The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 8,887,933 118,775 SH SOLE 118,775 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 7,628,695 69,057 SH SOLE 69,057 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 3,051,775 85,293 SH SOLE 85,293 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 3,498,486 88,704 SH SOLE 88,704 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 9,833,111 275,360 SH SOLE 275,360 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 10,689,255 401,701 SH SOLE 401,701 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 22,998,171 312,305 SH SOLE 312,305 0 0
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 8,066,342 134,484 SH SOLE 134,484 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 5,971,284 59,797 SH SOLE 59,797 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 5,653,818 68,324 SH SOLE 68,324 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 11,448,111 238,254 SH SOLE 238,254 0 0
LATTICE STRATEGIES TR HARTFORD US EQTY 518416409 1,729,813 29,299 SH SOLE 29,299 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 561,946 12,121 SH SOLE 12,121 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 208,690 1,509 SH SOLE 1,509 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 773,683 22,080 SH SOLE 22,080 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 4,552,735 149,270 SH SOLE 149,270 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,127,794 17,600 SH SOLE 17,600 0 0
ISHARES TR TIPS BD ETF 464287176 2,341,851 21,220 SH SOLE 21,220 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 291,352 448 SH SOLE 448 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 989,259 18,303 SH SOLE 18,303 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 431,120 1,646 SH SOLE 1,646 0 0
ISHARES TR CORE US AGGBD ET 464287226 5,795,780 58,384 SH SOLE 58,384 0 0
INVESCO EXCHANGE TRADED FD T RAFI US 1500 46137V597 651,583 14,205 SH SOLE 14,205 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 481,881 9,130 SH SOLE 9,130 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 991,005 3,316 SH SOLE 3,316 0 0
LATTICE STRATEGIES TR HARTFORD MLT SML 518416508 223,886 4,635 SH SOLE 4,635 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 217,845 1,110 SH SOLE 1,110 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 233,229 727 SH SOLE 727 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 270,690 453 SH SOLE 453 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,341,560 9,202 SH SOLE 9,202 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,079,415 41,680 SH SOLE 41,680 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 233,949 8,045 SH SOLE 8,045 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 220,136 4,407 SH SOLE 4,407 0 0
SCHWAB STRATEGIC TR MUN BD ETF 808524649 457,825 17,968 SH SOLE 17,968 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730 310,327 8,111 SH SOLE 8,111 0 0
RBB FD INC F/M COMPOUNDR US 74933W148 763,764 7,472 SH SOLE 7,472 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 439,906 918 SH SOLE 918 0 0