The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR DOW JONES INDL AVERAGE ETF TR UNIT SE ETF 78467X109 16,563,598 35,760 SH SOLE 0 0 35,760
INVESCO QQQ TRUST ETF 46090e103 15,645,802 27,107 SH SOLE 0 0 27,107
SPDR S&P 500 ETF ETF 78462f103 10,353,974 15,921 SH SOLE 0 0 15,921
FEDERATED HME MDT LAR VAL ETF NAV CF ETF 31423L701 9,793,047 310,863 SH SOLE 0 0 310,863
NVIDIA CORP COM 67066g104 8,978,123 51,480 SH SOLE 0 0 51,480
FEDERATED HME MDT SML COR ETF NAV CF ETF 31423L602 5,966,363 200,955 SH SOLE 0 0 200,955
ISHARES CORE S&P 500 ETF ETF 464287200 5,474,000 8,380 SH SOLE 0 0 8,380
FEDERATED HERMES ETF TR MDT ETF 31423L875 5,225,761 201,308 SH SOLE 0 0 201,308
SPDR S&P 600 SMALL CAP GROWTH ETF ETF 78464a201 4,785,057 49,524 SH SOLE 0 0 49,524
SPDR S&P 400 MID CAP GROWTH ETF ETF 78464a821 4,383,022 45,676 SH SOLE 0 0 45,676
FEDERATED HERMS U S STRG DIV ETF ETF 31423L305 3,723,414 120,890 SH SOLE 0 0 120,890
ISHARES TR CORE DIV GRWTH ETF 46434V621 3,117,494 44,421 SH SOLE 0 0 44,421
APPLE INC COM 037833100 1,978,778 7,797 SH SOLE 0 0 7,797
ISHARES S&P 100 ETF ETF 464287101 1,958,355 6,157 SH SOLE 0 0 6,157
FEDERATED HERMES ETF T SHORT DURATION C ETF 31423l107 1,705,853 70,206 SH SOLE 0 0 70,206
VANGUARD BD INDEX FDS SHORT TRM BOND ETF 921937827 1,457,793 18,592 SH SOLE 0 0 18,592
TESLA INC COM 88160r101 1,122,685 3,020 SH SOLE 0 0 3,020
AMAZON.COM INC COM 023135106 797,882 3,831 SH SOLE 0 0 3,831
VANGUARD S&P 500 ETF ETF 922908363 639,379 1,070 SH SOLE 0 0 1,070
ISHARES NASDAQ BIOTECHNOLOGY ETF ETF 464287556 579,460 3,432 SH SOLE 0 0 3,432
CHARLES SCHWAB US MC ETF ETF 808524508 525,112 16,961 SH SOLE 0 0 16,961
J P MORGAN CHASE & CO COM 46625h100 487,811 1,658 SH SOLE 0 0 1,658
SCHWAB US SMALL CAP ETF ETF 808524607 427,549 14,703 SH SOLE 0 0 14,703
WALMART INC COM 931142103 400,396 3,222 SH SOLE 0 0 3,222
MICROSOFT CORP COM 594918104 395,040 1,067 SH SOLE 0 0 1,067
LILLY ELI & CO COM 532457108 367,908 400 SH SOLE 0 0 400
FIDELITY 500 INDEX FD ETF 315911750 356,309 1,567 SH SOLE 0 0 1,567
HOME DEPOT INC COM 437076102 348,764 1,060 SH SOLE 0 0 1,060
EXXON MOBIL CORP COM 30231g102 346,639 2,043 SH SOLE 0 0 2,043
VANGUARD VALUE INDEX ADMIRAL SHARE ETF 922908678 343,864 4,492 SH SOLE 0 0 4,492
SPDR GOLD SHARES ETF ETF 78463v107 336,056 781 SH SOLE 0 0 781
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 333,455 13,473 SH SOLE 0 0 13,473
CATERPILLAR INC COM 149123101 323,058 456 SH SOLE 0 0 456
MARRIOTT INTL INC CLASS A COM 571903202 274,739 840 SH SOLE 0 0 840
SCHWAB INTERNATNAL SMALL CAP EQY ETF ETF 808524888 267,691 5,727 SH SOLE 0 0 5,727
META PLATFORMS, INC. COM 30303m102 253,820 444 SH SOLE 0 0 444
INVESCO AEROSPACE & DEFENSE ETF ETF 46137v100 245,236 1,480 SH SOLE 0 0 1,480
VANGUARD SPECIALIZED F DIV APP ETF ETF 921908844 232,496 1,081 SH SOLE 0 0 1,081
AMERICAN EXPRESS CO COM 025816109 230,490 762 SH SOLE 0 0 762
FIDELITY HIGH DIVIDEND ETF 0 ETF 316092840 219,925 3,981 SH SOLE 0 0 3,981
ALPHABET INC. CLASS A COM 02079k305 218,816 761 SH SOLE 0 0 761
SPDR SER TR S&P DIVID ETF ETF 78464A763 206,524 1,415 SH SOLE 0 0 1,415
DEMENSIONAL US TARGETED VALUE ETF ETF 25434V609 200,090 3,204 SH SOLE 0 0 3,204
SPONGETECH DELIVERY XXX REGISTRATION REV COM 849109103 0 39,000 SH SOLE 0 0 39,000