v3.26.1
Balance Sheet Components (Tables)
 3 Months Ended
Mar. 31, 2026
Other Assets [Abstract]  
Schedule of Other Assets
Other assets consisted of the following:
December 31, 2025March 31, 2026
Receivables46,647 46,068 
Loan servicing assets (at fair value)(1)
40,941 45,437 
Prepaid expenses39,658 40,588 
Other assets17,379 12,844 
Intangible assets, net(2)
8,289 8,004 
Deposits5,057 1,620 
Total other assets$157,971 $154,561 
_________
(1)Refer to “Note 5. Fair Value Measurement” for further information.
(2)Refer to “Note 6. Goodwill and Intangible Assets” for further information.
Schedule of Property, Equipment, and Software
Property, equipment, and software, net consisted of the following:
December 31, 2025March 31, 2026
Internally developed software$95,923 $101,884 
Leasehold improvements15,519 18,134 
Computer and networking equipment6,358 6,484 
Furniture and fixtures4,795 5,306 
Total property, equipment, and software122,595 131,808 
Accumulated depreciation and amortization(78,421)(83,806)
Total property, equipment, and software, net$44,174 $48,002 
Schedule of Accrued Expenses and Other Liabilities
Accrued expenses and other liabilities consisted of the following:
December 31, 2025March 31, 2026
Accrued expenses$68,232 $58,865 
Accounts payable31,981 22,719 
Accrued payroll49,275 16,217 
Other liabilities6,788 10,929 
Loan servicing liabilities (at fair value)4,383 6,646 
Trailing fee liability (at fair value)5,761 5,980 
Beneficial interest liabilities (at fair value)5,075 3,235 
Total accrued expenses and other liabilities$171,495 $124,591