BORROWED FUNDS (Tables)

3 Months Ended

Mar. 31, 2026

BORROWED FUNDS

Schedule of Borrowed Funds


		March 31, 2026						December 31, 2025
					Weighted						Weighted
(dollars in thousands)		Carrying Value			Average Rate			Carrying Value			Average Rate
Short-term borrowings
Advances from the FHLB		$	77,200		3.92	%		$	130,000		3.90	%
Other borrowings			3,078		0.16				4,802		0.17
Total short-term borrowings			80,278		3.76				134,802		3.77
Long-term borrowings
Advances from the FHLB			82,019		2.83				82,016		2.81
Subordinated borrowings			53,420		11.09				52,825		11.31
Total long-term borrowings			135,439		6.16				134,841		6.14
Total		$	215,717		5.20	%		$	269,643		4.93	%

Summary of Maturities of FHLB Advances


					Weighted Average
(in thousands, except rates)		Amount			Rate
2026		$	77,200		3.92	%
2027			56,014		2.91
2028			25,000		2.31
2029			—		—
2030			—		—
Thereafter			1,005		11.32
Total FHLB advances		$	159,219		3.36	%

Schedule of Subordinated Borrowing


		March 31, 2026						December 31, 2025
(in thousands)			Principal			Unamortized Discount and Debt Issuance Costs			Principal			Unamortized Discount and Debt Issuance Costs
NHTB Capital Trust II Variable Debentures		$	10,310		$	—		$	10,310		$	—
NHTB Capital Trust III Fixed Debentures			10,310			—			10,310			—
Subordinated Notes due 2029			20,000			—			20,000			—
Subordinated Notes due 2031			13,000			(200)			13,000			(795)
Total		$	53,620		$	(200)		$	53,620		$	(795)

Schedule of Repurchase Agreements


(in thousands)		March 31, 2026			December 31, 2025
Customer Repurchase Agreements
US Government-sponsored enterprises		$	3,078		$	4,802
Total		$	3,078		$	4,802