v3.26.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Loans by Year of Origination, Loan Segmentation and Risk Indicator (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2026
Dec. 31, 2025
Credit quality information    
2026 $ 111,977 $ 492,364
2025 493,682 362,429
2024 346,521 303,506
2023 305,804 736,534
2022 724,997 464,963
Prior 1,602,267 1,246,063
Total loans held for investment 3,585,248 3,605,859
Commercial construction | Total commercial loans    
Credit quality information    
2026 803 62,267
2025 80,856 76,856
2024 61,622 43,824
2023 47,255 22,609
2022 22,429 2,373
Prior 6,837 5,850
Total loans held for investment 219,802 213,779
Commercial construction | Pass | Total commercial loans    
Credit quality information    
2026 803 62,267
2025 80,856 62,422
2024 61,622 43,824
2023 47,255 22,609
2022 22,429 2,373
Prior 6,808 5,819
Total loans held for investment 219,773 199,314
Commercial construction | Special mention | Total commercial loans    
Credit quality information    
2025   14,434
Total loans held for investment   14,434
Commercial construction | Substandard | Total commercial loans    
Credit quality information    
Prior 29 31
Total loans held for investment 29 31
Commercial real estate owner occupied | Total commercial real estate    
Credit quality information    
2026 14,828 60,013
2025 43,641 37,785
2024 37,528 48,479
2023 44,359 75,589
2022 73,162 44,889
Prior 146,813 119,088
Total loans held for investment 360,331 385,843
Commercial real estate owner occupied | Pass | Total commercial real estate    
Credit quality information    
2026 14,828 60,013
2025 43,641 37,785
2024 37,528 47,601
2023 43,488 74,993
2022 72,572 31,512
Prior 130,275 115,774
Total loans held for investment 342,332 367,678
Commercial real estate owner occupied | Special mention | Total commercial real estate    
Credit quality information    
2024   878
2023 871 596
2022 590 13,377
Prior 14,474 1,329
Total loans held for investment 15,935 16,180
Commercial real estate owner occupied | Substandard | Total commercial real estate    
Credit quality information    
Prior 2,004 1,895
Total loans held for investment 2,004 1,895
Commercial real estate owner occupied | Doubtful | Total commercial real estate    
Credit quality information    
Prior 60 90
Total loans held for investment 60 90
Commercial real estate non-owner occupied | Total commercial real estate    
Credit quality information    
2026 48,344 234,960
2025 237,462 104,173
2024 104,314 63,730
2023 63,336 362,429
2022 360,054 210,740
Prior 618,157 474,565
Total loans held for investment 1,431,667 1,450,597
Commercial real estate non-owner occupied | Pass | Total commercial real estate    
Credit quality information    
2026 48,344 234,960
2025 237,462 78,781
2024 78,958 56,134
2023 55,769 329,779
2022 327,565 188,810
Prior 542,171 420,958
Total loans held for investment 1,290,269 1,309,422
Commercial real estate non-owner occupied | Special mention | Total commercial real estate    
Credit quality information    
2025   25,392
2024 25,356  
2023   32,650
2022 32,489 21,930
Prior 48,032 25,313
Total loans held for investment 105,877 105,285
Commercial real estate non-owner occupied | Substandard | Total commercial real estate    
Credit quality information    
2024   7,596
2023 7,567  
Prior 16,502 28,294
Total loans held for investment 24,069 35,890
Commercial real estate non-owner occupied | Doubtful | Total commercial real estate    
Credit quality information    
Prior 11,452  
Total loans held for investment 11,452  
Municipal and other    
Credit quality information    
2026 475 7,824
2025 3,258 2,852
2024 2,850 4,629
2023 4,630 6,030
2022 6,030 918
Prior 20,470 20,853
Total loans held for investment 37,713 43,106
Municipal and other | Pass    
Credit quality information    
2026 475 7,824
2025 3,258 2,852
2024 2,850 4,629
2023 4,630 6,030
2022 6,030 918
Prior 20,470 20,853
Total loans held for investment 37,713 43,106
Commercial and industrial | Total commercial and industrial    
Credit quality information    
2026 23,703 54,908
2025 53,591 67,692
2024 73,674 46,624
2023 54,818 43,933
2022 41,692 9,877
Prior 98,322 92,336
Total loans held for investment 345,800 315,370
Current period gross write-offs    
2025   86
2022   25
Prior   626
Total   737
Commercial and industrial | Pass | Total commercial and industrial    
Credit quality information    
2026 23,599 54,711
2025 43,538 67,007
2024 72,994 45,202
2023 53,334 41,687
2022 40,367 9,046
Prior 94,304 88,496
Total loans held for investment 328,136 306,149
Commercial and industrial | Special mention | Total commercial and industrial    
Credit quality information    
2026 104 127
2025 9,984 104
2024 95 1,366
2023 1,421 1,766
2022 850 431
Prior 1,187 1,108
Total loans held for investment 13,641 4,902
Commercial and industrial | Substandard | Total commercial and industrial    
Credit quality information    
2026   70
2025 69 581
2024 585 56
2023 63 395
2022 390 395
Prior 2,671 2,576
Total loans held for investment 3,778 4,073
Commercial and industrial | Doubtful | Total commercial and industrial    
Credit quality information    
2023   85
2022 85 5
Prior 160 156
Total loans held for investment 245 246
Residential real estate | Residential real estate    
Credit quality information    
2026 18,744 45,303
2025 47,382 47,589
2024 42,554 78,135
2023 73,941 212,442
2022 208,929 189,077
Prior 670,371 495,867
Total loans held for investment 1,061,921 1,068,413
Current period gross write-offs    
Prior 3  
Total 3  
Residential real estate | Performing | Residential real estate    
Credit quality information    
2026 18,744 45,303
2025 47,382 47,589
2024 42,554 76,856
2023 72,699 211,153
2022 206,930 187,848
Prior 665,214 491,752
Total loans held for investment 1,053,523 1,060,501
Residential real estate | Nonperforming | Residential real estate    
Credit quality information    
2024   1,279
2023 1,242 1,289
2022 1,999 1,229
Prior 5,157 4,115
Total loans held for investment 8,398 7,912
Home equity    
Credit quality information    
2026 2,768 20,279
2025 22,376 22,933
2024 21,750 15,220
2023 15,000 12,531
2022 12,059 6,761
Prior 40,314 36,760
Total loans held for investment 114,267 114,484
Current period gross write-offs    
Prior 9  
Total 9  
Home equity | Performing    
Credit quality information    
2026 2,768 20,279
2025 22,376 22,933
2024 21,750 15,121
2023 14,905 12,304
2022 11,837 6,672
Prior 39,550 35,992
Total loans held for investment 113,186 113,301
Home equity | Nonperforming    
Credit quality information    
2024   99
2023 95 227
2022 222 89
Prior 764 768
Total loans held for investment 1,081 1,183
Consumer other | Consumer    
Credit quality information    
2026 2,312 6,810
2025 5,116 2,549
2024 2,229 2,865
2023 2,465 971
2022 642 328
Prior 983 744
Total loans held for investment 13,747 14,267
Current period gross write-offs    
2025 6 26
2024   27
2023 7 16
2022 1 4
Prior 71 211
Total 85 284
Consumer other | Performing | Consumer    
Credit quality information    
2026 2,312 6,764
2025 5,070 2,538
2024 2,218 2,848
2023 2,425 971
2022 642 328
Prior 983 742
Total loans held for investment 13,650 14,191
Consumer other | Nonperforming | Consumer    
Credit quality information    
2026   46
2025 46 11
2024 11 17
2023 40  
Prior   2
Total loans held for investment $ 97 $ 76