
ISHARES TR 10-20 YR TRS ETF 464288653 235,383 2,337 SH SOLE 0 0 2,337
ISHARES TR CONV BD ETF 46435G102 259,870 2,553 SH SOLE 0 0 2,553
ISHARES TR CORE HIGH DV ETF 46429B663 2,919,872 21,514 SH SOLE 0 0 21,514
ISHARES TR CORE MSCI EAFE 46432F842 279,564 3,088 SH SOLE 0 0 3,088
ISHARES TR CORE S&P TTL STK 464287150 551,690 3,873 SH SOLE 0 0 3,873
ISHARES TR CORE S&P500 ETF 464287200 1,605,993 2,459 SH SOLE 0 0 2,459
ISHARES TR CORE UNIVRSL USD 46434V613 21,128,322 457,422 SH SOLE 0 0 457,422
ISHARES TR ESG AW MSCI EAFE 46435G516 617,749 6,460 SH SOLE 0 0 6,460
ISHARES TR ESG MSCI KLD 400 464288570 715,638 5,905 SH SOLE 0 0 5,905
ISHARES TR FLTG RATE NT ETF 46429B655 1,164,950 22,865 SH SOLE 0 0 22,865
ISHARES TR IBOXX INV CP ETF 464287242 2,485,892 22,808 SH SOLE 0 0 22,808
ISHARES TR JPMORGAN USD EMG 464288281 566,586 6,032 SH SOLE 0 0 6,032
ISHARES TR MBS ETF 464288588 2,199,047 23,160 SH SOLE 0 0 23,160
ISHARES TR MSCI EAFE ETF 464287465 629,043 6,476 SH SOLE 0 0 6,476
ISHARES TR MSCI EMG MKT ETF 464287234 320,172 5,638 SH SOLE 0 0 5,638
ISHARES TR MSCI USA QLT FCT 46432F339 11,392,558 59,395 SH SOLE 0 0 59,395
ISHARES TR RUS MID CAP ETF 464287499 301,785 3,104 SH SOLE 0 0 3,104
ISHARES TR RUSSELL 2000 ETF 464287655 355,658 1,434 SH SOLE 0 0 1,434
ISHARES TR RUSSELL 3000 ETF 464287689 290,242 783 SH SOLE 0 0 783
ISHARES TR S&P 500 GRWT ETF 464287309 2,325,970 20,564 SH SOLE 0 0 20,564
ISHARES TR SYSTEMATIC BD ET 46435U796 939,484 10,556 SH SOLE 0 0 10,556
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 10,467,503 206,827 SH SOLE 0 0 206,827
JOHNSON & JOHNSON COM 478160104 10,390,019 42,505 SH SOLE 0 0 42,505
JPMORGAN CHASE & CO COM 46625H100 10,758,938 36,575 SH SOLE 0 0 36,575
MASTERCARD INCORPORATED CL A 57636Q104 312,558 626 SH SOLE 0 0 626
MCDONALDS CORP COM 580135101 1,164,390 3,747 SH SOLE 0 0 3,747
MERCK & CO INC COM 58933Y105 1,119,243 9,239 SH SOLE 0 0 9,239
META PLATFORMS INC CL A 30303M102 3,615,971 6,320 SH SOLE 0 0 6,320
MICRON TECHNOLOGY INC COM 595112103 301,118 891 SH SOLE 0 0 891
MICROSOFT CORP COM 594918104 9,523,343 25,727 SH SOLE 0 0 25,727
MORGAN STANLEY COM NEW 617446448 631,340 3,836 SH SOLE 0 0 3,836
MOTOROLA SOLUTIONS INC COM NEW 620076307 330,201 759 SH SOLE 0 0 759
NATIONAL GRID PLC SPONSORED ADR NE 636274409 254,138 3,004 SH SOLE 0 0 3,004
NETFLIX INC. COM 64110L106 586,386 6,099 SH SOLE 0 0 6,099
NEXTERA ENERGY INC COM 65339F101 748,345 8,057 SH SOLE 0 0 8,057
NORFOLK SOUTHN CORP COM 655844108 200,626 699 SH SOLE 0 0 699
NVIDIA CORPORATION COM 67066G104 6,712,835 38,489 SH SOLE 0 0 38,489
ORACLE CORP COM 68389X105 389,256 2,646 SH SOLE 0 0 2,646
OSHKOSH CORP COM 688239201 294,420 2,000 SH SOLE 0 0 2,000
PALANTIR TECHNOLOGIES INC CL A 69608A108 233,170 1,594 SH SOLE 0 0 1,594
PEPSICO INC COM 713448108 465,577 2,998 SH SOLE 0 0 2,998
PFIZER INC COM 717081103 864,211 30,777 SH SOLE 0 0 30,777
PHILIP MORRIS INTL INC COM 718172109 525,447 3,150 SH SOLE 0 0 3,150
POWERBANK CORP COM SHS 73933V100 8,031 15,000 SH SOLE 0 0 15,000
PROCTER & GAMBLE CO COM 742718109 660,422 4,572 SH SOLE 0 0 4,572
RETRACTABLE TECHNOLOGIES INC COM 76129W105 12,569 19,000 SH SOLE 0 0 19,000
RTX CORPORATION COM 75513E101 852,659 4,420 SH SOLE 0 0 4,420
SCHWAB CHARLES CORP COM 808513105 1,359,639 14,467 SH SOLE 0 0 14,467
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 916,638 36,798 SH SOLE 0 0 36,798
SCHWAB STRATEGIC TR LONG TERM US 808524680 1,000,103 31,820 SH SOLE 0 0 31,820
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 437,340 14,255 SH SOLE 0 0 14,255
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 607,949 20,870 SH SOLE 0 0 20,870
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 280,190 9,187 SH SOLE 0 0 9,187
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 271,168 691 SH SOLE 0 0 691
SELECT SECTOR SPDR TR STATE STREET CON 81369Y407 434,448 3,986 SH SOLE 0 0 3,986
SELECT SECTOR SPDR TR STATE STREET CON 81369Y308 225,609 2,752 SH SOLE 0 0 2,752
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506 2,767,038 45,169 SH SOLE 0 0 45,169
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605 13,589,221 275,253 SH SOLE 0 0 275,253
SELECT SECTOR SPDR TR STATE STREET HEA 81369Y209 4,972,005 33,913 SH SOLE 0 0 33,913
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 1,154,567 8,687 SH SOLE 0 0 8,687
SHELL PLC SPON ADS 780259305 226,410 2,435 SH SOLE 0 0 2,435
SPDR INDEX SHS FDS STATE STREET SPD 78463X509 781,745 16,665 SH SOLE 0 0 16,665
SPDR SERIES TRUST STATE STREET SPD 78464A672 25,201,937 879,342 SH SOLE 0 0 879,342
SPDR SERIES TRUST STATE STREET SPD 78464A854 358,175 4,680 SH SOLE 0 0 4,680
SPDR SERIES TRUST STATE STREET SPD 78468R556 573,352 3,153 SH SOLE 0 0 3,153
SPDR SERIES TRUST STATE STREET SPD 78464A508 1,139,725 20,144 SH SOLE 0 0 20,144
STARBUCKS CORP COM 855244109 271,200 3,027 SH SOLE 0 0 3,027
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,947,580 2,986 SH SOLE 0 0 2,986
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 1,277,942 2,067 SH SOLE 0 0 2,067
STRATEGY INC CL A NEW 594972408 249,600 2,000 SH SOLE 0 0 2,000
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 257,254 759 SH SOLE 0 0 759
TESLA INC COM 88160R101 624,912 1,681 SH SOLE 0 0 1,681
UNION PAC CORP COM 907818108 401,050 1,653 SH SOLE 0 0 1,653
UNITED PARCEL SVCS INC CL B 911312106 369,863 3,760 SH SOLE 0 0 3,760
UNITEDHEALTH GROUP INC COM 91324P102 1,201,475 4,440 SH SOLE 0 0 4,440
VALERO ENERGY CORP COM 91913Y100 252,974 1,024 SH SOLE 0 0 1,024
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 229,967 4,786 SH SOLE 0 0 4,786
VANGUARD INDEX FDS GROWTH ETF 922908736 239,805 549 SH SOLE 0 0 549
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,411,141 5,483 SH SOLE 0 0 5,483
VANGUARD INDEX FDS MID CAP ETF 922908629 5,293,102 18,431 SH SOLE 0 0 18,431
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,585,711 9,348 SH SOLE 0 0 9,348
VANGUARD INDEX FDS SMALL CP ETF 922908751 235,178 898 SH SOLE 0 0 898
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,404,634 4,378 SH SOLE 0 0 4,378
VANGUARD INDEX FDS VALUE ETF 922908744 37,814,223 192,733 SH SOLE 0 0 192,733
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 11,794,613 85,270 SH SOLE 0 0 85,270
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 246,665 4,938 SH SOLE 0 0 4,938
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 707,322 3,289 SH SOLE 0 0 3,289
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 293,615 4,582 SH SOLE 0 0 4,582
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 650,644 4,393 SH SOLE 0 0 4,393
VANGUARD WORLD FD INF TECH ETF 92204A702 386,624 554 SH SOLE 0 0 554
VERIZON COMMUNICATIONS INC COM 92343V104 1,958,487 39,014 SH SOLE 0 0 39,014
VISA INC COM CL A 92826C839 1,327,104 4,391 SH SOLE 0 0 4,391
WALMART INC COM 931142103 857,469 6,886 SH SOLE 0 0 6,886
WASTE MGMT INC DEL COM 94106L109 318,596 1,386 SH SOLE 0 0 1,386
YUM BRANDS INC COM 988498101 274,725 1,767 SH SOLE 0 0 1,767