| Summary of ExtraCash Receivables, Net |
Below is a detail of ExtraCash receivables, net as of March 31, 2026 (in thousands):
|
|
|
|
|
|
|
|
|
|
|
|
|
Days From Origination |
|
Gross ExtraCash Receivables |
|
|
Allowance for Credit Losses |
|
|
ExtraCash Receivables, Net |
|
1-10 |
|
$ |
210,249 |
|
|
$ |
(2,998 |
) |
|
$ |
207,251 |
|
11-30 |
|
|
74,119 |
|
|
|
(11,573 |
) |
|
|
62,546 |
|
31-60 |
|
|
13,504 |
|
|
|
(8,261 |
) |
|
|
5,243 |
|
61-90 |
|
|
9,574 |
|
|
|
(7,210 |
) |
|
|
2,364 |
|
91-120 |
|
|
9,731 |
|
|
|
(7,991 |
) |
|
|
1,740 |
|
Total |
|
$ |
317,177 |
|
|
$ |
(38,033 |
) |
|
$ |
279,144 |
|
Below is a detail of ExtraCash receivables, net as of December 31, 2025 (in thousands):
|
|
|
|
|
|
|
|
|
|
|
|
|
Days From Origination |
|
Gross ExtraCash Receivables |
|
|
Allowance for Credit Losses |
|
|
ExtraCash Receivables, Net |
|
1-10 |
|
$ |
242,091 |
|
|
$ |
(3,006 |
) |
|
$ |
239,085 |
|
11-30 |
|
|
56,897 |
|
|
|
(8,851 |
) |
|
|
48,046 |
|
31-60 |
|
|
13,093 |
|
|
|
(7,942 |
) |
|
|
5,151 |
|
61-90 |
|
|
11,893 |
|
|
|
(8,888 |
) |
|
|
3,005 |
|
91-120 |
|
|
10,974 |
|
|
|
(8,954 |
) |
|
|
2,020 |
|
Total |
|
$ |
334,948 |
|
|
$ |
(37,641 |
) |
|
$ |
297,307 |
|
|
| Summary of Allowance for Credit Losses |
The roll-forward of the allowance for credit losses is as follows (in thousands):
|
|
|
|
|
|
|
Opening allowance balance at January 1, 2026 |
|
|
|
$ |
37,641 |
|
Plus: provision for credit losses |
|
|
|
|
26,586 |
|
Plus: amounts recovered |
|
|
|
|
5,226 |
|
Less: amounts written-off |
|
|
|
|
(31,420 |
) |
Ending allowance balance at March 31, 2026 |
|
|
|
$ |
38,033 |
|
|
|
|
|
|
|
Opening allowance balance at January 1, 2025 |
|
|
|
$ |
22,703 |
|
Plus: provision for credit losses |
|
|
|
|
10,603 |
|
Plus: amounts recovered |
|
|
|
|
3,707 |
|
Less: amounts written-off |
|
|
|
|
(16,938 |
) |
Ending allowance balance at March 31, 2025 |
|
|
|
$ |
20,075 |
|
|