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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 235,439,832 360,435 SH SOLE 0 0 360,435
ISHARES TR CORE S&P MCP ETF 464287507 422,063 6,250 SH SOLE 0 0 6,250
ISHARES TR RUSSELL 3000 ETF 464287689 586,786 1,583 SH SOLE 0 0 1,583
ISHARES TR MSCI ACWI ETF 464288257 16,718,832 120,827 SH SOLE 0 0 120,827
ISHARES TR MSCI EAFE ETF 464287465 3,516,786 36,207 SH SOLE 0 0 36,207
ISHARES TR MSCI EMG MKT ETF 464287234 142,827 2,515 SH SOLE 0 0 2,515
ISHARES TR CORE MSCI EAFE 46432F842 209,577 2,315 SH SOLE 0 0 2,315
ISHARES TR RUS 1000 ETF 464287622 3,246,479 9,105 SH SOLE 0 0 9,105
ISHARES TR RUS 1000 GRW ETF 464287614 550,056 1,290 SH SOLE 0 0 1,290
ISHARES TR CORE S&P SCP ETF 464287804 458,082 3,685 SH SOLE 0 0 3,685
ISHARES INC MSCI EMRG CHN 46434G764 483,130 6,142 SH SOLE 0 0 6,142
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 51,115,695 1,835,393 SH SOLE 0 0 1,835,393
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 14,049,825 529,754 SH SOLE 0 0 529,754
SCHWAB STRATEGIC TR US LARGE CAP ETF 808524201 34,030,664 1,327,249 SH SOLE 0 0 1,327,249
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 1,856,735 4,000 SH SOLE 0 0 4,000
SPDR SER TR S&P DIVID ETF 78464A763 583,760 4,000 SH SOLE 0 0 4,000
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 841,474 1,361 SH SOLE 0 0 1,361
VANGUARD WORLD FD ESG US STK ETF 921910733 4,030,044 35,896 SH SOLE 0 0 35,896
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 405,632 679 SH SOLE 0 0 679
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 7,087,180 90,818 SH SOLE 0 0 90,818
VANGUARD INDEX FDS TOTAL STK MKT 922908769 50,483,330 157,362 SH SOLE 0 0 157,362
VANGUARD INDEX FDS TT WRLD ST ETF 922042742 2,154,462 15,576 SH SOLE 0 0 15,576
VANGUARD INDEX FDS VALUE ETF 922908744 842,287 4,293 SH SOLE 0 0 4,293