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  <xsd:element name="AggregateCashGainLossOnSaleOfMortgageLoansHeldForSaleNetOfCashHedgingResults" id="pfsi_AggregateCashGainLossOnSaleOfMortgageLoansHeldForSaleNetOfCashHedgingResults" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="MortgageLoansHeldForSaleGainLossDisclosureTableTextBlock" id="pfsi_MortgageLoansHeldForSaleGainLossDisclosureTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfMortgageLoansRepurchaseActivityTableTextBlock" id="pfsi_ScheduleOfMortgageLoansRepurchaseActivityTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RepresentationsAndWarrantiesLiabilityActivityDuringPeriodAbstract" id="pfsi_RepresentationsAndWarrantiesLiabilityActivityDuringPeriodAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetGainsOnMortgageLoansHeldForSaleAtFairValueMember" id="pfsi_NetGainsOnMortgageLoansHeldForSaleAtFairValueMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DerivativeNotionalAmountRollForward" id="pfsi_DerivativeNotionalAmountRollForward" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ServicingAdvancesMember" id="pfsi_ServicingAdvancesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NotesPayableAtPeriodEndAbstract" id="pfsi_NotesPayableAtPeriodEndAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfFairValueOptionChangesInFairValueGainLossTableTextBlock" id="pfsi_ScheduleOfFairValueOptionChangesInFairValueGainLossTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfFairValueOptionAggregateDifferenceOfFairValueAndUnpaidPrincipalBalanceOfLoansTableTextBlock" id="pfsi_ScheduleOfFairValueOptionAggregateDifferenceOfFairValueAndUnpaidPrincipalBalanceOfLoansTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfGainsLossesOnAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock" id="pfsi_ScheduleOfGainsLossesOnAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfAssumptionsForFairValueAtTheTimeOfInitialRecognitionOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTableTextBlock" id="pfsi_ScheduleOfAssumptionsForFairValueAtTheTimeOfInitialRecognitionOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfFairValueInputsAndSensitivityAnalysisOfFairValueAndAmortizedCostAdverseChangeInAssumptionsTableTextBlock" id="pfsi_ScheduleOfFairValueInputsAndSensitivityAnalysisOfFairValueAndAmortizedCostAdverseChangeInAssumptionsTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueOptionLoansHeldAsAssetsLessThan90DaysPastDue" id="pfsi_FairValueOptionLoansHeldAsAssetsLessThan90DaysPastDue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FairValueOptionLoansHeldAsAssetsPrincipalAmountDueUponMaturityAbstract" id="pfsi_FairValueOptionLoansHeldAsAssetsPrincipalAmountDueUponMaturityAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueOptionLoansHeldAsAssetsPrincipalAmountUponMaturityOfLessThan90DaysPastDue" id="pfsi_FairValueOptionLoansHeldAsAssetsPrincipalAmountUponMaturityOfLessThan90DaysPastDue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FairValueOptionLoansHeldAsAssetsLessThan90DaysPastDueAggregateDifference" id="pfsi_FairValueOptionLoansHeldAsAssetsLessThan90DaysPastDueAggregateDifference" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FairValueOptionLoansHeldAsAssetsPastDueAggregateDifference" id="pfsi_FairValueOptionLoansHeldAsAssetsPastDueAggregateDifference" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FairValueAssetsAndLiabilitiesMeasuredOnNonrecurringBasisGainLossIncludedInEarningsAbstract" id="pfsi_FairValueAssetsAndLiabilitiesMeasuredOnNonrecurringBasisGainLossIncludedInEarningsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOfOtherThan10Or20PercentAdverseChangeInPricingSpread" id="pfsi_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOfOtherThan10Or20PercentAdverseChangeInPricingSpread" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInPricingSpread" id="pfsi_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInPricingSpread" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInPricingSpread" id="pfsi_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInPricingSpread" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="AssumptionForFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesPerLoanCostOfServicing" id="pfsi_AssumptionForFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesPerLoanCostOfServicing" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOfOtherThan10Or20PercentAdverseChangeInCostOfServicing" id="pfsi_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOfOtherThan10Or20PercentAdverseChangeInCostOfServicing" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInCostOfServicing" id="pfsi_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInCostOfServicing" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInCostOfServicing" id="pfsi_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInCostOfServicing" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="CommitmentsToPurchaseAndFundMortgageLoans" id="pfsi_CommitmentsToPurchaseAndFundMortgageLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="RepresentationsAndWarrantiesLossesIncurred" id="pfsi_RepresentationsAndWarrantiesLossesIncurred" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfRelatedPartyTransactionsBaseManagementAndPerformanceIncentiveFeesEarnedTableTextBlock" id="pfsi_ScheduleOfRelatedPartyTransactionsBaseManagementAndPerformanceIncentiveFeesEarnedTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfRelatedPartyTransactionsMortgageLoanServicingFeesEarnedTableTextBlock" id="pfsi_ScheduleOfRelatedPartyTransactionsMortgageLoanServicingFeesEarnedTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfRelatedPartyTransactionsReimbursementOfExpensesTableTextBlock" id="pfsi_ScheduleOfRelatedPartyTransactionsReimbursementOfExpensesTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionsReimbursementExpensesAbstract" id="pfsi_RelatedPartyTransactionsReimbursementExpensesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionsReimbursementOfExpenses" id="pfsi_RelatedPartyTransactionsReimbursementOfExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="DueFromRelatedPartiesServicingFees" id="pfsi_DueFromRelatedPartiesServicingFees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DueFromRelatedPartiesAllocatedExpenses" id="pfsi_DueFromRelatedPartiesAllocatedExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="RelatedPartyTransactionsPaymentsAndSettlements" id="pfsi_RelatedPartyTransactionsPaymentsAndSettlements" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionBaseMortgageLoanServicingFees" id="pfsi_RelatedPartyTransactionBaseMortgageLoanServicingFees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionActivityBasedMortgageLoanServicingFees" id="pfsi_RelatedPartyTransactionActivityBasedMortgageLoanServicingFees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="LoanSalesAndServicingActivitiesAbstract" id="pfsi_LoanSalesAndServicingActivitiesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfLoanSalesAndServicingActivitiesTable" id="pfsi_ScheduleOfLoanSalesAndServicingActivitiesTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoanSalesAndServicingActivitiesLineItems" id="pfsi_LoanSalesAndServicingActivitiesLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AssumptionForFairValueUnpaidPrincipalBalanceOfUnderlyingLoans" id="pfsi_AssumptionForFairValueUnpaidPrincipalBalanceOfUnderlyingLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="AssumptionForFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesWeightedAverageServicingFeeRate" id="pfsi_AssumptionForFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesWeightedAverageServicingFeeRate" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RepurchasedLoansMember" id="pfsi_RepurchasedLoansMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PerformanceBasedRestrictedStockUnitsRSUMember" id="pfsi_PerformanceBasedRestrictedStockUnitsRSUMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TimeBasedRestrictedStockUnitsRSUMember" id="pfsi_TimeBasedRestrictedStockUnitsRSUMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetOtherFactorsIncludedInEarnings" id="pfsi_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetOtherFactorsIncludedInEarnings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="InterestExpenseNotesPayables" id="pfsi_InterestExpenseNotesPayables" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="MortgageServicingPortfolioContractServicingAndSubservicedMember" id="pfsi_MortgageServicingPortfolioContractServicingAndSubservicedMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfAmountOfTaxBenefits" id="pfsi_PercentageOfAmountOfTaxBenefits" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PayableUnderTaxReceivableAgreement" id="pfsi_PayableUnderTaxReceivableAgreement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="FairValueOfMortgageLoansHeldAsAssets90PlusDaysDelinquentNotInForeclosure" id="pfsi_FairValueOfMortgageLoansHeldAsAssets90PlusDaysDelinquentNotInForeclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FairValueOfMortgageLoansHeldAsAssets90PlusDaysDelinquentInForeclosure" id="pfsi_FairValueOfMortgageLoansHeldAsAssets90PlusDaysDelinquentInForeclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FairValueOptionLoansHeldAsAssets90PlusDaysPastDueNotInForeclosurePrincipalAmountDueUponMaturity" id="pfsi_FairValueOptionLoansHeldAsAssets90PlusDaysPastDueNotInForeclosurePrincipalAmountDueUponMaturity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FairValueOptionLoansHeldAsAssets90PlusDaysPastDueInForeclosurePrincipalAmountDueUponMaturity" id="pfsi_FairValueOptionLoansHeldAsAssets90PlusDaysPastDueInForeclosurePrincipalAmountDueUponMaturity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FairValueOptionLoansHeldAsAssets90PlusDaysPastDueNotInForeclosureAggregateDifference" id="pfsi_FairValueOptionLoansHeldAsAssets90PlusDaysPastDueNotInForeclosureAggregateDifference" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FairValueOptionLoansHeldAsAssets90PlusDaysPastDueInForeclosureAggregateDifference" id="pfsi_FairValueOptionLoansHeldAsAssets90PlusDaysPastDueInForeclosureAggregateDifference" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="PaymentsForPurchaseOfModifiedMortgageLoansHeldForSaleFromAgencies" id="pfsi_PaymentsForPurchaseOfModifiedMortgageLoansHeldForSaleFromAgencies" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PaymentForRepurchaseOfLoansSubjectToRepresentationsAndWarranties" id="pfsi_PaymentForRepurchaseOfLoansSubjectToRepresentationsAndWarranties" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="LateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssetsAbstract" id="pfsi_LateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssetsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LiabilityForLoansEligibleForRepurchase" id="pfsi_LiabilityForLoansEligibleForRepurchase" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="JumboLoanMember" id="pfsi_JumboLoanMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageBankingLendingSectorMember" id="pfsi_MortgageBankingLendingSectorMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageBankingServicingSectorMember" id="pfsi_MortgageBankingServicingSectorMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfRelatedPartyTransactionsInvestmentActivityTableTextBlock" id="pfsi_ScheduleOfRelatedPartyTransactionsInvestmentActivityTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageServicingRightsMSRsRecaptureRecognized" id="pfsi_MortgageServicingRightsMSRsRecaptureRecognized" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="MortgageLoansOnRealEstatePurchasedFromGinnieMaePoolsServicedByEntityMember" id="pfsi_MortgageLoansOnRealEstatePurchasedFromGinnieMaePoolsServicedByEntityMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RJOBrienMember" id="pfsi_RJOBrienMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageServicingLiabilitiesMember" id="pfsi_MortgageServicingLiabilitiesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageLoanParticipationAndSaleAgreementMember" id="pfsi_MortgageLoanParticipationAndSaleAgreementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InterestExpenseMortgageLoanParticipationAndSaleAgreement" id="pfsi_InterestExpenseMortgageLoanParticipationAndSaleAgreement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="InputsAbstract" id="pfsi_InputsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageLoanParticipationAndSaleAgreement" id="pfsi_MortgageLoanParticipationAndSaleAgreement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="PrepaymentSpeedAbstract" id="pfsi_PrepaymentSpeedAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PerLoanAnnualCostOfServicingAbstract" id="pfsi_PerLoanAnnualCostOfServicingAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageLendingAgreementMember" id="pfsi_MortgageLendingAgreementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FurnitureFixturesEquipmentAndBuildingImprovementsMember" id="pfsi_FurnitureFixturesEquipmentAndBuildingImprovementsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PennyMacLoanServicesLLCMember" id="pfsi_PennyMacLoanServicesLLCMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetChangesInInstrumentSpecificCreditRiskIncludedInEarnings" id="pfsi_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetChangesInInstrumentSpecificCreditRiskIncludedInEarnings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="MortgageServicingPortfolioNinetyDaysOrMoreDelinquentNotInForeclosureMortgageLoans" id="pfsi_MortgageServicingPortfolioNinetyDaysOrMoreDelinquentNotInForeclosureMortgageLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="MortgageServicingPortfolioNinetyDaysOrMoreDelinquentDueInForeclosureMortgageLoans" id="pfsi_MortgageServicingPortfolioNinetyDaysOrMoreDelinquentDueInForeclosureMortgageLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="ProvisionForServicingAdvanceLosses" id="pfsi_ProvisionForServicingAdvanceLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="GoldmanSachsMember" id="pfsi_GoldmanSachsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="JpMorganMember" id="pfsi_JpMorganMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="WellsFargoMember" id="pfsi_WellsFargoMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MarginDepositsMember" id="pfsi_MarginDepositsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CitibankNMember" id="pfsi_CitibankNMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageServicingPortfolioNinetyDaysOrMoreDelinquentDueForeclosedMortgageLoans" id="pfsi_MortgageServicingPortfolioNinetyDaysOrMoreDelinquentDueForeclosedMortgageLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="RelatedPartyTransactionServicingFeePerMonthForSeverelyDelinquentLoans" id="pfsi_RelatedPartyTransactionServicingFeePerMonthForSeverelyDelinquentLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionBaseServicingFeePerMonthForSubservicedFixedRateLoans" id="pfsi_RelatedPartyTransactionBaseServicingFeePerMonthForSubservicedFixedRateLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionBaseServicingFeePerMonthForSubservicedAdjustableRateLoans" id="pfsi_RelatedPartyTransactionBaseServicingFeePerMonthForSubservicedAdjustableRateLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionPercentageOfAffiliateEquityConsideredToCalculateBaseManagementFee" id="pfsi_RelatedPartyTransactionPercentageOfAffiliateEquityConsideredToCalculateBaseManagementFee" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionSpecifiedPercentageAppliedOnExcessOfCoreEarningsOnRollingQuarterBasisBeforeIncentiveFeeOverHurdleRateForPerformanceIncentiveFeeComputation" id="pfsi_RelatedPartyTransactionSpecifiedPercentageAppliedOnExcessOfCoreEarningsOnRollingQuarterBasisBeforeIncentiveFeeOverHurdleRateForPerformanceIncentiveFeeComputation" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionThresholdShareholdersEquityConsideredToCalculateBaseManagementFee" id="pfsi_RelatedPartyTransactionThresholdShareholdersEquityConsideredToCalculateBaseManagementFee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="RelatedPartyTransactionPercentageOfReturnOnAffiliateEquityConsideredToCalculatePerformanceIncentiveFee" id="pfsi_RelatedPartyTransactionPercentageOfReturnOnAffiliateEquityConsideredToCalculatePerformanceIncentiveFee" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionPercentageOfChangeInNetIncomeLossForPerformanceIncentiveFeeComputation" id="pfsi_RelatedPartyTransactionPercentageOfChangeInNetIncomeLossForPerformanceIncentiveFeeComputation" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionHighWatermarkForPerformanceIncentiveFeeComputation" id="pfsi_RelatedPartyTransactionHighWatermarkForPerformanceIncentiveFeeComputation" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionPercentageOfPerformanceIncentiveFeePayableByIssuanceOfCommonShares" id="pfsi_RelatedPartyTransactionPercentageOfPerformanceIncentiveFeePayableByIssuanceOfCommonShares" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GinnieMaeMortgageBackedSecuritiesGuideLoanMember" id="pfsi_GinnieMaeMortgageBackedSecuritiesGuideLoanMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageServicingRightsRecaptureAgreementMember" id="pfsi_MortgageServicingRightsRecaptureAgreementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DueToRelatedPartiesOtherExpenses" id="pfsi_DueToRelatedPartiesOtherExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="OtherMortgageLoansMember" id="pfsi_OtherMortgageLoansMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionMortgageLoanServicingFeePerLoan" id="pfsi_RelatedPartyTransactionMortgageLoanServicingFeePerLoan" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ServicingAdvancesNetValuationAllowance" id="pfsi_ServicingAdvancesNetValuationAllowance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="InterestExpenseMortgageLoanImpoundDeposits" id="pfsi_InterestExpenseMortgageLoanImpoundDeposits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="PutOptionOnInterestRateFuturesMember" id="pfsi_PutOptionOnInterestRateFuturesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CallOptionOnInterestRateFuturesMember" id="pfsi_CallOptionOnInterestRateFuturesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageLoansSubjectToRepresentationsAndWarrantiesUnpaidBalance" id="pfsi_MortgageLoansSubjectToRepresentationsAndWarrantiesUnpaidBalance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="PaymentOfTaxLiabilityUnderTaxReceivableAgreement" id="pfsi_PaymentOfTaxLiabilityUnderTaxReceivableAgreement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="PayableUnderTaxReceivableAgreementPayments" id="pfsi_PayableUnderTaxReceivableAgreementPayments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransferToMortgageLoansHeldForSaleDueToLoanFundingOrPurchase" id="pfsi_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransferToMortgageLoansHeldForSaleDueToLoanFundingOrPurchase" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ServicingFeesNetMember" id="pfsi_ServicingFeesNetMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ServicingAssetAtFairValueAmountMember" id="pfsi_ServicingAssetAtFairValueAmountMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IssuanceOfMortgageLoanParticipationCertificates" id="pfsi_IssuanceOfMortgageLoanParticipationCertificates" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="CapitalizationOfInterestOnMortgageLoansHeldForSaleAtFairValue" id="pfsi_CapitalizationOfInterestOnMortgageLoansHeldForSaleAtFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="AmendedAndRestatedLoanAndSecurityAgreementMember" id="pfsi_AmendedAndRestatedLoanAndSecurityAgreementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionsTaxServiceFeeReceivable" id="pfsi_RelatedPartyTransactionsTaxServiceFeeReceivable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="CommonOverheadIncurredMember" id="pfsi_CommonOverheadIncurredMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ExpensesIncurredMember" id="pfsi_ExpensesIncurredMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MsrAndPoolCharacteristicsAbstract" id="pfsi_MsrAndPoolCharacteristicsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PricingSpreadAbstract" id="pfsi_PricingSpreadAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NomuraMember" id="pfsi_NomuraMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InterestRateLockCommitmentsAndMortgageLoansHeldForSaleMember" id="pfsi_InterestRateLockCommitmentsAndMortgageLoansHeldForSaleMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageLoanParticipationAndSaleAgreementUnpaidPrincipalBalance" id="pfsi_MortgageLoanParticipationAndSaleAgreementUnpaidPrincipalBalance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="RevenuesBeforeNonSegmentActivities" id="pfsi_RevenuesBeforeNonSegmentActivities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="InterestExpenseBeforeNonSegmentActivities" id="pfsi_InterestExpenseBeforeNonSegmentActivities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="InterestIncomeExpenseNetBeforeNonSegmentActivities" id="pfsi_InterestIncomeExpenseNetBeforeNonSegmentActivities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="BNPParibasMember" id="pfsi_BNPParibasMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionBaseServicingFeePerMonthForRealEstateInSettlementOfLoans" id="pfsi_RelatedPartyTransactionBaseServicingFeePerMonthForRealEstateInSettlementOfLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="Liquidity" id="pfsi_Liquidity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="MinimumLiquidityRequiredForCompliance" id="pfsi_MinimumLiquidityRequiredForCompliance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="FannieMaeFreddieMacMember" id="pfsi_FannieMaeFreddieMacMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAntidilutiveExcludedFromComputationOfEarningsPerShareAmountWeightedAverageExercisePrice" id="pfsi_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAntidilutiveExcludedFromComputationOfEarningsPerShareAmountWeightedAverageExercisePrice" type="dtr-types:perShareItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="BarclaysBankPlcMember" id="pfsi_BarclaysBankPlcMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AssetsSoldUnderAgreementsToRepurchaseUnpaidPrincipalBalance" id="pfsi_AssetsSoldUnderAgreementsToRepurchaseUnpaidPrincipalBalance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="CondensedOtherIncome" id="pfsi_CondensedOtherIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="DueFromRelatedPartiesCorrespondentLendingOriginationFees" id="pfsi_DueFromRelatedPartiesCorrespondentLendingOriginationFees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="UnpaidBalanceMortgageLoansSoldWithContinuingInvolvementDelinquentNinetyDaysOrMoreNotInForeclosure" id="pfsi_UnpaidBalanceMortgageLoansSoldWithContinuingInvolvementDelinquentNinetyDaysOrMoreNotInForeclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="UnpaidBalanceMortgageLoansSoldWithContinuingInvolvementDelinquentNinetyDaysOrMoreInForeclosure" id="pfsi_UnpaidBalanceMortgageLoansSoldWithContinuingInvolvementDelinquentNinetyDaysOrMoreInForeclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="UnpaidBalanceMortgageLoansSoldWithContinuingInvolvementDelinquentNinetyDaysOrMoreForeclosed" id="pfsi_UnpaidBalanceMortgageLoansSoldWithContinuingInvolvementDelinquentNinetyDaysOrMoreForeclosed" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="RoyalBankOfCanadaMember" id="pfsi_RoyalBankOfCanadaMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RealEstateAcquiredInSettlementOfLoansMeasuredAtFairValueDuringPeriod" id="pfsi_RealEstateAcquiredInSettlementOfLoansMeasuredAtFairValueDuringPeriod" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisGainLossFromRealEstateAcquiredInSettlementOfLoans" id="pfsi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisGainLossFromRealEstateAcquiredInSettlementOfLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="InterestIncomeCustodialFunds" id="pfsi_InterestIncomeCustodialFunds" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="NotesPayableUnpaidPrincipalBalance" id="pfsi_NotesPayableUnpaidPrincipalBalance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="MortgageLoansMember" id="pfsi_MortgageLoansMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageLoansAcquiredAndHeldForSaleMember" id="pfsi_MortgageLoansAcquiredAndHeldForSaleMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="BaseManagementFeeCalculationTrancheOneMember" id="pfsi_BaseManagementFeeCalculationTrancheOneMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="BaseManagementFeeCalculationTrancheTwoMember" id="pfsi_BaseManagementFeeCalculationTrancheTwoMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="BaseManagementFeeCalculationTrancheThreeMember" id="pfsi_BaseManagementFeeCalculationTrancheThreeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PerformanceIncentiveFeeCalculationTrancheOneMember" id="pfsi_PerformanceIncentiveFeeCalculationTrancheOneMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PerformanceIncentiveFeeCalculationTrancheTwoMember" id="pfsi_PerformanceIncentiveFeeCalculationTrancheTwoMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PerformanceIncentiveFeeCalculationTrancheThreeMember" id="pfsi_PerformanceIncentiveFeeCalculationTrancheThreeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ProvisionsForRepresentationsAndWarrantiesLossesPursuantToMortgageLoanSales" id="pfsi_ProvisionsForRepresentationsAndWarrantiesLossesPursuantToMortgageLoanSales" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ProvisionsForRepresentationsAndWarrantiesLossesAdjustmentToPreviouslyRecordedAmountChangeInEstimate" id="pfsi_ProvisionsForRepresentationsAndWarrantiesLossesAdjustmentToPreviouslyRecordedAmountChangeInEstimate" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionAgreementTermAutomaticRenewalPeriod" id="pfsi_RelatedPartyTransactionAgreementTermAutomaticRenewalPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageLoanServicingAgreementMember" id="pfsi_MortgageLoanServicingAgreementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FederalNationalMortgageAssociationMember" id="pfsi_FederalNationalMortgageAssociationMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="UnpaidBalanceMortgageLoansSoldWithContinuingInvolvementBankruptcy" id="pfsi_UnpaidBalanceMortgageLoansSoldWithContinuingInvolvementBankruptcy" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="MortgageServicingPortfolioLoansManagedAndSecuritizedBankruptcy" id="pfsi_MortgageServicingPortfolioLoansManagedAndSecuritizedBankruptcy" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="TangibleNetWorthTotalAssetsRatioActual" id="pfsi_TangibleNetWorthTotalAssetsRatioActual" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="TangibleNetWorthTotalAssetsRatioRequirement" id="pfsi_TangibleNetWorthTotalAssetsRatioRequirement" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="LineOfCreditFacilityRemainingBorrowingCapacityUncommitted" id="pfsi_LineOfCreditFacilityRemainingBorrowingCapacityUncommitted" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LineOfCreditFacilityRemainingBorrowingCapacityCommitted" id="pfsi_LineOfCreditFacilityRemainingBorrowingCapacityCommitted" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="InterestExpenseShortfallOnRepayments" id="pfsi_InterestExpenseShortfallOnRepayments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ReceiptOfMortgageServicingRightsAccrualOfMortgageServicingLiabilitiesNetAsProceedsFromSalesOfLoans" id="pfsi_ReceiptOfMortgageServicingRightsAccrualOfMortgageServicingLiabilitiesNetAsProceedsFromSalesOfLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="MaturityOver180DaysToOneYearMember" id="pfsi_MaturityOver180DaysToOneYearMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfSaleOfLoansBetweenCompanyAndTransfereesUponSaleOfMortgageLoansInTransactionsTableTextBlock" id="pfsi_ScheduleOfSaleOfLoansBetweenCompanyAndTransfereesUponSaleOfMortgageLoansInTransactionsTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSalesAndRepayments" id="pfsi_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSalesAndRepayments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="MortgageLoanParticipationAndSaleAgreements" id="pfsi_MortgageLoanParticipationAndSaleAgreements" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfCompensationCostAndGrantDateFairValueAndGrantedAndVestedUnitsForShareBasedPaymentArrangementsByTypeTableTextBlock" id="pfsi_ScheduleOfCompensationCostAndGrantDateFairValueAndGrantedAndVestedUnitsForShareBasedPaymentArrangementsByTypeTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodTotalFairValue" id="pfsi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodTotalFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOptionsGrantsInPeriodTotalFairValue" id="pfsi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOptionsGrantsInPeriodTotalFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOptionsAndEquityInstrumentsOtherThanOptionsGrantsInPeriodTotalFairValue" id="pfsi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOptionsAndEquityInstrumentsOtherThanOptionsGrantsInPeriodTotalFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionsUnpaidPrincipalBalanceOfLoansFulfilled" id="pfsi_RelatedPartyTransactionsUnpaidPrincipalBalanceOfLoansFulfilled" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionsUnpaidPrincipalBalanceOfLoansPurchased" id="pfsi_RelatedPartyTransactionsUnpaidPrincipalBalanceOfLoansPurchased" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PrincipalAmountOutstandingOfLoansServicedForOthersOriginatedServicing" id="pfsi_PrincipalAmountOutstandingOfLoansServicedForOthersOriginatedServicing" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="PrincipalAmountOutstandingOfLoansServicedForOthersPurchasedServicing" id="pfsi_PrincipalAmountOutstandingOfLoansServicedForOthersPurchasedServicing" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="GainLossOnSalesOfLoansFromAffiliates" id="pfsi_GainLossOnSalesOfLoansFromAffiliates" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="BasisOfPresentationAbstract" id="pfsi_BasisOfPresentationAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetGainsFromSaleOfMortgageLoansToRelatedParty" id="pfsi_NetGainsFromSaleOfMortgageLoansToRelatedParty" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ServicingAssetAdditionsFromLoanSales" id="pfsi_ServicingAssetAdditionsFromLoanSales" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="PrincipalAmountOfLoansServicedForAffiliates" id="pfsi_PrincipalAmountOfLoansServicedForAffiliates" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="PrincipalAmountOfLoansServicedForNonaffiliates" id="pfsi_PrincipalAmountOfLoansServicedForNonaffiliates" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="OccupancyAndEquipment" id="pfsi_OccupancyAndEquipment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="MaturityOver90DaysTo180DaysMember" id="pfsi_MaturityOver90DaysTo180DaysMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="BankingFeesAndCommissionAbstract" id="pfsi_BankingFeesAndCommissionAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ManagementFeeRevenueAbstract" id="pfsi_ManagementFeeRevenueAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ManagementFeeBaseRevenue" id="pfsi_ManagementFeeBaseRevenue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ManagementFeeRevenue" id="pfsi_ManagementFeeRevenue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ServicingFee" id="pfsi_ServicingFee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ServicingFeeNet" id="pfsi_ServicingFeeNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="MeasurementInputConstantPrepaymentAndResaleRateMember" id="pfsi_MeasurementInputConstantPrepaymentAndResaleRateMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MeasurementInputTwelveMonthProjectedHousingPriceIndexChangeMember" id="pfsi_MeasurementInputTwelveMonthProjectedHousingPriceIndexChangeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MeasurementInputPullThroughRateMember" id="pfsi_MeasurementInputPullThroughRateMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MeasurementInputMortgageServicingRightsValueExpressedAsServicingFeeMultipleMember" id="pfsi_MeasurementInputMortgageServicingRightsValueExpressedAsServicingFeeMultipleMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MeasurementInputPercentageOfUnpaidPrincipalBalanceMember" id="pfsi_MeasurementInputPercentageOfUnpaidPrincipalBalanceMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MeasurementInputPricingSpreadMember" id="pfsi_MeasurementInputPricingSpreadMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MeasurementInputAnnualTotalPrepaymentSpeedMember" id="pfsi_MeasurementInputAnnualTotalPrepaymentSpeedMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MeasurementInputLifeOfLoanMember" id="pfsi_MeasurementInputLifeOfLoanMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DebtSecuritiesAvailableForSaleMeasurementInputs" id="pfsi_DebtSecuritiesAvailableForSaleMeasurementInputs" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CompensationExpenseIncurredMember" id="pfsi_CompensationExpenseIncurredMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MaturityOverOneYearToTwoYearsMember" id="pfsi_MaturityOverOneYearToTwoYearsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisedNumberOfShares" id="pfsi_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisedNumberOfShares" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesAndIssuancesNet" id="pfsi_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesAndIssuancesNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="MortgageServicingRightsAtTimeOfInitialRecognitionExcludingMortgageServicingRightPurchasesMember" id="pfsi_MortgageServicingRightsAtTimeOfInitialRecognitionExcludingMortgageServicingRightPurchasesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RepurchaseOfAssetsSoldUnderAgreementsToRepurchase" id="pfsi_RepurchaseOfAssetsSoldUnderAgreementsToRepurchase" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="RepaymentOfMortgageLoanParticipationCertificates" id="pfsi_RepaymentOfMortgageLoanParticipationCertificates" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ServicingAssetUnpaidPrincipalBalanceOfUnderlyingLoans" id="pfsi_ServicingAssetUnpaidPrincipalBalanceOfUnderlyingLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="ServicingAssetWeightedAverageNoteRate" id="pfsi_ServicingAssetWeightedAverageNoteRate" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ServicingAssetWeightedAverageServiceFeeRate" id="pfsi_ServicingAssetWeightedAverageServiceFeeRate" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ServicingLiabilityUnpaidPrincipalBalanceOfUnderlyingLoans" id="pfsi_ServicingLiabilityUnpaidPrincipalBalanceOfUnderlyingLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="ServicingLiabilityServicingFeeRateOfUnderlyingLoans" id="pfsi_ServicingLiabilityServicingFeeRateOfUnderlyingLoans" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MarginDepositAssetsLiabilities" id="pfsi_MarginDepositAssetsLiabilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="MortgageLoanCollectionAndLiquidationExpenses" id="pfsi_MortgageLoanCollectionAndLiquidationExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="MizuhoSecuritiesMember" id="pfsi_MizuhoSecuritiesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfCarryingValueAndFairValueOfDebtTableTextBlock" id="pfsi_ScheduleOfCarryingValueAndFairValueOfDebtTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PaymentsToPurchaseLoansHeldForSaleFromNonaffiliates" id="pfsi_PaymentsToPurchaseLoansHeldForSaleFromNonaffiliates" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisCapitalizationOfInterestAndAdvance" id="pfsi_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisCapitalizationOfInterestAndAdvance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="AdjustedNetWorthTotalAssetsRatioActual" id="pfsi_AdjustedNetWorthTotalAssetsRatioActual" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="AdjustedNetWorthTotalAssetsRatioRequirement" id="pfsi_AdjustedNetWorthTotalAssetsRatioRequirement" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="DebtInstrumentUnamortizedPremiumAndDebtIssuanceCostsNet" id="pfsi_DebtInstrumentUnamortizedPremiumAndDebtIssuanceCostsNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="ScheduleOfTermNotesTableTextBlock" id="pfsi_ScheduleOfTermNotesTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherAssetsCarryingValueAbstract" id="pfsi_OtherAssetsCarryingValueAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfFairMarketValue" id="pfsi_PercentageOfFairMarketValue" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfRecaptureRate" id="pfsi_PercentageOfRecaptureRate" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TargetRecaptureRate" id="pfsi_TargetRecaptureRate" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ThresholdLimitOfLoanCommitmentPerQuarter" id="pfsi_ThresholdLimitOfLoanCommitmentPerQuarter" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="MaximumMultiplyingFactorForEachPullThroughAdjustedLoanCommitment" id="pfsi_MaximumMultiplyingFactorForEachPullThroughAdjustedLoanCommitment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="MultiplyingFactorForEachPullThroughAdjustedLoanCommitmentInExcessOfThresholdLimitPerQuarter" id="pfsi_MultiplyingFactorForEachPullThroughAdjustedLoanCommitmentInExcessOfThresholdLimitPerQuarter" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="MultiplyingFactorForNumberOfPurchasedLoans" id="pfsi_MultiplyingFactorForNumberOfPurchasedLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="MultiplyingFactorForNumberOfPurchasedLoansInExcessOfThresholdLimitPerQuarter" id="pfsi_MultiplyingFactorForNumberOfPurchasedLoansInExcessOfThresholdLimitPerQuarter" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LoansEligibleForRepurchases" id="pfsi_LoansEligibleForRepurchases" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="SaleOfAssetsUnderAgreementsToRepurchase" id="pfsi_SaleOfAssetsUnderAgreementsToRepurchase" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionsSourcingFeesPercentage" id="pfsi_RelatedPartyTransactionsSourcingFeesPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NonCashMortgageServicingRightsMSRAmortizationImpairmentFairValueChange" id="pfsi_NonCashMortgageServicingRightsMSRAmortizationImpairmentFairValueChange" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="SeniorNotesPayableDue2025Member" id="pfsi_SeniorNotesPayableDue2025Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="UnsecuredSeniorNotes" id="pfsi_UnsecuredSeniorNotes" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="MortgagesBankingMember" id="pfsi_MortgagesBankingMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfUnsecuredDebtTableTextBlock" id="pfsi_ScheduleOfUnsecuredDebtTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="JpMorganChaseBankMember" id="pfsi_JpMorganChaseBankMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InterestExpenseUnsecuredSeniorNotes" id="pfsi_InterestExpenseUnsecuredSeniorNotes" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ThresholdLimitOfLoanPerQuarter" id="pfsi_ThresholdLimitOfLoanPerQuarter" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LongtermDebtAverageOutstandingAmount" id="pfsi_LongtermDebtAverageOutstandingAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfUnsecuredNotesIssuedTableTextBlock" id="pfsi_ScheduleOfUnsecuredNotesIssuedTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SeniorNotesPayableDueFebruary2029Member" id="pfsi_SeniorNotesPayableDueFebruary2029Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ServicingFeesReceivableNet" id="pfsi_ServicingFeesReceivableNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="SeniorNotesPayableDueSeptember2031Member" id="pfsi_SeniorNotesPayableDueSeptember2031Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="UnpaidPrincipalBalanceOfUnderlyingLoan" id="pfsi_UnpaidPrincipalBalanceOfUnderlyingLoan" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="NonAffiliatesMember" id="pfsi_NonAffiliatesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherCounterpartiesMember" id="pfsi_OtherCounterpartiesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisTransferToRealEstateAcquiredInSettlementOfLoans" id="pfsi_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisTransferToRealEstateAcquiredInSettlementOfLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="OtherServicingReceivables" id="pfsi_OtherServicingReceivables" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="MortgagesHeldForSaleFairValueDisclosureNet" id="pfsi_MortgagesHeldForSaleFairValueDisclosureNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="TermLoanNotesPayableMember" id="pfsi_TermLoanNotesPayableMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PaymentsToPurchaseLoansHeldForSaleAffiliates" id="pfsi_PaymentsToPurchaseLoansHeldForSaleAffiliates" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ProceedsFromSaleOfLoansHeldForSaleNonAffiliates" id="pfsi_ProceedsFromSaleOfLoansHeldForSaleNonAffiliates" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="IncreaseDecreaseInMarginDepositsOutstandingInvestingActivities" id="pfsi_IncreaseDecreaseInMarginDepositsOutstandingInvestingActivities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="NotesPayableTermLoan2023Gt1Member" id="pfsi_NotesPayableTermLoan2023Gt1Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AtlasSecuritizedProductsLPMember" id="pfsi_AtlasSecuritizedProductsLPMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CumulativeCommonStockRepurchaseTransactionsFees" id="pfsi_CumulativeCommonStockRepurchaseTransactionsFees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="TermNotesAndTermLoansMember" id="pfsi_TermNotesAndTermLoansMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ClosedEndSecondMember" id="pfsi_ClosedEndSecondMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionsUnpaidPrincipalBalanceOfLoansPurchasedGovernmentGuaranteedOrInsured" id="pfsi_RelatedPartyTransactionsUnpaidPrincipalBalanceOfLoansPurchasedGovernmentGuaranteedOrInsured" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionsUnpaidPrincipalBalanceOfLoansPurchasedConventionalConforming" id="pfsi_RelatedPartyTransactionsUnpaidPrincipalBalanceOfLoansPurchasedConventionalConforming" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="DueToRelatedPartyCurrentAndNoncurrentAbstract" id="pfsi_DueToRelatedPartyCurrentAndNoncurrentAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DueFromRelatedPartyUnclassifiedAbstract" id="pfsi_DueFromRelatedPartyUnclassifiedAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AtlasSecuritizedProductsLPAndCitibankNaAndGoldmanSachsMember" id="pfsi_AtlasSecuritizedProductsLPAndCitibankNaAndGoldmanSachsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfBorrowingFacilitiesSecuredByLoansHeldForSale" id="pfsi_NumberOfBorrowingFacilitiesSecuredByLoansHeldForSale" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="SeniorNotesPayableDueDecember2029Member" id="pfsi_SeniorNotesPayableDueDecember2029Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NotesPayableTermLoan2023Gt2Member" id="pfsi_NotesPayableTermLoan2023Gt2Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NotesPayableTermLoan2024Gt1Member" id="pfsi_NotesPayableTermLoan2024Gt1Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageBackedAssetSecuritiesAtFairValuePledgedToCreditors" id="pfsi_MortgageBackedAssetSecuritiesAtFairValuePledgedToCreditors" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="MortgageBackedAssetSecuritiesDisclosureTextBlock" id="pfsi_MortgageBackedAssetSecuritiesDisclosureTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageBackedSecuritiesAbstract" id="pfsi_MortgageBackedSecuritiesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="VariableInterestEntityDisclosureAbstract" id="pfsi_VariableInterestEntityDisclosureAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageBackedAssetSecuritiesDisclosureTableTextBlock" id="pfsi_MortgageBackedAssetSecuritiesDisclosureTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageBackedAssetSecuritiesPrincipalAmount" id="pfsi_MortgageBackedAssetSecuritiesPrincipalAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="MortgageBackedAssetSecuritiesUnearnedDiscounts" id="pfsi_MortgageBackedAssetSecuritiesUnearnedDiscounts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="MortgageBackedAssetSecuritiesCumulativeValueChanges" id="pfsi_MortgageBackedAssetSecuritiesCumulativeValueChanges" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="MortgageBackedAssetSecuritiesContractualTerm" id="pfsi_MortgageBackedAssetSecuritiesContractualTerm" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AccrualOfUnearnedDiscountsOnMortgageBackedSecurities" id="pfsi_AccrualOfUnearnedDiscountsOnMortgageBackedSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="RepaymentOfPrincipalOnlyStrippedMortgageBackedSecurities" id="pfsi_RepaymentOfPrincipalOnlyStrippedMortgageBackedSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="SantanderUsCapitalMarketsLlcMember" id="pfsi_SantanderUsCapitalMarketsLlcMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PrincipalOnlyStripsMember" id="pfsi_PrincipalOnlyStripsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PrincipalOnlyStrippedMbs" id="pfsi_PrincipalOnlyStrippedMbs" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="SeniorNotesPayableDueNovember2030Member" id="pfsi_SeniorNotesPayableDueNovember2030Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PrincipalAmountOutstandingOfLoansServicedForOthersSubservicedServicing" id="pfsi_PrincipalAmountOutstandingOfLoansServicedForOthersSubservicedServicing" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="BankOfMontrealMember" id="pfsi_BankOfMontrealMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EllingtonManagementMember" id="pfsi_EllingtonManagementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NotesPayableOtherPayablesMaturity2024Member" id="pfsi_NotesPayableOtherPayablesMaturity2024Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionsUnpaidPrincipalBalanceOfLoansSold" id="pfsi_RelatedPartyTransactionsUnpaidPrincipalBalanceOfLoansSold" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionsUnpaidPrincipalBalanceOfLoansRecaptured" id="pfsi_RelatedPartyTransactionsUnpaidPrincipalBalanceOfLoansRecaptured" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="NumberOfLenders" id="pfsi_NumberOfLenders" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RiskBasedCapital" id="pfsi_RiskBasedCapital" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="MinimumRiskBasedCapitalRequiredForCompliance" id="pfsi_MinimumRiskBasedCapitalRequiredForCompliance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="RecaptureRateUpto30PercentageMember" id="pfsi_RecaptureRateUpto30PercentageMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RecaptureRateInExcessOf30PercentageAndUpto50PercentageMember" id="pfsi_RecaptureRateInExcessOf30PercentageAndUpto50PercentageMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RecaptureRateInExcessOf50PercentageMember" id="pfsi_RecaptureRateInExcessOf50PercentageMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherCommunicationsAndInformationTechnology" id="pfsi_OtherCommunicationsAndInformationTechnology" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="OccupancyAndEquipmentAbstract" id="pfsi_OccupancyAndEquipmentAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherOccupancyAndEquipment" id="pfsi_OtherOccupancyAndEquipment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="OperatingLeaseCostIncludedInOccupancyAndEquipmentExpense" id="pfsi_OperatingLeaseCostIncludedInOccupancyAndEquipmentExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="CorporateAndReconcilingItemsMember" id="pfsi_CorporateAndReconcilingItemsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AverageShareholdersEquityUsedToCalculateBaseManagementFees" id="pfsi_AverageShareholdersEquityUsedToCalculateBaseManagementFees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="MortgageBackedAssetSecuritiesAtFairValuePledgedToCreditorsRepayments" id="pfsi_MortgageBackedAssetSecuritiesAtFairValuePledgedToCreditorsRepayments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="MortgageBackedAssetSecuritiesAtFairValuePledgedToCreditorsAmortizationOfPurchaseDiscounts" id="pfsi_MortgageBackedAssetSecuritiesAtFairValuePledgedToCreditorsAmortizationOfPurchaseDiscounts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="MortgageBackedAssetSecuritiesAtFairValuePledgedToCreditorsChangesInFairValue" id="pfsi_MortgageBackedAssetSecuritiesAtFairValuePledgedToCreditorsChangesInFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="SeniorNotesPayableDueFebruary2033Member" id="pfsi_SeniorNotesPayableDueFebruary2033Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DerivativeLiabilitiesToRelatedParty" id="pfsi_DerivativeLiabilitiesToRelatedParty" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="MortgageBackedAssetSecuritiesValueChanges" id="pfsi_MortgageBackedAssetSecuritiesValueChanges" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="MizuhoBankLtdMember" id="pfsi_MizuhoBankLtdMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="NomuraCorporateFundingAmericasMember" id="pfsi_NomuraCorporateFundingAmericasMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="SeniorNotesPayableDueMay2032Member" id="pfsi_SeniorNotesPayableDueMay2032Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="NotesPayableTermLoan2025Gt1Member" id="pfsi_NotesPayableTermLoan2025Gt1Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="SeniorNotesPayableDueFebruary2034Member" id="pfsi_SeniorNotesPayableDueFebruary2034Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="DerivativeAssetsToRelatedParty" id="pfsi_DerivativeAssetsToRelatedParty" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="ProceedsFromSaleOfMortgageServicingRightsMsrRelatedParty" id="pfsi_ProceedsFromSaleOfMortgageServicingRightsMsrRelatedParty" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="ServicingAssetAtFairValueDisposalsRelatedParty" id="pfsi_ServicingAssetAtFairValueDisposalsRelatedParty" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="ScheduleOfLiabilityForLossesUnderRepresentationsAndWarrantiesTable" id="pfsi_ScheduleOfLiabilityForLossesUnderRepresentationsAndWarrantiesTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="LiabilityForLossesUnderRepresentationsAndWarrantiesLineItem" id="pfsi_LiabilityForLossesUnderRepresentationsAndWarrantiesLineItem" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="SubservicingFee" id="pfsi_SubservicingFee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="SubservicingAndServicingFeeNet" id="pfsi_SubservicingAndServicingFeeNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="PrincipalAmountOutstandingOfLoansServicedForOthersSubservicedServicingButNotTransferredToPurchaser" id="pfsi_PrincipalAmountOutstandingOfLoansServicedForOthersSubservicedServicingButNotTransferredToPurchaser" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="NonQualifiedMortgageMember" id="pfsi_NonQualifiedMortgageMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="CenlarCapitalCorporationSubservicingBusinessMember" id="pfsi_CenlarCapitalCorporationSubservicingBusinessMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="AssetAcquisitionContingentConsiderationLiabilityPeriod" id="pfsi_AssetAcquisitionContingentConsiderationLiabilityPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="NumberOfAssetAcquisitionInstitutionalClients" id="pfsi_NumberOfAssetAcquisitionInstitutionalClients" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="O2026Q2DividendsMember" id="pfsi_O2026Q2DividendsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="NetInterestExpenseMember" id="pfsi_NetInterestExpenseMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="GregHendryMember" id="pfsi_GregHendryMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="UnexercisedStockOptionsMember" id="pfsi_UnexercisedStockOptionsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="AdjustmentToSalesOfMortgageServicingRights" id="pfsi_AdjustmentToSalesOfMortgageServicingRights" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
</xsd:schema>
