v3.26.1
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Cash and cash equivalents:    
Cash and due from banks $ 35,595 $ 44,947
Interest-earning deposits with other banks 46,620 35,890
Total cash and cash equivalents 82,215 80,837
Securities:    
Available-for-sale debt securities 597,977 597,424
Net securities 597,977 597,424
Federal Home Loan Bank stock 9,567 11,308
Loans held for sale 11,534 5,283
Total loans held for investment 3,585,248 3,605,859
Less: Allowance for credit losses (34,315) (34,052)
Net loans held for investment 3,550,933 3,571,807
Premises and equipment, net 58,914 58,188
Goodwill 141,819 141,819
Other intangible assets 15,824 16,407
Cash surrender value of bank-owned life insurance 89,817 96,250
Deferred tax assets, net 30,298 29,926
Other assets 87,330 74,642
Total assets 4,676,228 4,683,891
Deposits:    
Non-interest bearing demand 651,282 670,786
Interest-bearing demand 1,152,888 1,137,730
Savings 649,302 635,329
Money market 493,432 464,843
Time 920,811 912,594
Total deposits 3,867,715 3,821,282
Borrowings:    
Senior 162,297 216,818
Subordinated 53,420 52,825
Total borrowings 215,717 269,643
Other liabilities 54,859 60,425
Total liabilities 4,138,291 4,151,350
Shareholders' equity    
Capital stock, par value $2.00; authorized 30,000,000 shares; issued 17,734,817 shares; outstanding 16,742,104 shares and 16,702,063 shares at March 31, 2026 and December 31, 2025, respectively 35,470 35,470
Additional paid-in capital 233,670 233,335
Retained earnings 322,505 314,372
Accumulated other comprehensive loss (38,686) (35,409)
Less: 992,713 and 1,032,754 shares of treasury stock, at cost, at March 31, 2026 and December 31, 2025, respectively (15,022) (15,227)
Total shareholders' equity 537,937 532,541
Total liabilities and shareholders' equity $ 4,676,228 $ 4,683,891