v3.26.1
Revenue - Schedule of Components of Interest Income and Fair Value Adjustments, Net (Details) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Disaggregation of Revenue [Line Items]    
Interest income [1],[2] $ 56,061 $ 40,568
Interest expense [1],[2] (10,370) (7,020)
Unrealized loss on loans, loan charge-offs, and other fair value adjustments, net (18,187) (21,326)
Fair value adjustments and realized gains on beneficial interests, net 13,134 17,665
Realized loss on sale of loans, net (9,487) (1,991)
Total fair value and other adjustments, net [1] (14,540) (5,652)
Total interest income, interest expense, and fair value adjustments, net 31,151 27,896
Variable Interest Entity, Primary Beneficiary    
Disaggregation of Revenue [Line Items]    
Interest income 2,668 5,112
Interest expense (1,158) (1,849)
Unrealized loss on loans, loan charge-offs, and other fair value adjustments, net (736) (3,780)
Total interest income, interest expense, and fair value adjustments, net $ 774 $ (517)
[1] Balances for the three months ended March 31, 2025 and 2026 include amounts related to the consolidated securitization. Refer to “Note 2. Revenue” for details.
[2] For the three months ended March 31, 2026, interest income and interest expense include dividend income earned on certain cash accounts and expense on convertible senior notes, respectively, which were previously included in other income, net. Refer to “Note 1. Description of Business and Significant Accounting Policies” for details.