v3.26.1
CAPITAL RATIOS AND SHAREHOLDERS' EQUITY - Actual and Required Capital Ratios (Details)
$ in Thousands
Mar. 31, 2026
USD ($)
Dec. 31, 2025
USD ($)
Actual    
Total capital to risk-weighted assets $ 501,784 $ 491,619
Common equity tier 1 capital to risk-weighted assets 418,980 409,725
Tier 1 capital to risk-weighted assets 439,600 430,345
Tier 1 capital to average assets (leverage ratio) $ 439,600 $ 430,345
Total capital to risk-weighted assets, ratio 0.1343 0.1318
Common equity tier 1 capital to risk-weighted assets, ratio 0.1122 0.1099
Tier 1 capital to risk-weighted assets, ratio 0.1177 0.1154
Tier 1 capital to average assets (leverage ratio), ratio 0.0966 0.0945
Minimum Required for Capital Adequacy purposes    
Total capital to risk-weighted assets $ 298,841 $ 298,331
Common equity tier 1 capital to risk-weighted assets 168,099 167,812
Tier 1 capital to risk-weighted assets 224,131 223,752
Tier 1 capital to average assets (leverage ratio) $ 182,016 $ 182,147
Minimum regulatory capital requirements, Total capital to risk-weighted assets, ratio 0.08 0.08
Minimum regulatory capital requirements, Common equity tier 1 capital to risk-weighted assets, ratio 4.50% 4.50%
Minimum regulatory capital requirements, Tier 1 capital to risk-weighted assets, ratio 0.06 0.06
Minimum regulatory capital requirements, Tier 1 capital to average assets, (leverage ratio), ratio 0.04 0.04
Bank    
Actual    
Total capital to risk-weighted assets $ 502,331 $ 486,568
Common equity tier 1 capital to risk-weighted assets 465,147 450,294
Tier 1 capital to risk-weighted assets 465,147 450,294
Tier 1 capital to average assets (leverage ratio) $ 465,147 $ 450,294
Total capital to risk-weighted assets, ratio 0.1347 0.1308
Common equity tier 1 capital to risk-weighted assets, ratio 0.1247 0.121
Tier 1 capital to risk-weighted assets, ratio 0.1247 0.121
Tier 1 capital to average assets (leverage ratio), ratio 0.1023 0.099
Minimum Required for Capital Adequacy purposes    
Total capital to risk-weighted assets $ 298,372 $ 297,675
Common equity tier 1 capital to risk-weighted assets 167,834 167,443
Tier 1 capital to risk-weighted assets 223,779 223,257
Tier 1 capital to average assets (leverage ratio) $ 181,853 $ 181,970
Minimum regulatory capital requirements, Total capital to risk-weighted assets, ratio 0.08 0.08
Minimum regulatory capital requirements, Common equity tier 1 capital to risk-weighted assets, ratio 4.50% 4.50%
Minimum regulatory capital requirements, Tier 1 capital to risk-weighted assets, ratio 0.06 0.06
Minimum regulatory capital requirements, Tier 1 capital to average assets, (leverage ratio), ratio 0.04 0.04
Minimum Required to be Well Capitalized    
Total capital to risk-weighted assets $ 372,965 $ 372,093
Common equity tier 1 capital to risk-weighted assets 242,427 241,861
Tier 1 capital to risk-weighted assets 298,372 297,676
Tier 1 capital to average assets (leverage ratio) $ 227,316 $ 227,463
Total capital to risk-weighted assets, ratio 0.10 0.10
Common equity tier 1 capital to risk-weighted assets, ratio 0.065 0.065
Common equity tier 1 capital to risk-weighted assets, ratio 0.08 0.08
Tier 1 capital to average assets (leverage ratio), ratio 0.05 0.05