v3.26.1
Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Operating revenues:    
Revenues $ 158,414 $ 107,979
Operating expenses:    
Provision for credit losses 26,586 10,603
Processing and servicing costs 9,560 6,987
Financial network and transaction costs 7,752 7,039
Advertising and activation costs 14,260 11,930
Compensation and benefits 27,590 27,251
Technology and infrastructure 3,395 2,726
Other operating expenses 9,705 6,294
Total operating expenses 98,848 72,830
Other (income) expenses:    
Interest income (824) (431)
Interest expense 1,729 1,758
Changes in fair value of earnout liabilities (3,190) (398)
Changes in fair value of public and private warrant liabilities (8,309) 352
Total other (income) expense, net (10,594) 1,281
Net income before provision for income taxes 70,160 33,868
Provision for income taxes 12,224 5,056
Net income $ 57,936 $ 28,812
Net income per share:    
Basic $ 4.31 $ 2.19
Diluted $ 4.02 $ 1.97
Weighted-average shares used to compute net income per share    
Basic 13,434,862 13,126,286
Diluted 14,399,635 14,646,526
Service based revenue, net [Member]    
Operating revenues:    
Revenues $ 147,587 $ 97,851
Transaction based revenue, net [Member]    
Operating revenues:    
Revenues $ 10,827 $ 10,128