0001116625
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
vip:RiskOfLossMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
vip:NotShortTermInvestmentRiskMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
vip:InvestmentOptionsRiskMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
vip:InsuranceCompanyRiskMember
2025-12-31
2025-12-31
0001116625
sbli:LoansMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:AnnualSteppedUpDeathBenefitMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:WaiverofWithdrawalChargeMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:AlternateWithdrawalCharge0YearMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:AlternateWithdrawalCharge4YearMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:SixPercentageDollarforDollarGuaranteedMinimumIncomeBenefitMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
vip:PreviouslyOfferedMember
2025-12-31
2025-12-31
0001116625
sbli:GuaranteedLifetimeWithdrawalBenefitOneCoveredPersonMember
sbli:C000029048Member
vip:PreviouslyOfferedMember
2025-12-31
2025-12-31
0001116625
sbli:GuaranteedLifetimeWithdrawalBenefitTwoCoveredPersonsMember
sbli:C000029048Member
vip:PreviouslyOfferedMember
2025-12-31
2025-12-31
0001116625
sbli:GuaranteedMinimumIncomeBenefitThreePercentageMember
sbli:C000029048Member
vip:PreviouslyOfferedMember
2025-12-31
2025-12-31
0001116625
sbli:GuaranteedMinimumIncomeBenefitFivePercentageMember
sbli:C000029048Member
vip:PreviouslyOfferedMember
2025-12-31
2025-12-31
0001116625
sbli:SixPercentageDollarforDollarGuaranteedMinimumIncomeBenefitMember
sbli:C000029048Member
vip:PreviouslyOfferedMember
2025-12-31
2025-12-31
0001116625
sbli:GuaranteedGrowthDeathBenefitThreePercentageMember
sbli:C000029048Member
vip:PreviouslyOfferedMember
2025-12-31
2025-12-31
0001116625
sbli:GuaranteedGrowthDeathBenefitFivePercentageMember
sbli:C000029048Member
vip:PreviouslyOfferedMember
2025-12-31
2025-12-31
0001116625
sbli:GuaranteedGrowthDeathBenefitSixPercentageMember
sbli:C000029048Member
vip:PreviouslyOfferedMember
2025-12-31
2025-12-31
0001116625
sbli:GuaranteedGrowthDeathBenefitSevenPercentageMember
sbli:C000029048Member
vip:PreviouslyOfferedMember
2025-12-31
2025-12-31
0001116625
sbli:CombinedAnnualSteppedUpandGuaranteedGrowthDeathBenefitMember
sbli:C000029048Member
vip:PreviouslyOfferedMember
2025-12-31
2025-12-31
0001116625
sbli:EnhancedDeathBenefitMember
sbli:C000029048Member
vip:PreviouslyOfferedMember
2025-12-31
2025-12-31
0001116625
sbli:CombinedEnhancedandAnnualSteppedUpDeathBenefitMember
sbli:C000029048Member
vip:PreviouslyOfferedMember
2025-12-31
2025-12-31
0001116625
sbli:CombinedEnhancedandGuaranteedGrowthDeathBenefitMember
sbli:C000029048Member
vip:PreviouslyOfferedMember
2025-12-31
2025-12-31
0001116625
sbli:CombinedEnhancedAnnualSteppedUpandGuaranteedGrowthDeathBenefitMember
sbli:C000029048Member
vip:PreviouslyOfferedMember
2025-12-31
2025-12-31
0001116625
sbli:SixPercentageDollarforDollarGuaranteedMinimumIncomeBenefitandGuaranteedMinimumDeathBenefitMember
sbli:C000029048Member
vip:PreviouslyOfferedMember
2025-12-31
2025-12-31
0001116625
sbli:GuaranteedMinimumWithdrawalBenefitMember
sbli:C000029048Member
vip:PreviouslyOfferedMember
2025-12-31
2025-12-31
0001116625
sbli:TotalProtectionMember
sbli:C000029048Member
vip:PreviouslyOfferedMember
2025-12-31
2025-12-31
0001116625
sbli:GuaranteedLifetimeWithdrawalBenefitOneCoveredPersonMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:GuaranteedLifetimeWithdrawalBenefitTwoCoveredPersonsMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:GuaranteedGrowthDeathBenefitSixPercentageMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:GuaranteedGrowthDeathBenefitSevenPercentageMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:GuaranteedMinimumWithdrawalBenefitMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:TotalProtectionMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:DCAPlusAccountMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:StandardDeathBenefitContractIssueAge80orYoungerMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:StandardDeathBenefitContractIssueAge81andOlderMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:SystematicWithdrawalsMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:AssetReallocationOptionMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:DollarCostAveragingOptionMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:EnhancedDeathBenefitMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:GuaranteedLifetimeWithdrawalBenefitMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:CombinedAnnualSteppedUpandGuaranteedGrowthDeathBenefitMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:AutomaticBonusCreditMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:CombinedEnhancedandAnnualSteppedUpDeathBenefitMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:GuaranteedMinimumIncomeBenefitMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:GuaranteedGrowthDeathBenefitMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:CombinedEnhancedandGuaranteedGrowthDeathBenefitMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:CombinedEnhancedAnnualSteppedUpandGuaranteedGrowthDeathBenefitMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:SixPercentageDollarforDollarGuaranteedMinimumIncomeBenefitandGuaranteedMinimumDeathBenefitMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:GuaranteedGrowthDeathBenefitThreePercentageMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:GuaranteedGrowthDeathBenefitFivePercentageMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:GuaranteedMinimumIncomeBenefitThreePercentageMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:GuaranteedMinimumIncomeBenefitFivePercentageMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:ABDiscoveryValueClassBMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:ABVPSDynamicAssetAllocationClassBMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:AmericanFundsISAssetAllocationClass4Member
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:AmericanFundsISCapitalWorldBondClass4Member
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:AmericanFundsISEUPACFundClass4Member
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:AmericanFundsISGlobalGrowthClass4Member
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:AmericanFundsISGrowthIncomeClass4Member
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:AmericanFundsISNewWorldClass4Member
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:BlackRockEquityDividendVIClassIIIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:BlackRockGlobalAllocationVIClassIIIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:BlackRockHighYieldVIClassIIIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:BNYMellonIPMidCapStockServiceClassMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:BNYMellonIPSmallCapStockIndexServiceClassMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:BNYMellonIPTechnologyGrowthServiceClassMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:BNYMellonVIFAppreciationServiceClassMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:ClearBridgeVariableGrowthClassIIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:ClearbridgeVariableSmallCapGrowthClassIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:FidelityVIPEquityIncomeServiceClass2Member
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:FidelityVIPGrowthandIncomeServiceClass2Member
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:FidelityVIPGrowthOpportunitiesServiceClass2Member
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:FidelityVIPHighIncomeServiceClass2Member
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:FidelityVIPOverseasServiceClass2Member
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:FranklinAllocationVIPFundClass4Member
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:FranklinIncomeVIPFundClass2Member
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:FranklinMutualGlobalDiscoveryVIPFundClass2Member
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:FranklinSmallCapValueVIPFundClass2Member
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:FranklinStrategicIncomeVIPFundClass2Member
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:GuggenheimVIFFloatingRateStrategiesMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:GuggenheimVIFGlobalManagedFuturesStrategyMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:GuggenheimVIFHighYieldMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:GuggenheimVIFMultiHedgeStrategiesMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:GuggenheimVIFTotalReturnBondMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:InvescoVIAmericanValueSeriesIIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:InvescoVIComstockSeriesIIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:InvescoVICorePlusBondSeriesIIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:InvescoVIDiscoveryMidCapGrowthSeriesIIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:InvescoVIEquityandIncomeSeriesIIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:InvescoVIEQVInternationalEquitySeriesIIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:InvescoVIGlobalSeriesIIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:InvescoVIGlobalRealEstateSeriesIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:InvescoVIGovernmentMoneyMarketSeriesIIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:InvescoVIGovernmentSecuritiesSeriesIIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:InvescoVIHealthCareSeriesIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:InvescoVIMainStreetMidCapFundSeriesIIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:InvescoVIMainStreetSmallCapFundSeriesIIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:JanusHendersonVITEnterpriseServiceClassMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:JanusHendersonVITResearchServiceClassMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:LordAbbettSeriesBondDebentureVCClassVCMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:LordAbbettSeriesDevelopingGrowthVCClassVCMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:LVIPAmericanCenturyMidCapValueServiceClassMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:LVIPAmericanCenturyUltraServiceClassMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:LVIPAmericanCenturyValueServiceClassMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:LVIPJPMorganCoreBondServiceClassMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:MFSVITIIResearchInternationalServiceClassMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:MFSVITTotalReturnServiceClassMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:MFSVITUtilitiesServiceClassMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:MorganStanleyVIFEmergingMarketsEquityClassIIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:MorningstarAggressiveGrowthETFAssetAllocationPortfolioClassIIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:MorningstarBalancedETFAssetAllocationPortfolioClassIIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:MorningstarConservativeETFAssetAllocationPortfolioClassIIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:MorningstarGrowthETFAssetAllocationPortfolioClassIIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:MorningstarIncomeandGrowthETFAssetAllocationPortfolioClassIIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:NAAAllCapValueSeriesMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:NAALargeCapValueSeriesMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:NAALargeCoreSeriesMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:NAALargeGrowthSeriesMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:NAAMidGrowthSeriesMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:NAASmallCapValueSeriesMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:NAASmallGrowthSeriesMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:NAASMidCapValueSeriesMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:NAAWorldEquityIncomeSeriesMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:NeubergerBermanQualityEquityPortfolioClassSMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:NomuraVIPAssetStrategyServiceClassMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:PIMCOVITAllAssetAdministrativeClassMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:PIMCOVITCommodityRealReturnStrategyAdministrativeClassMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:PIMCOVITEmergingMarketsBondAdvisorClassMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:PIMCOVITInternationalBondPortfolioUSDollarHedgedAdministrativeClassMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:PIMCOVITLowDurationAdministrativeClassMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:PIMCOVITRealReturnAdministrativeClassMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:PIMCOVITTotalReturnAdvisorClassMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:PutnamVTSmallCapValueClassIBMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:RoyceMicroCapInvestmentClassMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:TRowePriceHealthSciencesClassIIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:TempletonEmergingMarketsVIPFundClass2Member
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:TempletonGlobalBondVIPFundClass2Member
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:WesternAssetVariableGlobalHighYieldBondClassIIMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:FixedAccountMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:DCAPlusAccountFixedOptionMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:PointToPoint6MonthsMember
sbli:DCAPlusAccountFixedOptionMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:PointToPoint1YearMember
sbli:DCAPlusAccountFixedOptionMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:RiskofInvestmentLossMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:ShortTermInvestmentRiskWithdrawalRiskMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:SubaccountRiskMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:ManagedVolatilityFundRiskMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:PurchasePaymentRiskMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:FinancialStrengthandClaimsPayingAbilityRiskMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:BusinessDisruptionandCybersecurityRiskMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:LoanRiskMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:CreditEnhancementRiskMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:TaxConsequencesRiskMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
sbli:AdvisoryFeeDeductionRiskMember
2025-12-31
2025-12-31
0001116625
sbli:C000029048Member
vip:ContractChangesRiskMember
2025-12-31
2025-12-31
0001116625
vip:StandardDeathBenefitMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:OptionalRidersMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
sbli:AlternateWithdrawalChargeMember
sbli:C000029048Member
2025-12-31
2025-12-31
0001116625
2025-12-31
2025-12-31
pure
iso4217:USD
utr:Y
2025-12-31
SBL VARIABLE ANNUITY ACCOUNT XIV
0001116625
false
N-4
N-4
<table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;">
<tr style="height:14.5pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Top;width:79pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td>
<td colspan="4" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">FEES, EXPENSES AND ADJUSTMENTS</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Top;width:115pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Location in Prospectus</span></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;">
<tr style="height:97pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:79pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges or </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Adjustments for </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Early </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Withdrawals?</span></div></div></td>
<td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> If you withdraw money from your Contract within </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">7</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> years following your </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">last Purchase Payment, you may be assessed a surrender charge of up to </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">7</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">% </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">(as a percentage of the portion of the withdrawal amount consisting of </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments, including any Bonus Credits paid), declining to 0% in the </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">eighth year. </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">For example, if you were to withdraw $100,000 during a surrender charge </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">period, you would be assessed a charge of up to $</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">7,000</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">. This loss will be </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">greater if there are taxes or tax penalties.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:115pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Fee Table</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Fee Table – Examples</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges and Deductions </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">– Contingent Deferred </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Sales Charge</span></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;">
<tr style="height:35.5pt;">
<td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:79pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Transaction </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges?</span></div></div></td>
<td colspan="4" style="border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:323pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">No.</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> Other than surrender charges (if any), there are no charges for other </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">transactions (e.g., transferring money between investment options).</span></div></div></td>
<td style="padding-bottom:2pt;vertical-align:Top;width:115pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Not Applicable</span></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;">
<tr style="height:91pt;">
<td rowspan="6" style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:79pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Ongoing Fees </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">and Expenses?</span></div></div></td>
<td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> The table below describes the current fees and expenses of the Contract </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">that you may pay </span><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">each year</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">, depending on the Investment Options and optional </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">benefits you choose. Interest on any Contract loans is not reflected. The fees </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">and expenses do not reflect any advisory fees paid to financial intermediaries </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">from your Contract Value or other assets. If such charges were reflected, the </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">fees and expenses would be higher. Please refer to your Contract specifi-</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">cations page for information about the specific fees you will pay each year </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">based on the options you have elected.</span></div></div></td>
<td rowspan="6" style="padding-bottom:4pt;vertical-align:Top;width:115pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Fee Table</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Fee Table – Examples</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges and Deductions </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">– Mortality and Expense </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Risk Charge</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges and Deductions </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">– Administration Charge</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges and Deductions </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">– Account Adminis-</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">tration Charge</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges and Deductions </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">– Optional Rider Charges</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Appendix A – Underlying </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Funds Available Under </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">the Contract</span></div></div></td></tr>
<tr style="height:15pt;">
<td colspan="2" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:213pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Annual Fee</span></div></div></td>
<td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Minimum</span></div></div></td>
<td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Maximum</span></div></div></td></tr>
<tr style="height:15pt;">
<td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:213pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Base Contract</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.76%</span><span style="color:#000000;font-family:Arial;font-size:9pt;line-height:11pt;"> </span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.01%</span><span style="color:#000000;font-family:Arial;font-size:9pt;line-height:11pt;"> </span></div></div></td></tr>
<tr style="height:15pt;">
<td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:213pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">(Underlying Fund fees and expenses)</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">2</span> <div style="clear:right;"> </div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.46%</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;">3.38%</span><span style="color:#000000;font-family:Arial;font-size:9pt;line-height:11pt;"> </span></div></div></td></tr>
<tr style="height:26pt;">
<td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:213pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Optional benefits available for an additional charge</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">3</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">(for a single optional benefit, if elected)</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.05%</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.25%</span></div></div></td></tr>
<tr style="height:45pt;">
<td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9.0pt;">As a percentage of Contract Value allocated to the Separate Account. This amount </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9.0pt;">includes the account administration charge.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">2</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9.0pt;">As a percentage of Underlying Fund average net assets.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">3</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9.0pt;">As a percentage of Contract Value.</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;margin-left:0.0pt;"> </span></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;">
<tr style="height:70pt;">
<td rowspan="3" style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:79pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td>
<td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Because your Contract is customizable, the choices you make affect how much </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">you will pay. To help you understand the cost of owning your Contract, the </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">following table shows the lowest and highest cost you could pay </span><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">each year </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">based on current charges. This estimate assumes that you do not take </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">withdrawals from the Contract, </span><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">which could add surrender charges that </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">substantially increase costs</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">.</span></div></div></td>
<td rowspan="3" style="padding-bottom:4pt;vertical-align:Top;width:115pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:158pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Lowest Annual Cost: </span><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">$1,122.28</span></div></div></td>
<td colspan="3" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:165pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Highest Annual Cost: </span><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">$4,228.07</span></div></div></td></tr>
<tr style="height:145.5pt;">
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:158pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Investment of $100,000</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">5% annual appreciation</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Least expensive combination of </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">Base </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract charge and </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">Underlying Fund</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> fees and </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">expenses</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No optional benefits</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No sales charges or advisory fees</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No additional </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">transfers or withdrawals</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract loans</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Credit Enhancement amounts</span></div></div></td>
<td colspan="3" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:165pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Investment of $100,000</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">5% annual appreciation</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Most expensive combination of Base </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">Contract</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> charge, optional benefits, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">and </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Underlying Fund fees and </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">expenses</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No sales charges or advisory fees</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No additional </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">transfers or withdrawals</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract loans</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Credit Enhancement amounts</span></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;">
<tr style="height:97pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:79pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges or </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Adjustments for </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Early </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Withdrawals?</span></div></div></td>
<td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> If you withdraw money from your Contract within </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">7</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> years following your </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">last Purchase Payment, you may be assessed a surrender charge of up to </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">7</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">% </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">(as a percentage of the portion of the withdrawal amount consisting of </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments, including any Bonus Credits paid), declining to 0% in the </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">eighth year. </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">For example, if you were to withdraw $100,000 during a surrender charge </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">period, you would be assessed a charge of up to $</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">7,000</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">. This loss will be </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">greater if there are taxes or tax penalties.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:115pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Fee Table</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Fee Table – Examples</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges and Deductions </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">– Contingent Deferred </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Sales Charge</span></div></div></td></tr></table>
7
0.07
7000
<table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;">
<tr style="height:35.5pt;">
<td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:79pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Transaction </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges?</span></div></div></td>
<td colspan="4" style="border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:323pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">No.</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> Other than surrender charges (if any), there are no charges for other </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">transactions (e.g., transferring money between investment options).</span></div></div></td>
<td style="padding-bottom:2pt;vertical-align:Top;width:115pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Not Applicable</span></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;">
<tr style="height:91pt;">
<td rowspan="6" style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:79pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Ongoing Fees </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">and Expenses?</span></div></div></td>
<td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> The table below describes the current fees and expenses of the Contract </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">that you may pay </span><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">each year</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">, depending on the Investment Options and optional </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">benefits you choose. Interest on any Contract loans is not reflected. The fees </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">and expenses do not reflect any advisory fees paid to financial intermediaries </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">from your Contract Value or other assets. If such charges were reflected, the </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">fees and expenses would be higher. Please refer to your Contract specifi-</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">cations page for information about the specific fees you will pay each year </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">based on the options you have elected.</span></div></div></td>
<td rowspan="6" style="padding-bottom:4pt;vertical-align:Top;width:115pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Fee Table</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Fee Table – Examples</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges and Deductions </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">– Mortality and Expense </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Risk Charge</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges and Deductions </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">– Administration Charge</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges and Deductions </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">– Account Adminis-</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">tration Charge</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges and Deductions </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">– Optional Rider Charges</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Appendix A – Underlying </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Funds Available Under </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">the Contract</span></div></div></td></tr>
<tr style="height:15pt;">
<td colspan="2" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:213pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Annual Fee</span></div></div></td>
<td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Minimum</span></div></div></td>
<td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Maximum</span></div></div></td></tr>
<tr style="height:15pt;">
<td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:213pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Base Contract</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.76%</span><span style="color:#000000;font-family:Arial;font-size:9pt;line-height:11pt;"> </span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.01%</span><span style="color:#000000;font-family:Arial;font-size:9pt;line-height:11pt;"> </span></div></div></td></tr>
<tr style="height:15pt;">
<td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:213pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">(Underlying Fund fees and expenses)</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">2</span> <div style="clear:right;"> </div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.46%</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;">3.38%</span><span style="color:#000000;font-family:Arial;font-size:9pt;line-height:11pt;"> </span></div></div></td></tr>
<tr style="height:26pt;">
<td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:213pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Optional benefits available for an additional charge</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">3</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">(for a single optional benefit, if elected)</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.05%</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.25%</span></div></div></td></tr>
<tr style="height:45pt;">
<td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9.0pt;">As a percentage of Contract Value allocated to the Separate Account. This amount </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9.0pt;">includes the account administration charge.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">2</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9.0pt;">As a percentage of Underlying Fund average net assets.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">3</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9.0pt;">As a percentage of Contract Value.</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;margin-left:0.0pt;"> </span></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;">
<tr style="height:70pt;">
<td rowspan="3" style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:79pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td>
<td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Because your Contract is customizable, the choices you make affect how much </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">you will pay. To help you understand the cost of owning your Contract, the </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">following table shows the lowest and highest cost you could pay </span><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">each year </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">based on current charges. This estimate assumes that you do not take </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">withdrawals from the Contract, </span><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">which could add surrender charges that </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">substantially increase costs</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">.</span></div></div></td>
<td rowspan="3" style="padding-bottom:4pt;vertical-align:Top;width:115pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:158pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Lowest Annual Cost: </span><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">$1,122.28</span></div></div></td>
<td colspan="3" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:165pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Highest Annual Cost: </span><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">$4,228.07</span></div></div></td></tr>
<tr style="height:145.5pt;">
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:158pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Investment of $100,000</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">5% annual appreciation</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Least expensive combination of </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">Base </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract charge and </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">Underlying Fund</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> fees and </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">expenses</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No optional benefits</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No sales charges or advisory fees</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No additional </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">transfers or withdrawals</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract loans</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Credit Enhancement amounts</span></div></div></td>
<td colspan="3" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:165pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Investment of $100,000</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">5% annual appreciation</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Most expensive combination of Base </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">Contract</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> charge, optional benefits, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">and </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Underlying Fund fees and </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">expenses</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No sales charges or advisory fees</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No additional </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">transfers or withdrawals</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract loans</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Credit Enhancement amounts</span></div></div></td></tr></table>
0.0076
0.0101
0.0046
0.0338
0.0005
0.0125
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9.0pt;">As a percentage of Contract Value allocated to the Separate Account. This amount </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9.0pt;">includes the account administration charge.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9.0pt;">As a percentage of Underlying Fund average net assets.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9.0pt;">As a percentage of Contract Value.</span>
<table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;">
<tr style="height:70pt;">
<td rowspan="3" style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:79pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td>
<td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Because your Contract is customizable, the choices you make affect how much </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">you will pay. To help you understand the cost of owning your Contract, the </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">following table shows the lowest and highest cost you could pay </span><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">each year </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">based on current charges. This estimate assumes that you do not take </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">withdrawals from the Contract, </span><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">which could add surrender charges that </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">substantially increase costs</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">.</span></div></div></td>
<td rowspan="3" style="padding-bottom:4pt;vertical-align:Top;width:115pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:158pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Lowest Annual Cost: </span><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">$1,122.28</span></div></div></td>
<td colspan="3" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:165pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Highest Annual Cost: </span><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">$4,228.07</span></div></div></td></tr>
<tr style="height:145.5pt;">
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:158pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Investment of $100,000</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">5% annual appreciation</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Least expensive combination of </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">Base </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract charge and </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">Underlying Fund</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> fees and </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">expenses</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No optional benefits</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No sales charges or advisory fees</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No additional </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">transfers or withdrawals</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract loans</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Credit Enhancement amounts</span></div></div></td>
<td colspan="3" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:165pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Investment of $100,000</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">5% annual appreciation</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Most expensive combination of Base </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">Contract</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> charge, optional benefits, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">and </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Underlying Fund fees and </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">expenses</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No sales charges or advisory fees</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No additional </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">transfers or withdrawals</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract loans</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">No </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Credit Enhancement amounts</span></div></div></td></tr></table>
1122.28
4228.07
<table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:14.5pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:79.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:322pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">RISKS</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:115.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Location in Prospectus</span></div></div></td></tr>
<tr style="height:47pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.625pt;vertical-align:Top;width:79.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Is There a Risk </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">of Loss from </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Poor </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Performance?</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.625pt;vertical-align:Top;width:322pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> You can lose money by investing in this Contract, including loss of </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">principal.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.625pt;vertical-align:Top;width:115.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Principal Risks of </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Investing in the Contract</span></div></div></td></tr>
<tr style="height:124.5pt;">
<td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:79.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Is this a </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Short-Term </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Investment?</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:322pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">No.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">This </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract is not designed for short-term investing and is not appropriate </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">for an investor who needs ready access to cash.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Surrender charges, taxes and tax penalties may apply to withdrawals. If you </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">take a withdrawal, a surrender charge may reduce the value of your </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">Contract</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> or the amount of money that you actually receive. Withdrawals may </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">also reduce or terminate </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract guarantees and may result in taxes and </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">tax penalties.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">The benefits of tax deferral, long-term income, and living benefit guarantees </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">mean the </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract is more beneficial to investors with a long time horizon.</span></div></div></td>
<td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:115.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges and Deductions </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">– Contingent Deferred </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Sales Charge </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">The Contract – General</span></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;">
<tr style="height:93.5pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:79.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">What are the </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Risks </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Associated with </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">the Investment </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Options?</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:322pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">An investment in this </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract is subject to the risk of poor investment </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">performance. Performance can vary depending on the performance of the </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">Investment Options</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> that you choose under the Contract. </span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Each investment option (including the </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fixed Account, if available) has its </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">own unique risks.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">You should review the </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Investment Options before making an investment </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">decision.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:115.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Appendix A – Underlying </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Funds Available Under </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">the Contract</span></div></div></td></tr>
<tr style="height:81pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:79.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">What are the </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Risks Related to </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">the Insurance </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Company?</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:322pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">An investment in the Contract is subject to the risks related to us, Security </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Benefit Life Insurance Company. Any obligations (including under the Fixed </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Account option), guarantees or benefits of the Contract are subject to our </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">claims-paying ability. If we experience financial distress, we may not be able to </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">meet our obligations to you. More information about Security Benefit Life </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Insurance Company, including our financial strength ratings, is available upon </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">request by calling 1-800-888-2461 or visiting www.securitybenefit.com.</span><span style="color:#000000;font-family:Arial;font-size:9pt;line-height:11pt;margin-left:0.0pt;"> </span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:115.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Information About the </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Company, the Separate </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Account, and the </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Underlying Funds – </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Security Benefit Life </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Insurance Company</span></div></div></td></tr></table>
<span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> You can lose money by investing in this Contract, including loss of </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">principal.</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">No.</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">This </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract is not designed for short-term investing and is not appropriate </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">for an investor who needs ready access to cash.</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Surrender charges, taxes and tax penalties may apply to withdrawals. If you </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">take a withdrawal, a surrender charge may reduce the value of your </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">Contract</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> or the amount of money that you actually receive. Withdrawals may </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">also reduce or terminate </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract guarantees and may result in taxes and </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">tax penalties.</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">The benefits of tax deferral, long-term income, and living benefit guarantees </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">mean the </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract is more beneficial to investors with a long time horizon.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">An investment in this </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract is subject to the risk of poor investment </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">performance. Performance can vary depending on the performance of the </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">Investment Options</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> that you choose under the Contract. </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Each investment option (including the </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fixed Account, if available) has its </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">own unique risks.</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">You should review the </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Investment Options before making an investment </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">decision.</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">An investment in the Contract is subject to the risks related to us, Security </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Benefit Life Insurance Company. Any obligations (including under the Fixed </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Account option), guarantees or benefits of the Contract are subject to our </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">claims-paying ability. If we experience financial distress, we may not be able to </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">meet our obligations to you. More information about Security Benefit Life </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Insurance Company, including our financial strength ratings, is available upon </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">request by calling 1-800-888-2461 or visiting www.securitybenefit.com.</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Certain investment options may not be available under your </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract.</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Certain </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Subaccounts prohibit you from transferring out and back within a </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">period of calendar days. </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">We reserve the right to limit your transfers to 14 in a Contract Year, to </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">suspend transfers and limit the transfer amounts, and to limit transfers in </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">circumstances of frequent or large transfers.</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">There are certain restrictions on transfers between the </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fixed Account and </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">Subaccounts</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">.</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">We reserve the right to add, remove or substitute the </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Underlying Funds </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">available as investment options under the </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract.</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">We reserve the right to refuse any </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payment, to further limit your </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">ability to make subsequent </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments with advance notice, and to </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">require our prior approval before accepting </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments.</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Optional benefits are only available at </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract issue. You cannot change or </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">cancel the benefits that you select after they are issued.</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Certain optional benefits are not available in every state and are subject to </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">age restrictions. The 6% and 7% Guaranteed Growth Death Benefit is not </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">available to Texas residents.</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Certain optional benefits previously offered with the </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract are no longer </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">available for purchase. We reserve the right to stop offering for purchase any </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">currently available optional benefit at any time.</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Optional benefits may limit or restrict the investment options that you may </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">select under the </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract. We may change these restrictions in the future. </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">We do not have the right to modify or terminate an optional benefit. </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">Withdrawals, however, may reduce the value of an optional benefit by an </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">amount greater than the value withdrawn or result in termination of the </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">benefit.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">If you elect to pay third-party advisory fees from your </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract Value, then </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">the deduction will reduce the death benefits and other guaranteed benefits, </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">perhaps significantly, and may be subject to federal and state income taxes </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">and a 10% federal penalty tax. Subject to certain conditions, the Company </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">will not treat the deduction of advisory fees as withdrawals under the </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">Contract for purposes of the GLWB Rider, and such deductions will not </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">reduce benefits under the GLWB Rider. However, the deduction of advisory </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">fees from your Contract Value will reduce the Contract Value, which could </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">reduce the potential for increases to the benefits under the GLWB Rider.</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Consult with a tax professional to determine the tax implications of an </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">investment in and payments received under the </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract.</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">If you purchased the </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract through a tax-qualified plan or IRA, you do not </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">get any additional tax benefit under the </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract.</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:3.07pt;">Earnings on your </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract are taxed at ordinary income tax rates when you </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">withdraw them, and you may have to pay a penalty if you take a withdrawal </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:9.0pt;">before age 59½.</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Your investment professional may receive compensation for selling this </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract to you, in the form of commissions, additional payments, and </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">non-cash compensation. We may share the revenue we earn on this Contract </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">with your investment professional’s firm. This conflict of interest may influence </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">your investment professional to recommend this Contract over another </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">investment for which the investment professional is not compensated or is </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">compensated less.</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Some investment professionals may have a financial incentive to offer you a </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">new contract in place of the one you already own. You should only exchange a </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">contract you already own if you determine, after comparing the features, fees </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">and risks of both contracts, and any fees or penalties to terminate the existing </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">contract, that it is better for you to purchase the new contract rather than </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">continue to own your existing contract.</span>
<span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">Fee Table</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:2pt;margin-left:0%;margin-top:1.0pt;position:relative;text-align:left;top:-2pt;width:517pt;"/><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:18pt;">The following tables describe the fees and expenses that you will pay when buying, owning, </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">surrendering, or making withdrawals from an Investment Option or from the Contract. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected.</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:18pt;">The first table describes the fees and expenses that you will pay at the time that you buy the </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Contract, surrender or make withdrawals from an Investment Option or from the Contract, or transfer Contract Value between Investment Options. State premium taxes may also be deducted. The fees and expenses do not reflect any advisory fees paid to financial intermediaries from your Contract Value or other assets. If such charges were reflected, the fees and expenses would be higher.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Transaction Expenses</span>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:521.98pt;">
<tr style="height:16pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> </span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:47.92pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Charge</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Sales Load on Purchase Payments </span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:47.92pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">None</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Maximum Surrender Charge (as a percentage of amount withdrawn attributable to Purchase Payments)</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:47.92pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">7</span><span style="color:#000000;font-family:Arial;font-size:10pt;">%</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Transfer Processing Fee (per transfer)</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:47.92pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">None</span></div></div></td></tr>
<tr style="height:57pt;">
<td colspan="2" style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:521.98pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">We also refer to this charge as a contingent deferred sales charge, withdrawal charge, and sales charge. The amount of the surrender charge </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">is determined by reference to how long your </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payments or Bonus Credits have been held under the Contract. Free withdrawals are </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">available equal to (1) 10% of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payments, excluding any Credit Enhancements and/or Bonus Credits, in the first Contract Year, and (2) </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">10% of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value as of the first Valuation Date of the Contract Year in each subsequent Contract Year. See “Full and Partial Withdrawals” </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">and “Contingent Deferred Sales Charge” for more information.</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:18pt;">The next table describes the fees and expenses that you will pay </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">each year</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> during the time that you own the Contract (not including Underlying Fund fees and expenses). If you choose to purchase an optional rider, you will pay additional charges, as shown below.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Annual Contract Expenses</span>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:524.98pt;">
<tr style="height:16pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:473.77pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> </span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.21pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Charge</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:473.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Administrative Expenses</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.21pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$30.00</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td></tr>
<tr style="height:15pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:473.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Base Contract Expenses (as a percentage of average Contract Value)</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.21pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">1.00%</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:473.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Net Loan Interest Charge</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">3</span> <div style="clear:right;"> </div></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.21pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">2.16%</span></div></div></td></tr>
<tr style="height:20pt;">
<td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:2.125pt;vertical-align:Middle;width:524.98pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Riders Available for Purchase with the Contract</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">4</span></div></div></td></tr>
<tr style="height:17pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:3.125pt;vertical-align:Top;width:473.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Annual Stepped Up Death Benefit</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:3.125pt;vertical-align:Top;width:51.21pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.20</span><span style="color:#000000;font-family:Arial;font-size:10pt;">%</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:473.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">4% Extra Credit</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">5</span> <div style="clear:right;"> </div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.21pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">0.55</span><span style="color:#000000;font-family:Arial;font-size:10pt;">%</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:473.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Waiver of Withdrawal Charge*</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.21pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.05</span><span style="color:#000000;font-family:Arial;font-size:10pt;">%</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:473.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Alternate Withdrawal Charge (0-Year)*</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.21pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">0.70</span><span style="color:#000000;font-family:Arial;font-size:10pt;">%</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:473.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Alternate Withdrawal Charge (4-Year)</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">6</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">*</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.21pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.60</span><span style="color:#000000;font-family:Arial;font-size:10pt;">%</span></div></div></td></tr>
<tr style="height:266pt;">
<td colspan="2" style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:524.98pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">*</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Charges for these riders will continue after the Annuity Start Date if you select Annuity Option 5 or 6.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">We call this the account administration charge in your Contract, as well as in other places in the Prospectus. An account administration charge </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">of $30 is deducted at each </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract anniversary, and a pro rata account administration charge is deducted: (1) upon full withdrawal of Contract </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Value</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">; (2) upon the Annuity Start Date if one of Annuity Options 1 through 4, 7 or 8 is elected; and (3) upon payment of a death benefit. The </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">account administration charge will be waived if your </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value is $50,000 or more on the date it is to be deducted. This fee is presented as </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">part of the Base </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Expenses in the section entitled “Important Information You Should Consider About Your Contract" earlier in this </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Prospectus.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">2</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">This charge is comprised of both an annual mortality and expense risk charge and an annual administration charge. The administration charge </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">is equal to an annual rate of 0.15% and is deducted daily. The mortality and expense risk charge is 0.85% but is reduced for larger </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Values</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> as follows: At least $25,000 but less than $100,000 – 0.70%; $100,000 or more – 0.60%. The minimum mortality and expense risk </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">charge of 0.60% is deducted daily. Any mortality and expense risk charge above the minimum charge is deducted from your </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value on </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">a monthly basis. During the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annuity Period, the annual mortality and expense risk charge is 1.25% for Annuity Options 1 through 4, 7 and 8, in </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">lieu of the amounts described above, and is deducted daily. The mortality and expense risk charge for Annuity Options 5 and 6 remains as </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">described above. The account administration charge also applies during the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annuity Period. See the discussion under Base Contract Expenses </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">– “Mortality and Expense Risk Charge” later in this Prospectus.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">3</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">The net loan cost equals the difference between the amount of interest the Company charges you for a loan (which will be no greater than </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">5.16% plus the total charges for riders you have selected) and the amount of interest the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company credits to the Loan Account, which is 3.0%.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">4</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">If you purchase any optional riders, the charge will be calculated as a percentage of Contract Value and deducted from your Contract Value. </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Total rider charges cannot exceed 2.00% of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value for riders elected prior to February 1, 2010 (1.00% for Contracts issued prior to </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">June 19, 2006 with a 0-Year Alternate Withdrawal Charge Rider).</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">5</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">The Company will deduct the charge for this rider during the seven-year period beginning on the Contract Date.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">6</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">If the 4-Year Alternate Withdrawal Charge Rider has not been approved in a state, a 3-Year Alternate Withdrawal Charge Rider is available for a </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">charge of 0.40%. See “Alternate Withdrawal Charge.” The charge for the 4-year Alternate Withdrawal Charge Rider is 0.60% if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">issues your rider on or after January 1, 2005. However, if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company issued your rider prior to that date, the charge is 0.55%.</span></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:14.5pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:425.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;"> </span></div></div></td>
<td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Charge</span></div></div></td></tr>
<tr style="height:14pt;">
<td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:517.00pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Riders No Longer Available – Available for Purchase ONLY Prior to </span><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">February 1, 2010</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guaranteed Lifetime Withdrawal Benefit (One Covered Person)</span></div></div></td>
<td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.85</span><span style="color:#000000;font-family:Arial;font-size:9pt;">%</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;position:relative;top:-3.75pt;">7</span> <div style="clear:right;"> </div></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guaranteed Lifetime Withdrawal Benefit (Two Covered Persons)</span></div></div></td>
<td colspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">1.25</span><span style="color:#000000;font-family:Arial;font-size:9pt;">%</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;position:relative;top:-3.75pt;">7</span> <div style="clear:right;"> </div></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">3% Guaranteed Minimum Income Benefit</span></div></div></td>
<td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.15%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">5% Guaranteed Minimum Income Benefit</span></div></div></td>
<td colspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">0.30%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">6% Dollar for Dollar Guaranteed Minimum Income Benefit</span></div></div></td>
<td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.60</span><span style="color:#000000;font-family:Arial;font-size:9pt;">%</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;position:relative;top:-3.75pt;">6</span> <div style="clear:right;"> </div></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">3% Guaranteed Growth Death Benefit</span></div></div></td>
<td colspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">0.10%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">5% Guaranteed Growth Death Benefit</span></div></div></td>
<td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.20%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">6% Guaranteed Growth Death Benefit</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">8</span> <div style="clear:right;"> </div></div></div></td>
<td colspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">0.25%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">7% Guaranteed Growth Death Benefit</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">8</span> <div style="clear:right;"> </div></div></div></td>
<td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.30%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Combined Annual Stepped Up and Guaranteed Growth Death Benefit</span></div></div></td>
<td colspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">0.25%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Enhanced Death Benefit</span></div></div></td>
<td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.25%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Combined Enhanced and Annual Stepped Up Death Benefit</span></div></div></td>
<td colspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">0.35%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Combined Enhanced and Guaranteed Growth Death Benefit</span></div></div></td>
<td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.35%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Combined Enhanced, Annual Stepped Up and Guaranteed Growth Death Benefit</span></div></div></td>
<td colspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">0.40%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">6% Dollar for Dollar Guaranteed Minimum Income Benefit and Guaranteed Minimum Death Benefit</span></div></div></td>
<td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.85%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">3% Extra Credit</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">9</span> <div style="clear:right;"> </div></div></div></td>
<td colspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">0.40%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">5% Extra Credit</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">9</span> <div style="clear:right;"> </div></div></div></td>
<td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.70%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> </span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:41.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Current</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Maximum</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guaranteed Minimum Withdrawal Benefit</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">10</span> <div style="clear:right;"> </div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:41.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.45</span><span style="color:#000000;font-family:Arial;font-size:9pt;">%</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.10</span><span style="color:#000000;font-family:Arial;font-size:9pt;">%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Total Protection</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">11</span> <div style="clear:right;"> </div></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:41.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">0.85</span><span style="color:#000000;font-family:Arial;font-size:9pt;">%</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">1.45</span><span style="color:#000000;font-family:Arial;font-size:9pt;">%</span></div></div></td></tr>
<tr style="height:162.5pt;">
<td colspan="3" style="padding-bottom:1.5pt;padding-top:1.875pt;vertical-align:Middle;width:517.00pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">7</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">The Company will deduct the charge for this rider until the earlier of termination of the rider or the date your Contract Value is reduced to </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">zero.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">8</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">Not available to Texas residents.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">9</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">The Company will deduct the charge for this rider during the seven-year period beginning on the Contract Date.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">10</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">The Company may increase the rider charge for the Guaranteed Minimum Withdrawal Benefit Rider only if you elect a reset; the Company </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">guarantees the rider charge upon reset will not exceed 1.10% on an annual basis. Please see the discussion under “Guaranteed Minimum </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">Withdrawal Benefit” in Appendix B – Riders No Longer Available – Available for Purchase Only Prior to February 1, 2010. The current </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">charge for the rider is used in calculating the maximum rider charge of 2.00% of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value (1.00% for Contracts issued prior to June </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">19, 2006 with a 0-Year Alternate Withdrawal Charge Rider).</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">11</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">The Company may increase the rider charge for the Total Protection Rider only if you elect a reset; the Company guarantees the rider </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">charge upon reset will not exceed 1.45% on an annual basis. Please see the discussion under “Total Protection” in Appendix B – Riders No </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">Longer Available – Available for Purchase Only Prior to February 1, 2010. The current charge for the rider is used in calculating the </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">maximum rider charge of 2.00% of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value (1.00% for Contracts issued prior to June 19, 2006 with a 0-Year Alternate Withdrawal </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">Charge Rider).</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:18pt;">The next table below shows the minimum and maximum total operating expenses charged by the </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Underlying Funds that you may pay periodically during the time that you own the Contract. Expenses shown may change over time and may be higher or lower in the future. A complete list of Underlying Funds available under the Contract, including their annual expenses, may be found in Appendix A to this Prospectus.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Annual Underlying Fund Expenses</span>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:14.5pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:418.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;"> </span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:48.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Minimum</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Maximum</span></div></div></td></tr>
<tr style="height:25pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:418.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Annual Underlying Fund Expenses (expenses deducted from Underlying Fund assets include </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">management fees, distribution (12b-1) fees, service fees and other expenses)</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:48.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">0.46%</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">3.38%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:418.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Net Annual Underlying Fund Expenses (after contractual waivers/reimbursements)</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:48.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.46%</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">3.19%</span></div></div></td></tr>
<tr style="height:26.5pt;">
<td colspan="3" style="padding-bottom:1.5pt;padding-top:1.875pt;vertical-align:Middle;width:517.00pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">Certain of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Underlying Funds have entered into contractual expense waiver or reimbursement arrangements that reduce fund expenses </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">during the period of the arrangement. These arrangements vary in length and are in place at least through April 30, 2027.</span></div></div></td></tr></table>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Transaction Expenses</span>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:521.98pt;">
<tr style="height:16pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> </span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:47.92pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Charge</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Sales Load on Purchase Payments </span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:47.92pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">None</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Maximum Surrender Charge (as a percentage of amount withdrawn attributable to Purchase Payments)</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:47.92pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">7</span><span style="color:#000000;font-family:Arial;font-size:10pt;">%</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Transfer Processing Fee (per transfer)</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:47.92pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">None</span></div></div></td></tr>
<tr style="height:57pt;">
<td colspan="2" style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:521.98pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">We also refer to this charge as a contingent deferred sales charge, withdrawal charge, and sales charge. The amount of the surrender charge </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">is determined by reference to how long your </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payments or Bonus Credits have been held under the Contract. Free withdrawals are </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">available equal to (1) 10% of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payments, excluding any Credit Enhancements and/or Bonus Credits, in the first Contract Year, and (2) </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">10% of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value as of the first Valuation Date of the Contract Year in each subsequent Contract Year. See “Full and Partial Withdrawals” </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">and “Contingent Deferred Sales Charge” for more information.</span></div></div></td></tr></table>
0
0.07
0
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">We also refer to this charge as a contingent deferred sales charge, withdrawal charge, and sales charge. The amount of the surrender charge </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">is determined by reference to how long your </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payments or Bonus Credits have been held under the Contract. Free withdrawals are </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">available equal to (1) 10% of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payments, excluding any Credit Enhancements and/or Bonus Credits, in the first Contract Year, and (2) </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">10% of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value as of the first Valuation Date of the Contract Year in each subsequent Contract Year. See “Full and Partial Withdrawals” </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">and “Contingent Deferred Sales Charge” for more information.</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Annual Contract Expenses</span>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:524.98pt;">
<tr style="height:16pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:473.77pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> </span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.21pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Charge</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:473.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Administrative Expenses</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.21pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$30.00</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td></tr>
<tr style="height:15pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:473.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Base Contract Expenses (as a percentage of average Contract Value)</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.21pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">1.00%</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:473.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Net Loan Interest Charge</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">3</span> <div style="clear:right;"> </div></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.21pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">2.16%</span></div></div></td></tr>
<tr style="height:20pt;">
<td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:2.125pt;vertical-align:Middle;width:524.98pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Riders Available for Purchase with the Contract</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">4</span></div></div></td></tr>
<tr style="height:17pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:3.125pt;vertical-align:Top;width:473.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Annual Stepped Up Death Benefit</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:3.125pt;vertical-align:Top;width:51.21pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.20</span><span style="color:#000000;font-family:Arial;font-size:10pt;">%</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:473.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">4% Extra Credit</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">5</span> <div style="clear:right;"> </div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.21pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">0.55</span><span style="color:#000000;font-family:Arial;font-size:10pt;">%</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:473.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Waiver of Withdrawal Charge*</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.21pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.05</span><span style="color:#000000;font-family:Arial;font-size:10pt;">%</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:473.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Alternate Withdrawal Charge (0-Year)*</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.21pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">0.70</span><span style="color:#000000;font-family:Arial;font-size:10pt;">%</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:473.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Alternate Withdrawal Charge (4-Year)</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">6</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">*</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.21pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.60</span><span style="color:#000000;font-family:Arial;font-size:10pt;">%</span></div></div></td></tr>
<tr style="height:266pt;">
<td colspan="2" style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:524.98pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">*</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Charges for these riders will continue after the Annuity Start Date if you select Annuity Option 5 or 6.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">We call this the account administration charge in your Contract, as well as in other places in the Prospectus. An account administration charge </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">of $30 is deducted at each </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract anniversary, and a pro rata account administration charge is deducted: (1) upon full withdrawal of Contract </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Value</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">; (2) upon the Annuity Start Date if one of Annuity Options 1 through 4, 7 or 8 is elected; and (3) upon payment of a death benefit. The </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">account administration charge will be waived if your </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value is $50,000 or more on the date it is to be deducted. This fee is presented as </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">part of the Base </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Expenses in the section entitled “Important Information You Should Consider About Your Contract" earlier in this </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Prospectus.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">2</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">This charge is comprised of both an annual mortality and expense risk charge and an annual administration charge. The administration charge </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">is equal to an annual rate of 0.15% and is deducted daily. The mortality and expense risk charge is 0.85% but is reduced for larger </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Values</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> as follows: At least $25,000 but less than $100,000 – 0.70%; $100,000 or more – 0.60%. The minimum mortality and expense risk </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">charge of 0.60% is deducted daily. Any mortality and expense risk charge above the minimum charge is deducted from your </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value on </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">a monthly basis. During the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annuity Period, the annual mortality and expense risk charge is 1.25% for Annuity Options 1 through 4, 7 and 8, in </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">lieu of the amounts described above, and is deducted daily. The mortality and expense risk charge for Annuity Options 5 and 6 remains as </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">described above. The account administration charge also applies during the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annuity Period. See the discussion under Base Contract Expenses </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">– “Mortality and Expense Risk Charge” later in this Prospectus.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">3</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">The net loan cost equals the difference between the amount of interest the Company charges you for a loan (which will be no greater than </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">5.16% plus the total charges for riders you have selected) and the amount of interest the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company credits to the Loan Account, which is 3.0%.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">4</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">If you purchase any optional riders, the charge will be calculated as a percentage of Contract Value and deducted from your Contract Value. </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Total rider charges cannot exceed 2.00% of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value for riders elected prior to February 1, 2010 (1.00% for Contracts issued prior to </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">June 19, 2006 with a 0-Year Alternate Withdrawal Charge Rider).</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">5</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">The Company will deduct the charge for this rider during the seven-year period beginning on the Contract Date.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">6</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">If the 4-Year Alternate Withdrawal Charge Rider has not been approved in a state, a 3-Year Alternate Withdrawal Charge Rider is available for a </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">charge of 0.40%. See “Alternate Withdrawal Charge.” The charge for the 4-year Alternate Withdrawal Charge Rider is 0.60% if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">issues your rider on or after January 1, 2005. However, if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company issued your rider prior to that date, the charge is 0.55%.</span></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:14.5pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:425.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;"> </span></div></div></td>
<td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Charge</span></div></div></td></tr>
<tr style="height:14pt;">
<td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:517.00pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Riders No Longer Available – Available for Purchase ONLY Prior to </span><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">February 1, 2010</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guaranteed Lifetime Withdrawal Benefit (One Covered Person)</span></div></div></td>
<td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.85</span><span style="color:#000000;font-family:Arial;font-size:9pt;">%</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;position:relative;top:-3.75pt;">7</span> <div style="clear:right;"> </div></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guaranteed Lifetime Withdrawal Benefit (Two Covered Persons)</span></div></div></td>
<td colspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">1.25</span><span style="color:#000000;font-family:Arial;font-size:9pt;">%</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;position:relative;top:-3.75pt;">7</span> <div style="clear:right;"> </div></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">3% Guaranteed Minimum Income Benefit</span></div></div></td>
<td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.15%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">5% Guaranteed Minimum Income Benefit</span></div></div></td>
<td colspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">0.30%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">6% Dollar for Dollar Guaranteed Minimum Income Benefit</span></div></div></td>
<td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.60</span><span style="color:#000000;font-family:Arial;font-size:9pt;">%</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;position:relative;top:-3.75pt;">6</span> <div style="clear:right;"> </div></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">3% Guaranteed Growth Death Benefit</span></div></div></td>
<td colspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">0.10%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">5% Guaranteed Growth Death Benefit</span></div></div></td>
<td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.20%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">6% Guaranteed Growth Death Benefit</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">8</span> <div style="clear:right;"> </div></div></div></td>
<td colspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">0.25%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">7% Guaranteed Growth Death Benefit</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">8</span> <div style="clear:right;"> </div></div></div></td>
<td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.30%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Combined Annual Stepped Up and Guaranteed Growth Death Benefit</span></div></div></td>
<td colspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">0.25%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Enhanced Death Benefit</span></div></div></td>
<td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.25%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Combined Enhanced and Annual Stepped Up Death Benefit</span></div></div></td>
<td colspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">0.35%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Combined Enhanced and Guaranteed Growth Death Benefit</span></div></div></td>
<td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.35%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Combined Enhanced, Annual Stepped Up and Guaranteed Growth Death Benefit</span></div></div></td>
<td colspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">0.40%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">6% Dollar for Dollar Guaranteed Minimum Income Benefit and Guaranteed Minimum Death Benefit</span></div></div></td>
<td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.85%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">3% Extra Credit</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">9</span> <div style="clear:right;"> </div></div></div></td>
<td colspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">0.40%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">5% Extra Credit</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">9</span> <div style="clear:right;"> </div></div></div></td>
<td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:91.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.70%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> </span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:41.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Current</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Maximum</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guaranteed Minimum Withdrawal Benefit</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">10</span> <div style="clear:right;"> </div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:41.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.45</span><span style="color:#000000;font-family:Arial;font-size:9pt;">%</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.10</span><span style="color:#000000;font-family:Arial;font-size:9pt;">%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:425.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Total Protection</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">11</span> <div style="clear:right;"> </div></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:41.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">0.85</span><span style="color:#000000;font-family:Arial;font-size:9pt;">%</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">1.45</span><span style="color:#000000;font-family:Arial;font-size:9pt;">%</span></div></div></td></tr>
<tr style="height:162.5pt;">
<td colspan="3" style="padding-bottom:1.5pt;padding-top:1.875pt;vertical-align:Middle;width:517.00pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">7</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">The Company will deduct the charge for this rider until the earlier of termination of the rider or the date your Contract Value is reduced to </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">zero.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">8</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">Not available to Texas residents.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">9</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">The Company will deduct the charge for this rider during the seven-year period beginning on the Contract Date.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">10</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">The Company may increase the rider charge for the Guaranteed Minimum Withdrawal Benefit Rider only if you elect a reset; the Company </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">guarantees the rider charge upon reset will not exceed 1.10% on an annual basis. Please see the discussion under “Guaranteed Minimum </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">Withdrawal Benefit” in Appendix B – Riders No Longer Available – Available for Purchase Only Prior to February 1, 2010. The current </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">charge for the rider is used in calculating the maximum rider charge of 2.00% of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value (1.00% for Contracts issued prior to June </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">19, 2006 with a 0-Year Alternate Withdrawal Charge Rider).</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">11</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">The Company may increase the rider charge for the Total Protection Rider only if you elect a reset; the Company guarantees the rider </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">charge upon reset will not exceed 1.45% on an annual basis. Please see the discussion under “Total Protection” in Appendix B – Riders No </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">Longer Available – Available for Purchase Only Prior to February 1, 2010. The current charge for the rider is used in calculating the </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">maximum rider charge of 2.00% of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value (1.00% for Contracts issued prior to June 19, 2006 with a 0-Year Alternate Withdrawal </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">Charge Rider).</span></div></div></td></tr></table>
30.00
0.0100
0.0216
0.0020
0.0055
0.0005
0.0070
0.0060
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">We call this the account administration charge in your Contract, as well as in other places in the Prospectus. An account administration charge </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">of $30 is deducted at each </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract anniversary, and a pro rata account administration charge is deducted: (1) upon full withdrawal of Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Value</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">; (2) upon the Annuity Start Date if one of Annuity Options 1 through 4, 7 or 8 is elected; and (3) upon payment of a death benefit. The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">account administration charge will be waived if your </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value is $50,000 or more on the date it is to be deducted. This fee is presented as </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">part of the Base </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Expenses in the section entitled “Important Information You Should Consider About Your Contract" earlier in this </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Prospectus.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">This charge is comprised of both an annual mortality and expense risk charge and an annual administration charge. The administration charge </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">is equal to an annual rate of 0.15% and is deducted daily. The mortality and expense risk charge is 0.85% but is reduced for larger </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Values</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> as follows: At least $25,000 but less than $100,000 – 0.70%; $100,000 or more – 0.60%. The minimum mortality and expense risk </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">charge of 0.60% is deducted daily. Any mortality and expense risk charge above the minimum charge is deducted from your </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value on </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">a monthly basis. During the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annuity Period, the annual mortality and expense risk charge is 1.25% for Annuity Options 1 through 4, 7 and 8, in </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">lieu of the amounts described above, and is deducted daily. The mortality and expense risk charge for Annuity Options 5 and 6 remains as </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">described above. The account administration charge also applies during the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annuity Period. See the discussion under Base Contract Expenses </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">– “Mortality and Expense Risk Charge” later in this Prospectus.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">The net loan cost equals the difference between the amount of interest the Company charges you for a loan (which will be no greater than </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">5.16% plus the total charges for riders you have selected) and the amount of interest the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company credits to the Loan Account, which is 3.0%.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">The Company will deduct the charge for this rider during the seven-year period beginning on the Contract Date.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">If the 4-Year Alternate Withdrawal Charge Rider has not been approved in a state, a 3-Year Alternate Withdrawal Charge Rider is available for a </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">charge of 0.40%. See “Alternate Withdrawal Charge.” The charge for the 4-year Alternate Withdrawal Charge Rider is 0.60% if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">issues your rider on or after January 1, 2005. However, if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company issued your rider prior to that date, the charge is 0.55%.</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">If the 4-Year Alternate Withdrawal Charge Rider has not been approved in a state, a 3-Year Alternate Withdrawal Charge Rider is available </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">for a charge of 0.40%. See “Alternate Withdrawal Charge.”</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">The charge for the 4-year Alternate Withdrawal Charge Rider is 0.60% if the Company issues your rider on or after January 1, 2005. </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">However, if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company issued your rider prior to that date, the charge is 0.55%.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">If the 4-Year Alternate Withdrawal Charge Rider has not been approved in a state, a 3-Year Alternate Withdrawal Charge Rider is available for a </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">charge of 0.40%. See “Alternate Withdrawal Charge.” The charge for the 4-year Alternate Withdrawal Charge Rider is 0.60% if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">issues your rider on or after January 1, 2005. However, if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company issued your rider prior to that date, the charge is 0.55%.</span>
2010-02-01
0.0085
0.0125
0.0015
0.0030
0.0060
0.0010
0.0020
0.0025
0.0030
0.0025
0.0025
0.0035
0.0035
0.0040
0.0085
0.0040
0.0070
0.0045
0.0110
0.0085
0.0145
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">The Company will deduct the charge for this rider until the earlier of termination of the rider or the date your Contract Value is reduced to </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">zero.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">The Company will deduct the charge for this rider until the earlier of termination of the rider or the date your Contract Value is reduced to </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">zero.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">Not available to Texas residents.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">Not available to Texas residents.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">The Company will deduct the charge for this rider during the seven-year period beginning on the Contract Date.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">The Company will deduct the charge for this rider during the seven-year period beginning on the Contract Date.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">The Company may increase the rider charge for the Guaranteed Minimum Withdrawal Benefit Rider only if you elect a reset; the Company </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">guarantees the rider charge upon reset will not exceed 1.10% on an annual basis. Please see the discussion under “Guaranteed Minimum </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">Withdrawal Benefit” in Appendix B – Riders No Longer Available – Available for Purchase Only Prior to February 1, 2010. The current </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">charge for the rider is used in calculating the maximum rider charge of 2.00% of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value (1.00% for Contracts issued prior to June </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">19, 2006 with a 0-Year Alternate Withdrawal Charge Rider).</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">The Company may increase the rider charge for the Guaranteed Minimum Withdrawal Benefit Rider only if you elect a reset; the Company </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">guarantees the rider charge upon reset will not exceed 1.10% on an annual basis. Please see the discussion under “Guaranteed Minimum </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Withdrawal Benefit” in Appendix B – Riders No Longer Available – Available for Purchase Only Prior to February 1, 2010. The current charge </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">for the rider is used in calculating the maximum rider charge of 2.00% of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value (1.00% for Contracts issued prior to June 19, 2006 </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">with a 0-Year Alternate Withdrawal Charge Rider).</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">The Company may increase the rider charge for the Total Protection Rider only if you elect a reset; the Company guarantees the rider </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">charge upon reset will not exceed 1.45% on an annual basis. Please see the discussion under “Total Protection” in Appendix B – Riders No </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">Longer Available – Available for Purchase Only Prior to February 1, 2010. The current charge for the rider is used in calculating the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">maximum rider charge of 2.00% of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value (1.00% for Contracts issued prior to June 19, 2006 with a 0-Year Alternate Withdrawal </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">Charge Rider).</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">The Company may increase the rider charge for the Total Protection Rider only if you elect a reset; the Company guarantees the rider charge </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">upon reset will not exceed 1.45% on an annual basis. Please see the discussion under “Total Protection” in Appendix B – Riders No Longer </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Available – Available for Purchase Only Prior to February 1, 2010. The current charge for the rider is used in calculating the maximum rider </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">charge of 2.00% of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value (1.00% for Contracts issued prior to June 19, 2006 with a 0-Year Alternate Withdrawal Charge Rider).</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Annual Underlying Fund Expenses</span>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:14.5pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:418.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;"> </span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:48.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Minimum</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Maximum</span></div></div></td></tr>
<tr style="height:25pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:418.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Annual Underlying Fund Expenses (expenses deducted from Underlying Fund assets include </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">management fees, distribution (12b-1) fees, service fees and other expenses)</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:48.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">0.46%</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">3.38%</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:418.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Net Annual Underlying Fund Expenses (after contractual waivers/reimbursements)</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:48.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.46%</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">3.19%</span></div></div></td></tr>
<tr style="height:26.5pt;">
<td colspan="3" style="padding-bottom:1.5pt;padding-top:1.875pt;vertical-align:Middle;width:517.00pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">Certain of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Underlying Funds have entered into contractual expense waiver or reimbursement arrangements that reduce fund expenses </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">during the period of the arrangement. These arrangements vary in length and are in place at least through April 30, 2027.</span></div></div></td></tr></table>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Annual Underlying Fund Expenses (expenses deducted from Underlying Fund assets include </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">management fees, distribution (12b-1) fees, service fees and other expenses)</span>
0.0046
0.0338
13690.27
26919.65
38719.41
66696.86
7480.51
7480.51
21867.91
21867.91
35523.01
35523.01
66696.86
66696.86
10978.12
19493.69
27147.24
47385.89
4666.16
4666.16
14046.38
14046.38
23490.84
23490.84
47385.89
47385.89
<span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">Principal Risks of Investing in the Contract</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:2pt;margin-left:0%;margin-top:1.0pt;position:relative;text-align:left;top:-2pt;width:517pt;"/><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Risk of Investment Loss — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Contract involves risks, including possible loss of principal. You bear the risk of any decline in the Contract Value resulting from the performance of the Subaccounts you have chosen. Your losses could be significant. This risk could have a significant negative impact on certain benefits and guarantees under the Contract.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">This Contract is not a deposit or obligation of, or guaranteed or endorsed by, any bank. This Contract is not </span><span style="color:#000000;font-family:Arial;font-size:10pt;">federally insured by the Federal Deposit Insurance Corporation, the Federal Reserve Board, or any other agency.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Short-Term Investment Risk/Withdrawal Risk — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">This Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. If you plan to withdraw money or surrender the Contract for short-term needs, it may not be the right contract for you. A withdrawal charge may be assessed on withdrawals and surrenders, and it could be substantial. Each Purchase Payment is subject to a withdrawal charge for seven years from the date of that Purchase Payment. This means that a Purchase Payment made in year eight of the Contract will be subject to a withdrawal charge until year 15 of the Contract. If you make a withdrawal prior to age 59½, there may be adverse tax consequences, including a 10% IRS penalty tax. A withdrawal could reduce the value of certain optional benefits by an amount greater than the amount withdrawn and could result in termination of the benefit. A total withdrawal (surrender) will result in the termination of your Contract and any benefits. The benefits of tax deferral, long-term income, and living benefit protections mean that this Contract is more beneficial to investors with a long time horizon.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Subaccount Risk — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Amounts that you invest in the Subaccounts are subject to the risk of poor investment performance. You assume the investment risk. Generally, if the Subaccounts that you select make money, your Contract Value goes up, and if they lose money, your Contract Value goes down. Each Subaccount’s performance depends on the performance of its Underlying Fund. Each Underlying Fund has its own investment risks, and you are exposed to the Underlying Fund’s investment risks when you invest in a Subaccount. You are responsible for selecting Subaccounts that are appropriate for you based on your own individual circumstances, investment goals, financial situation, and risk tolerance. The investment risks are described in the prospectuses for the Underlying Funds.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Managed Volatility Fund Risk — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Certain Underlying Funds utilize managed volatility strategies. These risk management techniques help us manage our financial risks associated with the Contract’s guaranteed rider benefits, like living and death benefits, because they reduce the incidence of extreme outcomes, including the probability of large gains or losses. However, these strategies can also limit your participation in rising equity markets, which may limit the potential growth of your Contract Value and guaranteed rider benefits and may therefore conflict with your personal investment objectives. In addition, the cost of these hedging strategies may negatively impact performance.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Purchase Payment Risk — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Your ability to make subsequent Purchase Payments is subject to restrictions. We reserve the right to refuse any Purchase Payment, to further limit your ability to make subsequent Purchase Payments with advance notice, and to require our prior approval before accepting Purchase Payments. There is no guarantee that you will always be permitted to make Purchase Payments.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Financial Strength and Claims-Paying Ability Risk — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">All guarantees under the Contract that are paid from our General Account (including under any Fixed Account option) are subject to our financial strength and claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Business Disruption and Cybersecurity Risk — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Our business is highly dependent upon the effective operation of our computer systems and those of our business partners, so our business is vulnerable to systems failures and cyber-attacks. Systems failures and cyber-attacks may adversely affect us, your Contract, and your Contract Value. In addition to cybersecurity risks, we are exposed to the risk that natural and man-made disasters, pandemics (like COVID-19), catastrophes, geopolitical disputes and military actions may significantly disrupt our business operations and our ability to administer the Contract. There can be no assurance that we or our service providers will be able to successfully avoid negative impacts associated with systems failures, cyber-attacks, or natural and man-made disasters, pandemics and catastrophes. We note that there may be an increased risk of cyberattacks during periods of geopolitical or military conflicts. For more information about these risks, see “More About the Contract – Business Disruption and Cybersecurity Risks.”</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Loan Risk — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The amount in the Loan Account does not participate in the investment experience of the Subaccounts, therefore, loans can impact the Contract Value and death benefit, even if the loan is repaid in full. If the Contract is surrendered while there is an outstanding loan, the surrender value will be reduced by the amount of the loan plus loan interest rate. Upon the death of the Annuitant, we will pay the Beneficiary the Contract Value less the outstanding loan and loan interest due. If you do not make any required loan payment by the end of the calendar quarter following the calendar quarter in which the missed payment was due, the total outstanding loan balance will be deemed to be in default for tax reporting purposes.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Credit Enhancement Risk — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Expenses for a Contract with a Credit Enhancement may be higher than for a Contract without a Credit Enhancement. The amount of the Purchase Payment credit may be more than offset by the fees and charges associated with the credit. In addition, Credit Enhancements are excluded from the calculation of the optional living and death benefits. This means that, unlike Purchase Payments, Credit Enhancements do not increase the value of such benefits.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Tax Consequences Risk — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Withdrawals are generally taxable (to the extent of any earnings on the Contract), and prior to age 59½ a tax penalty may apply. In addition, even if the Contract is held for years before any withdrawal is made, the withdrawals are taxable as ordinary income rather than capital gains.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Advisory Fee Deduction Risk — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If you elect to pay third-party advisory fees from your Contract Value, then the deduction will reduce the death benefit and guaranteed rider benefits, perhaps significantly, and may be subject to federal and state income taxes and a 10% federal penalty tax. Subject to certain conditions, the Company will not treat the deduction of advisory fees as withdrawals under the Contract for purposes of the GLWB Rider, and such deductions will not reduce benefits under the GLWB Rider. However, the deduction of advisory fees from your Contract Value will reduce the Contract Value, which could reduce the potential for increases to the benefits under the GLWB Rider.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Contract Changes Risk — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">From time to time, we make changes to the Contract. We may limit the number of transfers to 14 in a Contract Year. We may restrict your ability to make subsequent Purchase Payments. We may limit the number of loans you may have outstanding at any time. We reserve the right to add, remove or substitute the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Underlying Funds available as investment options under the Contract in accordance with applicable law. We may change the investment restrictions under certain optional benefits, and we may stop offering for purchase any currently available optional benefit at any time.</span><span style="color:#000000;font-family:Arial;font-size:10pt;line-height:12pt;"> </span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Risk of Investment Loss — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Contract involves risks, including possible loss of principal. You bear the risk of any decline in the Contract Value resulting from the performance of the Subaccounts you have chosen. Your losses could be significant. This risk could have a significant negative impact on certain benefits and guarantees under the Contract.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">This Contract is not a deposit or obligation of, or guaranteed or endorsed by, any bank. This Contract is not </span><span style="color:#000000;font-family:Arial;font-size:10pt;">federally insured by the Federal Deposit Insurance Corporation, the Federal Reserve Board, or any other agency.</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Short-Term Investment Risk/Withdrawal Risk — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">This Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. If you plan to withdraw money or surrender the Contract for short-term needs, it may not be the right contract for you. A withdrawal charge may be assessed on withdrawals and surrenders, and it could be substantial. Each Purchase Payment is subject to a withdrawal charge for seven years from the date of that Purchase Payment. This means that a Purchase Payment made in year eight of the Contract will be subject to a withdrawal charge until year 15 of the Contract. If you make a withdrawal prior to age 59½, there may be adverse tax consequences, including a 10% IRS penalty tax. A withdrawal could reduce the value of certain optional benefits by an amount greater than the amount withdrawn and could result in termination of the benefit. A total withdrawal (surrender) will result in the termination of your Contract and any benefits. The benefits of tax deferral, long-term income, and living benefit protections mean that this Contract is more beneficial to investors with a long time horizon.</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Subaccount Risk — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Amounts that you invest in the Subaccounts are subject to the risk of poor investment performance. You assume the investment risk. Generally, if the Subaccounts that you select make money, your Contract Value goes up, and if they lose money, your Contract Value goes down. Each Subaccount’s performance depends on the performance of its Underlying Fund. Each Underlying Fund has its own investment risks, and you are exposed to the Underlying Fund’s investment risks when you invest in a Subaccount. You are responsible for selecting Subaccounts that are appropriate for you based on your own individual circumstances, investment goals, financial situation, and risk tolerance. The investment risks are described in the prospectuses for the Underlying Funds.</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Managed Volatility Fund Risk — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Certain Underlying Funds utilize managed volatility strategies. These risk management techniques help us manage our financial risks associated with the Contract’s guaranteed rider benefits, like living and death benefits, because they reduce the incidence of extreme outcomes, including the probability of large gains or losses. However, these strategies can also limit your participation in rising equity markets, which may limit the potential growth of your Contract Value and guaranteed rider benefits and may therefore conflict with your personal investment objectives. In addition, the cost of these hedging strategies may negatively impact performance.</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Purchase Payment Risk — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Your ability to make subsequent Purchase Payments is subject to restrictions. We reserve the right to refuse any Purchase Payment, to further limit your ability to make subsequent Purchase Payments with advance notice, and to require our prior approval before accepting Purchase Payments. There is no guarantee that you will always be permitted to make Purchase Payments.</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Financial Strength and Claims-Paying Ability Risk — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">All guarantees under the Contract that are paid from our General Account (including under any Fixed Account option) are subject to our financial strength and claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you.</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Business Disruption and Cybersecurity Risk — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Our business is highly dependent upon the effective operation of our computer systems and those of our business partners, so our business is vulnerable to systems failures and cyber-attacks. Systems failures and cyber-attacks may adversely affect us, your Contract, and your Contract Value. In addition to cybersecurity risks, we are exposed to the risk that natural and man-made disasters, pandemics (like COVID-19), catastrophes, geopolitical disputes and military actions may significantly disrupt our business operations and our ability to administer the Contract. There can be no assurance that we or our service providers will be able to successfully avoid negative impacts associated with systems failures, cyber-attacks, or natural and man-made disasters, pandemics and catastrophes. We note that there may be an increased risk of cyberattacks during periods of geopolitical or military conflicts. For more information about these risks, see “More About the Contract – Business Disruption and Cybersecurity Risks.”</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Loan Risk — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The amount in the Loan Account does not participate in the investment experience of the Subaccounts, therefore, loans can impact the Contract Value and death benefit, even if the loan is repaid in full. If the Contract is surrendered while there is an outstanding loan, the surrender value will be reduced by the amount of the loan plus loan interest rate. Upon the death of the Annuitant, we will pay the Beneficiary the Contract Value less the outstanding loan and loan interest due. If you do not make any required loan payment by the end of the calendar quarter following the calendar quarter in which the missed payment was due, the total outstanding loan balance will be deemed to be in default for tax reporting purposes.</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Credit Enhancement Risk — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Expenses for a Contract with a Credit Enhancement may be higher than for a Contract without a Credit Enhancement. The amount of the Purchase Payment credit may be more than offset by the fees and charges associated with the credit. In addition, Credit Enhancements are excluded from the calculation of the optional living and death benefits. This means that, unlike Purchase Payments, Credit Enhancements do not increase the value of such benefits.</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Tax Consequences Risk — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Withdrawals are generally taxable (to the extent of any earnings on the Contract), and prior to age 59½ a tax penalty may apply. In addition, even if the Contract is held for years before any withdrawal is made, the withdrawals are taxable as ordinary income rather than capital gains.</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Advisory Fee Deduction Risk — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If you elect to pay third-party advisory fees from your Contract Value, then the deduction will reduce the death benefit and guaranteed rider benefits, perhaps significantly, and may be subject to federal and state income taxes and a 10% federal penalty tax. Subject to certain conditions, the Company will not treat the deduction of advisory fees as withdrawals under the Contract for purposes of the GLWB Rider, and such deductions will not reduce benefits under the GLWB Rider. However, the deduction of advisory fees from your Contract Value will reduce the Contract Value, which could reduce the potential for increases to the benefits under the GLWB Rider.</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Contract Changes Risk — </span><span style="color:#000000;font-family:Arial;font-size:10pt;">From time to time, we make changes to the Contract. We may limit the number of transfers to 14 in a Contract Year. We may restrict your ability to make subsequent Purchase Payments. We may limit the number of loans you may have outstanding at any time. We reserve the right to add, remove or substitute the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Underlying Funds available as investment options under the Contract in accordance with applicable law. We may change the investment restrictions under certain optional benefits, and we may stop offering for purchase any currently available optional benefit at any time.</span><span style="color:#000000;font-family:Arial;font-size:10pt;line-height:12pt;"> </span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Dollar Cost Averaging Option </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">For no additional charge, prior to the Annuity Start Date, you may dollar cost average your Contract Value by authorizing the Company to make periodic transfers of Contract Value from any one Subaccount to one or more of the other Subaccounts. Dollar cost averaging is a systematic method of investing in which securities are purchased at regular intervals in fixed dollar amounts so that the cost of the securities gets averaged over time and possibly over various market cycles. The option will result in the transfer of Contract Value from one Subaccount to one or more of the other Subaccounts. Amounts transferred under this option will be credited at the price of the Subaccount as of the end of the Valuation Dates on which the transfers are effected. Since the price of a Subaccount’s Accumulation Units will vary, the amounts transferred to a Subaccount will result in the crediting of a greater number of units when the price is low and a lesser number of units when the price is high. Similarly, the amounts transferred from a Subaccount will result in a debiting of a greater number of units when the price is low and a lesser number of units when the price is high. Dollar cost averaging does not guarantee profits, nor does it assure that you will not have losses.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">A Dollar Cost Averaging form is available upon request. On the form, you must designate whether Contract </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Value is to be transferred on the basis of a specific dollar amount, a fixed period or earnings only, the Subaccount or Subaccounts to and from which the transfers will be made, the desired frequency of the transfers, which may be on a monthly, quarterly, semiannual or annual basis, and the length of time during which the transfers shall continue or the total amount to be transferred over time. The minimum amount that may be transferred to any one Subaccount is $25.00. The Company does not require that transfers be continued over any minimum period of time, although typically dollar cost averaging would extend over a period of at least one year.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">After the Company has received a Dollar Cost Averaging request in proper form at its Administrative Office, the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Company will transfer Contract Value in the amounts you designate from the Subaccount from which transfers are to be made to the Subaccount or Subaccounts you have chosen. The Company will effect each transfer on the date you specify or if no date is specified, on the monthly, quarterly, semiannual or annual anniversary, whichever corresponds to the period selected, as of the date of receipt at the Administrative Office of a Dollar Cost Averaging request in proper form. Transfers will be made until the total amount elected has been transferred, or until Contract Value in the Subaccount from which transfers are made has been depleted. Amounts periodically transferred under this option are not included in the 14 transfers per Contract Year that generally are allowed as discussed under “Transfers of Contract Value.”</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">You may make changes to the option by writing to the Company’s Administrative Office or by telephone provided </span><span style="color:#000000;font-family:Arial;font-size:10pt;">the proper form is completed, signed, and received by the Company. You may instruct the Company at any time to terminate the option by written request to the Company’s Administrative Office. In that event, the Contract Value in the Subaccount from which transfers were being made that has not been transferred will remain in that Subaccount unless you instruct us otherwise. If you wish to continue transferring on a dollar cost averaging basis after the expiration of the applicable period, the total amount elected has been transferred, or the Subaccount has been depleted, or after the Dollar Cost Averaging Option has been canceled, a new Dollar Cost Averaging form must be completed and sent to the Administrative Office. The Company requires that you wait at least a month if transfers were made on a monthly basis, a quarter if transfers were made on a quarterly basis, six months if transfers were made on a semiannual basis, or one year if transfers were made on an annual basis, before reinstating Dollar Cost Averaging after it has been terminated for any reason. The Company may discontinue, modify, or suspend the Dollar Cost Averaging Option at any time. The Company does not currently charge a fee for this option. If you elect the Dollar Cost Averaging Option, you may also elect the Asset Reallocation Option.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">If the Fixed Account is available under your Contract, you may also dollar cost average Contract Value to or from </span><span style="color:#000000;font-family:Arial;font-size:10pt;">the Fixed Account, subject to certain restrictions described in “Transfers and Withdrawals from the Fixed Account.”</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Asset Reallocation Option </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">For no additional charge, prior to the Annuity Start Date, you may authorize the Company to automatically transfer Contract Value on a monthly, quarterly, semiannual or annual basis to maintain a particular percentage allocation among the Subaccounts. The Contract Value allocated to each Subaccount will grow or decline in value at different rates during the selected period, and Asset Reallocation automatically reallocates the Contract Value in the Subaccounts to the allocation you selected on a monthly, quarterly, semiannual or annual basis, as you select. Asset Reallocation is intended to transfer Contract Value from those Subaccounts that have increased in value to those Subaccounts that have declined in value. Over time, this method of investing may help you buy low and sell high. This investment method does not guarantee profits, nor does it assure that you will not have losses.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">To elect this option an Asset Reallocation request in proper form must be received by the Company at its </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Administrative Office. An Asset Reallocation form is available upon request. On the form, you must indicate the applicable Subaccounts, the applicable time period and the percentage of Contract Value to be allocated to each Subaccount.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Upon receipt of the Asset Reallocation form, the Company will effect a transfer or, in the case of a new Contract, </span><span style="color:#000000;font-family:Arial;font-size:10pt;">will allocate the initial Purchase Payment among the Subaccounts based upon the percentages that you selected. Thereafter, the Company will transfer Contract Value to maintain that allocation on each monthly, quarterly, semiannual or annual anniversary, as applicable, as of the date of the Company’s receipt of the Asset Reallocation request in proper form. The amounts transferred will be credited at the price of the Subaccount as of the end of the Valuation Date on which the transfer is effected. Amounts periodically transferred under this option are not included in the 14 transfers per Contract Year that generally are allowed as discussed under “Transfers of Contract Value.”</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">You may make changes to the option by writing to the Company’s Administrative Office or by telephone provided </span><span style="color:#000000;font-family:Arial;font-size:10pt;">the proper form is completed, signed, and received at the Company’s Administrative Office. You may instruct the Company at any time to terminate this option by written request to the Company’s Administrative Office. In that event, the Contract Value in the Subaccounts that has not been transferred will remain in those Subaccounts regardless of the percentage allocation unless you instruct us otherwise. If you wish to continue Asset Reallocation after it has been canceled, a new Asset Reallocation form must be completed and sent to the Company’s Administrative Office. The Company may discontinue, modify, or suspend, and reserves the right to charge a fee, for the Asset Reallocation Option at any time. The Company does not currently charge a fee for this option. If you elect the Asset Reallocation Option, you may also elect the Dollar Cost Averaging Option.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Contract Value allocated to the Fixed Account may be included in the Asset Reallocation option, subject to </span><span style="color:#000000;font-family:Arial;font-size:10pt;">certain restrictions described in “Transfers and Withdrawals from the Fixed Account.”</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Systematic Withdrawals </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">For no additional charge, the Company currently offers a feature under which you may select systematic withdrawals. Under this feature, an Owner may elect to receive systematic withdrawals while the Owner is living and before the Annuity Start Date by sending a properly completed Scheduled Systematic Withdrawal form to the Company at its Administrative Office. This option may be elected at any time. An Owner may designate the systematic withdrawal amount as a percentage of Contract Value allocated to the Subaccounts and/or the Fixed Account, as a fixed period, as level payments, as a specified dollar amount, as all earnings in the Contract, or based upon the life expectancy of the Owner or the Owner and a beneficiary. An Owner also may designate the desired frequency of the systematic withdrawals, which may be monthly, quarterly, semiannual or annual. The Owner may stop or modify systematic withdrawals upon proper written request received by the Company at its Administrative Office at least 30 days in advance of the requested date of termination or modification. A proper request must include the written consent of any effective assignee or irrevocable beneficiary, if applicable.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Each systematic withdrawal must be at least $100. Upon payment, your Contract Value will be reduced by an </span><span style="color:#000000;font-family:Arial;font-size:10pt;">amount equal to the payment proceeds plus any applicable withdrawal charges and premium tax. Contract Value will also be reduced by a percentage of any Credit Enhancements that have not yet vested. See “Extra Credit.”</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">If an Owner is enrolled in the Dollar Cost Averaging or Asset Reallocation Options, the Owner may not elect to </span><span style="color:#000000;font-family:Arial;font-size:10pt;">receive systematic withdrawals from any Subaccount that is part of the Dollar Cost Averaging or Asset Reallocation Options.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">In no event will the amount of a systematic withdrawal exceed the Contract Value less any applicable withdrawal </span><span style="color:#000000;font-family:Arial;font-size:10pt;">charges, any uncollected premium taxes, any pro rata account administration charge, and any reduction for Credit Enhancements that have not yet vested (the “Withdrawal Value”). </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">The Contract will automatically terminate if a systematic withdrawal causes the Contract’s Withdrawal Value to equal zero.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The Company will effect each systematic withdrawal as of the end of the Valuation Period during which the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">withdrawal is scheduled. The deduction caused by the systematic withdrawal, including any applicable withdrawal charge, will be allocated to your Contract Value in the Subaccounts and the Fixed Account, as you have directed. If you do not specify the allocation, the Company will deduct the systematic withdrawal in the same proportion that Contract Value is allocated among the Subaccounts and the Fixed Account.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The Company may, at any time, discontinue, modify, suspend or charge a fee for systematic withdrawals. You </span><span style="color:#000000;font-family:Arial;font-size:10pt;">should consider carefully the tax consequences of a systematic withdrawal, including the 10% penalty tax which may be imposed on withdrawals made prior to the Owner attaining age 59½. See “Restrictions on Withdrawals from Qualified Plans,” “Restrictions under the Texas Optional Retirement Program,” and “Federal Tax Matters.” If you purchased the Guaranteed Lifetime Withdrawal Benefit Rider, we will not automatically cancel any existing systematic withdrawals that you have established. Since “Excess Withdrawals” may significantly reduce or even eliminate your ability to make lifetime withdrawals under the rider, you should consider whether any existing systematic withdrawals should be adjusted. See “Guaranteed Lifetime Withdrawal Benefit Rider” in </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Appendix B – Riders No Longer Available – Available for Purchase Only Prior to February 1, 2010</span><span style="color:#000000;font-family:Arial;font-size:10pt;">.</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Death Benefit </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">You should consider the following provisions carefully when choosing the Designated Beneficiary, Annuitant, any Joint Annuitant, and any Joint Owner as well as before changing any of these parties. Naming different persons as Owner(s), Annuitant(s) and Designated Beneficiary(ies) can have important impacts on whether the death benefit is paid, and on who would receive it.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">If an Owner dies prior to the Annuity Start Date while this Contract is in force, the Company will calculate the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">death benefit proceeds payable to the Designated Beneficiary as of the Valuation Date the Company receives due proof of the Owner’s death and instructions regarding payment to the Designated Beneficiary. If there are Joint Owners, the death benefit proceeds will be calculated upon receipt of due proof of death of either Owner and instructions regarding payment.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">If the surviving spouse of the deceased Owner is the sole Designated Beneficiary, such spouse may elect to </span><span style="color:#000000;font-family:Arial;font-size:10pt;">continue the Contract in force, subject to certain limitations. See “Distribution Requirements.” If any Owner is not a natural person, the death benefit proceeds will be calculated as of the date the Company receives due proof of death of the Annuitant prior to the Annuity Start Date and instructions regarding payment. If the death of an Owner occurs on or after the Annuity Start Date, any applicable death benefit will terminate at the Annuity Start Date without value. See “Annuity Options.”</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The death benefit proceeds will be the death benefit reduced by any outstanding Contract Debt, any pro rata </span><span style="color:#000000;font-family:Arial;font-size:10pt;">account administration charge and any uncollected premium tax. If the age of each Owner (or Annuitant, if the Owner is not a natural person) was 80 or younger on the Contract Date and an Owner dies prior to the Annuity Start Date while this Contract is in force, the amount of the death benefit will be the greater of:</span><span style="color:#000000;font-family:Arial;font-size:10pt;">1.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The sum of all Purchase Payments (not including any Credit Enhancements and/or Bonus Credits if the Extra Credit Rider and/or Automatic Bonus Credit Rider were in effect), less any reductions caused by previous withdrawals, including withdrawal charges, or</span><span style="color:#000000;font-family:Arial;font-size:10pt;">2.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Contract Value on the Valuation Date due proof of death and instructions regarding payment are received by the Company (less any Credit Enhancements applied during the 12 months prior to the date of the Owner’s death).</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">If any Owner (or Annuitant, if the Owner is not a natural person) was age 81 or older on the Contract Date, the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">death benefit will be as set forth in item 2 above.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">If you purchased one of the optional riders that provides an enhanced death benefit, your death benefit will be </span><span style="color:#000000;font-family:Arial;font-size:10pt;">determined in accordance with the terms of the rider. See the discussion of the Annual Stepped Up Death Benefit Rider above, as well as the discussion of the Guaranteed Growth Death Benefit Rider; Combined Annual Stepped Up and Guaranteed Growth Death Benefit Rider; Enhanced Death Benefit Rider; Combined Enhanced and Annual Stepped Up Death Benefit Rider; Combined Enhanced and Guaranteed Growth Death Benefit Rider; Combined Enhanced, Annual Stepped Up, and Guaranteed Growth Death Benefit Rider; 6% Dollar for Dollar Guaranteed Minimum Income Benefit and Guaranteed Minimum Death Benefit Rider; and Total Protection Rider in </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Appendix B – Riders No Longer Available – Available for Purchase Only Prior to February 1, 2010</span><span style="color:#000000;font-family:Arial;font-size:10pt;">. Your death benefit proceeds under the rider will be the death benefit reduced by any outstanding Contract Debt, any pro rata account administration charge and any uncollected premium tax and, if the proceeds are based upon Contract Value, any Credit Enhancements applied during the 12 months preceding the Owner’s date of death. No Credit Enhancements will be recaptured from the Death Benefit that are attributable to amounts allocated to the Fixed Account.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The death benefit proceeds will be paid to the Designated Beneficiary in a single sum or under one of the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Annuity Options, as elected by the Designated Beneficiary. However, if the Participant has completed a restricted beneficiary designation form, the death benefit proceeds will be paid to the Designated Beneficiary in the manner specified on the form. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">If the Company does not receive at its Administrative Office within six months of the date of the Owner’s death instructions regarding the death benefit payment, the death benefit will be as set forth in item 2 above.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> If the Designated Beneficiary is to receive annuity payments under an Annuity Option, there may be limits under applicable law on the amount and duration of payments that the Beneficiary may receive, and requirements respecting timing of payments. Under a Qualified Contract, most non-spouse Designated Beneficiaries will be required to receive all proceeds within ten years. A tax adviser should be consulted in considering Annuity Options. See “Federal Tax Matters” and “Distribution Requirements” for a discussion of the tax consequences in the event of death.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Every state has unclaimed property laws which generally declare annuity contracts to be abandoned after a </span><span style="color:#000000;font-family:Arial;font-size:10pt;">period of inactivity of 3 to 5 years from the Contract’s Annuity Start Date or date the death benefit is due and payable. For example, if the payment of a death benefit has been triggered, but the Designated Beneficiary does not come forward to claim the death benefit in a timely manner, the death benefit will be paid to the abandoned property division or unclaimed property office of the state in which the Designated Beneficiary or the Owner last resided, as shown on our books and records, or to our state of domicile. This “escheatment” is revocable, however, and the state is obligated to pay the death benefit (without interest) if your Designated Beneficiary steps forward to claim the death benefit with the proper documentation. To prevent such escheatment, it is important that you update your Designated Beneficiary designations, including addresses, if and as they change. Such updates should be communicated in writing or other approved means at our Administrative Office.</span>
<span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;text-decoration:underline;">Example of the Standard Death Benefit.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> Assume:</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(i)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The initial Purchase Payment is $100,000</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(ii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Owner takes one withdrawal of $10,000 over the life of the Contract</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(iii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">At the time of the Owner’s death, the Contract Value is $89,000</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(iv)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">There is no outstanding Contract Debt and no unvested Credit Enhancements at the time of the Owner’s death</span><span style="color:#000000;font-family:Arial;font-size:10pt;">If the Owner was 80 years old or younger on the Contract Date, the standard death benefit is the greater of the Contract Value or total Purchase Payments less any withdrawals (including withdrawal charges). The Contract Value is $89,000, and the amount of total Purchase Payments less withdrawals and withdrawal charges is $90,000. Thus, the death benefit is $90,000.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">If the Owner was 81 years or older on the Contract Date, the standard death benefit is the Contract Value, which is $89,000.</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;text-decoration:underline;">Example of the Impact of Advisory Fee Withdrawals on Contract Value and the Standard Death Benefit over Time.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> Assume:</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(i)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The initial Purchase Payment is $100,000 and no additional Purchase Payments are added to the Contract.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(ii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Contract Value grows at an annual rate of 3%.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(iii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">An advisory fee withdrawal of $1,000 is taken each Contract Year at the end of the Contract Year.</span>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;margin-left:18pt;width:482pt;">
<tr style="height:38.5pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Beginning of </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Contract Year</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Contract Value </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Prior to Advisory </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Fee Withdrawal</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Advisory Fee </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Withdrawal</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Contract Value </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">After Advisory Fee </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Withdrawal</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Death Benefit </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">After Advisory Fee </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Withdrawal</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">1</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$100,000.00</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$1,000.00</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$102,000.00</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$102,000.00</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">2</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$102,000.00</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$1,000.00</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$104,060.00</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$104,060.00</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">3</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$104,060.00</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$1,000.00</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$106,181.80</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$106,181.80</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">4</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$106,181.80</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$1,000.00</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$108,367.25</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$108,367.25</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">5</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$108,367.25</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$1,000.00</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$110,618.27</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$110,618.27</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">6</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$110,618.27</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$1,000.00</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$112,936.82</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$112,936.82</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">7</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$112,936.82</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$1,000.00</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$115,324.92</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$115,324.92</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">8</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$115,324.92</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$1,000.00</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$117,784.67</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$117,784.67</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">9</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$117,784.67</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$1,000.00</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$120,318.21</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$120,318.21</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">10</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$120,318.21</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$1,000.00</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$122,927.76</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$122,927.76</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">11</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$122,927.76</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$1,000.00</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$125,615.59</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$125,615.59</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">12</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$125,615.59</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$1,000.00</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$128,384.06</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$128,384.06</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">13</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$128,384.06</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$1,000.00</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$131,235.58</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$131,235.58</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">14</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$131,235.58</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$1,000.00</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$134,172.65</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$134,172.65</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">15</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$134,172.65</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$1,000.00</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$137,197.83</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$137,197.83</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">16</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$137,197.83</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$1,000.00</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$140,313.76</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$140,313.76</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">17</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$140,313.76</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$1,000.00</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$143,523.18</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$143,523.18</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">18</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$143,523.18</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$1,000.00</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$146,828.87</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$146,828.87</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">19</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$146,828.87</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$1,000.00</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$150,233.74</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$150,233.74</span></div></div></td></tr>
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">20</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$150,233.74</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$1,000.00</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$153,740.75</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$153,740.75</span></div></div></td></tr>
<tr style="height:13.5pt;">
<td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">21</span></div></div></td>
<td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$153,740.75</span></div></div></td>
<td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$1,000.00</span></div></div></td>
<td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$157,352.97</span></div></div></td>
<td style="background-color:#BFBFBF;padding-bottom:1.5pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$157,352.97</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:10pt;">As the table above demonstrates, withdrawals to pay advisory fees taken over time will decrease the Contract Value. If the death benefit is equal to the Contract Value, such death benefit will also decrease as a result of withdrawals to pay advisory fees.</span>
<span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">Benefits Under the Contract</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:2pt;margin-left:0%;margin-top:1.0pt;position:relative;text-align:left;top:-2pt;width:517pt;"/><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:18pt;">The following table summarizes information about the optional and standard benefits under the Contract </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">that are currently available or have previously been offered. Please note that this table does not fully describe the terms and conditions of each benefit. You should refer to the applicable sections of this Prospectus for additional information.</span>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:17pt;">
<td colspan="4" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:517.0pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Standard</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> Benefits</span></div></div></td></tr>
<tr style="height:20pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:62.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Name of </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Benefit</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:129pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Purpose</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:69pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Maximum Fee</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:256.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions/Limitations</span></div></div></td></tr>
<tr style="height:64pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Standard </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">– Contract </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Issue Age 81 </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">and Older</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a death benefit equal to </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Contract Value.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit will be reduced by any outstanding </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Debt</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, any pro rata account administration charge and any </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">uncollected premium tax.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value will be reduced by any Credit Enhancements </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">applied during the 12 months prior to the date of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner’s </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">death.</span></div></div></td></tr>
<tr style="height:88pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Standard </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">– Contract </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Issue Age 80 </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">or Younger</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a death benefit equal to </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the greater of all Purchase </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Payments less any withdrawals, </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">including withdrawal charges, or </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Contract Value.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit will be reduced by any outstanding </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Debt</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, any pro rata account administration charge and any </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">uncollected premium tax.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Purchase Payments</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> do not include any Credit Enhancements </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">and/or </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Bonus Credits.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value will be reduced by any Credit Enhancements </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">applied during the 12 months prior to the date of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner’s </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">death.</span></div></div></td></tr>
<tr style="height:36pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Systematic </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawals</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows you to set up automatic </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">periodic payments from your </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value. </span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Each payment must be at least $100 (unless we consent </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">otherwise).</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Withdrawals may be subject to income tax and penalties.</span></div></div></td></tr>
<tr style="height:130pt;">
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Dollar Cost </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Averaging </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Option</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows the systematic transfer of </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">a specified dollar amount or </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">percentage of Contract Value </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">among Subaccounts and the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account, if available.</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td>
<td style="padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The minimum amount that may be transferred to any one </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Subaccount</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> is $25.00.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company may discontinue, modify, or suspend Dollar Cost </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Averaging at any time.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Transfers can be made for a fixed period of time, until the total </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">amount elected has been transferred, or until the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value in </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Subaccount from which transfers are made has been depleted. </span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">After termination of Dollar Cost Averaging for any reason, before </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">reinstating Dollar Cost Averaging, you must wait at least one month </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">if transfers were monthly, at least one quarter if transfers were </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">quarterly, at least six months if transfers were semiannual, and at </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">least one year if transfers were annual.</span></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:17pt;">
<td colspan="4" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:517.0pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Standard Benefits</span></div></div></td></tr>
<tr style="height:20pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:62.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Name of </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Benefit</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:129pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Purpose</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:69pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Maximum Fee</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:256.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions/Limitations</span></div></div></td></tr>
<tr style="height:62pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Reallocation </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Option</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows you to automatically </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">transfer Contract Value on a </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">monthly, quarterly, semiannual or </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">annual basis to maintain a </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">particular percentage allocation </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">among the Subaccounts.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company may discontinue, modify, or suspend the Asset </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Reallocation Option at any time.</span></div></div></td></tr>
<tr style="height:142pt;">
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">DCA Plus </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Account</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Interest is credited to the portion </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">of your initial Purchase Payment </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">allocated to the DCA Plus </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Account which is part of the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company’s</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account, and </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">amounts are systematically </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">transferred monthly to the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Subaccounts over the DCA Plus </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Period, per your election.</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td>
<td style="padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The rate of Current Interest credited to the DCA Plus Account will </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">be fixed for the applicable DCA Plus Period (a six-month or </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">12-month period that begins as of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Valuation Date your </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Purchase Payment</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> is applied to the DCA Plus Account).</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The rate of interest for the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account allocations could be </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">higher.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">You may only allocate </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payments to the DCA Plus </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Account. Transfers of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value are not permitted.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Not available if you have purchased the Extra Credit Rider at 3%, </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">4% or 5%, the 0-Year or 4-Year Alternate Withdrawal Charge Rider </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">or the Guaranteed Lifetime Withdrawal Benefit Rider, or if the DCA </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Plus Period has expired.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Not available in all states.</span></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:17pt;">
<td colspan="4" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:517.0pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Optional</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> Benefits Currently Available</span></div></div></td></tr>
<tr style="height:36pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:62.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Name of </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Benefit</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:129pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Purpose</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:69pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Maximum Fee </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">(as a </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">percentage of </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Contract Value)</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:256.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions/Limitations</span></div></div></td></tr>
<tr style="height:198pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annual </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Stepped Up </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides an enhanced death </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">benefit equal to the greatest of </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(1) Purchase Payments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(excluding Credit Enhancements </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">and Bonus Credits) less any </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawals and withdrawal </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">charges, (2) the Contract Value, </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">or (3) the Stepped Up Death </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Benefit.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">0.20%</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">We will recapture any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit Enhancements, if applicable, during </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the 12 months preceding the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner’s date of death.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit is no longer eligible to “step up” on any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">anniversary following your 81st birthday.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">If proof of death and instructions regarding payment are not </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">received by the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company within six months of the Owner’s date of </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">death, the death benefit will equal the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value as of the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Valuation Date</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> such proof of death and instructions are received </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">by the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner is 79 or younger on the Contract Date.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available at </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract issue only.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The benefit will terminate at the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annuity Start Date.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit will be reduced by any outstanding </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Debt</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, pro rata account administration charge, and premium tax.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Withdrawals (including withdrawals to pay advisory fees) will </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">reduce the benefit proportionately. This means withdrawals could </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">significantly reduce the benefit by substantially more than the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">actual amount of the withdrawal, or even terminate the benefit.</span></div></div></td></tr>
<tr style="height:124pt;">
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Waiver of </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawal </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Charge</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a waiver of withdrawal </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">charge in the event of your (1) </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">total and permanent disability </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">prior to age 65, (2) confinement </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">to a nursing home, or (3) terminal </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">illness.</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">0.05%</span></div></div></td>
<td style="padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Subject to a written physician’s statement acceptable to the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Company</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> or a certified Social Security finding of disability.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">We will recapture any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit Enhancements, if applicable, credited </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">during the 12 months preceding any withdrawal.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">You will receive no benefit from the disability portion of this rider </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">(and the rider charge will remain the same) if your purchase the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Contract</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> with this rider after age 65.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The benefit differs and is not available in certain states.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available at </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract issue only.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Depending on the Annuity Option chosen, a rider fee may be </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">imposed for the life of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract.</span></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:17pt;">
<td colspan="4" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:517.0pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Optional Benefits Currently Available</span></div></div></td></tr>
<tr style="height:36pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:62.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Name of </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Benefit</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:129pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Purpose</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:69pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Maximum Fee </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">(as a </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">percentage of </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Contract Value)</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:256.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions/Limitations</span></div></div></td></tr>
<tr style="height:70pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Alternate </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawal </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Charge </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(0-Year)</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Makes available a shorter </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawal charge schedule in </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">lieu of the Contract’s 7-year </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawal charge schedule.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">0.70%</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Not available with the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">We may recapture any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit Enhancement, if applicable, in the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">event of a full or partial withdrawal.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available at </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract issue only.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Depending on the Annuity Option chosen, a rider fee may be </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">imposed for the life of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract.</span></div></div></td></tr>
<tr style="height:122pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Alternate </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawal </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Charge </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(4-Year)</span><span style="color:#000000;font-family:Arial;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">1</span> <div style="clear:right;"> </div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Makes available a shorter </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawal charge schedule in </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">lieu of the Contract’s 7-year </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawal charge schedule.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">0.60%</span><span style="color:#000000;font-family:Arial;font-size:5pt;position:relative;top:-3.25pt;">2</span> <div style="clear:right;"> </div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Not available with the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">We may recapture any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit Enhancement, if applicable, in the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">event of a full or partial withdrawal.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available at </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract issue only.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">This rider may provide a benefit only if a withdrawal is taken in the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">five to seven </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Years after the applicable Purchase Payment </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">date because for the first four years after the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payment </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">date, the withdrawal charges are the same as they would be under </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the 7-year schedule.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Depending on the Annuity Option chosen, a rider fee may be </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">imposed for the life of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract.</span></div></div></td></tr>
<tr style="height:144pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">4% Extra </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a Credit Enhancement </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">equal to 4% of Purchase </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Payments, which will be added to </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Contract Value for each </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payment made in the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">first Contract Year.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">0.55%</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Credit Enhancements</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> are only applied to Purchase Payments </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">received in the first </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Year. If Purchase Payments are made </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">in subsequent </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Years, the charge for this benefit will </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">increase proportionately in relation to those </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payments </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">and no additional </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit Enhancement will be applied.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Not available with the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">You may not select an </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annuity Start Date prior to seven years from </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the effective date of the rider.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Credit Enhancements</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> are not fully vested until the seventh Contract </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">anniversary. Until that date, all or a portion of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Enhancement</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(s) will be forfeited under certain circumstances.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available at </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract issue only.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner is age 80 or younger on the Contract Date.</span></div></div></td></tr>
<tr style="height:88pt;">
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Loans</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">You may be able to borrow </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">money under your Contract using </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Contract Value as the only </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">security for the loan.</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">2.16</span><span style="color:#000000;font-family:Arial;font-size:8pt;">% plus the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">total charges for </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">riders you have </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">selected (as a </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">percentage of </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">loan amount).</span></div></div></td>
<td style="padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Only available to participants in a tax deferred retirement plan that </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">allows participant loans.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Loans are subject to a variety of limitations, including restrictions </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">as to the loan amount, the loan’s duration, the rate of interest, and </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the manner of repayment.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Collateral in the Loan Account does not participate in the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">investment experience of the Subaccounts, which can impact the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Contract Value</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> and death benefit, even if the loan is repaid in full.</span></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:17pt;">
<td colspan="4" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:517.0pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Standard</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> Benefits</span></div></div></td></tr>
<tr style="height:20pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:62.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Name of </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Benefit</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:129pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Purpose</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:69pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Maximum Fee</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:256.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions/Limitations</span></div></div></td></tr>
<tr style="height:64pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Standard </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">– Contract </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Issue Age 81 </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">and Older</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a death benefit equal to </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Contract Value.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit will be reduced by any outstanding </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Debt</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, any pro rata account administration charge and any </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">uncollected premium tax.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value will be reduced by any Credit Enhancements </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">applied during the 12 months prior to the date of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner’s </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">death.</span></div></div></td></tr>
<tr style="height:88pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Standard </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">– Contract </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Issue Age 80 </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">or Younger</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a death benefit equal to </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the greater of all Purchase </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Payments less any withdrawals, </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">including withdrawal charges, or </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Contract Value.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit will be reduced by any outstanding </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Debt</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, any pro rata account administration charge and any </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">uncollected premium tax.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Purchase Payments</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> do not include any Credit Enhancements </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">and/or </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Bonus Credits.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value will be reduced by any Credit Enhancements </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">applied during the 12 months prior to the date of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner’s </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">death.</span></div></div></td></tr>
<tr style="height:36pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Systematic </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawals</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows you to set up automatic </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">periodic payments from your </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value. </span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Each payment must be at least $100 (unless we consent </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">otherwise).</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Withdrawals may be subject to income tax and penalties.</span></div></div></td></tr>
<tr style="height:130pt;">
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Dollar Cost </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Averaging </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Option</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows the systematic transfer of </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">a specified dollar amount or </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">percentage of Contract Value </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">among Subaccounts and the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account, if available.</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td>
<td style="padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The minimum amount that may be transferred to any one </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Subaccount</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> is $25.00.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company may discontinue, modify, or suspend Dollar Cost </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Averaging at any time.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Transfers can be made for a fixed period of time, until the total </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">amount elected has been transferred, or until the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value in </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Subaccount from which transfers are made has been depleted. </span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">After termination of Dollar Cost Averaging for any reason, before </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">reinstating Dollar Cost Averaging, you must wait at least one month </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">if transfers were monthly, at least one quarter if transfers were </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">quarterly, at least six months if transfers were semiannual, and at </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">least one year if transfers were annual.</span></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:17pt;">
<td colspan="4" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:517.0pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Standard Benefits</span></div></div></td></tr>
<tr style="height:20pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:62.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Name of </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Benefit</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:129pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Purpose</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:69pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Maximum Fee</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:256.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions/Limitations</span></div></div></td></tr>
<tr style="height:62pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Reallocation </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Option</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows you to automatically </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">transfer Contract Value on a </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">monthly, quarterly, semiannual or </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">annual basis to maintain a </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">particular percentage allocation </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">among the Subaccounts.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company may discontinue, modify, or suspend the Asset </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Reallocation Option at any time.</span></div></div></td></tr>
<tr style="height:142pt;">
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">DCA Plus </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Account</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Interest is credited to the portion </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">of your initial Purchase Payment </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">allocated to the DCA Plus </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Account which is part of the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company’s</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account, and </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">amounts are systematically </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">transferred monthly to the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Subaccounts over the DCA Plus </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Period, per your election.</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td>
<td style="padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The rate of Current Interest credited to the DCA Plus Account will </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">be fixed for the applicable DCA Plus Period (a six-month or </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">12-month period that begins as of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Valuation Date your </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Purchase Payment</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> is applied to the DCA Plus Account).</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The rate of interest for the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account allocations could be </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">higher.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">You may only allocate </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payments to the DCA Plus </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Account. Transfers of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value are not permitted.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Not available if you have purchased the Extra Credit Rider at 3%, </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">4% or 5%, the 0-Year or 4-Year Alternate Withdrawal Charge Rider </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">or the Guaranteed Lifetime Withdrawal Benefit Rider, or if the DCA </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Plus Period has expired.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Not available in all states.</span></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:17pt;">
<td colspan="4" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:517.0pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Optional</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> Benefits Currently Available</span></div></div></td></tr>
<tr style="height:36pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:62.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Name of </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Benefit</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:129pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Purpose</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:69pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Maximum Fee </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">(as a </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">percentage of </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Contract Value)</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:256.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions/Limitations</span></div></div></td></tr>
<tr style="height:198pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annual </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Stepped Up </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides an enhanced death </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">benefit equal to the greatest of </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(1) Purchase Payments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(excluding Credit Enhancements </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">and Bonus Credits) less any </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawals and withdrawal </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">charges, (2) the Contract Value, </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">or (3) the Stepped Up Death </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Benefit.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">0.20%</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">We will recapture any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit Enhancements, if applicable, during </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the 12 months preceding the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner’s date of death.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit is no longer eligible to “step up” on any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">anniversary following your 81st birthday.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">If proof of death and instructions regarding payment are not </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">received by the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company within six months of the Owner’s date of </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">death, the death benefit will equal the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value as of the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Valuation Date</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> such proof of death and instructions are received </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">by the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner is 79 or younger on the Contract Date.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available at </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract issue only.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The benefit will terminate at the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annuity Start Date.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit will be reduced by any outstanding </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Debt</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, pro rata account administration charge, and premium tax.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Withdrawals (including withdrawals to pay advisory fees) will </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">reduce the benefit proportionately. This means withdrawals could </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">significantly reduce the benefit by substantially more than the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">actual amount of the withdrawal, or even terminate the benefit.</span></div></div></td></tr>
<tr style="height:124pt;">
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Waiver of </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawal </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Charge</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a waiver of withdrawal </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">charge in the event of your (1) </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">total and permanent disability </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">prior to age 65, (2) confinement </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">to a nursing home, or (3) terminal </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">illness.</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">0.05%</span></div></div></td>
<td style="padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Subject to a written physician’s statement acceptable to the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Company</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> or a certified Social Security finding of disability.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">We will recapture any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit Enhancements, if applicable, credited </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">during the 12 months preceding any withdrawal.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">You will receive no benefit from the disability portion of this rider </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">(and the rider charge will remain the same) if your purchase the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Contract</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> with this rider after age 65.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The benefit differs and is not available in certain states.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available at </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract issue only.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Depending on the Annuity Option chosen, a rider fee may be </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">imposed for the life of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract.</span></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:17pt;">
<td colspan="4" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:517.0pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Optional Benefits Currently Available</span></div></div></td></tr>
<tr style="height:36pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:62.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Name of </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Benefit</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:129pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Purpose</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:69pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Maximum Fee </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">(as a </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">percentage of </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Contract Value)</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:256.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions/Limitations</span></div></div></td></tr>
<tr style="height:70pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Alternate </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawal </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Charge </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(0-Year)</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Makes available a shorter </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawal charge schedule in </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">lieu of the Contract’s 7-year </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawal charge schedule.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">0.70%</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Not available with the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">We may recapture any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit Enhancement, if applicable, in the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">event of a full or partial withdrawal.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available at </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract issue only.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Depending on the Annuity Option chosen, a rider fee may be </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">imposed for the life of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract.</span></div></div></td></tr>
<tr style="height:122pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Alternate </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawal </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Charge </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(4-Year)</span><span style="color:#000000;font-family:Arial;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">1</span> <div style="clear:right;"> </div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Makes available a shorter </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawal charge schedule in </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">lieu of the Contract’s 7-year </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawal charge schedule.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">0.60%</span><span style="color:#000000;font-family:Arial;font-size:5pt;position:relative;top:-3.25pt;">2</span> <div style="clear:right;"> </div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Not available with the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">We may recapture any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit Enhancement, if applicable, in the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">event of a full or partial withdrawal.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available at </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract issue only.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">This rider may provide a benefit only if a withdrawal is taken in the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">five to seven </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Years after the applicable Purchase Payment </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">date because for the first four years after the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payment </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">date, the withdrawal charges are the same as they would be under </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the 7-year schedule.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Depending on the Annuity Option chosen, a rider fee may be </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">imposed for the life of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract.</span></div></div></td></tr>
<tr style="height:144pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">4% Extra </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a Credit Enhancement </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">equal to 4% of Purchase </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Payments, which will be added to </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Contract Value for each </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payment made in the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">first Contract Year.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">0.55%</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Credit Enhancements</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> are only applied to Purchase Payments </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">received in the first </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Year. If Purchase Payments are made </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">in subsequent </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Years, the charge for this benefit will </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">increase proportionately in relation to those </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payments </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">and no additional </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit Enhancement will be applied.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Not available with the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">You may not select an </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annuity Start Date prior to seven years from </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the effective date of the rider.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Credit Enhancements</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> are not fully vested until the seventh Contract </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">anniversary. Until that date, all or a portion of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Enhancement</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(s) will be forfeited under certain circumstances.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available at </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract issue only.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner is age 80 or younger on the Contract Date.</span></div></div></td></tr>
<tr style="height:88pt;">
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Loans</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">You may be able to borrow </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">money under your Contract using </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Contract Value as the only </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">security for the loan.</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">2.16</span><span style="color:#000000;font-family:Arial;font-size:8pt;">% plus the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">total charges for </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">riders you have </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">selected (as a </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">percentage of </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">loan amount).</span></div></div></td>
<td style="padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Only available to participants in a tax deferred retirement plan that </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">allows participant loans.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Loans are subject to a variety of limitations, including restrictions </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">as to the loan amount, the loan’s duration, the rate of interest, and </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the manner of repayment.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Collateral in the Loan Account does not participate in the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">investment experience of the Subaccounts, which can impact the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Contract Value</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> and death benefit, even if the loan is repaid in full.</span></div></div></td></tr></table>
true
true
true
true
true
true
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Standard </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">– Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Issue Age 81 </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">and Older</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a death benefit equal to </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Contract Value.</span>
0
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit will be reduced by any outstanding </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Debt</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, any pro rata account administration charge and any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">uncollected premium tax.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value will be reduced by any Credit Enhancements </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">applied during the 12 months prior to the date of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner’s </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">death.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Standard </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">– Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Issue Age 80 </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">or Younger</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a death benefit equal to </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the greater of all Purchase </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Payments less any withdrawals, </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">including withdrawal charges, or </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Contract Value.</span>
0
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit will be reduced by any outstanding </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Debt</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, any pro rata account administration charge and any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">uncollected premium tax.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Purchase Payments</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> do not include any Credit Enhancements </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">and/or </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Bonus Credits.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value will be reduced by any Credit Enhancements </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">applied during the 12 months prior to the date of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner’s </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">death.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Systematic </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawals</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows you to set up automatic </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">periodic payments from your </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value. </span>
0
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Each payment must be at least $100 (unless we consent </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">otherwise).</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Withdrawals may be subject to income tax and penalties.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Dollar Cost </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Averaging </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Option</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows the systematic transfer of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">a specified dollar amount or </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">percentage of Contract Value </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">among Subaccounts and the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account, if available.</span>
0
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The minimum amount that may be transferred to any one </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Subaccount</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> is $25.00.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company may discontinue, modify, or suspend Dollar Cost </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Averaging at any time.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Transfers can be made for a fixed period of time, until the total </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">amount elected has been transferred, or until the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value in </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Subaccount from which transfers are made has been depleted. </span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">After termination of Dollar Cost Averaging for any reason, before </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">reinstating Dollar Cost Averaging, you must wait at least one month </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">if transfers were monthly, at least one quarter if transfers were </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">quarterly, at least six months if transfers were semiannual, and at </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">least one year if transfers were annual.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Asset </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Reallocation </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Option</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows you to automatically </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">transfer Contract Value on a </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">monthly, quarterly, semiannual or </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">annual basis to maintain a </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">particular percentage allocation </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">among the Subaccounts.</span>
0
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company may discontinue, modify, or suspend the Asset </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Reallocation Option at any time.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">DCA Plus </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Account</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Interest is credited to the portion </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">of your initial Purchase Payment </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">allocated to the DCA Plus </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Account which is part of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company’s</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account, and </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">amounts are systematically </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">transferred monthly to the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Subaccounts over the DCA Plus </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Period, per your election.</span>
0
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The rate of Current Interest credited to the DCA Plus Account will </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">be fixed for the applicable DCA Plus Period (a six-month or </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">12-month period that begins as of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Valuation Date your </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Purchase Payment</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> is applied to the DCA Plus Account).</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The rate of interest for the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account allocations could be </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">higher.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">You may only allocate </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payments to the DCA Plus </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Account. Transfers of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value are not permitted.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Not available if you have purchased the Extra Credit Rider at 3%, </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">4% or 5%, the 0-Year or 4-Year Alternate Withdrawal Charge Rider </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">or the Guaranteed Lifetime Withdrawal Benefit Rider, or if the DCA </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Plus Period has expired.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Not available in all states.</span>
true
true
true
true
true
true
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annual </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Stepped Up </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides an enhanced death </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">benefit equal to the greatest of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(1) Purchase Payments </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(excluding Credit Enhancements </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">and Bonus Credits) less any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawals and withdrawal </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">charges, (2) the Contract Value, </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">or (3) the Stepped Up Death </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Benefit.</span>
0.0020
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">We will recapture any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit Enhancements, if applicable, during </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the 12 months preceding the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner’s date of death.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit is no longer eligible to “step up” on any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">anniversary following your 81st birthday.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">If proof of death and instructions regarding payment are not </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">received by the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company within six months of the Owner’s date of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">death, the death benefit will equal the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value as of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Valuation Date</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> such proof of death and instructions are received </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">by the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner is 79 or younger on the Contract Date.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available at </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract issue only.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The benefit will terminate at the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annuity Start Date.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit will be reduced by any outstanding </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Debt</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, pro rata account administration charge, and premium tax.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Withdrawals (including withdrawals to pay advisory fees) will </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">reduce the benefit proportionately. This means withdrawals could </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">significantly reduce the benefit by substantially more than the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">actual amount of the withdrawal, or even terminate the benefit.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Waiver of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawal </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Charge</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a waiver of withdrawal </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">charge in the event of your (1) </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">total and permanent disability </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">prior to age 65, (2) confinement </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">to a nursing home, or (3) terminal </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">illness.</span>
0.0005
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Subject to a written physician’s statement acceptable to the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Company</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> or a certified Social Security finding of disability.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">We will recapture any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit Enhancements, if applicable, credited </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">during the 12 months preceding any withdrawal.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">You will receive no benefit from the disability portion of this rider </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">(and the rider charge will remain the same) if your purchase the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Contract</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> with this rider after age 65.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The benefit differs and is not available in certain states.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available at </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract issue only.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Depending on the Annuity Option chosen, a rider fee may be </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">imposed for the life of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Alternate </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawal </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Charge </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(0-Year)</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Makes available a shorter </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawal charge schedule in </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">lieu of the Contract’s 7-year </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawal charge schedule.</span>
0.0070
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Not available with the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">We may recapture any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit Enhancement, if applicable, in the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">event of a full or partial withdrawal.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available at </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract issue only.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Depending on the Annuity Option chosen, a rider fee may be </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">imposed for the life of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Alternate </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawal </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Charge </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(4-Year)</span><span style="color:#000000;font-family:Arial;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">1</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Makes available a shorter </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawal charge schedule in </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">lieu of the Contract’s 7-year </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawal charge schedule.</span>
0.0060
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Not available with the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">We may recapture any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit Enhancement, if applicable, in the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">event of a full or partial withdrawal.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available at </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract issue only.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">This rider may provide a benefit only if a withdrawal is taken in the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">five to seven </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Years after the applicable Purchase Payment </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">date because for the first four years after the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payment </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">date, the withdrawal charges are the same as they would be under </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the 7-year schedule.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Depending on the Annuity Option chosen, a rider fee may be </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">imposed for the life of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">4% Extra </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a Credit Enhancement </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">equal to 4% of Purchase </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Payments, which will be added to </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Contract Value for each </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payment made in the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">first Contract Year.</span>
0.0055
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Credit Enhancements</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> are only applied to Purchase Payments </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">received in the first </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Year. If Purchase Payments are made </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">in subsequent </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Years, the charge for this benefit will </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">increase proportionately in relation to those </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payments </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">and no additional </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit Enhancement will be applied.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Not available with the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">You may not select an </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annuity Start Date prior to seven years from </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the effective date of the rider.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Credit Enhancements</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> are not fully vested until the seventh Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">anniversary. Until that date, all or a portion of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Enhancement</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(s) will be forfeited under certain circumstances.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available at </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract issue only.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner is age 80 or younger on the Contract Date.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Loans</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">You may be able to borrow </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">money under your Contract using </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Contract Value as the only </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">security for the loan.</span>
0.0216
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Only available to participants in a tax deferred retirement plan that </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">allows participant loans.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Loans are subject to a variety of limitations, including restrictions </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">as to the loan amount, the loan’s duration, the rate of interest, and </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the manner of repayment.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Collateral in the Loan Account does not participate in the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">investment experience of the Subaccounts, which can impact the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Contract Value</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> and death benefit, even if the loan is repaid in full.</span>
true
true
true
true
true
true
true
true
true
true
true
true
true
true
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Automatic </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Bonus Credit </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(Available May </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">1, 2005 </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">through </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">December 31, </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">2007)</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provided a Bonus Credit, which </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">was automatically added to </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value, equal to 2% of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">each Purchase Payment made in </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the first Contract Year.</span>
0
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Bonus Credits</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> are only applied to Purchase Payments received in </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the first </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Year.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Bonus Credit</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> is subject to any applicable withdrawal charge.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available for </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contracts purchased in connection with the transfer or </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">exchange of a variable annuity contract issued by another </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">insurance company, provided the initial </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payment was </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">received no later than February 28, 2008.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Not available with the 0-Year Alternate Withdrawal Charge Rider.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">If you also elected a 4-Year Alternate Withdrawal Charge Rider, </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">your </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Bonus Credit was equal to 1%, not 2%, of each Purchase </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Payment</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> received in the first Contract Year.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available if any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner was age 80 or younger on the Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Date</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Guaranteed </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Growth Death </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Benefit</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides an enhanced death </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">benefit equal to the Purchase </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Payments and any Credit </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Enhancements and/or Bonus </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credits, less premium tax and </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">any withdrawals, increased at an </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">annual effective rate of interest </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(which you elect when you </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">purchase the benefit) adjusted for </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawals.</span>
0.0010
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit is no longer subject to increase following the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Contract</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> anniversary after your 80th birthday.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The 6% and 7% Guaranteed Growth Death Benefit is not available </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">to Texas residents.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Any death benefit will be reduced by any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit Enhancements </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">applied during the 12 months preceding the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner’s date of death.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">If you elect the Guaranteed Growth Death Benefit at 5%, 6% or </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">7%, the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company will credit a maximum rate of 4% for amounts </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">allocated to the Invesco V.I. Government Money Market </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Subaccount</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, the Fixed Account and the Loan Account.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit is capped at an amount equal to 200% of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Purchase Payments</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> (not including any Credit Enhancements </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">and/or </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Bonus Credits), less premium tax and any withdrawals, </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">including withdrawal charges.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">If proof of death and instructions regarding payment are not </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">received by the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company within six months of the Owner’s date of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">death, the death benefit will equal the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value on the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Valuation Date</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> such proof of death and instructions are received </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">by the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available only if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner was age 79 or younger on the Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Date</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Withdrawals (including withdrawals to pay advisory fees) will </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">reduce the benefit proportionately. This means withdrawals could </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">significantly reduce the benefit by substantially more than the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">actual amount of the withdrawal, or even terminate the benefit.</span>
0.0020
0.0025
0.0030
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Enhanced </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides an enhanced death </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">benefit equal to your Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Value increased by an enhanced </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">amount based on a percentage of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract gains.</span>
0.0025
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The enhanced death benefit amount is calculated using a lower </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">percentage for </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract issue age 70 or older.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Any death benefit will be reduced by any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit Enhancements </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">applied during the 12 months preceding the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner’s date of death.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">If proof of death and instructions regarding payment are not </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">received by the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company within six months of the Owner’s date of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">death, the death benefit will equal the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value on the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Valuation Date</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> such proof of death and instructions are received </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">by the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available only if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner was age 79 or younger on the Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Date</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Withdrawals (including withdrawals to pay advisory fees) will </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">reduce the benefit proportionately. This means withdrawals could </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">significantly reduce the benefit by substantially more than the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">actual amount of the withdrawal, or even terminate the benefit.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Guaranteed </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Lifetime </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawal </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Benefit </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(“GLWB”) (One </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">or Two </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Covered </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Person)</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides lifetime minimum </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">income regardless of investment </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">performance, provided you do not </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">take Excess Withdrawals.</span>
0.0085
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Not available with the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">We reserve the right to restrict subsequent </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payments.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Certain withdrawals could significantly reduce or even terminate </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the benefit.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Contract</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> loans are not available while the rider is in effect.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Not available with the Guaranteed Minimum Income Benefit Rider </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">at 3% or 5%, the 6% Dollar for Dollar Guaranteed Minimum Income </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Benefit Rider, the 6% Dollar for Dollar Guaranteed Minimum </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Income Benefit and Guaranteed Minimum Death Benefit Rider, </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">and/or the Total Protection Rider.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available only if the age of the Covered Person was at least 55 but </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">no older than 80 on the rider purchase date.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company will not treat the deduction of advisory fees as </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">withdrawals under the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract for purposes of the GLWB Rider </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">and such deductions will not reduce benefits under the GLWB </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Rider as long as the following conditions are met: (1) the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">withdrawals are the only amount withdrawn in the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Year; </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">(2) the withdrawals are for the purpose of paying fees to a </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">registered investment adviser for services rendered to the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner in </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">connection with the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract; (3) we are making payment(s) to the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">registered investment adviser from such withdrawals on behalf of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner; and (4) the withdrawals do not exceed: (a) in the first </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Contract Year</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, 2.0% of Purchase Payments (including any Credit </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Enhancement</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> and/or Bonus Credit), and (b) for all other Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Years</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, 2.0% of your Contract Value as of the beginning of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Contract Year</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">. However, the deduction of advisory fees from your </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Contract Value</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> will reduce the Contract Value, which could reduce </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the potential for increases to the benefits under the GLWB Rider.</span>
0.0125
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Guaranteed </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Minimum </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawal </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Benefit</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Permits you to withdraw up to a </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">specified amount each Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Year, regardless of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">performance of your Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Value, until the Remaining Benefit </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Amount is reduced to $0. You </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">may periodically increase the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Benefit Amount through resets.</span>
0.0045
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">You are only eligible to reset the remaining Benefit Amount every </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">five years.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The rider charge may be increased in the event that you elect a </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">reset.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">While this rider is in effect, we reserve right to restrict subsequent </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Purchase Payments</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available only if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner and Annuitant were age 85 or younger </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">on the rider purchase date.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Certain withdrawals could significantly reduce or even terminate </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the benefit.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">If a withdrawal (including a withdrawal to pay advisory fees) </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">exceeds the Annual Withdrawal Amount, the withdrawal will reduce </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the benefit proportionately, but if the withdrawal does not exceed </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the Annual Withdrawal Amount, the withdrawal will reduce the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">benefit by the dollar amount of the withdrawal. A proportionate </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">withdrawal could significantly reduce the benefit by substantially </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">more than the actual amount of the withdrawal.</span>
0.0110
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Guaranteed </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Minimum </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Income Benefit </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(3% or 5%)</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a minimum amount </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(“Minimum Income Benefit”), </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">based on a 3% or 5% crediting </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">rate, for the purchase of a fixed </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annuity only.</span>
0.0015
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">You may only apply the Minimum Income Benefit to purchase </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">certain fixed Annuity options.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">You may not exercise this benefit or convert it to an income stream </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">until your 10th </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract anniversary.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">If you elected the benefit at 5%, the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company credits a maximum </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">rate of 4% for amounts allocated to the Invesco V.I. Government </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Money Market, the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account and the Loan Account.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available only if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner was age 79 or younger on the Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Date</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Withdrawals (including withdrawals to pay advisory fees) will </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">reduce the benefit proportionately. This means withdrawals could </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">significantly reduce the benefit by substantially more than the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">actual amount of the withdrawal, or even terminate the benefit.</span>
0.0030
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">6% Dollar for </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Dollar </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Guaranteed </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Minimum </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Income Benefit </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(formerly the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Dollar for </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Dollar Living </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Benefit)</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a minimum amount </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(“Minimum Income Benefit”), </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">based on a 6% crediting rate, for </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">purchase of a fixed Annuity, and </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">allows withdrawal of a specified </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">amount each Contract Year </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(“Annual Limit”) without a </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">proportional reduction to the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Minimum Income Benefit.</span>
0.0060
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company credits a maximum rate of 3%, not 6%, for amounts </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">allocated to Invesco V.I. Government Money Market </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Subaccount, </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Fixed Account</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, PIMCO Low Duration Subaccount and the Loan </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Account.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">You may not exercise this benefit or convert it to an income stream </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">until the 10th anniversary of the rider purchase date.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The Minimum Income Benefit is not subject to increase following </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract anniversary after the Annuitant’s 80th birthday.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The Annual Limit decreases if withdrawals in excess of the Annual </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Limit are made in a </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Year.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Any portion of the Annual Limit not withdrawn in a </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Year </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">cannot be carried over to a subsequent </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Year.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The Alternate Benefit, which provides certain fixed annuity </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">payments for a period of 15 years, can only be elected on the 10th </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">anniversary of the rider purchase date.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available only if the age of the Annuitant was 79 or younger on the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Contract Date</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Withdrawals (including withdrawals to pay advisory fees) will </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">reduce the benefit proportionately. This means withdrawals could </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">significantly reduce the benefit by substantially more than the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">actual amount of the withdrawal, or even terminate the benefit.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Extra Credit </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(3% or 5%)</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a Credit Enhancement </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">equal to 3% or 5% of Purchase </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Payments, which will be added to </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Contract Value for each </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payment made in the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">first Contract Year.</span>
0.0040
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Not available with the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">You may not select an </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annuity Start Date prior to seven years from </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the effective date of the rider.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Credit Enhancements</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> are subject to recapture under certain </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">circumstances.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available at </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract issue only.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available only if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner was age 80 or younger on the Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Date</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">.</span>
0.0070
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Combined </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annual </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Stepped Up </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">and </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Guaranteed </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Growth Death </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Benefit</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides an enhanced death </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">benefit equal to the greater of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Stepped Up Death Benefit and </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Guaranteed Growth Death </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Benefit.</span>
0.0025
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Any death benefit will be reduced by any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit Enhancements </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">applied during the 12 months preceding the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner’s date of death.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">If proof of death and instructions regarding payment are not </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">received by the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company within six months of the Owner’s date of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">death, the death benefit will equal the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value on the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Valuation Date</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> such proof of death and instructions are received </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">by the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available only if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner was age 79 or younger on the Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Date</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">See Annual Stepped Up Death Benefit and Guaranteed Growth </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Benefit above.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Withdrawals (including withdrawals to pay advisory fees) will </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">reduce the benefit proportionately. This means withdrawals could </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">significantly reduce the benefit by substantially more than the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">actual amount of the withdrawal, or even terminate the benefit.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Combined </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Enhanced and </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annual </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Stepped Up </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides an enhanced death </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">benefit equal to the greatest of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(1) Purchase Payments (less any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawals, including withdrawal </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">charges), (2) the Contract Value </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">plus the Enhanced Death Benefit, </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">or (3) the Annual Stepped Up </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit plus the Enhanced </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit.</span>
0.0035
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Any death benefit will be reduced by any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit Enhancements </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">applied during the 12 months preceding the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner’s date of death.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">If proof of death and instructions regarding payment are not </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">received by the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company within six months of the Owner’s date of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">death, the death benefit will equal the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value on the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Valuation Date</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> such proof of death and instructions are received </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">by the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available only if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner was age 79 or younger on the rider </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">purchase date.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">See Enhanced Death Benefit and Annual Stepped Up Death </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Benefit above.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Withdrawals (including withdrawals to pay advisory fees) will </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">reduce the benefit proportionately. This means withdrawals could </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">significantly reduce the benefit by substantially more than the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">actual amount of the withdrawal, or even terminate the benefit.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Combined </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Enhanced and </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Guaranteed </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Growth Death </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Benefit</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides an enhanced death </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">benefit equal to the greatest of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(1) Purchase Payments (less any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawals, including withdrawal </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">charges), (2) the Contract Value </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">plus the Enhanced Death Benefit, </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">or (3) the Guaranteed Growth </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit at 5% plus the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Enhanced Death Benefit.</span>
0.0035
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Any death benefit will be reduced by any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit Enhancements </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">applied during the 12 months preceding the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner’s date of death.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">If proof of death and instructions regarding payment are not </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">received by the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company within six months of the Owner’s date of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">death, the death benefit will equal the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value on the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Valuation Date</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> such proof of death and instructions are received </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">by the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available only if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner was age 79 or younger on the rider </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">purchase date.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">See Enhanced Death Benefit and Guaranteed Growth Death </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Benefit above.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Withdrawals (including withdrawals to pay advisory fees) will </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">reduce the benefit proportionately. This means withdrawals could </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">significantly reduce the benefit by substantially more than the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">actual amount of the withdrawal, or even terminate the benefit.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Combined </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Enhanced, </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annual </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Stepped Up </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">and </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Guaranteed </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Growth Death </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Benefit</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides an enhanced death </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">benefit equal to the greatest of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(1) Purchase Payments (less any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawals, including withdrawal </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">charges), (2) the Contract Value </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">plus the Enhanced Death Benefit, </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(3) the Annual Stepped Up Death </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Benefit plus the Enhanced Death </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Benefit or (4) the Guaranteed </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Growth Death Benefit at 5% plus </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Enhanced Death Benefit.</span>
0.0040
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Any death benefit will be reduced by any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit Enhancements </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">applied during the 12 months preceding the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner’s date of death.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">If proof of death and instructions regarding payment are not </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">received by the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company within six months of the Owner’s date of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">death, the death benefit will equal the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value on the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Valuation Date</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> such proof of death and instructions are received </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">by the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available only if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner was age 79 or younger on the rider </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">purchase date.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">See Enhanced Death Benefit, Annual Stepped Up Death Benefit </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">and Guaranteed Growth Death Benefit above.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Withdrawals (including withdrawals to pay advisory fees) will </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">reduce the benefit proportionately. This means withdrawals could </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">significantly reduce the benefit by substantially more than the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">actual amount of the withdrawal, or even terminate the benefit.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">6% Dollar for </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Dollar </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Guaranteed </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Minimum </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Income Benefit </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">and </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Guaranteed </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Minimum </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(formerly the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Dollar for </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Dollar </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Combination </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Benefit)</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a minimum amount </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(“Minimum Income Benefit”), </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">based on a 6% crediting rate, for </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">purchase of a fixed Annuity, as </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">well as an enhanced death </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">benefit equal to the greatest of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(1) Purchase Payments less </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawals, (2) Purchase </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Payments less withdrawals </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">increased at an annual effective </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">rate of 6% (“Minimum Death </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Benefit”), or (3) Contract Value, </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">and allows withdrawal of a </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">specified amount each Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Year (“Annual Limit”) without a </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">proportional reduction to the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Minimum Death Benefit.</span>
0.0085
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Any death benefit will be reduced by any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Credit Enhancements </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">applied during the 12 months preceding the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner’s date of death.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available only if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner was age 79 or younger on the Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Date</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Certain withdrawals could significantly reduce or even terminate </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the benefits.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">See Enhanced Death Benefit and 6% Dollar for Dollar Guaranteed </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Minimum Income Benefit above."</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">If a withdrawal (including a withdrawal to pay advisory fees) </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">exceeds the Annual Limit, the withdrawal will reduce the benefit </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">proportionately, but if the withdrawal does not exceed the Annual </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Limit, the withdrawal will reduce the benefit by the dollar amount of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the withdrawal. A proportionate withdrawal could significantly </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">reduce the benefit by substantially more than the actual amount of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the withdrawal.</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Total </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Protection</span>
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides (1) a Guaranteed </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Growth Death Benefit at 5%, (2) </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">a Guaranteed Minimum </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawal Benefit with an </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annual Withdrawal Amount of 5% </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">and a Benefit Amount of 100%, </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">and (3) a Guaranteed Minimum </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Accumulation Benefit, which </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">provides a guaranteed minimum </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value at the end of 10 </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">years.</span>
0.0085
<span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The Guaranteed Minimum Accumulation Benefit will terminate 10 </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">years after the rider purchase date if no reset is elected.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The Guaranteed Growth Death Benefit is reduced by any Annual </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Withdrawal Amount and is reduced proportionately by any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">withdrawal that exceeds the Annual Withdrawal Amount for a </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Contract Year</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Five years after the rider purchase date, under certain </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">circumstances, you may elect to reset the Remaining Benefit </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Amount, the Guaranteed Growth Death Benefit, and the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Guaranteed Minimum Accumulation Benefit.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">While this rider is in effect, we reserve the right to restrict </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">subsequent </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payments.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Available only if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner and Annuitant were age 79 or younger </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">on the rider purchase date.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">If you are within 10 years of your required beginning date for taking </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">required minimum distributions under a Qualified </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract, you may </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">not receive the full value of the Guaranteed Minimum Accumulation </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Benefit.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">See Guaranteed Growth Death Benefit, the Guaranteed Minimum </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Withdrawal Benefit and 6% Dollar for Dollar Guaranteed Minimum </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Income Benefit above.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">If a withdrawal (including a withdrawal to pay advisory fees) </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">exceeds the Annual Limit, the withdrawal will reduce the benefit </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">proportionately, but if the withdrawal does not exceed the Annual </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Limit, the withdrawal will reduce the benefit by the dollar amount of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the withdrawal. A proportionate withdrawal could significantly </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">reduce the benefit by substantially more than the actual amount of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the withdrawal.</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Loans </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If you own a Contract issued in connection with a retirement plan that is qualified under Section 403(b) of the Internal Revenue Code, you may be able to borrow money under your Contract using the Contract Value as the only security for the loan. Whether you can borrow money will depend on the terms of your Employer’s 403(b) plan or program. If you are permitted, you may obtain a loan by submitting a proper written request to the Company. A loan must be taken and repaid prior to the Annuity Start Date. The minimum loan that may be taken is $1,000 ($500 for Contracts issued in New Jersey). The maximum amount of all loans on all contracts combined is generally equal to the lesser of: (1) $50,000 reduced by the excess of: (a) the highest outstanding loan balance within the preceding 12-month period ending on the day before the date the loan is made; over (b) the outstanding loan balance on the date the loan is made; or (2) 50% of the Contract Values or $10,000, whichever is greater (the $10,000 limit is not available for Contracts issued under a 403(b) Plan subject to the Employee Retirement Income Security Act of 1974 (ERISA)). For loans issued under plans that are subject to ERISA, the maximum amount of all loans is the lesser of: (1) $50,000 reduced by the excess of: (a) the highest outstanding loan balance within the preceding 12-month period ending on the day before the date the loan is made; over (b) the outstanding loan balance on the date the loan is made; or (2) 50% of your Contract Value. In any case, the maximum loan balance outstanding at any time may not exceed 80% of Contract Value, and the Company reserves the right to limit to one the number of loans outstanding at any time. The Internal Revenue Code requires aggregation of all loans made to an individual employee under a single employer plan. However, since the Company has no information concerning outstanding loans with other providers, we are only be able to use information available under annuity contracts issued by us, and you will be responsible for determining your loan limits considering loans from other providers. If your Contract was issued pursuant to a 403(b) plan, we generally are required to confirm, with your 403(b) plan sponsor or otherwise, that loans you request comply with applicable tax requirements and to decline requests that are not in compliance. Reference should be made to the terms of your particular Employer's Plan or Program for any additional loan restrictions.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Upon receipt by the Company of a written loan application and agreement and subject to the Company’s </span><span style="color:#000000;font-family:Arial;font-size:10pt;">approval (which approval or disapproval may be postponed for up to six months after receipt of the loan application), Contract Value in an amount equal to the loan amount is withdrawn from the Subaccounts and/or the Fixed Account proportionately as it is currently invested in the Subaccounts and/or the Fixed Account and transferred into an account called the “Loan Account,” which is an account within the Fixed Account. Amounts allocated to the Loan Account earn 3.0% on an annual basis. The Owner’s Contract must provide a Fixed Account option for the Owner to be eligible to take a loan. See “The Fixed Account” to determine its availability.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Interest will be charged for the loan and will accrue on the loan balance from the effective date of any loan. The </span><span style="color:#000000;font-family:Arial;font-size:10pt;">loan interest rate will be as declared from time to time by the Company but once a loan has been issued, the Company will not change the loan interest rate. The loan interest amount will never be greater than an amount equal to 5.16% plus the total charges for riders you have selected. For example, if you selected the Annual Stepped Up Death Benefit Rider with an annual charge of 0.20%, the loan interest rate is guaranteed not to exceed 5.36% (5.16% + 0.20%). The net cost of a loan is the interest rate charged by the Company less the interest rate credited. We are not responsible for determining whether this interest rate is “reasonable” as required by ERISA for loans under ERISA covered 403(b) plans.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Loans must be repaid within five years, unless the loan is used to acquire your principal residence, in which case </span><span style="color:#000000;font-family:Arial;font-size:10pt;">the loan must be repaid within 30 years. In either event, your loan must be repaid prior to the Annuity Start Date. You must make loan repayments on at least a quarterly basis, and you may prepay your loan at any time. There is no required minimum payment. You must label each loan payment as such. If not labeled as a loan payment, amounts received by the Company will be treated as Purchase Payments. Upon receipt of a loan payment, the Company will transfer Contract Value from the Loan Account to the Fixed Account and/or the Subaccounts according to your current instructions with respect to Purchase Payments in an amount equal to the amount by which the payment reduces the amount of the loan outstanding.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">If you do not make any required loan payment by the end of the calendar quarter following the calendar quarter </span><span style="color:#000000;font-family:Arial;font-size:10pt;">in which the missed payment was due, the TOTAL OUTSTANDING LOAN BALANCE will be deemed to be in default for tax reporting purposes. The total outstanding loan balance, which includes accrued interest, will be reported as income to the Internal Revenue Service (“IRS”) on form 1099 R for the year in which the default occurred. The Company may agree to extend these deadlines for late payments within any limits imposed by IRS regulations. This deemed distribution may be subject to a 10% penalty tax, which is imposed upon distributions prior to the Owner attaining age 59½. Once a loan has defaulted, regularly scheduled loan payments will not be accepted by the Company. No new loans will be allowed while a loan is in default. Interest will continue to accrue on a loan in default. Contract Value equal to the amount of the accrued interest may be transferred to the Loan Account. If a loan continues to be in default, the total outstanding balance may be deducted from Contract Value on or after the Contract Owner attains age 59½. The Contract will terminate automatically if the outstanding loan balance of a loan </span><span style="color:#000000;font-family:Arial;font-size:10pt;">in default equals or exceeds the Withdrawal Value. The Contract Value will be used to repay the loan and any applicable withdrawal charges. Because of the adverse tax consequences associated with defaulting on a loan, you should carefully consider your ability to repay the loan and should consult with a tax adviser before requesting a loan.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">While the amount to secure the loan is held in the Loan Account, you forego the investment experience of the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Subaccounts and the Current Rate of interest on the Fixed Account. The Contract Value at surrender and the death proceeds payable will be reduced by the amount of any outstanding Contract Debt plus accrued interest. Loans, therefore, can affect the Contract Value and benefits linked to the Contract Value, whether or not the loan is repaid. Outstanding Contract Debt will reduce the amount of proceeds paid upon full withdrawal, upon payment of the death benefit, and upon annuitization. In addition, no partial withdrawal will be processed which would result in the withdrawal of Contract Value from the Loan Account. If a Guaranteed Growth Death Benefit Rider or Guaranteed Minimum Income Benefit Rider is in effect, amounts allocated to the Loan Account will earn the minimum rate of interest guaranteed under the Fixed Account for the purpose of calculating the benefit under any such Rider. Until the loan is repaid, the Company reserves the right to restrict any transfer of the Contract which would otherwise qualify as a transfer permitted in the Internal Revenue Code.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">In the event that you elect to exchange your Contract for a contract of another company, you will need to either </span><span style="color:#000000;font-family:Arial;font-size:10pt;">pay off your loan prior to the exchange or incur tax consequences in that you will be deemed to have received a taxable distribution in the amount of the outstanding loan balance. You should consult with your tax advisor on the effect of a loan.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">If you purchased the Guaranteed Lifetime Withdrawal Benefit Rider, you were required to repay any outstanding </span><span style="color:#000000;font-family:Arial;font-size:10pt;">loan before we issued the rider, and you may not take a new loan while the rider is in effect.</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Optional Riders </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Upon your application for the Contract, you may select one or more of the following riders (Owners who purchased their Contracts prior to February 1, 2010 were not permitted to select riders with total rider charges in excess of 2.00%):</span><span style="color:#000000;font-family:Arial;font-size:8pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:10pt;">Annual Stepped Up Death Benefit;</span><span style="color:#000000;font-family:Arial;font-size:8pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:10pt;">Extra Credit at 4%;</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span><span style="color:#000000;font-family:Arial;font-size:8pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:10pt;">Waiver of Withdrawal Charge; or</span><span style="color:#000000;font-family:Arial;font-size:8pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:10pt;">0-Year or 4-Year Alternate Withdrawal Charge.</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span><span style="color:#000000;font-family:Arial;font-size:8pt;">1</span><span style="color:#000000;font-family:Arial;font-size:8pt;">The Fixed Account is not available under your Contract if you select the Extra Credit Rider at 4% or the 0-Year or 4-Year Alternate Withdrawal Charge Rider (or the 3-Year Alternate Withdrawal Charge in states where the 4-Year Alternate Withdrawal Charge is not approved).</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:18pt;">The Company makes each rider available only at issue. You cannot change or cancel the rider(s) that </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">you select after they are issued. The Annual Stepped Up Death Benefit Rider, Extra Credit at 4% Rider, and Alternate Withdrawal Charge Riders are available in every state. The Waiver of Withdrawal Charge Rider is not available in every state. See a detailed description of each rider below.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The deduction of advisory fees from your Contract Value to pay a financial intermediary is treated as a </span><span style="color:#000000;font-family:Arial;font-size:10pt;">withdrawal under the Contract. Such deductions will reduce death benefits and any guaranteed benefit values, perhaps significantly. Subject to certain conditions, such deductions will not reduce the Guaranteed Lifetime Withdrawal Benefit Rider values. However, such deductions will still result in a reduction in your Contract Value, which could reduce death benefits and reduce the potential for increases in any guaranteed benefits under the Guaranteed Lifetime Withdrawal Benefit Rider. Consult your financial intermediary as to the impact of deducting advisory fees from your Contract Value prior to making an election.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">For information on riders that are no longer available for purchase, please see </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Appendix B – Riders No Longer Available – Available for Purchase Only Prior to February 1, 2010</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> and </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Appendix C – Automatic Bonus Credit Rider</span><span style="color:#000000;font-family:Arial;font-size:10pt;">.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Please note that any amount that we may pay or make available under any optional rider that is in excess of </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Contract Value is subject to our financial strength and claims-paying ability.</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Annual Stepped Up Death Benefit </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">For an additional charge, as reflected in the Fee Table and the table of benefits above, this rider makes available an enhanced death benefit upon the death of the Owner or any Joint Owner prior to the Annuity Start Date. The death benefit proceeds will be the death benefit reduced by any outstanding Contract Debt, any pro rata account administration charge, and any uncollected premium tax. If the Extra Credit Rider was in effect, the death benefit (except the death benefit calculated under number 1 below) also will be reduced by any Credit Enhancements applied during the 12 months preceding the Owner’s date of death. If an Owner dies prior to the Annuity Start Date, the amount of the death benefit under this rider will be the greatest of:</span><span style="color:#000000;font-family:Arial;font-size:10pt;">1.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The sum of all Purchase Payments (not including any Credit Enhancements and/or Bonus Credits) less any </span><span style="color:#000000;font-family:Arial;font-size:10pt;">withdrawals (including systematic withdrawals) and withdrawal charges;</span><span style="color:#000000;font-family:Arial;font-size:10pt;">2.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Contract Value on the Valuation Date due proof of death and instructions regarding payment for each Designated Beneficiary are received by the Company; or</span><span style="color:#000000;font-family:Arial;font-size:10pt;">3.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Stepped Up Death Benefit.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Stepped Up Death Benefit is the largest result determined for the following calculation as of the date of receipt of instructions regarding payment of the death benefit:</span><span style="color:#000000;font-family:Arial;font-size:8pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Contract Value on each Contract anniversary that occurs prior to the oldest Owner attaining age 81; plus</span><span style="color:#000000;font-family:Arial;font-size:8pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:10pt;">Any Purchase Payments received by the Company since the applicable Contract anniversary; less</span><span style="color:#000000;font-family:Arial;font-size:8pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:10pt;">An adjustment for any withdrawals (including systematic withdrawals and withdrawals to pay investment advisory fees) and withdrawal charges made since the applicable anniversary. In the event of a withdrawal (including systematic withdrawals and withdrawals to pay investment advisory fees), the Stepped Up Death Benefit is reduced as of the date of the withdrawal by a percentage found by dividing the withdrawal amount, including any applicable withdrawal charges, premium taxes and/or forfeited Credit Enhancements, by the Contract Value immediately prior to the withdrawal.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">If an Owner dies prior to the Annuity Start Date, but due proof of death and instructions regarding payment are not received by the Company at its Administrative Office within six months of the date of the Owner’s death, the death benefit will be as set forth in number 2 above.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">This rider is available only if the age of the Owner at the time the Contract is issued is 79 or younger. See the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">discussion under “Death Benefit.”</span>
<span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;text-decoration:underline;">Example of the Annual Stepped Up Death Benefit.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> Assume:</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(i)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The initial Purchase Payment is $50,000, and no additional Purchase Payments are added to the Contract.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(ii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Owner is 60 years old when the Contract is issued.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(iii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Owner takes no withdrawals between the date the Contract was issued and the date of the Owner’s death.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">At the time the Contract is issued, the Stepped Up Death Benefit amount is the initial Purchase Payment or $50,000. Due to positive market performance, the Contract Value on the first Contract anniversary is $65,000. The Owner’s Stepped Up Death Benefit amount increases from $50,000 to $65,000. Due to negative market performance, the Contract Value has decreased to $49,000 on the second Contract anniversary. The Stepped Up Death Benefit amount remains at $65,000.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Owner dies during the third Contract Year. At the time of the Owner’s death, the Contract Value is $55,000. The amount payable at death would be the greatest of (1) the sum of all Purchase Payments (not including any Credit Enhancements and/or Bonus Credits), less any withdrawals and withdrawal charges (in this case, $50,000); (2) the Contract Value on the Valuation Date due proof of death and instructions regarding payment for each Designated Beneficiary are received by the Company (in this case, $55,000); or (3) the Stepped Up Death Benefit (in this case, $65,000). Thus, $65,000 is the death benefit.</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;text-decoration:underline;">Example of a Reduction in the Stepped Up Death Benefit Amount as a Result of a Withdrawal.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> Assume:</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(i)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The initial Purchase Payment is $50,000, and no additional Purchase Payments are added to the Contract.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(ii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Owner is 60 years old when the Contract is issued.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">At the time the Contract is issued, the Stepped Up Death Benefit amount is the initial Purchase Payment or $50,000. Due to positive market performance, the Contract Value on the first Contract anniversary is $65,000. The Owner’s Stepped Up Death Benefit amount increases from $50,000 to $65,000. Due to negative market performance, the Contract Value has decreased to $49,000 on the second Contract anniversary. The Stepped Up Death Benefit amount remains at $65,000.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Owner takes a free withdrawal of $4,900 in the third Contract Year. The Contract Value prior to the withdrawal is $35,000. As a result of the withdrawal, the Stepped Up Death Benefit is reduced as follows:</span><span style="color:#000000;font-family:Arial;font-size:10pt;">Withdrawal amount / Contract Value prior to withdrawal</span><span style="color:#000000;font-family:Arial;font-size:10pt;">$4,900 / $35,000 = 0.14 or 14%</span><span style="color:#000000;font-family:Arial;font-size:10pt;">Stepped Up Death Benefit x 14%</span><span style="color:#000000;font-family:Arial;font-size:10pt;">$65,000 x 14% = $9,100</span> <br/><span style="color:#000000;font-family:Arial;font-size:10pt;">$65,000 - $9,100 = $55,900</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Stepped Up Death Benefit following the withdrawal is $55,900.</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;text-decoration:underline;">Example of a Reduction in the Stepped Up Death Benefit Amount as a Result of a Withdrawal to Pay Advisory Fees.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> Assume:</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(i)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The initial Purchase Payment is $100,000, and no additional Purchase Payments are added to the Contract.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(ii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Stepped Up Death Benefit prior to the advisory fee withdrawal is $125,000.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Owner makes a $1,000 withdrawal to pay advisory fees. The Stepped Up Death Benefit is reduced as follows:</span>
<table cellpadding="0" cellspacing="0" style="empty-cells:show;margin-left:36pt;width:436.36pt;">
<tr style="height:25pt;">
<td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Middle;width:147.67pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Stepped Up Death Benefit Prior</span></div> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">to Advisory Fee Withdrawal</span></div></div></td>
<td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Middle;width:31.22pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">x [1 -</span></div></div></td>
<td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Middle;width:122.2pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">(Advisory Fee Withdrawal</span></div></div></td>
<td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Middle;width:11.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">/</span></div></div></td>
<td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Middle;width:123.48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Contract Value Prior to</span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Advisory Fee Withdrawal)]</span></div></div></td></tr>
<tr style="height:12pt;">
<td style="vertical-align:Middle;width:147.67pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;"> </span></div></div></td>
<td style="vertical-align:Middle;width:31.22pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;"> </span></div></div></td>
<td style="vertical-align:Middle;width:122.2pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;"> </span></div></div></td>
<td style="vertical-align:Middle;width:11.78pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;"> </span></div></div></td>
<td style="vertical-align:Middle;width:123.48pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;"> </span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:10pt;">$125,000 x [1 - ($1,000 / $100,000)]</span> <br/><span style="color:#000000;font-family:Arial;font-size:10pt;">$125,000 x [1 - .01] = $123,750</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The $1,000 withdrawal causes the Stepped Up Death Benefit to decrease by $1,250.</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Extra Credit </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">For an additional charge, as reflected in the Fee Table, this rider makes available a Credit Enhancement, which is an amount added to your Contract Value by the Company. You may purchase this rider only at issue. If you elect this rider, the Fixed Account is not available as an investment option under the Contract. A Credit Enhancement of 4% of Purchase Payments, as elected in the application, will be added to Contract Value for each Purchase Payment made in the first Contract Year. Prior to February 1, 2010, a Credit Enhancement of 3% or 5% was also available for election. Any Credit Enhancement will be allocated among the Subaccounts in the same proportion as your Purchase Payment. You may have in effect on your Contract both an Extra Credit Rider and an Automatic Bonus Credit Rider; however, each rider calculates the Credit Enhancement amount and Bonus Credit amount, respectively, on the basis of Purchase Payments, which do not include any Credit Enhancement or Bonus Credit. See </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Appendix C – Automatic Bonus Credit Rider</span><span style="color:#000000;font-family:Arial;font-size:10pt;">.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">This rider is available only if the age of the Owner on the Contract Date is age 80 or younger at issue. If you </span><span style="color:#000000;font-family:Arial;font-size:10pt;">elect this rider, you may not select an Annuity Start Date that is prior to seven years from the effective date of the rider.</span>
<span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;text-decoration:underline;">Example of the Credit Enhancement Applied to Initial and Subsequent Purchase Payments.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> Assume:</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(i)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Owner purchased the Contract with the 4% Extra Credit Rider.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(ii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The initial Purchase Payment is $100,000.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The amount of the Credit Enhancement added to the Contract Value would be $4,000 ($100,000 x 4%). Thus, the Contract Value at issue would be $104,000.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">Six months later the Owner makes a Purchase Payment of $50,000. The additional Purchase Payment will increase the Contract Value by $52,000, the amount of the $50,000 Purchase Payment plus $2,000 ($50,000 x 4%).</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">In the event of a full or partial withdrawal, the Company will recapture all or part of any Credit Enhancement that </span><span style="color:#000000;font-family:Arial;font-size:10pt;">has not yet vested. An amount equal to 1/7 of the Credit Enhancement will vest as of each Contract Date anniversary and the Credit Enhancement will be fully vested at the end of seven years from that date. The amount to </span><span style="color:#000000;font-family:Arial;font-size:10pt;">be forfeited in the event of a withdrawal is equal to a percentage of the Credit Enhancement that has not yet vested. The percentage is determined for each withdrawal as of the date of the withdrawal by dividing:</span><span style="color:#000000;font-family:Arial;font-size:10pt;">1.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The amount of the withdrawal, including any applicable withdrawal charges, premium taxes and/or forfeited Credit Enhancements, less the free withdrawal amount, by</span><span style="color:#000000;font-family:Arial;font-size:10pt;">2.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Contract Value immediately prior to the withdrawal.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The Company will recapture Credit Enhancements on withdrawals only to the extent that total withdrawals in a </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Contract Year, including systematic withdrawals, exceed the free withdrawal amount. The Free Withdrawal amount is equal in the first Contract Year, to 10% of Purchase Payments, excluding any Credit Enhancements and/or Bonus Credits made during the year and, for any subsequent Contract Year, to 10% of Contract Value as of the first Valuation Date of that Contract Year. In addition, the Company does not recapture Credit Enhancements on withdrawals made to pay the fees of your registered investment adviser.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The Company may recapture Credit Enhancements in the event of a full or partial withdrawal as discussed </span><span style="color:#000000;font-family:Arial;font-size:10pt;">above. In addition, if you exercise your right to return the Contract during the Free-Look period, your Contract Value will be reduced by the value of any Credit Enhancements applied. In the event of a withdrawal under the terms of the Waiver of Withdrawal Charge Rider, you will forfeit all or part of any Credit Enhancements applied during the 12 months preceding such a withdrawal. See “Waiver of Withdrawal Charge.” Death benefit proceeds may exclude all or part of any Credit Enhancements. See “Death Benefit” and the discussions of the death benefit riders.</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;text-decoration:underline;">Example of Credit Enhancement Vesting and Recapture upon Withdrawal in Excess of the Free Withdrawal Amount.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> Assume:</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(i)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Owner purchased the Contract with the 4% Extra Credit Rider.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(ii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The initial Purchase Payment is $175,000.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The amount of the Credit Enhancement added to the Contract Value would be $7,000 ($175,000 x 4%). Thus, the Contract Value at issue would be $182,000.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">An amount equal to 1/7 of the Credit Enhancement vests each Contract anniversary, and the Credit Enhancement is fully vested seven years from the date the Contract was issued. Assuming no withdrawals in excess of the free withdrawal amount are taken during the first seven Contract Years, the table below shows how the $7,000 Credit Enhancement vests each year:</span>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;margin-left:138.62pt;width:239.76pt;">
<tr style="height:25pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:75.55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Beginning of </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Contract Year</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:77.55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Vested Credit </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Enhancement</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:86.66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Unvested Credit </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Enhancement</span></div></div></td></tr>
<tr style="height:13pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:75.55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">1</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:77.55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$0.00</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:86.66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$7,000</span></div></div></td></tr>
<tr style="height:13pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:75.55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">2</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:77.55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$1,000</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:86.66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$6,000</span></div></div></td></tr>
<tr style="height:13pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:75.55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">3</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:77.55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$2,000</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:86.66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$5,000</span></div></div></td></tr>
<tr style="height:13pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:75.55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">4</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:77.55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$3,000</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:86.66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$4,000</span></div></div></td></tr>
<tr style="height:13pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:75.55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">5</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:77.55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$4,000</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:86.66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$3,000</span></div></div></td></tr>
<tr style="height:13pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:75.55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">6</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:77.55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$5,000</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:86.66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$2,000</span></div></div></td></tr>
<tr style="height:13pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:75.55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">7</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:77.55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$6,000</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:86.66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$1,000</span></div></div></td></tr>
<tr style="height:12pt;">
<td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.625pt;vertical-align:Top;width:75.55pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">8</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.625pt;vertical-align:Top;width:77.55pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$7,000</span></div></div></td>
<td style="padding-bottom:1.5pt;padding-top:1.625pt;vertical-align:Top;width:86.66pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$0.00</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:10pt;">Due to negative market performance, in Contract Year 3, the Contract Value is $100,000, and the free withdrawal amount is $10,000. The Owner requests a withdrawal of $20,000, $10,000 more than the free withdrawal amount. The Credit Enhancement recapture is calculated as follows:</span>
<table cellpadding="0" cellspacing="0" style="empty-cells:show;margin-left:36pt;width:405.7pt;">
<tr style="height:14.25pt;">
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Middle;width:313.14pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">(Withdrawal Amount – Free Withdrawal Amount)</span></div></div></td>
<td rowspan="2" style="border-bottom:1pt solid ;padding-bottom:4.25pt;padding-top:4.25pt;vertical-align:Middle;width:14pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">x</span></div></div></td>
<td rowspan="2" style="border-bottom:1pt solid ;padding-bottom:4.25pt;padding-top:4.25pt;vertical-align:Middle;width:78.57pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Unvested Credit </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Enhancement</span></div></div></td></tr>
<tr style="height:13.25pt;">
<td style="padding-bottom:1.5pt;padding-top:1.25pt;vertical-align:Middle;width:313.14pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">(Contract Value Prior to Withdrawal – Unvested Credit Enhancement)</span></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="empty-cells:show;margin-left:36pt;width:207.3pt;">
<tr style="height:14.25pt;">
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Middle;width:95.28pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">($20,000 - $10,000)</span></div></div></td>
<td rowspan="2" style="border-bottom:1pt solid ;padding-bottom:4.25pt;padding-top:4.25pt;vertical-align:Middle;width:14pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">x</span></div></div></td>
<td rowspan="2" style="border-bottom:1pt solid ;padding-bottom:4.25pt;padding-top:4.25pt;vertical-align:Middle;width:39.56pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">$5,000</span></div></div></td>
<td rowspan="2" style="border-bottom:1pt solid ;padding-bottom:4.25pt;padding-top:4.25pt;vertical-align:Middle;width:14.84pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">=</span></div></div></td>
<td rowspan="2" style="border-bottom:1pt solid ;padding-bottom:4.25pt;padding-top:4.25pt;vertical-align:Middle;width:43.62pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">$526.32</span></div></div></td></tr>
<tr style="height:13.25pt;">
<td style="padding-bottom:1.5pt;padding-top:1.25pt;vertical-align:Middle;width:95.28pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">($100,000 - $5,000)</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The Company expects to make a profit from the charge for this rider and funds payment of the Credit </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Enhancements through the rider charge and the vesting schedule. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">The Extra Credit Rider may make sense for </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">you only if you expect your average annual return (net of expenses of the Contract and the Underlying Funds) to exceed the applicable amount set forth in the table below, and you do not expect to make Purchase Payments to the Contract after the first Contract Year. The returns below represent the amount that must be earned each year during the seven-year period beginning on the Contract Date to break even on the rider. The rate of return assumes that all Purchase Payments are made during the first Contract Year when the Credit Enhancement is applied to Purchase Payments. If Purchase Payments are made in subsequent Contract Years, the applicable rider charge will increase in correlation to Purchase Payments and no offsetting Credit Enhancement will be available. As a result, the rate of return required to break even would be higher.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">If your actual returns are greater than the amounts set forth below and you make no Purchase Payments after </span><span style="color:#000000;font-family:Arial;font-size:10pt;">the first Contract Year, you will profit from the purchase of the rider. If your actual returns are less or if you make additional Purchase Payments after the first Contract Year, you will be worse off than if you had not purchased the rider. Please note that the returns below are net of Contract and Underlying Fund expenses so that you would need to earn the amount in the table plus the amount of applicable expenses to break even on the rider.</span>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;margin-left:141.29pt;width:234.41pt;">
<tr style="height:14pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:70.55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Interest Rate</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:163.87pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Rate of Return (net of expenses)</span></div></div></td></tr>
<tr style="height:13pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:70.55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">3%*</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:163.87pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">-5.00%</span></div></div></td></tr>
<tr style="height:13pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:70.55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">4%</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:163.87pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">-1.50%</span></div></div></td></tr>
<tr style="height:13pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:70.55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">5%*</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:163.87pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.80%</span></div></div></td></tr>
<tr style="height:34pt;">
<td colspan="2" style="padding-bottom:1.5pt;padding-top:1.625pt;vertical-align:Top;width:234.42pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">*</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9.00pt;">Effective February 1, 2010, the 3% and 5% Credit </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9.00pt;">Enhancements are no longer available for election with the </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9.00pt;">Extra Credit Rider.</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The Internal Revenue Code generally requires that interests in a Qualified Contract be nonforfeitable, and it is </span><span style="color:#000000;font-family:Arial;font-size:10pt;">unclear whether the Credit Enhancement feature is consistent with those requirements. Consult a tax advisor before purchasing this rider as part of a Qualified Contract.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Prior to May 1, 2010, on a non-discriminatory basis the Company paid the additional Credit Enhancement in </span><span style="color:#000000;font-family:Arial;font-size:10pt;">connection with a Contract purchased by customers of such broker-dealers who exchanged their current contract for this Contract and paid a withdrawal charge on the exchange. When such a customer purchased a Credit Enhancement of 5%, the Company added an additional Credit Enhancement to the customer’s initial Purchase Payment. The Company determined the amount of any additional Credit Enhancement by subtracting the 5% Credit Enhancement from the withdrawal charge amount assessed on the customer’s exchanged annuity contract. The Company required that it be notified when a purchase was made that qualified under this provision. There was no charge for this additional Credit Enhancement above the charge for the Extra Credit Rider at 5%. Any additional Credit Enhancement amount was subject to recapture in the event that the Owner exercised his or her right to return the Contract during the Free-Look period and was subject to a withdrawal charge.</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Waiver of Withdrawal Charge </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">For an additional charge, as reflected in the Fee Table and the table of benefits above, this rider makes available a waiver of withdrawal charge in the event of (1) total and permanent disability prior to age 65, (2) your confinement to a nursing home, or (3) terminal illness.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The rider defines confinement to a hospital or nursing facility, as follows: (1) you have been confined to a </span><span style="color:#000000;font-family:Arial;font-size:10pt;">“hospital” or “qualified skilled nursing facility” for at least 90 consecutive days prior to the date of the withdrawal; and (2) you are so confined when the Company receives the waiver request and first became so confined after the Contract Date.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The Company defines terminal illness as follows: (1) the Owner has been diagnosed by a licensed physician with </span><span style="color:#000000;font-family:Arial;font-size:10pt;">a “terminal illness”; and (2) such illness was first diagnosed after the Contract was issued.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The Company defines disability as follows: (1) the Owner is unable, because of physical or mental impairment, </span><span style="color:#000000;font-family:Arial;font-size:10pt;">to perform the material and substantial duties of any occupation for which the Owner is suited by means of education, training or experience; (2) the impairment has been in existence for more than 180 days and began before the Owner attained age 65 and after the Contract Date; and (3) the impairment is expected to result in death or be long-standing and indefinite.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Prior to making a withdrawal pursuant to this rider, you must submit to the Company a properly completed claim </span><span style="color:#000000;font-family:Arial;font-size:10pt;">form and a written physician’s statement acceptable to the Company. The Company will also accept as proof of disability a certified Social Security finding of disability.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The Company reserves the right to have a physician of its choice examine the Owner to determine if the Owner </span><span style="color:#000000;font-family:Arial;font-size:10pt;">is eligible for a waiver. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">The confinement to a nursing home provision of the Waiver of Withdrawal Charge is not </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">available in California and Massachusetts. The terminal illness provision of the Waiver of Withdrawal Charge is not available in California and New Jersey.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">If you have also purchased the Extra Credit Rider, you will forfeit all or part of any Credit Enhancements applied </span><span style="color:#000000;font-family:Arial;font-size:10pt;">during the 12 months preceding any withdrawal pursuant to this rider. The amount of Credit Enhancements to be forfeited is a percentage determined by dividing the amount of the withdrawal by the total Purchase Payments made in the 12 months preceding the withdrawal. This means that if the withdrawal amount exceeds the Purchase Payment(s) made during the 12 months preceding the withdrawal, 100% of any Credit Enhancements paid will be forfeited. The maximum percentage that may be forfeited is 100% of Credit Enhancements earned during the 12 months preceding the withdrawal. Note that if you purchase the Contract with this rider after age 65, you will receive no benefit from the disability portion of this rider and the annual rider charge will remain the same.</span>
<span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;text-decoration:underline;">Example of the Waiver of Withdrawal Charge.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> Assume:</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(i)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Owner is diagnosed with a terminal illness after the Contract is issued.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(ii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Owner requests a withdrawal of $25,000 in Contract Year 3.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(iii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The free withdrawal amount for Contract Year 3 is $10,000.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">Without the Waiver of Withdrawal Charge Rider, the charge applicable to the $25,000 withdrawal would be $900 (($25,000 - $10,000) x 6%), and the Owner would receive $24,100 ($25,000 - $900). With the Waiver of Withdrawal Charge Rider, the $900 charge is waived, and the Owner receives the full $25,000.</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;text-decoration:underline;">Example of Credit Enhancement Recapture if the Extra Credit Rider is Purchased with the Waiver of Withdrawal Charge Rider.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> Assume:</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(i)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Owner purchased the 4% Extra Credit Rider and Waiver of Withdrawal Charge Rider at Contract issue.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(ii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The initial Purchase Payment was $100,000</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(iii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Owner was younger than age 65 when the Contract was purchased.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">At the time the Contract is issued, $4,000 is applied as a Credit Enhancement. Assume that six months after Contract issue, the Owner requests a withdrawal of $5,000. The Credit Enhancement is recaptured from this withdrawal as follows:</span>
<table cellpadding="0" cellspacing="0" style="empty-cells:show;margin-left:36pt;width:366.4pt;">
<tr style="height:14.25pt;">
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Middle;width:229.8pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Withdrawal Amount</span></div></div></td>
<td rowspan="2" style="border-bottom:1pt solid ;padding-bottom:4.25pt;padding-top:4.25pt;vertical-align:Middle;width:14pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">x</span></div></div></td>
<td rowspan="2" style="border-bottom:1pt solid ;padding-bottom:4.25pt;padding-top:4.25pt;vertical-align:Middle;width:122.61pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Credit Enhancements </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Applied in Last 12 Months</span></div></div></td></tr>
<tr style="height:13.25pt;">
<td style="padding-bottom:1.5pt;padding-top:1.25pt;vertical-align:Middle;width:229.8pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Total Purchase Payments Made in Last 12 Months</span></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="empty-cells:show;margin-left:36pt;width:147.3pt;">
<tr style="height:14.25pt;">
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Middle;width:49.18pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">$5,000</span></div></div></td>
<td rowspan="2" style="border-bottom:1pt solid ;padding-bottom:4.25pt;padding-top:4.25pt;vertical-align:Middle;width:14pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">x</span></div></div></td>
<td rowspan="2" style="border-bottom:1pt solid ;padding-bottom:4.25pt;padding-top:4.25pt;vertical-align:Middle;width:39.56pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">$4,000</span></div></div></td>
<td rowspan="2" style="border-bottom:1pt solid ;padding-bottom:4.25pt;padding-top:4.25pt;vertical-align:Middle;width:14.84pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">=</span></div></div></td>
<td rowspan="2" style="border-bottom:1pt solid ;padding-bottom:4.25pt;padding-top:4.25pt;vertical-align:Middle;width:29.73pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">$200</span></div></div></td></tr>
<tr style="height:13.25pt;">
<td style="padding-bottom:1.5pt;padding-top:1.25pt;vertical-align:Middle;width:49.18pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">$100,000</span></div></div></td></tr></table>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Alternate Withdrawal Charge </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">For an additional charge, as reflected in the Fee Table and the table of benefits above these riders make available an alternative withdrawal charge schedule. If you elect this rider, the Fixed Account is not available as an investment option under the Contract. You may select one of the following schedules at the time of purchase of the rider, which is available only at issue.</span>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:17pt;">
<td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:258.50pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.78pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;font-weight:bold;">0-Year Schedule</span></div></div></td>
<td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:258.50pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.78pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;font-weight:bold;">4-Year Schedule</span></div></div></td></tr>
<tr style="height:13pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:160.43pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.78pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;font-weight:bold;">Purchase Payment Age (in years)</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:98.07pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.78pt;margin-right:5.78pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;font-weight:bold;">Withdrawal Charge</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:162.46pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.78pt;margin-right:5.78pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;font-weight:bold;">Purchase Payment Age (in years)</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:96.04pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.78pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;font-weight:bold;">Withdrawal Charge</span></div></div></td></tr>
<tr style="height:13pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:160.43pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.78pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;margin-left:0.00pt;">0 and over</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:98.07pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.78pt;margin-right:5.78pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;margin-left:0.00pt;">0%</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:162.46pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.78pt;margin-right:5.78pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;margin-left:0.00pt;">1</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:96.04pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.78pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;margin-left:0.00pt;">7%</span></div></div></td></tr>
<tr style="height:13pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:160.43pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.78pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;"> </span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:98.07pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.78pt;margin-right:5.78pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;"> </span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:162.46pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.78pt;margin-right:5.78pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;">2</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:96.04pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.78pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;">7%</span></div></div></td></tr>
<tr style="height:13pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:160.43pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.78pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;margin-left:-79.2pt;"> </span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:98.07pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.78pt;margin-right:5.78pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;margin-left:-49.03pt;"> </span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:162.46pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.78pt;margin-right:5.78pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;margin-left:0.00pt;">3</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:96.04pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.78pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;margin-left:0.00pt;">6%</span></div></div></td></tr>
<tr style="height:13pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:160.43pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.78pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;"> </span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:98.07pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.78pt;margin-right:5.78pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;"> </span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:162.46pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.78pt;margin-right:5.78pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;">4</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:96.04pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.78pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;">5%</span></div></div></td></tr>
<tr style="height:13pt;">
<td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:160.43pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.78pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;margin-left:-79.2pt;"> </span></div></div></td>
<td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:98.07pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.78pt;margin-right:5.78pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;margin-left:-49.03pt;"> </span></div></div></td>
<td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:162.46pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:5.78pt;margin-right:5.78pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;margin-left:0.00pt;">5 and over</span></div></div></td>
<td style="background-color:#BFBFBF;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:96.04pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:5.78pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;margin-left:0.00pt;">0%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:10pt;">If you purchase one of these riders, the withdrawal charge schedule above will apply in lieu of the seven year withdrawal charge schedule described under “Contingent Deferred Sales Charge.” If the 4-Year Alternate Withdrawal Charge Rider has not yet been approved in your state, you may purchase a 3-Year Alternate Withdrawal Charge Rider, which provides a withdrawal charge of 7%, 6%, 5% and 0%, respectively, based upon Purchase Payment age (in years) of 1, 2, 3 and over. If you have also purchased the Extra Credit Rider, you may forfeit all or part of any Credit Enhancement in the event of a full or partial withdrawal. The amount of the Credit Enhancement forfeiture is </span><span style="color:#000000;font-family:Arial;font-size:10pt;">calculated in accordance with the Extra Credit Rider. You should consider whether purchasing an Extra Credit Rider (which recaptures all or a portion of the related Credit Enhancements upon any withdrawal within seven years) with an Alternate Withdrawal Charge Rider (which provides a 0 or 4 year withdrawal charge schedule) is appropriate based on your circumstances. If you do not plan to take withdrawals in excess of the free withdrawal amount within seven years of the date of a Purchase Payment, this rider is not appropriate for you. See “Extra Credit.”</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Fees for these riders will continue to apply even after the withdrawal charges under the seven-year withdrawal </span><span style="color:#000000;font-family:Arial;font-size:10pt;">charge schedule are no longer applicable. Fees for these riders are imposed until the Annuity Start Date if Annuity Options 1 through 4, 7, or 8 are chosen and for the life of the Contract if Annuity Options 5 or 6 are chosen.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The 4-Year Alternate Withdrawal Charge Rider provides a potential benefit only if a withdrawal is taken in the five </span><span style="color:#000000;font-family:Arial;font-size:10pt;">to seven years after the applicable Purchase Payment date because for the first four years after the Purchase Payment date, the withdrawal charges are the same as they would be under the seven-year schedule. The Company expects to make a profit from the charge for these riders.</span>
<span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;text-decoration:underline;">Example of the 0-Year Alternate Withdrawal Charge.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> Assume:</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(i)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Owner purchased the Contract with the 0-Year Alternate Withdrawal Charge Rider.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(ii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Owner requests a withdrawal of $25,000 in Contract Year 2.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(iii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The free withdrawal amount for Contract Year 2 is $10,000.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">Without the 0-Year Alternate Withdrawal Charge Rider, the charge applicable to the $25,000 withdrawal would be $1,050, calculated as follows: ($25,000 - $10,000) x 7% Withdrawal Charge, and the Owner would receive $23,950 ($25,000 - $1,050). With the 0-Year Alternate Withdrawal Charge Rider, there is no Withdrawal Charge, and the Owner receives the full $25,000.</span>
<span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;text-decoration:underline;">Example of the 4-Year Alternate Withdrawal Charge.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> Assume:</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(i)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Owner purchased the Contract with the 4-Year Alternate Withdrawal Charge Rider.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(ii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Owner requests a withdrawal of $25,000 in Contract Year 5.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(iii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The free withdrawal amount for Contract Year 5 is $10,000.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">Without the 4-Year Alternate Withdrawal Charge Rider, the charge applicable to the $25,000 withdrawal would be $600, calculated as follows: ($25,000 - $10,000) x 4% Withdrawal Charge, and the Owner would receive $24,400 ($25,000 - $600). With the 4-Year Alternate Withdrawal Charge Rider, there is no Withdrawal Charge, and the Owner receives the full $25,000.</span>
<span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">The Fixed Account</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:2pt;margin-left:0%;margin-top:1.0pt;position:relative;text-align:left;top:-2pt;width:517pt;"/><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The Fixed Account is not available in all states. Even if it is available in your state, the Fixed Account is not </span><span style="color:#000000;font-family:Arial;font-size:10pt;">available if you select the Extra Credit Rider at 4% or the 0-Year or 4-Year Alternate Withdrawal Charge Rider. If the Fixed Account and Loan Account are important to you, you should not select the foregoing optional riders. The Fixed Account also is not available if you purchased the Extra Credit Rider at 3% or 5% or the Guaranteed Lifetime Withdrawal Benefit Rider. See </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Appendix B – Riders No Longer Available – Available for Purchase Only Prior to February 1, 2010</span><span style="color:#000000;font-family:Arial;font-size:10pt;">. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If the Fixed Account is available under your Contract, you may allocate all or a portion of your Purchase Payments and transfer Contract Value to the Fixed Account. Amounts allocated to the Fixed Account become part of the Company’s General Account, which supports the Company’s insurance and annuity obligations. The General Account is subject to regulation and supervision by the Kansas Insurance Department and is also subject to the insurance laws and regulations of other jurisdictions in which the Contract is distributed. In reliance on certain exemptive and exclusionary provisions, interests in the Fixed Account have not been registered as securities under the Securities Act of 1933 (the “1933 Act”) and the Fixed Account has not been registered as an investment company under the Investment Company Act of 1940 (the “1940 Act”). Accordingly, neither the Fixed Account nor any interests therein are generally subject to the provisions of the 1933 Act or the 1940 Act. This disclosure, however, is subject to certain generally applicable provisions of the federal securities laws relating to the accuracy and completeness of statements made in this Prospectus. This Prospectus is generally intended to serve as a disclosure document only for aspects of a Contract involving the Separate Account and contains only selected information regarding the Fixed Account. For more information regarding the Fixed Account, see “The Contract.”</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Amounts allocated to the Fixed Account become part of the General Account of the Company, which consists of </span><span style="color:#000000;font-family:Arial;font-size:10pt;">all assets owned by the Company other than those in the Separate Account and other separate accounts of the Company. Subject to applicable law, the Company has sole discretion over investment of the assets of its General Account. Please note that any amounts we guarantee in connection with the Fixed Account are subject to our financial strength and claims-paying ability.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Information regarding the features of each currently offered Fixed option, including (i) its name, (ii) its term, and </span><span style="color:#000000;font-family:Arial;font-size:10pt;">(iii) its minimum guaranteed interest rate, is available in Appendix A: Investment Options Available Under the Contract.</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Interest </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Contract Value allocated to the Fixed Account earns interest at a fixed rate or rates that are paid by the Company. The Contract Value in the Fixed Account earns interest at an interest rate that is guaranteed to be at least a specified minimum rate (“Guaranteed Rate”). The Guaranteed Rate accrues daily and ranges from an annual effective rate of 1% to 3% based upon the state in which the Contract is issued and the requirements of that state. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Such interest will be paid regardless of the actual investment experience of the Fixed Account. The principal, after charges and deductions, also is guaranteed. In addition, the Company may, in its discretion, pay interest at a rate (“Current Rate”) that exceeds the Guaranteed Rate. The Company will determine the Current Rate, if any, from time to time. Because the Company may declare a Current Rate in its sole discretion, you assume the risk that interest credited to Contract Value in the Fixed Account may not exceed the Guaranteed Rate.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Contract Value allocated or transferred to the Fixed Account will earn interest at the Guaranteed Rate (or </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Current Rate, if any), in effect on the date such portion of Contract Value is allocated or transferred to the Fixed Account. The Current Rate paid on any such portion of Contract Value allocated or transferred to the Fixed Account will be guaranteed for rolling periods of one or more years (each a “Guarantee Period”). The Company currently offers only Guarantee Periods of one year. Upon expiration of any Guarantee Period, a new Guarantee Period of the same duration begins with respect to that portion of Contract Value, which will earn interest at the Current Rate, if any, declared on the first day of the new Guarantee Period.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Because the Company may, in its sole discretion, anticipate changing the Current Rate from time to time, </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Contract Value allocated or transferred to the Fixed Account at one point in time may be credited with a different Current Rate than amounts allocated or transferred to the Fixed Account at another point in time. For example, amounts allocated to the Fixed Account in June may be credited with a different current rate than amounts allocated to the Fixed Account in July. In addition, if Guarantee Periods of different durations are offered, Contract Value allocated or transferred to the Fixed Account for a Guarantee Period of one duration may be credited with a different Current Rate than amounts allocated or transferred to the Fixed Account for a Guarantee Period of a different duration. Therefore, at any time, various portions of your Contract Value in the Fixed Account may be earning interest at different Current Rates depending upon the point in time such portions were allocated or transferred to the Fixed Account and the duration of the Guarantee Period. The Company bears the investment risk for the Contract Value allocated to the Fixed Account and for paying interest at the Guaranteed Rate on amounts allocated to the Fixed Account.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">For purposes of determining the interest rates to be credited on Contract Value in the Fixed Account, transfers </span><span style="color:#000000;font-family:Arial;font-size:10pt;">from the Fixed Account pursuant to the Dollar Cost Averaging or Asset Reallocation Options will be deemed to be taken in the following order: (1) from any portion of Contract Value allocated to the Fixed Account for which the Guarantee Period expires during the calendar month in which the withdrawal, loan, or transfer is effected; (2) then in the order beginning with that portion of such Contract Value which has the longest amount of time remaining before the end of its Guarantee Period and (3) ending with that portion which has the least amount of time remaining before the end of its Guarantee Period. For more information about transfers and withdrawals from the Fixed Account, see “Transfers and Withdrawals From the Fixed Account.”</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">If permitted by your Contract, the Company may discontinue accepting Purchase Payments or transfers into the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Fixed Account at any time.</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">DCA Plus Account </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The DCA Plus Account is not available in all states. If it is available in your state, you may allocate all or part of your initial Purchase Payment to the DCA Plus Account, which is part of the Company’s Fixed Account. The rate of Current Interest declared by the Company for the DCA Plus Account will be fixed for the applicable DCA Plus Period, which is a six-month or 12-month period that begins as of the Valuation Date your Purchase Payment is applied to the DCA Plus Account. If you would like to allocate your initial Purchase Payment to the DCA Plus Account, you must complete a DCA Plus form, which is available upon request. On the form, you must select the applicable DCA Plus Period, the Subaccounts to which monthly transfers from the DCA Plus Account will be made, and the percentage to be allocated to each such Subaccount. Transfers from the DCA Plus Account to the Fixed Account are not permitted.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The Company will transfer your Contract Value allocated to the DCA Plus Account to the Subaccounts that you </span><span style="color:#000000;font-family:Arial;font-size:10pt;">select on a monthly basis over the DCA Plus Period. The Company will effect each transfer on the monthly anniversary of the date that your Purchase Payment is allocated to the DCA Plus Account, and the first such transfer will be made on the first monthly anniversary of that date. The amount of each monthly transfer is found by dividing Contract Value allocated to the DCA Plus Account by the number of months remaining in the DCA Plus Period. The Company may declare a rate of Current Interest for the DCA Plus Account that differs from the rate declared for the Fixed Account.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">You may allocate only Purchase Payments to the DCA Plus Account, and transfers of Contract Value to this </span><span style="color:#000000;font-family:Arial;font-size:10pt;">account are not permitted under the Contract. Any Purchase Payments allocated to the DCA Plus Account must be made during the DCA Plus Period and will be transferred to the Subaccounts over the months remaining in the DCA Plus Period. The DCA Plus Account is not available if you have purchased the Extra Credit Rider at 3%, 4% or 5%, the 0-Year or 4-Year Alternate Withdrawal Charge Rider or the Guaranteed Lifetime Withdrawal Benefit Rider, or if </span><span style="color:#000000;font-family:Arial;font-size:10pt;">the DCA Plus Period has expired. You may terminate your allocation to the DCA Plus Account by sending a written request to transfer all Contract Value allocated to the DCA Plus Account to one or more of the Subaccounts.</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Death Benefit </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The death benefit under the Contract will be determined in the same fashion for a Contract that has Contract Value allocated to the Fixed Account as for a Contract that has Contract Value allocated to the Subaccounts. See “Death Benefit.”</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Contract Charges </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Premium taxes, if any, and the account administration, optional rider and withdrawal charges will be the same for Owners who allocate Purchase Payments or transfer Contract Value to the Fixed Account as for those who allocate Purchase Payments or transfer Contract Value to the Subaccounts. For Contract Value that is allocated to the Fixed Account, any optional rider charges are deducted from Current Interest. The charges for mortality and expense risks and the administration charge will not be assessed against the Fixed Account, and any amounts that the Company pays for income taxes allocable to the Subaccounts will not be charged against the Fixed Account. In addition, you will not pay directly or indirectly the investment advisory fees and other operating expenses of the Underlying Funds to the extent Contract Value is allocated to the Fixed Account; however, you will not participate in the investment experience of the Subaccounts.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Transfers and Withdrawals from the Fixed Account </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">You may transfer amounts from the Subaccounts to the Fixed Account and from the Fixed Account to the Subaccounts, subject to the following limitations. Transfers from the Fixed Account are allowed only (1) during the calendar month in which the applicable Guarantee Period expires, (2) pursuant to the Dollar Cost Averaging Option, provided that such transfers are scheduled to be made over a period of not less than one year, and (3) pursuant to the Asset Reallocation Option, provided that, upon receipt of the Asset Reallocation request, Contract Value is allocated among the Fixed Account and the Subaccounts in the percentages selected by the Owner without violating the restrictions on transfers from the Fixed Account set forth in (1) above. Accordingly, if you desire to implement the Asset Reallocation Option, you should do so at a time when Contract Value may be transferred from the Fixed Account to the Subaccounts without violating the restrictions on transfers from the Fixed Account. Once you implement an Asset Reallocation Option, the restrictions on transfers will not apply to transfers made pursuant to the Option.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The minimum amount that you may transfer from the Fixed Account to the Subaccounts is the lesser of (i) $500 </span><span style="color:#000000;font-family:Arial;font-size:10pt;">or (ii) the amount of Contract Value for which the Guarantee Period expires in the calendar month that the transfer is effected. Transfers of Contract Value pursuant to the Dollar Cost Averaging and Asset Reallocation Options are not currently subject to any minimums. The Company reserves the right to limit the number of transfers permitted each Contract Year to 14 transfers, to suspend transfers and to limit the amount that may be subject to transfers. See “Transfers of Contract Value.”</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">If Purchase Payments are allocated (except Purchase Payments made pursuant to an Automatic Investment </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Program), or Contract Value is transferred, to the Fixed Account, any transfers from the Fixed Account in connection with the Dollar Cost Averaging or Asset Reallocation Options will automatically terminate as of the date of such Purchase Payment or transfer. You may reestablish Dollar Cost Averaging or Asset Reallocation by submitting a written request to the Company. However, if for any reason a Dollar Cost Averaging Option is canceled, you may only reestablish the option after the expiration of the next anniversary that corresponds to the period selected in establishing the option.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">You may also make full or partial withdrawals to the same extent as if you had allocated Contract Value to the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Subaccounts. However, no partial withdrawal request will be processed which would result in the withdrawal of Contract Value from the Loan Account. See “Full and Partial Withdrawals” and “Systematic Withdrawals.” In addition, to the same extent as Owners with Contract Value in the Subaccounts, the Owner of a Contract used in connection with a Qualified Plan may obtain a loan if so permitted under the terms of the Qualified Plan. See “Loans.”</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Payments from the Fixed Account </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Full and partial withdrawals, loans, and transfers from the Fixed Account may be delayed for up to six months after a request in good order is received by the Company at its Administrative Office. During the period of deferral, interest at the applicable interest rate or rates will continue to be credited to the amounts allocated to the Fixed Account.</span>
<span style="color:#000000;font-family:Arial;font-size:10pt;">APPENDIX A</span><span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">Investment Options Available Under the Contract</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:2pt;margin-left:0%;margin-top:1.0pt;position:relative;text-align:left;top:-2pt;width:517pt;"/><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Underlying Funds </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span><span style="color:#000000;font-family:Arial;font-size:10pt;">The following is a list of Underlying Funds available under the Contract. More information about the Underlying Funds is available in the prospectuses for the Underlying Funds, which may be amended or updated from time to time, and can be found online at https://vpx.broadridge.com/GetContract1.asp?doctype=pros&cid=sblife&fid=814121612. You can view, download, and print copies of Underlying Fund documents at this website. You can also request this information at no cost by calling 1-800-888-2461 or by sending an email request to SBLProspectusRequests@securitybenefit.com.</span></span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The current expenses and performance information below reflect the fees and expenses of the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Underlying Funds, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Underlying Fund’s past performance is not necessarily an indication of future performance. Updated performance information is available online at https://www.securitybenefit.com/performance.</span><span style="color:#000000;font-family:Arial;font-size:10pt;line-height:12pt;"> </span>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:38pt;">
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td>
<td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:156.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Average Annual</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Total Returns</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">AB Discovery Value – Class B</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">AllianceBernstein L.P.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.07%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.64%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.48%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.27%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">AB VPS Dynamic Asset Allocation – Class B</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">AllianceBernstein L.P.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.20%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">13.21%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.74%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.25%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Balanced/Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Funds IS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> Asset Allocation – Class 4</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.79%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">15.59%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.70%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.50%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Funds IS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> Capital World Bond – Class 4</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.98%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.03%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:2.01pt;">-2.76%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">0.97%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Equity</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Funds IS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> EUPAC Fund</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">TM</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> – Class 4</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.03%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">26.41%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.14%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.73%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Equity</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Funds IS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> Global Growth – Class 4</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.01%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">21.34%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.97%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.89%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Funds IS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> Growth-Income – Class 4</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.78%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">17.77%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">13.62%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">13.63%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Emerging </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Markets</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Funds IS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> New World – Class 4</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.15%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">27.92%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.06%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.98%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock Equity Dividend V.I. – Class III</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock Advisors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.13%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">21.32%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.45%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.01%</span></div></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock Global Allocation V.I. – Class III</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock Advisors, LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock (Singapore) Limited; BlackRock </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">International Limited</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.15%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">19.42%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.51%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.33%</span></div></div></div></td></tr>
<tr style="height:43pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">High Yield Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock High Yield V.I. – Class III</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock Advisors, LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock International Limited</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.89%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.09%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.57%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.07%</span></div></div></div></td></tr>
<tr style="height:53pt;">
<td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Blend</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon IP MidCap Stock – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon Investment Adviser, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Newton Investment Management North </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">America, LLC</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.12%</span></div></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.81%</span></div></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.39%</span></div></div></div></td>
<td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.51%</span></div></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:38pt;">
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">1</span></div></div></td>
<td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:156.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Average Annual</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Total Returns</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon IP Small Cap Stock Index – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon Investment Adviser, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.61%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.36%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.65%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.15%</span></div></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon IP Technology Growth – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon Investment Adviser, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Newton Investment Management North </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">America, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.07%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">27.87%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.96%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">16.97%</span></div></div></div></td></tr>
<tr style="height:43pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon VIF Appreciation – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon Investment Adviser, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fayez Sarofim & Co., LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.10%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.78%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.08%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.63%</span></div></div></div></td></tr>
<tr style="height:43pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Variable Growth – Class II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Templeton Fund Adviser, LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Investments, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.13%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">13.10%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.98%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.20%</span></div></div></div></td></tr>
<tr style="height:43pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Variable Small Cap Growth – Class I</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Templeton Fund Adviser, LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Investments, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.81%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.23%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:2.01pt;">-0.17%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.38%</span></div></div></div></td></tr>
<tr style="height:76pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIP Equity-Income – Service Class 2</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity Management & Research Company LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">FMR Investment Management (UK) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Hong Kong) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Japan) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.71%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">18.75%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.23%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.32%</span></div></div></div></td></tr>
<tr style="height:76pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIP Growth & Income – Service Class 2</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity Management & Research Company LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">FMR Investment Management (UK) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Hong Kong) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Japan) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.72%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">21.21%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">15.83%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">13.56%</span></div></div></div></td></tr>
<tr style="height:76pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIP Growth Opportunities – Service Class 2</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity Management & Research Company LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">FMR Investment Management (UK) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Hong Kong) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Japan) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.81%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">21.73%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.04%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">19.64%</span></div></div></div></td></tr>
<tr style="height:76pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">High Yield Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIP High Income – Service Class 2</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity Management & Research Company LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">FMR Investment Management (UK) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Hong Kong) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Japan) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.07%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.31%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.00%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.34%</span></div></div></div></td></tr>
<tr style="height:87pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Equity</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIP Overseas – Service Class 2</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity Management & Research Company LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">FMR Investment Management (UK) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Hong Kong) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Japan) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; FIL Investment Advisors; FIL Investment </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Advisors (UK) Limited</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.97%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">20.05%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.35%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.55%</span></div></div></div></td></tr>
<tr style="height:31pt;">
<td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Balanced/Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Allocation VIP Fund – Class 4</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.97%</span></div></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.53%</span></div></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.59%</span></div></div></div></td>
<td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.19%</span></div></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:38pt;">
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">1</span></div></div></td>
<td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:156.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Average Annual</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Total Returns</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Balanced/Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Income VIP Fund – Class 2</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.72%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.56%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.66%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.30%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Equity</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Mutual Global Discovery VIP Fund – Class 2</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Mutual Advisers, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.16%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">23.34%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.00%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.52%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Small Cap Value VIP Fund – Class 2</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Mutual Advisers, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.92%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.65%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.86%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.81%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Multi-Sector </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Strategic Income VIP Fund – Class 2</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.08%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.24%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.92%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.10%</span></div></div></div></td></tr>
<tr style="height:43pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Floating Rate </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim VIF Floating Rate Strategies</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim Partners Investment Management, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.54%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.57%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.56%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.12%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim VIF Global Managed Futures Strategy</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Security Investors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">2.32%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.65%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.94%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.27%</span></div></div></div></td></tr>
<tr style="height:43pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">High Yield Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim VIF High Yield</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim Partners Investment Management, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.57%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.84%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.16%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.55%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim VIF Multi-Hedge Strategies</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Security Investors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.80%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.25%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.23%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.62%</span></div></div></div></td></tr>
<tr style="height:43pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Intermediate </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Term Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim VIF Total Return Bond</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim Partners Investment Management, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.99%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.48%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:2.01pt;">-0.21%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.13%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. American Value – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.14%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">20.76%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">17.56%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.01%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Comstock – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.00%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">17.14%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">15.14%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.67%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Intermediate </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Core-Plus Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Core Plus Bond – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.99%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.96%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:2.01pt;">-0.36%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.73%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Discovery Mid Cap Growth – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.11%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.53%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.64%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.10%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Balanced/Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Equity and Income – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.82%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.52%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.68%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.64%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Equity</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. EQV International Equity – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.15%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">16.23%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.42%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.95%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Equity</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Global – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.06%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">15.02%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.01%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.72%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Global Real Estate – Series I</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.02%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.85%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.73%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.44%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Money Market</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Government Money Market – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.63%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.76%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.85%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.77%</span></div></div></div></td></tr>
<tr style="height:31pt;">
<td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Government </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Government Securities – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.95%</span></div></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.95%</span></div></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:2.01pt;">-0.22%</span></div></div></div></td>
<td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.34%</span></div></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:38pt;">
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">1</span></div></div></td>
<td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:156.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Average Annual</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Total Returns</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Health Care – Series I</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.99%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">15.33%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.80%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.58%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Blend</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Main Street Mid Cap Fund</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.19%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.96%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.83%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.08%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Main Street Small Cap Fund</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.09%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.44%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.07%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.31%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Janus Henderson VIT Enterprise – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Janus Henderson Investors US LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.97%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.41%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.35%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.51%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Janus Henderson VIT Research – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Janus Henderson Investors US LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.07%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">18.10%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">13.83%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">15.59%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Multi-Sector </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lord Abbett Series Bond-Debenture VC – Class VC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lord, Abbett & Co. LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.98%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.33%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.10%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.72%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lord Abbett Series Developing Growth VC – Class VC</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lord, Abbett & Co. LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.27%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">14.59%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:2.01pt;">-1.17%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.03%</span></div></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LVIP American Century Mid Cap Value – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lincoln Financial Investments Corporation</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Century Investment </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.03%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.83%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.72%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.96%</span></div></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LVIP American Century Ultra – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lincoln Financial Investments Corporation</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Century Investment </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.92%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.67%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.52%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">17.00%</span></div></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LVIP American Century Value – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lincoln Financial Investments Corporation</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Century Investment </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.90%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">15.85%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.47%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.07%</span></div></div></div></td></tr>
<tr style="height:43pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Intermediate </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Core Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LVIP JPMorgan Core Bond – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lincoln Financial Investments Corporation</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">J.P. Morgan Investment Management, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.99%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.15%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:2.01pt;">-0.29%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.85%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Equity</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIT II Research International – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.22%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">21.75%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.25%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.27%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Balanced/Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIT Total Return – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.96%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.91%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.16%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.36%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIT Utilities – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.04%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">14.76%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.38%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.22%</span></div></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Emerging </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Markets</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morgan Stanley VIF Emerging Markets Equity – Class II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morgan Stanley Investment Management, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morgan Stanley Investment Management </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Company</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.53%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">32.90%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.32%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.21%</span></div></div></div></td></tr>
<tr style="height:53pt;">
<td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation/</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lifestyle</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Aggressive Growth ETF Asset Allocation </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Portfolio – Class II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ALPS Advisors, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Investment Management LLC</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.85%</span></div></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">20.00%</span></div></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.55%</span></div></div></div></td>
<td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.36%</span></div></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:38pt;">
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">1</span></div></div></td>
<td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:156.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Average Annual</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Total Returns</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation/</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lifestyle</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Balanced ETF Asset Allocation Portfolio – </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Class II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ALPS Advisors, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Investment Management LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.84%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">14.82%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.61%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.25%</span></div></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation/</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lifestyle</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Conservative ETF Asset Allocation Portfolio </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">– Class II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ALPS Advisors, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Investment Management LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.93%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.82%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.19%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.50%</span></div></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation/</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lifestyle</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Growth ETF Asset Allocation Portfolio – </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Class II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ALPS Advisors, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Investment Management LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.82%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">17.91%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.82%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.05%</span></div></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation/</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lifestyle</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Income and Growth ETF Asset Allocation </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Portfolio – Class II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ALPS Advisors, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Investment Management LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.88%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.70%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.43%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.46%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Multi Cap Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA All Cap Value Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.15%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.87%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.12%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.40%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Large Cap Value Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.05%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">14.16%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.15%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.88%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Large Core Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.16%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">16.43%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">13.65%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">14.25%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Large Growth Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.17%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">17.02%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">13.89%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">17.04%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Mid Growth Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.18%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.17%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.48%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.63%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Small Cap Value Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.29%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.30%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.47%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.65%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Small Growth Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.42%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.58%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.59%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.89%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA SMid-Cap Value Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.18%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.35%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.30%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.97%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Equity</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA World Equity Income Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.18%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">22.75%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.42%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.99%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Neuberger Berman Quality Equity Portfolio – Class S</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Neuberger Berman Investment Advisers LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.12%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">13.43%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.54%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.66%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Nomura VIP Asset Strategy - Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Delaware Management Company</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.04%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">16.66%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.07%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.84%</span></div></div></div></td></tr>
<tr style="height:43pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT All Asset – Administrative Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Research Affiliates LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">2.22%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">14.20%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.60%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.77%</span></div></div></div></td></tr>
<tr style="height:42pt;">
<td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT CommodityRealReturn Strategy – Adminis-</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">trative Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">3.38%</span></div></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">18.79%</span></div></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.55%</span></div></div></div></td>
<td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.54%</span></div></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:38pt;">
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">1</span></div></div></td>
<td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:156.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Average Annual</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Total Returns</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Emerging </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Markets Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Emerging Markets Bond – Advisor Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.27%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">14.86%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.34%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.96%</span></div></div></div></td></tr>
<tr style="height:43pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT International Bond Portfolio (U.S. </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Dollar-Hedged) – Administrative Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.09%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.95%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.03%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.88%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Short Term </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Low Duration – Administrative Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.66%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.52%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.57%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.79%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Inflation-</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Protected Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Real Return – Administrative Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.39%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.85%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.21%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.21%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Intermediate </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Term Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Total Return – Advisor Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.83%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.78%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:2.01pt;">-0.08%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.26%</span></div></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Putnam VT Small Cap Value – Class IB</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Putnam Investment Management, LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Advisers, Inc.; Franklin Templeton </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Investment Management Limited</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.02%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.27%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.99%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.13%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Royce Micro-Cap – Investment Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Royce & Associates, LP</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.22%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">13.89%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.17%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.14%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">T. Rowe Price Health Sciences – Class II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.11%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">17.80%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.86%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.70%</span></div></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Emerging </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Markets</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Templeton Emerging Markets VIP Fund – Class 2</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Templeton Asset Management Ltd</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Templeton Investment </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management Limited</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.37%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">46.27%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.46%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.40%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Templeton Global Bond VIP Fund – Class 2</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.78%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">15.73%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:2.01pt;">-0.96%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:2.01pt;">-0.15%</span></div></div></div></td></tr>
<tr style="height:87pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">High Yield Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Western Asset Variable Global High Yield Bond – Class </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Templeton Fund Adviser, LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Western Asset Management Company, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LLC; Western Asset Management Company Limited </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">(London); Western Asset Management Company Pte. </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Ltd. (Singapore)</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.06%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.95%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.34%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.09%</span></div></div></div></td></tr>
<tr style="height:25pt;">
<td colspan="6" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:517.0pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Certain Investment Portfolios and their investment advisers have entered into temporary expense reimbursement and/or fee waivers. Please </span></div> <div style="margin-left:3pt;margin-right:1pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">see the Investment Portfolios’ prospectuses for additional information regarding these arrangements</span></div></div></td></tr>
<tr style="height:13pt;">
<td colspan="6" style="background-color:#BFBFBF;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:517.0pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">2</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">This fund is no longer available for new transfers.</span></div></div></td></tr></table>
<span style="color:#000000;font-family:Arial;font-size:10pt;">The following is a list of Underlying Funds available under the Contract. More information about the Underlying Funds is available in the prospectuses for the Underlying Funds, which may be amended or updated from time to time, and can be found online at https://vpx.broadridge.com/GetContract1.asp?doctype=pros&cid=sblife&fid=814121612. You can view, download, and print copies of Underlying Fund documents at this website. You can also request this information at no cost by calling 1-800-888-2461 or by sending an email request to SBLProspectusRequests@securitybenefit.com.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The current expenses and performance information below reflect the fees and expenses of the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Underlying Funds, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Underlying Fund’s past performance is not necessarily an indication of future performance. Updated performance information is available online at https://www.securitybenefit.com/performance.</span><span style="color:#000000;font-family:Arial;font-size:10pt;line-height:12pt;"> </span>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:38pt;">
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td>
<td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:156.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Average Annual</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Total Returns</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">AB Discovery Value – Class B</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">AllianceBernstein L.P.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.07%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.64%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.48%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.27%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">AB VPS Dynamic Asset Allocation – Class B</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">AllianceBernstein L.P.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.20%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">13.21%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.74%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.25%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Balanced/Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Funds IS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> Asset Allocation – Class 4</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.79%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">15.59%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.70%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.50%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Funds IS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> Capital World Bond – Class 4</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.98%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.03%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:2.01pt;">-2.76%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">0.97%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Equity</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Funds IS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> EUPAC Fund</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">TM</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> – Class 4</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.03%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">26.41%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.14%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.73%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Equity</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Funds IS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> Global Growth – Class 4</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.01%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">21.34%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.97%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.89%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Funds IS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> Growth-Income – Class 4</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.78%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">17.77%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">13.62%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">13.63%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Emerging </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Markets</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Funds IS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> New World – Class 4</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.15%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">27.92%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.06%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.98%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock Equity Dividend V.I. – Class III</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock Advisors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.13%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">21.32%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.45%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.01%</span></div></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock Global Allocation V.I. – Class III</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock Advisors, LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock (Singapore) Limited; BlackRock </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">International Limited</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.15%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">19.42%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.51%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.33%</span></div></div></div></td></tr>
<tr style="height:43pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">High Yield Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock High Yield V.I. – Class III</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock Advisors, LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock International Limited</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.89%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.09%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.57%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.07%</span></div></div></div></td></tr>
<tr style="height:53pt;">
<td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Blend</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon IP MidCap Stock – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon Investment Adviser, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Newton Investment Management North </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">America, LLC</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.12%</span></div></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.81%</span></div></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.39%</span></div></div></div></td>
<td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.51%</span></div></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:38pt;">
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">1</span></div></div></td>
<td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:156.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Average Annual</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Total Returns</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon IP Small Cap Stock Index – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon Investment Adviser, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.61%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.36%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.65%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.15%</span></div></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon IP Technology Growth – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon Investment Adviser, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Newton Investment Management North </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">America, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.07%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">27.87%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.96%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">16.97%</span></div></div></div></td></tr>
<tr style="height:43pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon VIF Appreciation – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon Investment Adviser, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fayez Sarofim & Co., LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.10%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.78%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.08%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.63%</span></div></div></div></td></tr>
<tr style="height:43pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Variable Growth – Class II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Templeton Fund Adviser, LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Investments, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.13%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">13.10%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.98%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.20%</span></div></div></div></td></tr>
<tr style="height:43pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Variable Small Cap Growth – Class I</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Templeton Fund Adviser, LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Investments, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.81%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.23%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:2.01pt;">-0.17%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.38%</span></div></div></div></td></tr>
<tr style="height:76pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIP Equity-Income – Service Class 2</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity Management & Research Company LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">FMR Investment Management (UK) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Hong Kong) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Japan) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.71%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">18.75%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.23%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.32%</span></div></div></div></td></tr>
<tr style="height:76pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIP Growth & Income – Service Class 2</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity Management & Research Company LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">FMR Investment Management (UK) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Hong Kong) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Japan) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.72%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">21.21%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">15.83%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">13.56%</span></div></div></div></td></tr>
<tr style="height:76pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIP Growth Opportunities – Service Class 2</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity Management & Research Company LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">FMR Investment Management (UK) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Hong Kong) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Japan) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.81%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">21.73%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.04%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">19.64%</span></div></div></div></td></tr>
<tr style="height:76pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">High Yield Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIP High Income – Service Class 2</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity Management & Research Company LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">FMR Investment Management (UK) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Hong Kong) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Japan) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.07%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.31%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.00%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.34%</span></div></div></div></td></tr>
<tr style="height:87pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Equity</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIP Overseas – Service Class 2</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity Management & Research Company LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">FMR Investment Management (UK) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Hong Kong) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Japan) </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; FIL Investment Advisors; FIL Investment </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Advisors (UK) Limited</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.97%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">20.05%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.35%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.55%</span></div></div></div></td></tr>
<tr style="height:31pt;">
<td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Balanced/Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Allocation VIP Fund – Class 4</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.97%</span></div></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.53%</span></div></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.59%</span></div></div></div></td>
<td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.19%</span></div></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:38pt;">
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">1</span></div></div></td>
<td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:156.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Average Annual</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Total Returns</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Balanced/Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Income VIP Fund – Class 2</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.72%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.56%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.66%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.30%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Equity</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Mutual Global Discovery VIP Fund – Class 2</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Mutual Advisers, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.16%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">23.34%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.00%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.52%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Small Cap Value VIP Fund – Class 2</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Mutual Advisers, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.92%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.65%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.86%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.81%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Multi-Sector </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Strategic Income VIP Fund – Class 2</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.08%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.24%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.92%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.10%</span></div></div></div></td></tr>
<tr style="height:43pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Floating Rate </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim VIF Floating Rate Strategies</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim Partners Investment Management, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.54%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.57%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.56%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.12%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim VIF Global Managed Futures Strategy</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Security Investors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">2.32%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.65%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.94%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.27%</span></div></div></div></td></tr>
<tr style="height:43pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">High Yield Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim VIF High Yield</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim Partners Investment Management, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.57%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.84%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.16%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.55%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim VIF Multi-Hedge Strategies</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Security Investors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.80%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.25%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.23%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.62%</span></div></div></div></td></tr>
<tr style="height:43pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Intermediate </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Term Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim VIF Total Return Bond</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim Partners Investment Management, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.99%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.48%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:2.01pt;">-0.21%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.13%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. American Value – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.14%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">20.76%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">17.56%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.01%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Comstock – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.00%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">17.14%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">15.14%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.67%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Intermediate </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Core-Plus Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Core Plus Bond – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.99%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.96%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:2.01pt;">-0.36%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.73%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Discovery Mid Cap Growth – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.11%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.53%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.64%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.10%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Balanced/Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Equity and Income – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.82%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.52%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.68%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.64%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Equity</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. EQV International Equity – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.15%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">16.23%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.42%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.95%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Equity</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Global – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.06%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">15.02%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.01%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.72%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Global Real Estate – Series I</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.02%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.85%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.73%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.44%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Money Market</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Government Money Market – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.63%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.76%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.85%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.77%</span></div></div></div></td></tr>
<tr style="height:31pt;">
<td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Government </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Government Securities – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.95%</span></div></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.95%</span></div></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:2.01pt;">-0.22%</span></div></div></div></td>
<td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.34%</span></div></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:38pt;">
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">1</span></div></div></td>
<td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:156.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Average Annual</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Total Returns</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Health Care – Series I</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.99%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">15.33%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.80%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.58%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Blend</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Main Street Mid Cap Fund</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.19%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.96%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.83%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.08%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Main Street Small Cap Fund</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.09%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.44%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.07%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.31%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Janus Henderson VIT Enterprise – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Janus Henderson Investors US LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.97%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.41%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.35%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.51%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Janus Henderson VIT Research – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Janus Henderson Investors US LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.07%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">18.10%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">13.83%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">15.59%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Multi-Sector </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lord Abbett Series Bond-Debenture VC – Class VC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lord, Abbett & Co. LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.98%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.33%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.10%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.72%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lord Abbett Series Developing Growth VC – Class VC</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lord, Abbett & Co. LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.27%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">14.59%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:2.01pt;">-1.17%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.03%</span></div></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LVIP American Century Mid Cap Value – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lincoln Financial Investments Corporation</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Century Investment </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.03%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.83%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.72%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.96%</span></div></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LVIP American Century Ultra – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lincoln Financial Investments Corporation</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Century Investment </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.92%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.67%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.52%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">17.00%</span></div></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LVIP American Century Value – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lincoln Financial Investments Corporation</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Century Investment </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.90%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">15.85%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.47%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.07%</span></div></div></div></td></tr>
<tr style="height:43pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Intermediate </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Core Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LVIP JPMorgan Core Bond – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lincoln Financial Investments Corporation</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">J.P. Morgan Investment Management, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.99%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.15%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:2.01pt;">-0.29%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.85%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Equity</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIT II Research International – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.22%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">21.75%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.25%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.27%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Balanced/Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIT Total Return – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.96%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.91%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.16%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.36%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIT Utilities – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.04%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">14.76%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.38%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.22%</span></div></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Emerging </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Markets</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morgan Stanley VIF Emerging Markets Equity – Class II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morgan Stanley Investment Management, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morgan Stanley Investment Management </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Company</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.53%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">32.90%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.32%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.21%</span></div></div></div></td></tr>
<tr style="height:53pt;">
<td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation/</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lifestyle</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Aggressive Growth ETF Asset Allocation </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Portfolio – Class II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ALPS Advisors, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Investment Management LLC</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.85%</span></div></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">20.00%</span></div></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.55%</span></div></div></div></td>
<td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.36%</span></div></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:38pt;">
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">1</span></div></div></td>
<td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:156.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Average Annual</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Total Returns</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation/</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lifestyle</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Balanced ETF Asset Allocation Portfolio – </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Class II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ALPS Advisors, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Investment Management LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.84%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">14.82%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.61%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.25%</span></div></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation/</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lifestyle</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Conservative ETF Asset Allocation Portfolio </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">– Class II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ALPS Advisors, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Investment Management LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.93%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.82%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.19%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.50%</span></div></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation/</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lifestyle</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Growth ETF Asset Allocation Portfolio – </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Class II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ALPS Advisors, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Investment Management LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.82%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">17.91%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.82%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.05%</span></div></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation/</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lifestyle</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Income and Growth ETF Asset Allocation </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Portfolio – Class II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ALPS Advisors, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Investment Management LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.88%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.70%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.43%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.46%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Multi Cap Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA All Cap Value Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.15%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.87%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.12%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.40%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Large Cap Value Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.05%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">14.16%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.15%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.88%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Large Core Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.16%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">16.43%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">13.65%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">14.25%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Large Growth Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.17%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">17.02%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">13.89%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">17.04%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Mid Growth Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.18%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.17%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.48%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.63%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Small Cap Value Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.29%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.30%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.47%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.65%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Small Growth Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.42%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.58%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.59%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.89%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA SMid-Cap Value Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.18%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.35%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.30%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.97%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Equity</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA World Equity Income Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.18%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">22.75%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">11.42%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.99%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Neuberger Berman Quality Equity Portfolio – Class S</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Neuberger Berman Investment Advisers LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.12%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">13.43%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.54%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">12.66%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Nomura VIP Asset Strategy - Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Delaware Management Company</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.04%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">16.66%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.07%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.84%</span></div></div></div></td></tr>
<tr style="height:43pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT All Asset – Administrative Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Research Affiliates LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">2.22%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">14.20%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.60%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.77%</span></div></div></div></td></tr>
<tr style="height:42pt;">
<td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT CommodityRealReturn Strategy – Adminis-</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">trative Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">3.38%</span></div></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">18.79%</span></div></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.55%</span></div></div></div></td>
<td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">6.54%</span></div></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:38pt;">
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td>
<td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">1</span></div></div></td>
<td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:156.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Average Annual</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Total Returns</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Emerging </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Markets Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Emerging Markets Bond – Advisor Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.27%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">14.86%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.34%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">4.96%</span></div></div></div></td></tr>
<tr style="height:43pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT International Bond Portfolio (U.S. </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Dollar-Hedged) – Administrative Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.09%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.95%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.03%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.88%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Short Term </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Low Duration – Administrative Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.66%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.52%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.57%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.79%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Inflation-</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Protected Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Real Return – Administrative Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.39%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">7.85%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">1.21%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.21%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Intermediate </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Term Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Total Return – Advisor Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.83%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.78%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:2.01pt;">-0.08%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.26%</span></div></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Putnam VT Small Cap Value – Class IB</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Putnam Investment Management, LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Advisers, Inc.; Franklin Templeton </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Investment Management Limited</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.02%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.27%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.99%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.13%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Royce Micro-Cap – Investment Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Royce & Associates, LP</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.22%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">13.89%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.17%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.14%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">T. Rowe Price Health Sciences – Class II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.11%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">17.80%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">3.86%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">8.70%</span></div></div></div></td></tr>
<tr style="height:54pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Emerging </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Markets</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Templeton Emerging Markets VIP Fund – Class 2</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Templeton Asset Management Ltd</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Templeton Investment </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management Limited</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.37%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">46.27%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.46%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">10.40%</span></div></div></div></td></tr>
<tr style="height:32pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Templeton Global Bond VIP Fund – Class 2</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.78%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">15.73%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:2.01pt;">-0.96%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:2.01pt;">-0.15%</span></div></div></div></td></tr>
<tr style="height:87pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">High Yield Bond</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Western Asset Variable Global High Yield Bond – Class </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Templeton Fund Adviser, LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Western Asset Management Company, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LLC; Western Asset Management Company Limited </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">(London); Western Asset Management Company Pte. </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Ltd. (Singapore)</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.06%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">9.95%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">2.34%</span></div></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:5pt;">5.09%</span></div></div></div></td></tr>
<tr style="height:25pt;">
<td colspan="6" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:517.0pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Certain Investment Portfolios and their investment advisers have entered into temporary expense reimbursement and/or fee waivers. Please </span></div> <div style="margin-left:3pt;margin-right:1pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">see the Investment Portfolios’ prospectuses for additional information regarding these arrangements</span></div></div></td></tr>
<tr style="height:13pt;">
<td colspan="6" style="background-color:#BFBFBF;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:517.0pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">2</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">This fund is no longer available for new transfers.</span></div></div></td></tr></table>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Value</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">AB Discovery Value – Class B</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">AllianceBernstein L.P.</span>
0.0107
0.0264
0.0848
0.0827
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">AB VPS Dynamic Asset Allocation – Class B</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">AllianceBernstein L.P.</span>
0.0120
0.1321
0.0474
0.0525
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Balanced/Asset </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Funds IS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> Asset Allocation – Class 4</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Capital Research and Management Company</span>
0.0079
0.1559
0.0870
0.0950
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Bond</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Funds IS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> Capital World Bond – Class 4</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Capital Research and Management Company</span>
0.0098
0.0903
-0.0276
0.0097
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Equity</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Funds IS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> EUPAC Fund</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">TM</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> – Class 4</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Capital Research and Management Company</span>
0.0103
0.2641
0.0314
0.0673
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Equity</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Funds IS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> Global Growth – Class 4</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Capital Research and Management Company</span>
0.0101
0.2134
0.0797
0.1189
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Funds IS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> Growth-Income – Class 4</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Capital Research and Management Company</span>
0.0078
0.1777
0.1362
0.1363
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Emerging </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Markets</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Funds IS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> New World – Class 4</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Capital Research and Management Company</span>
0.0115
0.2792
0.0506
0.0898
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock Equity Dividend V.I. – Class III</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock Advisors, LLC</span>
0.0113
0.2132
0.1145
0.1101
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock Global Allocation V.I. – Class III</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock Advisors, LLC</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock (Singapore) Limited; BlackRock </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">International Limited</span>
0.0115
0.1942
0.0551
0.0733
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">High Yield Bond</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock High Yield V.I. – Class III</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock Advisors, LLC</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BlackRock International Limited</span>
0.0089
0.0909
0.0457
0.0607
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Blend</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon IP MidCap Stock – Service Class</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon Investment Adviser, Inc.</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Newton Investment Management North </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">America, LLC</span>
0.0112
0.0981
0.0939
0.0851
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon IP Small Cap Stock Index – Service Class</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon Investment Adviser, Inc.</span>
0.0061
0.0536
0.0665
0.0915
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon IP Technology Growth – Service Class</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon Investment Adviser, Inc.</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Newton Investment Management North </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">America, LLC</span>
0.0107
0.2787
0.0896
0.1697
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon VIF Appreciation – Service Class</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon Investment Adviser, Inc.</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fayez Sarofim & Co., LLC</span>
0.0110
0.0978
0.0908
0.1263
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Variable Growth – Class II</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Templeton Fund Adviser, LLC</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Investments, LLC</span>
0.0113
0.1310
0.0498
0.0720
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Variable Small Cap Growth – Class I</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Templeton Fund Adviser, LLC</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Investments, LLC</span>
0.0081
0.0923
-0.0017
0.0938
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIP Equity-Income – Service Class 2</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity Management & Research Company LLC</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">FMR Investment Management (UK) </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Hong Kong) </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Japan) </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited</span>
0.0071
0.1875
0.1223
0.1132
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIP Growth & Income – Service Class 2</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity Management & Research Company LLC</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">FMR Investment Management (UK) </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Hong Kong) </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Japan) </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited</span>
0.0072
0.2121
0.1583
0.1356
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIP Growth Opportunities – Service Class 2</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity Management & Research Company LLC</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">FMR Investment Management (UK) </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Hong Kong) </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Japan) </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited</span>
0.0081
0.2173
0.1104
0.1964
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">High Yield Bond</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIP High Income – Service Class 2</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity Management & Research Company LLC</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">FMR Investment Management (UK) </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Hong Kong) </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Japan) </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited</span>
0.0107
0.1031
0.0400
0.0534
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Equity</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIP Overseas – Service Class 2</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fidelity Management & Research Company LLC</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">FMR Investment Management (UK) </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Hong Kong) </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; Fidelity Management & Research (Japan) </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited; FIL Investment Advisors; FIL Investment </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Advisors (UK) Limited</span>
0.0097
0.2005
0.0635
0.0755
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Balanced/Asset </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Allocation VIP Fund – Class 4</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Advisers, Inc.</span>
0.0097
0.1253
0.0559
0.0719
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Balanced/Asset </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Income VIP Fund – Class 2</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Advisers, Inc.</span>
0.0072
0.1256
0.0766
0.0730
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Equity</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Mutual Global Discovery VIP Fund – Class 2</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Mutual Advisers, LLC</span>
0.0116
0.2334
0.1200
0.0852
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Small Cap Value VIP Fund – Class 2</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Mutual Advisers, LLC</span>
0.0092
0.0765
0.0886
0.0981
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Multi-Sector </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Strategic Income VIP Fund – Class 2</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Advisers, Inc.</span>
0.0108
0.0724
0.0192
0.0310
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Floating Rate </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim VIF Floating Rate Strategies</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim Partners Investment Management, </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LLC</span>
0.0154
0.0357
0.0456
0.0412
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim VIF Global Managed Futures Strategy</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Security Investors, LLC</span>
0.0232
0.0365
0.0394
0.0127
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">High Yield Bond</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim VIF High Yield</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim Partners Investment Management, </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LLC</span>
0.0157
0.0684
0.0416
0.0555
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim VIF Multi-Hedge Strategies</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Security Investors, LLC</span>
0.0180
0.0125
0.0123
0.0162
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Intermediate </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Term Bond</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim VIF Total Return Bond</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim Partners Investment Management, </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LLC</span>
0.0099
0.0748
-0.0021
0.0313
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Value</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. American Value – Series II</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span>
0.0114
0.2076
0.1756
0.1201
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Comstock – Series II</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span>
0.0100
0.1714
0.1514
0.1167
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Intermediate </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Core-Plus Bond</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Core Plus Bond – Series II</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span>
0.0099
0.0696
-0.0036
0.0273
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Growth</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Discovery Mid Cap Growth – Series II</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span>
0.0111
0.0453
0.0364
0.1110
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Balanced/Asset </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Equity and Income – Series II</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span>
0.0082
0.1252
0.0868
0.0864
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Equity</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. EQV International Equity – Series II</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span>
0.0115
0.1623
0.0342
0.0595
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Equity</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Global – Series II</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span>
0.0106
0.1502
0.0701
0.1072
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Global Real Estate – Series I</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span>
0.0102
0.0785
0.0173
0.0244
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Money Market</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Government Money Market – Series II</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span>
0.0063
0.0376
0.0285
0.0177
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Government </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Government Securities – Series II</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span>
0.0095
0.0695
-0.0022
0.0134
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Health Care – Series I</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span>
0.0099
0.1533
0.0380
0.0658
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Blend</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Main Street Mid Cap Fund</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> – Series II</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span>
0.0119
0.0896
0.0883
0.0908
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Main Street Small Cap Fund</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> – Series II</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span>
0.0109
0.0844
0.0807
0.1031
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Growth</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Janus Henderson VIT Enterprise – Service Class</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Janus Henderson Investors US LLC</span>
0.0097
0.0741
0.0735
0.1251
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Janus Henderson VIT Research – Service Class</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Janus Henderson Investors US LLC</span>
0.0107
0.1810
0.1383
0.1559
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Multi-Sector </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lord Abbett Series Bond-Debenture VC – Class VC</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lord, Abbett & Co. LLC</span>
0.0098
0.0833
0.0210
0.0472
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lord Abbett Series Developing Growth VC – Class VC</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lord, Abbett & Co. LLC</span>
0.0127
0.1459
-0.0117
0.1103
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Value</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LVIP American Century Mid Cap Value – Service Class</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lincoln Financial Investments Corporation</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Century Investment </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management, Inc.</span>
0.0103
0.0883
0.0872
0.0896
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LVIP American Century Ultra – Service Class</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lincoln Financial Investments Corporation</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Century Investment </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management, Inc.</span>
0.0092
0.1267
0.1152
0.1700
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LVIP American Century Value – Service Class</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lincoln Financial Investments Corporation</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Century Investment </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management, Inc.</span>
0.0090
0.1585
0.1147
0.1007
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Intermediate </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Core Bond</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LVIP JPMorgan Core Bond – Service Class</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lincoln Financial Investments Corporation</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">J.P. Morgan Investment Management, Inc.</span>
0.0099
0.0715
-0.0029
0.0185
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Equity</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIT II Research International – Service Class</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Massachusetts Financial Services Company</span>
0.0122
0.2175
0.0525
0.0727
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Balanced/Asset </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIT Total Return – Service Class</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Massachusetts Financial Services Company</span>
0.0096
0.1091
0.0616
0.0736
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIT Utilities – Service Class</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Massachusetts Financial Services Company</span>
0.0104
0.1476
0.0738
0.0922
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Emerging </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Markets</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morgan Stanley VIF Emerging Markets Equity – Class II</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morgan Stanley Investment Management, Inc.</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morgan Stanley Investment Management </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Company</span>
0.0153
0.3290
0.0432
0.0721
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Asset </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation/</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lifestyle</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Aggressive Growth ETF Asset Allocation </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Portfolio – Class II</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ALPS Advisors, Inc.</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Investment Management LLC</span>
0.0085
0.2000
0.1055
0.1036
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Asset </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation/</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lifestyle</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Balanced ETF Asset Allocation Portfolio – </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Class II</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ALPS Advisors, Inc.</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Investment Management LLC</span>
0.0084
0.1482
0.0661
0.0725
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Asset </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation/</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lifestyle</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Conservative ETF Asset Allocation Portfolio </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">– Class II</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ALPS Advisors, Inc.</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Investment Management LLC</span>
0.0093
0.0882
0.0219
0.0350
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Asset </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation/</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lifestyle</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Growth ETF Asset Allocation Portfolio – </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Class II</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ALPS Advisors, Inc.</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Investment Management LLC</span>
0.0082
0.1791
0.0882
0.0905
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Asset </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation/</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lifestyle</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Income and Growth ETF Asset Allocation </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Portfolio – Class II</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">ALPS Advisors, Inc.</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Morningstar Investment Management LLC</span>
0.0088
0.1170
0.0443
0.0546
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Multi Cap Value</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA All Cap Value Series</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span>
0.0115
0.1287
0.1112
0.1040
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Large Cap Value Series</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span>
0.0105
0.1416
0.1215
0.1088
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Large Core Series</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span>
0.0116
0.1643
0.1365
0.1425
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Large Growth Series</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span>
0.0117
0.1702
0.1389
0.1704
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Growth</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Mid Growth Series</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span>
0.0118
0.0217
0.0448
0.1063
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Small Cap Value Series</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span>
0.0129
0.0330
0.0847
0.0765
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Small Growth Series</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span>
0.0142
0.0658
0.0259
0.0889
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Value</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA SMid-Cap Value Series</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span>
0.0118
0.0735
0.0930
0.0997
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Equity</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA World Equity Income Series</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span>
0.0118
0.2275
0.1142
0.0999
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Neuberger Berman Quality Equity Portfolio – Class S</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Neuberger Berman Investment Advisers LLC</span>
0.0112
0.1343
0.1254
0.1266
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Nomura VIP Asset Strategy - Service Class</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Delaware Management Company</span>
0.0104
0.1666
0.0707
0.0784
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT All Asset – Administrative Class</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Research Affiliates LLC</span>
0.0222
0.1420
0.0560
0.0677
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT CommodityRealReturn Strategy – Adminis-</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">trative Class</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span>
0.0338
0.1879
0.1055
0.0654
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Emerging </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Markets Bond</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Emerging Markets Bond – Advisor Class</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span>
0.0127
0.1486
0.0234
0.0496
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT International Bond Portfolio (U.S. </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Dollar-Hedged) – Administrative Class</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span>
0.0109
0.0395
0.0103
0.0288
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Short Term </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Low Duration – Administrative Class</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span>
0.0066
0.0552
0.0157
0.0179
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Inflation-</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Protected Bond</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Real Return – Administrative Class</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span>
0.0139
0.0785
0.0121
0.0321
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Intermediate </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Term Bond</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Total Return – Advisor Class</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span>
0.0083
0.0878
-0.0008
0.0226
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Putnam VT Small Cap Value – Class IB</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Putnam Investment Management, LLC</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Advisers, Inc.; Franklin Templeton </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Investment Management Limited</span>
0.0102
0.0527
0.1099
0.0913
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Royce Micro-Cap – Investment Class</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Royce & Associates, LP</span>
0.0122
0.1389
0.0917
0.1014
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">T. Rowe Price Health Sciences – Class II</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span>
0.0111
0.1780
0.0386
0.0870
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Emerging </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Markets</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Templeton Emerging Markets VIP Fund – Class 2</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Templeton Asset Management Ltd</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Templeton Investment </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management Limited</span>
0.0137
0.4627
0.0546
0.1040
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Bond</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Templeton Global Bond VIP Fund – Class 2</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Advisers, Inc.</span>
0.0078
0.1573
-0.0096
-0.0015
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">High Yield Bond</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Western Asset Variable Global High Yield Bond – Class </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">II</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Templeton Fund Adviser, LLC</span>
<span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Western Asset Management Company, </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">LLC; Western Asset Management Company Limited </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">(London); Western Asset Management Company Pte. </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Ltd. (Singapore)</span>
0.0106
0.0995
0.0234
0.0509
<span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Certain Investment Portfolios and their investment advisers have entered into temporary expense reimbursement and/or fee waivers. Please </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">see the Investment Portfolios’ prospectuses for additional information regarding these arrangements</span>
<span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Fixed Option </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The following is a list of Fixed Options currently available under the Contract. We may change the features of the Fixed Options listed below, offer new Fixed Options, and terminate existing Fixed Options. We will provide you with written notice before doing so. Depending on the optional benefits you choose, you may not be able to invest in the Fixed Options, as noted below.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">See “The Fixed Account” in the prospectus for a description of the Fixed Investment Options’ features.</span>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:17pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:125.99pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:43.62pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;font-weight:bold;">Name</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:185.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:43.62pt;margin-right:43.62pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;font-weight:bold;">Term</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:205.12pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:43.62pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;font-weight:bold;">Minimum Guaranteed Interest Rate</span></div></div></td></tr>
<tr style="height:13pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:125.99pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:43.62pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;margin-left:0.00pt;">Fixed Account</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:185.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:43.62pt;margin-right:43.62pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;margin-left:0.00pt;">Not applicable</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:205.12pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:43.62pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;margin-left:0.00pt;">1%</span></div></div></td></tr>
<tr style="height:13pt;">
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:125.99pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:43.62pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;">DCA Plus Account</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:185.9pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:43.62pt;margin-right:43.62pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;">6-months</span><span style="color:#000000;font-family:Arial;font-size:9.5pt;"> or </span><span style="color:#000000;font-family:Arial;font-size:9.5pt;">12-months</span></div></div></td>
<td style="padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:205.12pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:43.62pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;">1%</span></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:17pt;">
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:125.99pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:43.62pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;font-weight:bold;">Name</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:185.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:43.62pt;margin-right:43.62pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;font-weight:bold;">Term</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:205.12pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:43.62pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;font-weight:bold;">Minimum Guaranteed Interest Rate</span></div></div></td></tr>
<tr style="height:13pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:125.99pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:43.62pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;margin-left:0.00pt;">Fixed Account</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:185.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:43.62pt;margin-right:43.62pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;margin-left:0.00pt;">Not applicable</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:205.12pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:43.62pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;margin-left:0.00pt;">1%</span></div></div></td></tr>
<tr style="height:13pt;">
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:125.99pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:43.62pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;">DCA Plus Account</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:185.9pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:43.62pt;margin-right:43.62pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;">6-months</span><span style="color:#000000;font-family:Arial;font-size:9.5pt;"> or </span><span style="color:#000000;font-family:Arial;font-size:9.5pt;">12-months</span></div></div></td>
<td style="padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:205.12pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:43.62pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.5pt;">1%</span></div></div></td></tr></table>
<span style="color:#000000;font-family:Arial;font-size:9.5pt;margin-left:0.00pt;">Fixed Account</span>
0.01
<span style="color:#000000;font-family:Arial;font-size:9.5pt;">DCA Plus Account</span>
P6M
P12M
0.01
<span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">Optional Rider Investment Restrictions</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:2pt;margin-left:0%;margin-top:1.0pt;text-align:left;top:16pt;width:517pt;"/><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">If you have elected one of the optional riders listed in the table below, your </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Contract is subject to investment allocation restrictions. Depending on the optional riders you choose, you may not be able to invest in certain Underlying Funds or the Fixed Account. In addition, other investment restrictions may apply, as shown below.</span>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:16pt;">
<td colspan="2" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:517.0pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Riders Currently Available</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:127.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Rider</span></div></div></td>
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:389.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Investment Restrictions</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:127.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Extra Credit at 4%</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:389.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fixed Account not available as an investment option</span></div></div></td></tr>
<tr style="height:80pt;">
<td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:127.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">0-Year or 4-Year Alternate </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Withdrawal Charge</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">(The 3-Year Alternate </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Withdrawal Charge in states </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">where the 4-Year Alternate </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Withdrawal Charge is not </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">approved)</span></div></div></td>
<td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:389.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fixed Account not available as an investment option</span></div></div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;">
<tr style="height:16pt;">
<td colspan="3" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:517.0pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Riders No Longer Available</span></div></div></td></tr>
<tr style="height:15pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:127.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Rider</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:127pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Investment Restriction</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:262.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Investment Allocation Impact on Crediting Rate</span></div></div></td></tr>
<tr style="height:26pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:127.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guaranteed Lifetime </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Withdrawal Benefit</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:127pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">Fixed Account not available </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">as an investment option</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:262.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td></tr>
<tr style="height:48pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:127.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guaranteed Minimum Income </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Benefit at 5%</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:127pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:262.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">The Company will credit a maximum rate of 4% for amounts </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">allocated to the Invesco V.I. Government Money Market </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Subaccount, the Fixed Account and the Loan Account. All other </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">investments will be credited at 5%.</span></div></div></td></tr>
<tr style="height:59pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:127.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">6% Dollar for Dollar </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guaranteed Minimum Income </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Benefit (formerly the Dollar </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">for the Dollar Living Benefit)</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:127pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:262.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">The Company will credit a maximum rate of 3% for amounts </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">allocated to the Invesco V.I. Government Money Market </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Subaccount, the PIMCO Low Duration Subaccount, the Fixed </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Account and the Loan Account. All other investments will be </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">credited at 6%.</span></div></div></td></tr>
<tr style="height:59pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:127.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guaranteed Growth Death </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Benefit</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:127pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:262.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">If you elected this benefit at 5%, 6% or 7%, the Company will </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">credit a maximum rate of 4% for amounts allocated to the </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Government Money Market Subaccount, the Fixed </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Account and Loan Account. All other investments will be </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">credited at the rate you selected.</span></div></div></td></tr>
<tr style="height:70pt;">
<td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:127.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">6% Dollar for Dollar </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guaranteed Minimum Income </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Benefit and Guaranteed </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Minimum Death Benefit </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">(formerly the Dollar for Dollar </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Combination Benefit)</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:127pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td>
<td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:262.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">The Company will credit a maximum rate of 3% for amounts </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">allocated to the Invesco V.I. Government Money Market </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Subaccount, the PIMCO Low Duration Subaccount, the Fixed </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Account and the Loan Account. All other investments will be </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">credited at 6%.</span></div></div></td></tr>
<tr style="height:25pt;">
<td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:127.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Extra Credit (3% or 5%)</span></div></div></td>
<td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:127pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">Fixed Account not available </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">as an investment option</span></div></div></td>
<td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:262.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td></tr></table>