Exhibit 99.3

 

 

Exception Grades

Run Date - 4/30/2026 4:14:41 PM

 

SitusAMC Loan ID Customer Loan ID Seller Loan ID Investor Loan Number Loan Exception ID Exception ID Exception Date Exception Type Exception Category Exception Subcategory 15E Category Exception Exception Detail Exception Information Compensating Factors Compensating Factor Information Applying Party Follow-up Comments Cleared Date Cured Date Waived Date Exception Level Grade DBRS Initial Exception Rating DBRS Final Exception Rating Fitch Initial Exception Rating Fitch Final Exception Rating Kroll Initial Exception Rating Kroll Final Exception Rating Moody's Initial Exception Rating Moody's Final Exception Rating S&P Initial Exception Rating S&P Final Exception Rating Note Date Property State Occupancy Purpose Exception Remediation Overall
Initial Loan Grade		 Overall
Final Loan Grade		 Credit
Initial Loan Grade		 Credit
Final Loan Grade		 Compliance
Initial Loan Grade		 Compliance
Final Loan Grade		 Property
Initial Loan Grade		 Property
Final Loan Grade		 Originator QM ATR Status TPR QM ATR Status Is Curable
[redacted] RCKT2026CES53574 [redacted]   36374392     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53574 [redacted]   36374393     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51113 [redacted]   36374397     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-12): seller accepts; no change to grading.
     03/12/2026 2 B B B B B B B B B B   CO Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES51113 [redacted]   36374398     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51113 [redacted]   36374399     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51113 [redacted]   36374400     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A A A     B B   CO Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55222 [redacted]   36374401     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55222 [redacted]   36374402     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51745 [redacted]   36374405     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51745 [redacted]   36374406     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51745 [redacted]   36374407     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58050 [redacted]   36374411     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   MT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58050 [redacted]   36374412     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   MT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58050 [redacted]   36374413     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A A A     B B   MT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55761 [redacted]   36374415     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55761 [redacted]   36374416     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55761 [redacted]   36374417     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54513 [redacted]   36374419     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54513 [redacted]   36374420     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54513 [redacted]   36374421     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A A A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51957 [redacted]   36374424     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51957 [redacted]   36374425     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51957 [redacted]   36374426     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A A A     B B   KY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53795 [redacted]   36374429     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53795 [redacted]   36374430     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55801 [redacted]   36374432     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55801 [redacted]   36374433     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57076 [redacted]   36374438     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57076 [redacted]   36374439     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54092 [redacted]   36374440     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54092 [redacted]   36374441     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57598 [redacted]   36374445     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   B B B B A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57598 [redacted]   36374446     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   B B B B A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57598 [redacted]   36374447     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   SC Primary Refinance - Cash-out - Other   B B B B A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57598 [redacted]   36374450     Credit Title General Title Title Policy Coverage is less than Original Loan Amount.           Buyer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 B B B B B B B B B B   SC Primary Refinance - Cash-out - Other   B B B B A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55687 [redacted]   36374453     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55687 [redacted]   36374454     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55687 [redacted]   36374455     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58277 [redacted]   36374458     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58277 [redacted]   36374459     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58277 [redacted]   36374461     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES56734 [redacted]   36374462     Compliance Compliance Federal Compliance Federal HPML Federal HPML 2014 Compliant Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Compliant Higher Priced Mortgage Loan.                 1 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56734 [redacted]   36374464     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 1 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56734 [redacted]   36374465     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 1 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56734 [redacted]   36374466     Compliance Compliance State Compliance State HPML [redacted] Home Loan Threshold Fixed Compliant [redacted] Loan: APR on subject loan of [redacted]% or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted], or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-04-13): Loan satisfies all [redacted] conditions, and the loan is a Compliant [redacted] Loan
     03/19/2026 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES56734 [redacted]   36374467     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Subprime Loan (Counseling Disclosure Not Provided at Application but [redacted]) [redacted] Loan: Counseling Disclosure not provided to borrower at the time of application, but [redacted] of application. [redacted] Counseling Disclosure was provided [redacted].       Reviewer Comment (2026-03-19): Loan satisfies all [redacted] conditions, and the loan is a Compliant [redacted] Loan.
     03/19/2026 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53771 [redacted]   36374468     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES53771 [redacted]   36374469     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES56523 [redacted]   36374474     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56523 [redacted]   36374475     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56523 [redacted]   36374476     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52218 [redacted]   36374478     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52218 [redacted]   36374479     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52218 [redacted]   36374480     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52769 [redacted]   36374482     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES52769 [redacted]   36374483     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES52769 [redacted]   36374486     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES53247 [redacted]   36374488     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53247 [redacted]   36374489     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53247 [redacted]   36374491     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES51618 [redacted]   36374493     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51618 [redacted]   36374494     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51385 [redacted]   36374496     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES51385 [redacted]   36374497     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55304 [redacted]   36374499     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55304 [redacted]   36374500     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55304 [redacted]   36374501     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55304 [redacted]   36374503     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-12): Seller acknowledges the exception, no change to grading.
     03/12/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES55252 [redacted]   36374504     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55252 [redacted]   36374505     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55252 [redacted]   36374506     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55252 [redacted]   36374508     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-12): seller accepts; no change to grading.
     03/12/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES58595 [redacted]   36374510     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES58595 [redacted]   36374511     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES57363 [redacted]   36374516     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES57363 [redacted]   36374517     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES54131 [redacted]   36374521     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES54131 [redacted]   36374522     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted]           Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES54131 [redacted]   36374523     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES56900 [redacted]   36374528     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   VT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56900 [redacted]   36374529     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   VT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56900 [redacted]   36374530     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   VT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57396 [redacted]   36374531     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57396 [redacted]   36374532     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57396 [redacted]   36374533     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52786 [redacted]   36374536     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES52786 [redacted]   36374537     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES54798 [redacted]   36374542     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES54798 [redacted]   36374546     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES58883 [redacted]   36374548     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58883 [redacted]   36374549     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58883 [redacted]   36374550     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57696 [redacted]   36374552     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57696 [redacted]   36374553     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57696 [redacted]   36374554     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51852 [redacted]   36374556     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51852 [redacted]   36374557     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51852 [redacted]   36374558     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51852 [redacted]   36374561     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               03/19/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59364 [redacted]   36374562     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59364 [redacted]   36374563     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59364 [redacted]   36374564     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52561 [redacted]   36374566     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52561 [redacted]   36374567     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52561 [redacted]   36374568     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52520 [redacted]   36374572     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52520 [redacted]   36374573     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54086 [redacted]   36374574     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54086 [redacted]   36374575     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54086 [redacted]   36374576     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   CO Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54086 [redacted]   36374578     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-20): Seller acknowledges the exception, no change to grading.
     03/20/2026 2 B B B B B B B B B B   CO Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES54682 [redacted]   36374580     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES54682 [redacted]   36374581     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES54682 [redacted]   36374584     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-20): seller accepts; no change to grading.
     03/20/2026 2 B B B B B B B B B B   IL Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES54312 [redacted]   36374585     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54312 [redacted]   36374586     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51937 [redacted]   36374590     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51937 [redacted]   36374591     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51937 [redacted]   36374592     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   LA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52560 [redacted]   36374594     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52560 [redacted]   36374595     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52560 [redacted]   36374596     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58117 [redacted]   36374600     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58117 [redacted]   36374601     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58117 [redacted]   36374602     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52802 [redacted]   36374606     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52802 [redacted]   36374607     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52802 [redacted]   36374608     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55159 [redacted]   36374611     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55159 [redacted]   36374612     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55159 [redacted]   36374614     Credit Credit Miscellaneous Guideline Credit Exception:   The third-party verification of employment for the [redacted] was not time stamped. Please provide evidence of when the lender obtained the verification for review.       Reviewer Comment (2026-03-23): Received evidence of the date the verification was obtained.  Exception cleared.


Buyer Comment (2026-03-19): Please see the attached screenshots from our document system. The first shows the third-party SE verification was uploaded on [redacted] (you may need to adjust the zoom). The second screen shot was taken from the SE verification itself and reflects the same date/time stamp, confirming it's the same file and the business is active. The verification would not have been completed prior to the application on [redacted] and should be sufficient to confirm it was completed within [redacted]days prior to closing on [redacted].


Buyer Comment (2026-03-19): Please see the attached screenshots from our document system. The first shows the third-party SE verification was uploaded on [redacted] (you may need to adjust the zoom). The second screen shot was taken from the SE verification itself and reflects the same date/time stamp, confirming it's the same file and the business is active. The verification would not have been completed prior to the application on [redacted] and should be sufficient to confirm it was completed within [redacted] days prior to closing on [redacted].
 03/23/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52172 [redacted]   36374615     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES52172 [redacted]   36374616     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES56217 [redacted]   36374621     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56217 [redacted]   36374622     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56217 [redacted]   36374623     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52801 [redacted]   36374624     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52801 [redacted]   36374625     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54120 [redacted]   36374628     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54120 [redacted]   36374629     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54120 [redacted]   36374630     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   UT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54120 [redacted]   36374632     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-19): seller accepts; no change to grading.
     03/19/2026 2 B B B B B B B B B B   UT Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES53668 [redacted]   36374633     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53668 [redacted]   36374634     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53668 [redacted]   36374635     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53668 [redacted]   36374638     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted]% or Final Disclosure APR of [redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted]%  Compliant Higher Priced Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan.
     03/18/2026 1 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58026 [redacted]   36374640     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58026 [redacted]   36374641     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58026 [redacted]   36374642     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51350 [redacted]   36374644     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51350 [redacted]   36374645     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51350 [redacted]   36374646     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55897 [redacted]   36374649     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   SD Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55897 [redacted]   36374652     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   SD Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56645 [redacted]   36374658     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56645 [redacted]   36374659     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55492 [redacted]   36374660     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55492 [redacted]   36374663     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES54308 [redacted]   36374665     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54308 [redacted]   36374666     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54308 [redacted]   36374667     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57246 [redacted]   36374669     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57246 [redacted]   36374670     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51013 [redacted]   36374674     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51013 [redacted]   36374675     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51013 [redacted]   36374676     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57821 [redacted]   36374679     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES57821 [redacted]   36374680     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES56746 [redacted]   36374683     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 B B B B B B B B B B   SD Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES56746 [redacted]   36374684     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   SD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES56746 [redacted]   36374685     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   SD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES54620 [redacted]   36374687     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54620 [redacted]   36374688     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54620 [redacted]   36374689     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58526 [redacted]   36374691     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58526 [redacted]   36374692     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58526 [redacted]   36374693     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   NM Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57778 [redacted]   36374694     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 A A A A A A     B B   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57778 [redacted]   36374695     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57778 [redacted]   36374696     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59326 [redacted]   36374704     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES59326 [redacted]   36374705     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES51913 [redacted]   36374708     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES51913 [redacted]   36374709     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES51913 [redacted]   36374710     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-19): Seller acknowledges the exception, no change to grading.
     03/19/2026 2 B B B B B B B B B B   MO Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES52387 [redacted]   36374712     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52387 [redacted]   36374713     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52387 [redacted]   36374714     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 A A A A A A     B B   KS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54836 [redacted]   36374717     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES54836 [redacted]   36374718     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES53736 [redacted]   36374720     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53736 [redacted]   36374721     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56965 [redacted]   36374722     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56965 [redacted]   36374723     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56965 [redacted]   36374724     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52789 [redacted]   36374726     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52789 [redacted]   36374727     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52789 [redacted]   36374730     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-19): Seller acknowledges exception, no change in grading
     03/19/2026 2 B B B B B B B B B B   IL Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES56779 [redacted]   36374731     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56779 [redacted]   36374732     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56779 [redacted]   36374733     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53959 [redacted]   36374735     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53959 [redacted]   36374736     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53959 [redacted]   36374737     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57302 [redacted]   36374742     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-19): Seller acknowledges. No change to grading.
     03/19/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES57302 [redacted]   36374743     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES57302 [redacted]   36374744     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES55970 [redacted]   36374746     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55970 [redacted]   36374747     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55982 [redacted]   36374748     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55982 [redacted]   36374749     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55982 [redacted]   36374750     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   AL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55982 [redacted]   36374752     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The HOA indicator on the AVM reflects yes, however, HOA dues were not considered in qualifying. Please provide evidence the property is not subject to HOA dues.       Reviewer Comment (2026-03-19): Received verification the property is not subject to HOA Dues.  Exception cleared.


Buyer Comment (2026-03-19): Please see attached, property report confirming the property is [redacted] with no HOA dues on this property. The AVM will mark the HOA field "[redacted]" in situations where there is a non-mandatory HOA.
 03/19/2026     1 C A C A C A C A C A   AL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59269 [redacted]   36374754     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59269 [redacted]   36374755     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59269 [redacted]   36374756     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   TN Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59269 [redacted]   36374757     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The HOA Indicator on the AVM indicates the property is subject to HOA dues, however, HOA dues were not considered in qualifying.  Please provide documentation to verify the property is not subject to HOA dues.       Reviewer Comment (2026-03-19): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-19): Please see the screen shot and link attached from [redacted] supporting the [redacted] used to qualify in HOA dues for subject property [redacted]                                                                         
[redacted]
 03/19/2026     1 C A C A C A C A C A   TN Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58248 [redacted]   36374758     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58248 [redacted]   36374759     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54379 [redacted]   36374761     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   UT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54379 [redacted]   36374762     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54379 [redacted]   36374763     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56759 [redacted]   36374766     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56759 [redacted]   36374767     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56759 [redacted]   36374768     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58592 [redacted]   36374770     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58592 [redacted]   36374771     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58592 [redacted]   36374772     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53837 [redacted]   36374774     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53837 [redacted]   36374775     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59575 [redacted]   36374777     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59575 [redacted]   36374778     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54275 [redacted]   36374784     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-19): Seller acknowledges. No change to grading.
     03/19/2026 2 B B B B B B B B B B   IN Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES54275 [redacted]   36374785     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54275 [redacted]   36374786     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54275 [redacted]   36374787     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   IN Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51781 [redacted]   36374789     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES51781 [redacted]   36374790     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES52900 [redacted]   36374794     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52900 [redacted]   36374795     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   OK Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52900 [redacted]   36374796     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   OK Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56248 [redacted]   36374798     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56248 [redacted]   36374799     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56248 [redacted]   36374800     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56534 [redacted]   36374803     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56534 [redacted]   36374804     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56534 [redacted]   36374805     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53662 [redacted]   36374807     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53662 [redacted]   36374808     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53662 [redacted]   36374809     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57424 [redacted]   36374814     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   CT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57424 [redacted]   36374815     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57424 [redacted]   36374816     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59934 [redacted]   36374817     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59934 [redacted]   36374818     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59934 [redacted]   36374819     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58086 [redacted]   36374821     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58086 [redacted]   36374822     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58086 [redacted]   36374824     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-20): Seller acknowledges. No change to grading.
     03/20/2026 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES58086 [redacted]   36374826     Credit Credit Miscellaneous Guideline Credit Exception:   The third-party verification for the borrower's [redacted] was not timestamped. Please provide evidence of when the lender obtained this verification for review.       Reviewer Comment (2026-03-25): Documentation supporting when the lender obtained the third-party verification has been provided. Exception cleared.


Buyer Comment (2026-03-20): Please see the attached screenshot confirming the SE verification was obtained within [redacted] days of closing.
 03/25/2026     1 C A C A C A C A C A   NY Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55233 [redacted]   36374827     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55233 [redacted]   36374828     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55233 [redacted]   36374829     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55233 [redacted]   36374832     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               03/19/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53338 [redacted]   36374833     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53338 [redacted]   36374834     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55745 [redacted]   36374836     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55745 [redacted]   36374837     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   OK Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55745 [redacted]   36374840     Compliance Compliance State Compliance State HPML (State HPML) [redacted] Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Compliant Higher Priced Loan.         Reviewer Comment (2026-03-09): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan.
     03/19/2026 1 B B B B B B B B B B   OK Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55745 [redacted]   36374841     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-20): Seller acknowledges exception, no change in grading
     03/20/2026 2 B B B B B B B B B B   OK Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES51871 [redacted]   36374842     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51871 [redacted]   36374843     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51871 [redacted]   36374844     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55090 [redacted]   36374846     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55090 [redacted]   36374847     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55090 [redacted]   36374848     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52703 [redacted]   36374852     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52703 [redacted]   36374853     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52703 [redacted]   36374854     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54752 [redacted]   36374856     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54752 [redacted]   36374857     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51944 [redacted]   36374861     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C B C A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51944 [redacted]   36374862     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C B C A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51944 [redacted]   36374863     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   C B C A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51944 [redacted]   36374867     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B C A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES51944 [redacted]   36374868     Credit Credit Miscellaneous Guideline Credit Exception:   The borrower's YTD income documentation was missing from the file. Please provide the most recent paystub or equivalent documentation with YTD income for review.       Reviewer Comment (2026-03-25): YTD paystub provided and supports income considered. Exception cleared.


Buyer Comment (2026-03-20): Please see attached paystub.
 03/25/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C B C A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56375 [redacted]   36374869     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   WY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56375 [redacted]   36374870     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   WY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56375 [redacted]   36374871     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   WY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56375 [redacted]   36374874     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-20): Seller acknowledges. No change to grading.
     03/20/2026 2 B B B B B B B B B B   WY Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES56664 [redacted]   36374875     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56664 [redacted]   36374876     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56664 [redacted]   36374877     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55792 [redacted]   36374879     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55792 [redacted]   36374880     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55792 [redacted]   36374881     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55792 [redacted]   36374884     Credit Credit Miscellaneous Guideline Credit Exception:   The business entity search for the borrower's partnership was not timestamped.  Please provide evidence of the date the verification was obtained.       Reviewer Comment (2026-03-25): Documentation to support when the lender obtained the third-party verification for the 1065 has been provided. Exception cleared.


Buyer Comment (2026-03-20): Please see the attached screenshots from our document system. The   
first shows the third-party SE verification was uploaded on [redacted] (you
may need to adjust the zoom). The second screen shot was taken from the SE
verification itself and reflects the same date/time stamp, confirming it's
the same file and the business is active. The verification would not have
been completed prior to the application on [redacted] and should be sufficient
to confirm it was completed within [redacted] days prior to closing on [redacted].
 03/25/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59682 [redacted]   36374885     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES59682 [redacted]   36374886     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Waive comment: Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES52155 [redacted]   36374889     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52155 [redacted]   36374890     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Waive comment: Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52155 [redacted]   36374891     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51753 [redacted]   36374894     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES51753 [redacted]   36374895     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Waive comment: Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES51753 [redacted]   36374896     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES56467 [redacted]   36374898     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56467 [redacted]   36374899     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55394 [redacted]   36374902     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55394 [redacted]   36374903     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53455 [redacted]   36374905     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53455 [redacted]   36374906     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52540 [redacted]   36374908     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52540 [redacted]   36374909     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52540 [redacted]   36374910     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52886 [redacted]   36374912     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES52886 [redacted]   36374913     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES52886 [redacted]   36374914     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES52999 [redacted]   36374916     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52999 [redacted]   36374917     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56311 [redacted]   36374920     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES56311 [redacted]   36374921     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES56311 [redacted]   36374925     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted]% or Final Disclosure APR of [redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted]%  Compliant Higher Priced Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan.
     03/19/2026 1 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES58662 [redacted]   36374926     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58662 [redacted]   36374927     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58662 [redacted]   36374928     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58662 [redacted]   36374930     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES57695 [redacted]   36374931     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57695 [redacted]   36374932     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57695 [redacted]   36374933     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   MS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53177 [redacted]   36374935     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53177 [redacted]   36374936     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53177 [redacted]   36374937     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57122 [redacted]   36374939     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57122 [redacted]   36374940     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57122 [redacted]   36374941     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51419 [redacted]   36374943     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51419 [redacted]   36374944     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52103 [redacted]   36374947     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   CT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52103 [redacted]   36374948     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52103 [redacted]   36374949     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55667 [redacted]   36374953     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55667 [redacted]   36374954     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55765 [redacted]   36374957     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55765 [redacted]   36374958     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51105 [redacted]   36374960     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51105 [redacted]   36374961     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51105 [redacted]   36374962     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59841 [redacted]   36374965     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59841 [redacted]   36374966     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58902 [redacted]   36374969     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58902 [redacted]   36374970     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purpose.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58902 [redacted]   36374971     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55179 [redacted]   36374973     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55179 [redacted]   36374974     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55179 [redacted]   36374976     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-23): Seller acknowledges exception, no change to grading.
     03/23/2026 2 B B B B B B B B B B   WI Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES57277 [redacted]   36374977     Credit Credit Miscellaneous Guideline Credit Exception:   The borrower's [redacted] and [redacted] W2's in file are blank.  Please provide legible copies for review.       Reviewer Comment (2026-03-25): [redacted] and [redacted] W-2's provided. Exception cleared.


Buyer Comment (2026-03-23): please see attached
 03/25/2026     1 C A C A C A C A C A   MO Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57277 [redacted]   36374978     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57277 [redacted]   36374979     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58993 [redacted]   36374982     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58993 [redacted]   36374983     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58993 [redacted]   36374984     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52500 [redacted]   36374986     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52500 [redacted]   36374987     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57211 [redacted]   36374990     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57211 [redacted]   36374991     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57211 [redacted]   36374992     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56004 [redacted]   36374994     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56004 [redacted]   36374995     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56004 [redacted]   36374996     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59066 [redacted]   36375000     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-23): Seller acknowledges the exception, no change to grading.
     03/23/2026 2 B B B B B B B B B B   IN Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES59066 [redacted]   36375001     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES59066 [redacted]   36375002     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES59305 [redacted]   36375003     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59305 [redacted]   36375004     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.   The file is missing the secondary valuation required for securitization purposes.             03/20/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59305 [redacted]   36375007     Compliance Compliance State Compliance State Defect [redacted] Home Loan (Acknowledgement of Receipt of Complaint Agency Disclosure Not Signed by All Borrowers) [redacted] Home Loan:  Receipt of [redacted] Complaint Agency Disclosure specifying the agency designated to receive complaints or inquiries about the origination and making of the loan acknowledged by one borrower, but not all borrowers on the transaction.         Buyer Comment (2026-03-23): seller accepts; no change to grading.
     03/23/2026 2 B B B B B B B B B B   SC Primary Refinance - Cash-out - Other "Within forty-five days of the loan closing and before the institution of an action pursuant to this article, the lender notifies the borrower of the compliance failure, makes appropriate restitution, and makes necessary adjustments to the loan to make the consumer home loan satisfy the requirements of Section 37-23-70, 37-23-75, or 37-23-80

Provide copy of LOE to borrower notifying consumer of error, provide copy of disclosure signed by all consumers, and proof of mailing within 45 days of consummation."		 B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES58622 [redacted]   36375009     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58622 [redacted]   36375010     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58622 [redacted]   36375011     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52106 [redacted]   36375014     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52106 [redacted]   36375015     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52106 [redacted]   36375016     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53002 [redacted]   36375019     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53002 [redacted]   36375020     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53002 [redacted]   36375021     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53002 [redacted]   36375024     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               03/20/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58279 [redacted]   36375025     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58279 [redacted]   36375026     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58279 [redacted]   36375027     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53085 [redacted]   36375032     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53085 [redacted]   36375033     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53085 [redacted]   36375034     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54166 [redacted]   36375040     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54166 [redacted]   36375041     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted]   The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54166 [redacted]   36375043     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51803 [redacted]   36375046     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51803 [redacted]   36375047     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53916 [redacted]   36375048     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53916 [redacted]   36375049     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53916 [redacted]   36375050     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51132 [redacted]   36375052     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51132 [redacted]   36375053     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51132 [redacted]   36375054     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51772 [redacted]   36375056     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51772 [redacted]   36375057     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51772 [redacted]   36375058     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59822 [redacted]   36375060     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59822 [redacted]   36375061     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purpose.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59822 [redacted]   36375062     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53650 [redacted]   36375065     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53650 [redacted]   36375066     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53650 [redacted]   36375067     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56815 [redacted]   36375070     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56815 [redacted]   36375071     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55857 [redacted]   36375075     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   HI Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES55857 [redacted]   36375076     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   HI Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES55857 [redacted]   36375079     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-13): Seller acknowledges exception, no change in grading
     03/13/2026 2 B B B B B B B B B B   HI Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES56661 [redacted]   36375080     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56661 [redacted]   36375081     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56661 [redacted]   36375082     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51543 [redacted]   36375085     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51543 [redacted]   36375086     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54814 [redacted]   36375090     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54814 [redacted]   36375091     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54814 [redacted]   36375092     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   DE Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58745 [redacted]   36375094     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58745 [redacted]   36375095     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58745 [redacted]   36375096     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57894 [redacted]   36375099     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57894 [redacted]   36375100     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57894 [redacted]   36375101     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58171 [redacted]   36375104     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2026-03-13): Seller acknowledges the exception, no change to grading.
     03/13/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58171 [redacted]   36375105     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted]  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-13): Seller acknowledges the exception, no change to grading.
     03/13/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58171 [redacted]   36375106     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58171 [redacted]   36375107     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58171 [redacted]   36375108     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52308 [redacted]   36375110     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52308 [redacted]   36375111     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52308 [redacted]   36375112     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59952 [redacted]   36375115     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59952 [redacted]   36375116     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51621 [redacted]   36375117     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   MS Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51621 [redacted]   36375118     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   MS Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51621 [redacted]   36375120     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 B B B B B B B B B B   MS Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES57912 [redacted]   36375122     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-13): Seller acknowledges exception, no change in grading
     03/13/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES57912 [redacted]   36375123     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57912 [redacted]   36375124     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57912 [redacted]   36375125     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54626 [redacted]   36375127     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54626 [redacted]   36375128     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52142 [redacted]   36375132     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES52142 [redacted]   36375133     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES51911 [redacted]   36375135     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-13): Seller acknowledges the exception, no change to grading.
     03/13/2026 2 B B B B B B B B B B   CT Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES51911 [redacted]   36375136     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51911 [redacted]   36375137     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51911 [redacted]   36375138     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56356 [redacted]   36375141     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56356 [redacted]   36375142     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56356 [redacted]   36375143     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 A A A A A A     B B   SC Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56356 [redacted]   36375144     Credit Credit Miscellaneous Guideline Credit Exception:   Document used for third party verification was obtained on [redacted] more than [redacted] days prior to note date.  Update TPV documentation has not been provided.       Reviewer Comment (2026-03-26): Post-close documentation supporting the business is active has been provided. This meets guidelines to consider, exception cleared.


Buyer Comment (2026-03-25): See attached verifying its active


Reviewer Comment (2026-03-25): For self-employed borrowers, the requirement per Fannie Mae is [redacted] calendar days prior to the Note. For wage earners, the requirement is ten business days. The third-party verification is > [redacted] calendar days old at the time of consummation. Please note, a post-close third-party verification confirming the business is active would also be acceptable to meet this requirement. Exception remains for additional documentation.


Buyer Comment (2026-03-23): VOE guidelines refer to business days. Similar to a W2'd employee receiving a VOE, only weekdays count. Thus, this is within [redacted] business days of closing. Please review to clear this condition.
 03/26/2026     1 C A C A C A C A C A   SC Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51002 [redacted]   36375147     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51002 [redacted]   36375148     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59571 [redacted]   36375150     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59571 [redacted]   36375151     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59571 [redacted]   36375152     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58643 [redacted]   36375154     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58643 [redacted]   36375155     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58643 [redacted]   36375158     Credit Income / Employment Income Documentation Income / Employment Verification(s) of employment is not within [redacted] business days of the Note. - The verbal verification of employment obtained is not dated within [redacted] business days of closing.       Reviewer Comment (2026-03-16): Received Verification of Employment document. Exception Cleared.


Buyer Comment (2026-03-13): See the attached verbal verification and employment.
 03/16/2026     1 C A C A C A C A C A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57588 [redacted]   36375161     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57588 [redacted]   36375162     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54227 [redacted]   36375165     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES54227 [redacted]   36375166     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES56186 [redacted]   36375170     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56186 [redacted]   36375171     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53723 [redacted]   36375175     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53723 [redacted]   36375176     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57080 [redacted]   36375179     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES57080 [redacted]   36375180     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES58102 [redacted]   36375186     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2026-03-13): seller accepts; no change to grading.
     03/13/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES58102 [redacted]   36375187     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of  [redacted] or Final Disclosure APR of [redacted]  is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-13): seller accepts; no change to grading.
     03/13/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES58102 [redacted]   36375188     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES58102 [redacted]   36375189     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES52931 [redacted]   36375190     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52931 [redacted]   36375191     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52931 [redacted]   36375192     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 A A A A A A     B B   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52931 [redacted]   36375194     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-13): Seller acknowledges. No changes to grading.
     03/13/2026 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES53546 [redacted]   36375199     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53546 [redacted]   36375200     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53546 [redacted]   36375201     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53979 [redacted]   36375203     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53979 [redacted]   36375204     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53858 [redacted]   36375205     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53858 [redacted]   36375206     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53858 [redacted]   36375207     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57488 [redacted]   36375211     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57488 [redacted]   36375212     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   OK Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57488 [redacted]   36375213     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 A A A A A A     B B   OK Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53656 [redacted]   36375215     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53656 [redacted]   36375216     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53656 [redacted]   36375219     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Subprime Loan (Counseling Disclosure Not Provided [redacted] of Application) [redacted] Loan: Counseling Disclosure not provided to borrower [redacted] of application. Counseling disclosure was provided on [redacted]       Reviewer Comment (2026-03-20): Loan satisfies all [redacted] conditions, and the loan is a Compliant [redacted] Loan.


Reviewer Comment (2026-03-20): Disclosure provided at time loan became a [redacted] loan.
 03/20/2026     1 B A B A B A B A B A   NY Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53656 [redacted]   36375220     Compliance Compliance State Compliance State HPML [redacted] Home Loan Threshold Fixed Compliant [redacted] Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted], or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-03-20): Loan satisfies all [redacted] conditions, and the loan is a Compliant [redacted] Loan.
     03/23/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES54304 [redacted]   36375222     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54304 [redacted]   36375223     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54304 [redacted]   36375224     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 A A A A A A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54304 [redacted]   36375226     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               03/20/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51955 [redacted]   36375228     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51955 [redacted]   36375229     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51955 [redacted]   36375230     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51629 [redacted]   36375233     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   IA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51629 [redacted]   36375234     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   IA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51629 [redacted]   36375235     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 A A A A A A     B B   IA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54639 [redacted]   36375237     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   MT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES54639 [redacted]   36375238     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   MT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES56739 [redacted]   36375243     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56739 [redacted]   36375244     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52150 [redacted]   36375246     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   VT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52150 [redacted]   36375247     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   VT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55082 [redacted]   36375251     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55082 [redacted]   36375252     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55082 [redacted]   36375253     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 A A A A A A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59723 [redacted]   36375255     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59723 [redacted]   36375256     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59723 [redacted]   36375257     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 A A A A A A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54913 [redacted]   36375260     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54913 [redacted]   36375261     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54913 [redacted]   36375262     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57552 [redacted]   36375266     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57552 [redacted]   36375267     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58571 [redacted]   36375268     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58571 [redacted]   36375269     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58571 [redacted]   36375270     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58582 [redacted]   36375272     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58582 [redacted]   36375273     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55176 [redacted]   36375276     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55176 [redacted]   36375277     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51551 [redacted]   36375282     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51551 [redacted]   36375283     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51600 [redacted]   36375287     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51600 [redacted]   36375288     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51600 [redacted]   36375289     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52552 [redacted]   36375291     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52552 [redacted]   36375292     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52552 [redacted]   36375293     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55599 [redacted]   36375296     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   ND Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55599 [redacted]   36375297     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   ND Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54805 [redacted]   36375299     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54805 [redacted]   36375300     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54805 [redacted]   36375301     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54805 [redacted]   36375303     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               03/12/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51255 [redacted]   36375304     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51255 [redacted]   36375305     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51255 [redacted]   36375306     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52343 [redacted]   36375312     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   UT Second Home Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52343 [redacted]   36375313     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Second Home Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52343 [redacted]   36375314     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   UT Second Home Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56193 [redacted]   36375316     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56193 [redacted]   36375317     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   UT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56193 [redacted]   36375318     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59603 [redacted]   36375320     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   AR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59603 [redacted]   36375321     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   AR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59603 [redacted]   36375322     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   AR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53260 [redacted]   36375324     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53260 [redacted]   36375325     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51552 [redacted]   36375328     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51552 [redacted]   36375329     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51552 [redacted]   36375330     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56575 [redacted]   36375333     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56575 [redacted]   36375334     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56575 [redacted]   36375336     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-23): Seller acknowledges exception, no change to grading.
     03/23/2026 2 B B B B B B B B B B   IN Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES59372 [redacted]   36375337     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59372 [redacted]   36375338     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53182 [redacted]   36375340     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53182 [redacted]   36375341     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53182 [redacted]   36375342     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54691 [redacted]   36375344     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54691 [redacted]   36375345     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54691 [redacted]   36375346     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53096 [redacted]   36375348     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53096 [redacted]   36375349     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55985 [redacted]   36375351     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55985 [redacted]   36375352     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55985 [redacted]   36375353     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54594 [redacted]   36375356     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54594 [redacted]   36375357     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54270 [redacted]   36375361     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   ID Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54270 [redacted]   36375362     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54270 [redacted]   36375363     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51691 [redacted]   36375365     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   WY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51691 [redacted]   36375366     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   WY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51691 [redacted]   36375367     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   WY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52753 [redacted]   36375370     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   NE Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52753 [redacted]   36375371     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   NE Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52753 [redacted]   36375374     Credit Credit Miscellaneous Guideline Credit Exception:   Third party verification for borrower was not timestamped to determine if document was obtained within [redacted] days of note date.       Reviewer Comment (2026-03-25): Documentation supporting when the third-party verification was obtained has been provided. Exception cleared.


Buyer Comment (2026-03-24): Please see attached, time stamp confirming when it was obtained
 03/25/2026     1 C A C A C A C A C A   NE Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53390 [redacted]   36375376     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53390 [redacted]   36375377     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57184 [redacted]   36375380     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES57184 [redacted]   36375381     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES57184 [redacted]   36375384     Compliance Compliance State Compliance State HPML [redacted] Home Loan Threshold Fixed Compliant [redacted] Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted], or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] conditions, and the loan is a Compliant [redacted] Loan
     03/12/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES53074 [redacted]   36375385     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53074 [redacted]   36375386     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53074 [redacted]   36375387     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58689 [redacted]   36375390     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES58689 [redacted]   36375391     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES58232 [redacted]   36375394     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58232 [redacted]   36375395     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53828 [redacted]   36375397     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53828 [redacted]   36375398     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53828 [redacted]   36375399     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   MN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57281 [redacted]   36375405     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES57281 [redacted]   36375406     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES54148 [redacted]   36375407     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54148 [redacted]   36375408     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55374 [redacted]   36375413     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55374 [redacted]   36375414     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES59559 [redacted]   36375420     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59559 [redacted]   36375421     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59559 [redacted]   36375422     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59559 [redacted]   36375426     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               03/12/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51726 [redacted]   36375427     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES51726 [redacted]   36375428     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES51726 [redacted]   36375431     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-13): Seller acknowledges. No change to grading.
     03/13/2026 2 B B B B B B B B B B   IL Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES54302 [redacted]   36375432     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54302 [redacted]   36375433     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54302 [redacted]   36375434     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51382 [redacted]   36375439     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51382 [redacted]   36375440     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51382 [redacted]   36375441     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58831 [redacted]   36375442     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58831 [redacted]   36375443     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58831 [redacted]   36375444     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52883 [redacted]   36375447     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52883 [redacted]   36375448     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52883 [redacted]   36375449     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-23): Seller acknowledges exception, no change in grading
     03/23/2026 2 B B B B B B B B B B   IL Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES55113 [redacted]   36375450     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55113 [redacted]   36375451     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58929 [redacted]   36375453     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58929 [redacted]   36375454     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58929 [redacted]   36375455     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   MN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52674 [redacted]   36375458     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52674 [redacted]   36375459     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52674 [redacted]   36375461     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-23): seller accepts; no change to grading.
     03/23/2026 2 B B B B B B B B B B   WI Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES52863 [redacted]   36375462     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   C A C A A A C A Non QM Non QM No
[redacted] RCKT2026CES52863 [redacted]   36375463     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   ID Primary Refinance - Cash-out - Other   C A C A A A C A Non QM Non QM No
[redacted] RCKT2026CES52863 [redacted]   36375464     Property Property - Appraisal Appraisal Documentation Property - Appraisal Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. - The subject property was appraised subject-to. The file was missing the [redacted] or acceptable alternative documentation as applicable to verify all work has been completed as required.       Reviewer Comment (2026-03-23): As per provided document repairs has been completed. Exception cleared.


Buyer Comment (2026-03-23): Please refer to pages [redacted]and [redacted] to confirm the repairs were completed along with the attached attestation. Please note the appraisal addendum confirms that only the handrail and the electrical panel required repair and this was completed.
 03/23/2026     1 C A C A C A C A C A   ID Primary Refinance - Cash-out - Other   C A C A A A C A Non QM Non QM No
[redacted] RCKT2026CES52863 [redacted]   36375465     Credit Credit Miscellaneous Credit [redacted] Second Lien Property Exception - Primary Valuation with defect           Reviewer Comment (2026-03-23): As per provided document repairs has been completed. Exception cleared.


Buyer Comment (2026-03-23): Please refer to pages [redacted] and [redacted]to confirm the repairs were completed along with the attached attestation. Please note the appraisal addendum confirms that only the handrail and the electrical panel required repair and this was completed.
 03/23/2026     1 A A A A C A A A A A   ID Primary Refinance - Cash-out - Other   C A C A A A C A Non QM Non QM No
[redacted] RCKT2026CES58131 [redacted]   36375470     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58131 [redacted]   36375471     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58131 [redacted]   36375472     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58131 [redacted]   36375473     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The AVM indicates the subject is in a PUD. No PUD Rider was attached to the mortgage and HOA dues were not verified. Please provide supporting documentation for review.       Reviewer Comment (2026-03-23): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-23): Please see attached, property report confirming the property is [redacted] with no HOA dues on this property. The AVM will mark the HOA field "[redacted]" in situations where there is a non-mandatory HOA.
 03/23/2026     1 C A C A C A C A C A   PA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56259 [redacted]   36375474     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56259 [redacted]   36375475     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56259 [redacted]   36375476     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56259 [redacted]   36375478     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-23): Seller acknowledges exception, no change in grading
     03/23/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES53086 [redacted]   36375479     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES53086 [redacted]   36375480     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES53086 [redacted]   36375483     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-23): seller accepts; no change to grading.
     03/23/2026 2 B B B B B B B B B B   OR Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES52950 [redacted]   36375485     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52950 [redacted]   36375486     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57744 [redacted]   36375488     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57744 [redacted]   36375489     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57744 [redacted]   36375490     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55779 [redacted]   36375492     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55779 [redacted]   36375493     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55779 [redacted]   36375494     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 A A A A A A     B B   NH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58563 [redacted]   36375496     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58563 [redacted]   36375497     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 A A A A A A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58563 [redacted]   36375498     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54625 [redacted]   36375500     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 A A A A A A     B B   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54625 [redacted]   36375501     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54625 [redacted]   36375502     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58835 [redacted]   36375504     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58835 [redacted]   36375505     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58835 [redacted]   36375506     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59767 [redacted]   36375509     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59767 [redacted]   36375510     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59767 [redacted]   36375511     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59737 [redacted]   36375515     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59737 [redacted]   36375516     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59737 [redacted]   36375517     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 A A A A A A     B B   MN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56978 [redacted]   36375520     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56978 [redacted]   36375521     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51129 [redacted]   36375524     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   DC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51129 [redacted]   36375525     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   DC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55137 [redacted]   36375529     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55137 [redacted]   36375530     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55137 [redacted]   36375531     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 A A A A A A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51686 [redacted]   36375533     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51686 [redacted]   36375534     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51686 [redacted]   36375535     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 A A A A A A     B B   DE Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58893 [redacted]   36375537     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58893 [redacted]   36375538     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58893 [redacted]   36375539     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 A A A A A A     B B   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55950 [redacted]   36375542     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55950 [redacted]   36375543     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55950 [redacted]   36375544     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 A A A A A A     B B   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55827 [redacted]   36375546     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55827 [redacted]   36375547     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53717 [redacted]   36375550     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 A A A A A A     B B   HI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53717 [redacted]   36375551     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   HI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53717 [redacted]   36375552     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   HI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53717 [redacted]   36375554     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-23): Seller acknowledges exception, no change to grading.
     03/23/2026 2 B B B B B B B B B B   HI Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES58486 [redacted]   36375555     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58486 [redacted]   36375556     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58486 [redacted]   36375557     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54828 [redacted]   36375561     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES54828 [redacted]   36375562     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES58987 [redacted]   36375563     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES58987 [redacted]   36375564     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES58453 [redacted]   36375567     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58453 [redacted]   36375568     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58453 [redacted]   36375569     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   ID Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59092 [redacted]   36375573     Compliance Compliance State Compliance State HPML (State HPML) [redacted] Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Compliant Higher Priced Loan.         Reviewer Comment (2026-03-10): Loan satisfies all [redacted]HPML conditions, and the loan is a compliant [redacted] HPML loan.
     03/12/2026 1 B B B B B B B B B B   OK Primary Refinance - Cash-out - Other No obvious cure C B C A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59092 [redacted]   36375575     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   C B C A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59092 [redacted]   36375576     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   OK Primary Refinance - Cash-out - Other   C B C A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59092 [redacted]   36375577     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   OK Primary Refinance - Cash-out - Other   C B C A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59092 [redacted]   36375578     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The HOA indicator on the AVM reflects yes, however, HOA dues were not considered in qualifying. Please provide evidence the property is not subject to HOA dues.       Reviewer Comment (2026-03-16): Received HOA verification document. Exception Cleared.


Buyer Comment (2026-03-13): Please see attached confirming the home to be a SFR and no HOA dues
 03/16/2026     1 C A C A C A C A C A   OK Primary Refinance - Cash-out - Other   C B C A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55109 [redacted]   36375581     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55109 [redacted]   36375582     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59498 [redacted]   36375583     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59498 [redacted]   36375584     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59498 [redacted]   36375586     Credit Guideline Guideline Issue Guideline Hazard Insurance Policy expires within [redacted] days of the Note Date or is already expired.           Reviewer Comment (2026-03-25): Hazard Insurance policy received. Exception cleared.


Buyer Comment (2026-03-25): Please see attache renewal policy.
 03/25/2026     1 C A C A C A C A C A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55936 [redacted]   36375587     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55936 [redacted]   36375588     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59585 [redacted]   36375591     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59585 [redacted]   36375592     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59041 [redacted]   36375595     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59041 [redacted]   36375596     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59041 [redacted]   36375597     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52214 [redacted]   36375599     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 A A A A A A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52214 [redacted]   36375600     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52214 [redacted]   36375601     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52270 [redacted]   36375604     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52270 [redacted]   36375605     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51631 [redacted]   36375610     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51631 [redacted]   36375611     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51631 [redacted]   36375612     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51631 [redacted]   36375613     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51606 [redacted]   36375614     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES51606 [redacted]   36375615     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES58090 [redacted]   36375617     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58090 [redacted]   36375618     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58090 [redacted]   36375619     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58619 [redacted]   36375623     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               03/23/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58619 [redacted]   36375624     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58619 [redacted]   36375625     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58619 [redacted]   36375626     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 A A A A A A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55122 [redacted]   36375629     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55122 [redacted]   36375630     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52516 [redacted]   36375632     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52516 [redacted]   36375633     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52759 [redacted]   36375636     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52759 [redacted]   36375637     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52759 [redacted]   36375638     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53387 [redacted]   36375642     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES53387 [redacted]   36375643     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES53387 [redacted]   36375646     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2026-03-23): seller accepts; no change to grading.
     03/23/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES53387 [redacted]   36375647     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-23): seller accepts; no change to grading.
     03/23/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES53054 [redacted]   36375650     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53054 [redacted]   36375651     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53054 [redacted]   36375652     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59791 [redacted]   36375655     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   HI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59791 [redacted]   36375656     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   HI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59791 [redacted]   36375657     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   HI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59791 [redacted]   36375658     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-13): Seller acknowledges exception, no change in grading
     03/13/2026 2 B B B B B B B B B B   HI Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES56236 [redacted]   36375660     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56236 [redacted]   36375661     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56236 [redacted]   36375662     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51896 [redacted]   36375663     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51896 [redacted]   36375664     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51896 [redacted]   36375665     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 A A A A A A     B B   UT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53513 [redacted]   36375670     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53513 [redacted]   36375671     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53513 [redacted]   36375672     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57344 [redacted]   36375673     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES57344 [redacted]   36375674     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES57344 [redacted]   36375678     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted]% or Final Disclosure APR of [redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted]%  Compliant Higher Priced Loan.         Reviewer Comment (2026-03-11): Loan satisfies all [redacted]HPML conditions, and the loan is a compliant [redacted] HPML loan.
     03/20/2026 1 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES57381 [redacted]   36375679     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57381 [redacted]   36375680     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57381 [redacted]   36375681     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53073 [redacted]   36375684     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53073 [redacted]   36375685     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53073 [redacted]   36375686     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56250 [redacted]   36375691     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted]% or Final Disclosure APR of [redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted]%  Compliant Higher Priced Loan.         Reviewer Comment (2026-03-11): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted]HPML loan.
     03/20/2026 1 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES56250 [redacted]   36375692     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES56250 [redacted]   36375693     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES54524 [redacted]   36375695     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54524 [redacted]   36375696     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54524 [redacted]   36375697     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56752 [redacted]   36375699     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56752 [redacted]   36375700     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56752 [redacted]   36375701     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 A A A A A A     B B   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56160 [redacted]   36375703     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56160 [redacted]   36375704     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56160 [redacted]   36375705     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   SC Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56160 [redacted]   36375708     Compliance Compliance State Compliance State Defect [redacted] Home Loan (Acknowledgement of Receipt of Complaint Agency Disclosure Not Signed by All Borrowers) [redacted] Home Loan:  Receipt of [redacted] Complaint Agency Disclosure specifying the agency designated to receive complaints or inquiries about the origination and making of the loan acknowledged by one borrower, but not all borrowers on the transaction.         Buyer Comment (2026-03-23): Seller acknowledges exception, no change to grading.
     03/23/2026 2 B B B B B B B B B B   SC Primary Refinance - Cash-out - Other "Within forty-five days of the loan closing and before the institution of an action pursuant to this article, the lender notifies the borrower of the compliance failure, makes appropriate restitution, and makes necessary adjustments to the loan to make the consumer home loan satisfy the requirements of Section 37-23-70, 37-23-75, or 37-23-80

Provide copy of LOE to borrower notifying consumer of error, provide copy of disclosure signed by all consumers, and proof of mailing within 45 days of consummation."		 B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES55574 [redacted]   36375709     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55574 [redacted]   36375710     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES58393 [redacted]   36375714     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58393 [redacted]   36375715     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58393 [redacted]   36375716     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58393 [redacted]   36375719     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted]% or Final Disclosure APR of [redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted]%  Compliant Higher Priced Loan.         Reviewer Comment (2026-03-11): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan.
     03/20/2026 1 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52015 [redacted]   36375720     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52015 [redacted]   36375721     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52015 [redacted]   36375722     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54151 [redacted]   36375727     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54151 [redacted]   36375728     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54151 [redacted]   36375729     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   UT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54151 [redacted]   36375730     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-23): Seller acknowledges exception, no change in grading
     03/23/2026 2 B B B B B B B B B B   UT Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES53878 [redacted]   36375731     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53878 [redacted]   36375732     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53249 [redacted]   36375738     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53249 [redacted]   36375739     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51151 [redacted]   36375742     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   ND Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51151 [redacted]   36375743     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   ND Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51151 [redacted]   36375744     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   ND Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52860 [redacted]   36375745     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52860 [redacted]   36375746     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52860 [redacted]   36375747     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   TX Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52860 [redacted]   36375749     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               03/20/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52860 [redacted]   36375750     Compliance Compliance State Compliance State Defect ([redacted]) [redacted] Cash-out Loan  (Acknowledgment of Fair Market Value Disclosure Not Provided) [redacted] Constitution Section 50(a)(6): Borrower did not receive written "Acknowledgment of the Fair Market Value" of homestead property securing loan.         Reviewer Comment (2026-03-25): Executed [redacted] Acknowledgement of Fair Market Value received. Exception cleared.


Buyer Comment (2026-03-24): Please see attached signed FMV
 03/25/2026     1 C A C A C A C A C A   TX Primary Refinance - Cash-out - Other To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents and obtain an executed copy; OR, (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree.  Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES52860 [redacted]   36375751     Compliance Compliance State Compliance State Defect ([redacted]) [redacted] Cash-out Loan  (Itemization of Points and Fees Not Provided) [redacted] Constitution Section 50(a)(6): Final Itemized disclosure of fees, points, costs and charges not provided to borrower at least [redacted] business day prior to closing. The file was missing the executed [redacted] Equity Affidavit signed at closing, verifying receipt of final fees one business day prior to closing. Please provide the fully executed [redacted] Equity Affidavit or other acceptable documentation for review.       Reviewer Comment (2026-03-25): [redacted] Home Equity Affidavit provided confirming all [redacted] regulations are met. Exception cleared.


Buyer Comment (2026-03-24): See the closing disclosure issued at least [redacted] days prior to closing for the itemization of fees.
 03/25/2026     1 C A C A C A C A C A   TX Primary Refinance - Cash-out - Other Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES52860 [redacted]   36375752     Compliance Compliance State Compliance State Defect ([redacted]) [redacted] Cash-out Loan  (Completed Loan Application Not  Provided At Least [redacted] Business Day Prior to Closing) [redacted] Constitution Section 50(a)(6):  [redacted] Cash-out Loan.  Borrower was not provided copy of Application [redacted] day prior to closing. The file was missing the executed [redacted] Equity Affidavit signed at closing verifying all [redacted] requirements are met. Please provide for review.       Reviewer Comment (2026-03-25): [redacted] Home Equity Affidavit provided confirming all [redacted] regulations are met. Exception cleared.


Buyer Comment (2026-03-24): Attached affidavit, Please clear this and associated exception.
 03/25/2026     1 C A C A C A C A C A   TX Primary Refinance - Cash-out - Other Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES52860 [redacted]   36375753     Compliance Compliance State Compliance State Defect ([redacted]) [redacted] Cash-out Loan  (No evidence that borrower received copies of all documents signed at closing) [redacted] Constitution Section 50(a)(6):  [redacted] Cash-out Loan.   No evidence that borrower(s) received copies of all documents signed at time of closing. The file was missing the executed [redacted] Equity Affidavit signed at closing verifying all [redacted] requirements are met. Please provide for review.       Reviewer Comment (2026-03-25): [redacted] Home Equity Affidavit provided confirming all [redacted] regulations are met. Exception cleared.


Buyer Comment (2026-03-24): Attached affidavit, Please clear this and associated exception.
 03/25/2026     1 C A C A C A C A C A   TX Primary Refinance - Cash-out - Other Either Deliver the required documents to the borrower or refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES52860 [redacted]   36375754     Compliance Compliance State Compliance State Defect ([redacted]) [redacted] Cash-out Loan  (Loan Not Closed At Office of Lender, Attorney, or Title Company) [redacted] Constitution Section 50(a)(6):  Loan did not close at office of lender, attorney or title company. The file was missing the executed [redacted] Equity Affidavit signed at closing verifying all [redacted] requirements are met. Please provide for review.       Reviewer Comment (2026-03-25): [redacted] Home Equity Affidavit provided confirming all [redacted] regulations are met. Exception cleared.


Buyer Comment (2026-03-24): Attached affidavit, Please clear this and associated exception.
 03/25/2026     1 C A C A C A C A C A   TX Primary Refinance - Cash-out - Other Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES53056 [redacted]   36375756     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53056 [redacted]   36375757     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53056 [redacted]   36375758     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59806 [redacted]   36375759     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59806 [redacted]   36375760     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59806 [redacted]   36375761     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 A A A A A A     B B   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53272 [redacted]   36375763     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53272 [redacted]   36375764     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53272 [redacted]   36375765     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 A A A A A A     B B   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51802 [redacted]   36375769     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51802 [redacted]   36375770     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52730 [redacted]   36375771     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 1 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52730 [redacted]   36375772     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 1 N/A N/A A A N/A N/A     N/A N/A   OK Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52730 [redacted]   36375773     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   OK Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52730 [redacted]   36375774     Compliance Compliance Federal Compliance Federal HPML Federal HPML 2014 Compliant Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Compliant Higher Priced Mortgage Loan.                 1 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52730 [redacted]   36375776     Compliance Compliance State Compliance State HPML (State HPML) [redacted] Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Compliant Higher Priced Loan.         Reviewer Comment (2026-04-13): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan.
     03/23/2026 2 B B B B B B B B B B   OK Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59297 [redacted]   36375777     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59297 [redacted]   36375778     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59297 [redacted]   36375779     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   NH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59003 [redacted]   36375782     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59003 [redacted]   36375783     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57711 [redacted]   36375787     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57711 [redacted]   36375788     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57711 [redacted]   36375789     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53362 [redacted]   36375790     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53362 [redacted]   36375791     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53484 [redacted]   36375793     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53484 [redacted]   36375794     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51243 [redacted]   36375799     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES51243 [redacted]   36375800     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES59385 [redacted]   36375805     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59385 [redacted]   36375806     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59385 [redacted]   36375807     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58205 [redacted]   36375810     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               03/23/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58205 [redacted]   36375811     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58205 [redacted]   36375812     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58205 [redacted]   36375813     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55375 [redacted]   36375815     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55375 [redacted]   36375816     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES52766 [redacted]   36375821     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52766 [redacted]   36375822     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52766 [redacted]   36375823     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52766 [redacted]   36375827     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The AVM indicates the subject is in a PUD. No PUD Rider was attached to the mortgage and HOA dues were not verified. Please provide supporting documentation for review.       Reviewer Comment (2026-03-24): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-24): Please see the screen shot and link attached from [redacted] supporting the [redacted] used to qualify in HOA dues for subject property [redacted]
[redacted]
 03/24/2026     1 C A C A C A C A C A   NC Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56981 [redacted]   36375828     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES56981 [redacted]   36375829     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES51106 [redacted]   36375832     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51106 [redacted]   36375833     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51106 [redacted]   36375834     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51754 [redacted]   36375837     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51754 [redacted]   36375838     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51754 [redacted]   36375839     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   ME Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54996 [redacted]   36375842     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54996 [redacted]   36375843     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56484 [redacted]   36375844     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56484 [redacted]   36375845     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54469 [redacted]   36375849     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-24): Seller acknowledges the exception, no change to grading.
     03/24/2026 2 B B B B B B B B B B   IN Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES54469 [redacted]   36375850     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   IN Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54469 [redacted]   36375851     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54469 [redacted]   36375852     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52056 [redacted]   36375854     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52056 [redacted]   36375855     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55153 [redacted]   36375858     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55153 [redacted]   36375859     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55153 [redacted]   36375860     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54085 [redacted]   36375862     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54085 [redacted]   36375863     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54895 [redacted]   36375865     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54895 [redacted]   36375866     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54895 [redacted]   36375867     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A A A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54895 [redacted]   36375869     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               03/23/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55332 [redacted]   36375870     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55332 [redacted]   36375871     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56153 [redacted]   36375877     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56153 [redacted]   36375878     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56153 [redacted]   36375879     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A A A     B B   CT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57214 [redacted]   36375881     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-24): Seller acknowledges. No change to grading.
     03/24/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES57214 [redacted]   36375882     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57214 [redacted]   36375883     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57214 [redacted]   36375884     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57214 [redacted]   36375885     Credit Credit Miscellaneous Guideline Credit Exception:   The third-party verification of employment for the [redacted] was not time stamped. Please provide evidence of when the lender obtained the verification for review.       Reviewer Comment (2026-03-25): Documentation to support when the lender obtained the third-party verification has been provided. Exception cleared.


Buyer Comment (2026-03-24): Please see the attached documentation confirming the verification of self employment occurred within [redacted] days of the Note date.
 03/25/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54668 [redacted]   36375886     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54668 [redacted]   36375887     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54492 [redacted]   36375889     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C A C A C A A A Non QM Non QM No
[redacted] RCKT2026CES54492 [redacted]   36375890     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C A C A C A A A Non QM Non QM No
[redacted] RCKT2026CES54492 [redacted]   36375894     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - ATR Risk Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. Loan designation failure due to excessive DTI. This exception will be cleared when all DTI related exceptions are cleared.       Reviewer Comment (2026-03-25): Client has attested they only require [redacted] days YTD to support the variable base income. Exception cleared.


Buyer Comment (2026-03-24): A month of time is all that is required by guidelines, please compare base pay to YTD for the months received. Additionally, prior year income from base is not to be averaged if the borrower meets their expected YTD.
 03/25/2026     1 B A C A B A C A B A   CA Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM Loan Designation C A C A C A A A Non QM Non QM Yes
[redacted] RCKT2026CES54492 [redacted]   36375895     Compliance Compliance Federal Compliance ATR/QM Defect General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and [redacted] of [redacted] moderately exceeds the guideline maximum of [redacted]. (DTI Exception is eligible to be regraded with compensating factors.) Co-borrower's income as considered is not supported. Diligence calculation is as follows: Total time worked in [redacted] months. YTD + [redacted] variable base per The Work Number through [redacted] = [redacted] gross is excluding fringe benefits and OT) /[redacted] =[redacted] eligible base. YTD is not sufficient to consider the higher income as only just over a month to average and [redacted] overall does not support. Total qualifying income for the co-borrower is [redacted]inclusive of minor OT. If lender's guidelines allow the [redacted] rule to be applied within a specific amount of time YTD, please provide the guidelines for review. Additionally, if there was an absence from work in [redacted] that would support using higher base income, please provide supporting documentation.       Reviewer Comment (2026-03-25): Client has attested they only require [redacted] days YTD to support the variable base income. Exception cleared.


Buyer Comment (2026-03-24): A month of time is all that is required by guidelines, please compare base pay to YTD for the months received. Additionally, prior year income from base is not to be averaged if the borrower meets their expected YTD.
 03/25/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A C A A A Non QM Non QM No
[redacted] RCKT2026CES54492 [redacted]   36375896     Credit Credit AUS Discrepancy / Guidelines Discrepancy Guideline Guideline Requirement: Investor qualifying total debt ratio discrepancy.   DTI is excessive due to the co-borrower's income. Please provide support for the income considered.       Reviewer Comment (2026-03-25): Client has attested they only require [redacted] days YTD to support the variable base income. Exception cleared.


Buyer Comment (2026-03-24): A month of time is all that is required by guidelines, please compare base pay to YTD for the months received. Additionally, prior year income from base is not to be averaged if the borrower meets their expected YTD.
 03/25/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A C A A A Non QM Non QM No
[redacted] RCKT2026CES54492 [redacted]   36375897     Compliance Compliance Federal Compliance ATR/QM Defect Loan does not meet one or more guideline components which could impact the borrower's ability to repay. Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. ATR Risk due to excessive DTI.       Reviewer Comment (2026-03-25): Client has attested they only require [redacted] days YTD to support the variable base income. Exception cleared.


Buyer Comment (2026-03-24): A month of time is all that is required by guidelines, please compare base pay to YTD for the months received. Additionally, prior year income from base is not to be averaged if the borrower meets their expected YTD.
 03/25/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A C A A A Non QM Non QM No
[redacted] RCKT2026CES59183 [redacted]   36375898     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES59183 [redacted]   36375899     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES54623 [redacted]   36375902     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54623 [redacted]   36375903     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54623 [redacted]   36375905     Credit Credit Miscellaneous Guideline Credit Exception:   The borrower's [redacted] W2 in the file was blank. Please provide the most recent year W2 or equivalent documentation for review.       Reviewer Comment (2026-03-25): [redacted]  W-2 provided and income supports. Exception cleared.


Buyer Comment (2026-03-24): Please see the attached [redacted] W2.
 03/25/2026     1 C A C A C A C A C A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57475 [redacted]   36375907     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-24): Seller acknowledges exception, no change to grading.
     03/24/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES57475 [redacted]   36375908     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57475 [redacted]   36375909     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57475 [redacted]   36375910     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58239 [redacted]   36375912     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-24): Seller acknowledges exception, no change in grading
     03/24/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES58239 [redacted]   36375913     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58239 [redacted]   36375914     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58239 [redacted]   36375915     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59668 [redacted]   36375916     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59668 [redacted]   36375917     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59668 [redacted]   36375918     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A A A     B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59668 [redacted]   36375921     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2026-03-24): Seller acknowledges the exception, no change to grading.
     03/24/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59668 [redacted]   36375922     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-24): Seller acknowledges the exception, no change to grading.
     03/24/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52096 [redacted]   36375923     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52096 [redacted]   36375924     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56237 [redacted]   36375928     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56237 [redacted]   36375929     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56237 [redacted]   36375930     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55273 [redacted]   36375937     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55273 [redacted]   36375938     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES59553 [redacted]   36375939     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59553 [redacted]   36375940     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56178 [redacted]   36375944     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56178 [redacted]   36375945     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56178 [redacted]   36375946     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51400 [redacted]   36375949     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51400 [redacted]   36375950     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51400 [redacted]   36375951     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58144 [redacted]   36375953     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58144 [redacted]   36375954     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58144 [redacted]   36375955     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57435 [redacted]   36375957     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES57435 [redacted]   36375958     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES56527 [redacted]   36375963     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56527 [redacted]   36375964     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56527 [redacted]   36375965     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 A A A A A A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52740 [redacted]   36375966     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52740 [redacted]   36375967     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52740 [redacted]   36375968     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 A A A A A A     B B   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54603 [redacted]   36375970     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54603 [redacted]   36375971     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54603 [redacted]   36375974     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-24): Seller acknowledges. No change to grading.
     03/24/2026 2 B B B B B B B B B B   OR Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES58062 [redacted]   36375975     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58062 [redacted]   36375976     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52519 [redacted]   36375978     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52519 [redacted]   36375979     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52519 [redacted]   36375980     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 A A A A A A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54421 [redacted]   36375983     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54421 [redacted]   36375984     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54421 [redacted]   36375987     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-24): seller accepts; no change to grading.
     03/24/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES59917 [redacted]   36375988     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59917 [redacted]   36375989     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59235 [redacted]   36375993     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59235 [redacted]   36375994     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59235 [redacted]   36375995     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 A A A A A A     B B   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59151 [redacted]   36375998     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59151 [redacted]   36375999     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59151 [redacted]   36376000     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54125 [redacted]   36376003     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54125 [redacted]   36376004     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53947 [redacted]   36376007     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53947 [redacted]   36376008     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53947 [redacted]   36376009     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   WA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53947 [redacted]   36376011     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The AVM indicates the subject is in a PUD. No PUD Rider was attached to the mortgage and HOA dues were not verified. Please provide supporting documentation for review.       Reviewer Comment (2026-03-24): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-24): Please see the attached confirmation there are no HOA dues on the subject property.
 03/24/2026     1 C A C A C A C A C A   WA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53596 [redacted]   36376012     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53596 [redacted]   36376013     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53596 [redacted]   36376014     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56135 [redacted]   36376018     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56135 [redacted]   36376019     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56135 [redacted]   36376020     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53232 [redacted]   36376023     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53232 [redacted]   36376024     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55739 [redacted]   36376026     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55739 [redacted]   36376027     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55739 [redacted]   36376028     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54179 [redacted]   36376030     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54179 [redacted]   36376031     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54179 [redacted]   36376032     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   CO Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54179 [redacted]   36376034     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The AVM indicates the subject is in a PUD. No PUD Rider was attached to the mortgage and HOA dues were not verified. Please provide supporting documentation for review.       Reviewer Comment (2026-03-24): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-24): Please see attached, property report confirming the property is [redacted] with no HOA dues on this property. The AVM will mark the HOA field (redacted) in situations where there is a non-mandatory HOA.
 03/24/2026     1 C A C A C A C A C A   CO Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59328 [redacted]   36376035     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59328 [redacted]   36376036     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59328 [redacted]   36376037     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59127 [redacted]   36376039     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59127 [redacted]   36376040     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59830 [redacted]   36376043     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Non QM No
[redacted] RCKT2026CES59830 [redacted]   36376044     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Non QM No
[redacted] RCKT2026CES59830 [redacted]   36376047     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Non QM. Loan designation failure due to the APR being > threshold of [redacted] (loan amount of [redacted], Index [redacted] = [redacted])       Reviewer Comment (2026-03-25): Restated loan designation of Non-QM aligns with diligence. Exception cleared.


Buyer Comment (2026-03-24): Please see the updated QM summary printed on [redacted] , reflecting the correct QM designation of Non-QM
 03/25/2026     1 B A C A B A C A B A   CT Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C B A A C B A A Higher Priced QM (APOR) Non QM Yes
[redacted] RCKT2026CES59830 [redacted]   36376048     Compliance Compliance Federal Compliance ATR/QM Defect QM (APOR) Threshold Fail Qualified Mortgage: QM APR on subject loan of [redacted] is equal to or greater than the threshold of [redacted]         Reviewer Comment (2026-03-25): Restated loan designation of Non-QM aligns with diligence. Exception cleared.


Buyer Comment (2026-03-24): Please see the updated QM summary printed on [redacted] , reflecting the correct QM designation of Non-QM
 03/25/2026     1 C A C A C A C A C A   CT Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Non QM No
[redacted] RCKT2026CES59830 [redacted]   36376049     Compliance Compliance Federal Compliance ATR/QM Defect Check Restated Loan Designation Match - General Ability to Repay Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match.  However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. The updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. Exception is informational only.       Buyer Comment (2026-03-26): Seller acknowledges exception, no change in grading
     03/26/2026 2   A   B   B   B   A   CT Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Non QM No
[redacted] RCKT2026CES51004 [redacted]   36376054     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51004 [redacted]   36376055     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51004 [redacted]   36376056     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51280 [redacted]   36376058     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51280 [redacted]   36376059     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52668 [redacted]   36376061     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES52668 [redacted]   36376062     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES53610 [redacted]   36376066     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53610 [redacted]   36376067     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53610 [redacted]   36376070     Compliance Compliance State Compliance State HPML [redacted] Home Loan Threshold Fixed Compliant [redacted] Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted], or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] conditions, and the loan is a Compliant [redacted] Loan
     03/23/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES56444 [redacted]   36376071     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56444 [redacted]   36376072     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56444 [redacted]   36376073     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58079 [redacted]   36376075     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58079 [redacted]   36376076     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58079 [redacted]   36376077     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56656 [redacted]   36376079     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56656 [redacted]   36376080     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56656 [redacted]   36376081     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56344 [redacted]   36376084     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56344 [redacted]   36376085     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56344 [redacted]   36376086     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56008 [redacted]   36376088     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56008 [redacted]   36376089     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56008 [redacted]   36376090     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56008 [redacted]   36376092     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               03/23/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57710 [redacted]   36376093     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57710 [redacted]   36376094     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57710 [redacted]   36376095     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   ID Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55924 [redacted]   36376098     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55924 [redacted]   36376099     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55924 [redacted]   36376100     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54264 [redacted]   36376101     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54264 [redacted]   36376102     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54008 [redacted]   36376106     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54008 [redacted]   36376107     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54008 [redacted]   36376108     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59463 [redacted]   36376109     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59463 [redacted]   36376110     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59463 [redacted]   36376111     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54741 [redacted]   36376113     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54741 [redacted]   36376114     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54741 [redacted]   36376115     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59079 [redacted]   36376117     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59079 [redacted]   36376118     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59079 [redacted]   36376119     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59079 [redacted]   36376121     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - ___ The AVM reflects the subject may have HOA dues. None were considered in qualifying, and the file is missing evidence that the subject property has no HOA dues. Please provide supporting documentation for review.       Reviewer Comment (2026-03-16): Received evidence the property is not subject to HOA dues.  Exception cleared.


Buyer Comment (2026-03-16): Please see attached, property report confirming the property is [redacted] with no HOA dues on this property. The AVM will mark the HOA field "[redacted] " in situations where there is a non-mandatory HOA.
 03/16/2026     1 C A C A C A C A C A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58520 [redacted]   36376122     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58520 [redacted]   36376123     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58520 [redacted]   36376124     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55495 [redacted]   36376128     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55495 [redacted]   36376129     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES59519 [redacted]   36376130     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES59519 [redacted]   36376131     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES59519 [redacted]   36376134     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES59519 [redacted]   36376135     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES55098 [redacted]   36376136     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55098 [redacted]   36376137     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55098 [redacted]   36376138     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   WA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52850 [redacted]   36376141     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52850 [redacted]   36376142     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52850 [redacted]   36376143     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53192 [redacted]   36376146     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53192 [redacted]   36376147     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53192 [redacted]   36376148     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   UT Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53192 [redacted]   36376150     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - HOA dues were not documented or included in qualifying and the AVM reflects the HOA indicator as Yes.  Please provide evidence the property is not subject to HOA dues.       Reviewer Comment (2026-03-16): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-16): Please see the screen shot and link attached from [redacted]  supporting the [redacted]  used to qualify in HOA dues for subject property [redacted]  
[redacted]
 03/16/2026     1 C A C A C A C A C A   UT Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54672 [redacted]   36376152     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54672 [redacted]   36376153     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53221 [redacted]   36376154     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53221 [redacted]   36376155     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53015 [redacted]   36376160     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53015 [redacted]   36376161     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53015 [redacted]   36376162     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54152 [redacted]   36376167     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54152 [redacted]   36376168     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54152 [redacted]   36376171     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2026-03-16): seller accepts; no change to grading.
     03/16/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54152 [redacted]   36376172     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-16): seller accepts; no change to grading.
     03/16/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56363 [redacted]   36376173     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56363 [redacted]   36376174     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52258 [redacted]   36376176     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES52258 [redacted]   36376177     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES57154 [redacted]   36376181     Compliance Compliance State Compliance Compliance [redacted] [redacted] has been discontinued effective [redacted].  Most recent available index value used for bona fide discount point testing.           Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 B B B B B B B B B B   AR Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57154 [redacted]   36376182     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   AR Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57154 [redacted]   36376183     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   AR Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57154 [redacted]   36376184     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   AR Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56808 [redacted]   36376188     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56808 [redacted]   36376189     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56808 [redacted]   36376190     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57185 [redacted]   36376193     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57185 [redacted]   36376194     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57185 [redacted]   36376195     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58840 [redacted]   36376198     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58840 [redacted]   36376199     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58840 [redacted]   36376200     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58840 [redacted]   36376202     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-16): Seller acknowledges. No change to grading.
     03/16/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES57203 [redacted]   36376206     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57203 [redacted]   36376207     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57203 [redacted]   36376208     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53699 [redacted]   36376211     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES53699 [redacted]   36376212     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES56114 [redacted]   36376215     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56114 [redacted]   36376216     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51722 [redacted]   36376217     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51722 [redacted]   36376218     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51722 [redacted]   36376219     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57119 [redacted]   36376221     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57119 [redacted]   36376222     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58431 [redacted]   36376224     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58431 [redacted]   36376225     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58431 [redacted]   36376227     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance [redacted] Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Reviewer Comment (2026-03-25): H-9 RTC, proof of delivery [redacted] , and LOE to the borrower provided. New rescission period has passed, exception cured.


Buyer Comment (2026-03-23): Please see attached, ROR as requested
   03/25/2026   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES58403 [redacted]   36376228     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58403 [redacted]   36376230     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58403 [redacted]   36376231     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES51239 [redacted]   36376233     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51239 [redacted]   36376234     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57610 [redacted]   36376237     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   MN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57610 [redacted]   36376238     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57610 [redacted]   36376239     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54052 [redacted]   36376241     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54052 [redacted]   36376242     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54052 [redacted]   36376243     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   MD Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54052 [redacted]   36376247     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2026-03-23): Seller acknowledges exception, no change in grading


Reviewer Comment (2026-03-23): State testing was not impacted by the Loan Designation.  This exception is an EV2 only, and can be waived by client.  Exception remains.


Buyer Comment (2026-03-19): Please see the updated QM Summary form showing we are now QM Safe Harbor
     03/23/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54052 [redacted]   36376248     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-23): Seller acknowledges exception, no change in grading


Reviewer Comment (2026-03-23): State testing was not impacted by the Loan Designation.  This exception is an EV2 only, and can be waived by client.  Exception remains.


Buyer Comment (2026-03-19): Please see the updated QM Summary form showing we are now QM Safe Harbor
     03/23/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54052 [redacted]   36376249     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). Loan designation failure due to the prepaid interest credit not being included in the lender's APR calculation. The prepaid interest credit is a component of the APR.       Reviewer Comment (2026-03-23): Received client request to re-state Loan Designation to QM Safe Harbor.  Exception cleared.


Buyer Comment (2026-03-19): Please see the updated QM Summary form showing we are now QM Safe Harbor
 03/23/2026     1 B A C A B A C A B A   MD Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C B A A C B A A Higher Priced QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES54052 [redacted]   36376250     Compliance Compliance Federal Compliance ATR/QM Defect Check Restated Loan Designation Match - QM / ATR Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). Received client request to re-state Loan Designation to QM Safe Harbor.       Buyer Comment (2026-03-23): Seller acknowledges exception, no change in grading
     03/23/2026 2   A   B   B   B   A   MD Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53532 [redacted]   36376252     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   KY Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53532 [redacted]   36376253     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53532 [redacted]   36376254     Credit Credit Miscellaneous Guideline Credit Exception:   The [redacted] W-2 in the file was blank. Please provide the [redacted] W-2 or equivalent documentation for review.       Reviewer Comment (2026-03-19): Client provided completed [redacted] W2, exception cleared.


Buyer Comment (2026-03-16): Please see the attached [redacted] W2.
 03/19/2026     1 C A C A C A C A C A   KY Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54939 [redacted]   36376255     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54939 [redacted]   36376256     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54939 [redacted]   36376257     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58988 [redacted]   36376263     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES58988 [redacted]   36376264     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES58209 [redacted]   36376265     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58209 [redacted]   36376266     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58209 [redacted]   36376267     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55722 [redacted]   36376270     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55722 [redacted]   36376271     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55722 [redacted]   36376272     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59023 [redacted]   36376276     Credit Credit Miscellaneous Guideline Credit Exception:   The borrower's [redacted] W2 in the file was blank. Please provide the most recent year W2 or equivalent documentation for review.       Reviewer Comment (2026-03-26): The client has provided the [redacted] W2. Income is supported, exception cleared.


Buyer Comment (2026-03-25): Please see the attached [redacted] W2.
 03/26/2026     1 C A C A C A C A C A   NV Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59023 [redacted]   36376277     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59023 [redacted]   36376278     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   NV Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59023 [redacted]   36376279     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59023 [redacted]   36376281     Credit Credit Miscellaneous Guideline Credit Exception:   There is a partially filled out VVOE in the file for the borrower. Lender to confirm if a VVOE was obtained and provide the completed one, or advise if the paystub was used due to being within [redacted] days.       Reviewer Comment (2026-03-26): Client has confirmed the paystub was used in lieu of the VVOE. Exception cleared.


Buyer Comment (2026-03-25): Confirming the paystub was used in lieu of a formal voe recert.
 03/26/2026     1 C A C A C A C A C A   NV Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57124 [redacted]   36376282     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57124 [redacted]   36376283     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57124 [redacted]   36376284     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55623 [redacted]   36376287     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55623 [redacted]   36376288     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55623 [redacted]   36376289     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56340 [redacted]   36376292     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56340 [redacted]   36376293     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56340 [redacted]   36376294     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56340 [redacted]   36376298     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The subject is in a PUD per lender's approval and file documentation, however, no HOA dues were considered in qualifying. Please provide evidence that the property is not subject to HOA dues for review.       Reviewer Comment (2026-03-25): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-25): Please see the attached verification of hoa dues.
 03/25/2026     1 C A C A C A C A C A   NC Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58548 [redacted]   36376300     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58548 [redacted]   36376301     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58548 [redacted]   36376302     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56369 [redacted]   36376303     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56369 [redacted]   36376304     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56369 [redacted]   36376305     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55406 [redacted]   36376307     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55406 [redacted]   36376308     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ .       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55406 [redacted]   36376309     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 A A A A A A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53712 [redacted]   36376311     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   VT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53712 [redacted]   36376312     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 A A A A A A     B B   VT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53712 [redacted]   36376313     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   VT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53712 [redacted]   36376315     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-25): Seller acknowledges exception, no change to grading.
     03/25/2026 2 B B B B B B B B B B   VT Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES56231 [redacted]   36376318     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56231 [redacted]   36376319     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57500 [redacted]   36376320     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 A A A A A A     B B   UT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57500 [redacted]   36376321     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57500 [redacted]   36376322     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56869 [redacted]   36376325     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56869 [redacted]   36376326     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56869 [redacted]   36376327     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 A A A A A A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59555 [redacted]   36376329     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59555 [redacted]   36376330     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59555 [redacted]   36376331     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 A A A A A A     B B   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57136 [redacted]   36376333     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   MO Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57136 [redacted]   36376334     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57136 [redacted]   36376335     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57136 [redacted]   36376338     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - HOA Dues were not documented or included in qualifying and the AVM reflects the HOA indicator as Yes.  Please provide evidence the property is not subject to HOA Dues.       Reviewer Comment (2026-03-25): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-25): Please see the screen shot and link attached from [redacted] supporting the [redacted]  used to qualify in HOA dues for subject property [redacted]
[redacted]
 03/25/2026     1 C A C A C A C A C A   MO Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51138 [redacted]   36376339     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51138 [redacted]   36376340     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51138 [redacted]   36376341     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52587 [redacted]   36376345     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52587 [redacted]   36376346     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52587 [redacted]   36376347     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52928 [redacted]   36376350     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52928 [redacted]   36376351     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52928 [redacted]   36376352     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52928 [redacted]   36376354     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-16): seller accepts; no change to grading.
     03/16/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES53206 [redacted]   36376355     Credit Legal / Regulatory / Compliance Title / Lien Defect Title Title Policy is Preliminary or Commitment, and not a Final Title Policy.           Reviewer Comment (2026-03-16): Received final Title Policy with correct coverage.  Exception cleared.
 03/16/2026     1 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   B A B A A A A A Non QM Non QM No
[redacted] RCKT2026CES53206 [redacted]   36376356     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   B A B A A A A A Non QM Non QM No
[redacted] RCKT2026CES53206 [redacted]   36376357     Credit Title General Title Title Policy Coverage is less than Original Loan Amount.           Reviewer Comment (2026-03-16): Received final Title Policy with correct coverage.  Exception cleared.


Buyer Comment (2026-03-16): Please see the attached final title with correct Note amount.
 03/16/2026     1 B A B A B A B A B A   WA Primary Refinance - Cash-out - Other   B A B A A A A A Non QM Non QM No
[redacted] RCKT2026CES53206 [redacted]   36376360     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   B A B A A A A A Non QM Non QM No
[redacted] RCKT2026CES53591 [redacted]   36376361     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53591 [redacted]   36376362     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53335 [redacted]   36376367     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53335 [redacted]   36376368     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53335 [redacted]   36376369     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58202 [redacted]   36376371     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58202 [redacted]   36376372     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58202 [redacted]   36376373     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52064 [redacted]   36376376     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52064 [redacted]   36376377     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52064 [redacted]   36376378     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52582 [redacted]   36376379     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52582 [redacted]   36376380     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56099 [redacted]   36376384     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56099 [redacted]   36376385     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56099 [redacted]   36376386     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56242 [redacted]   36376388     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES56242 [redacted]   36376389     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES57165 [redacted]   36376393     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57165 [redacted]   36376394     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57165 [redacted]   36376395     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57165 [redacted]   36376397     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The file is missing evidence of the HOA dues for the subject property. Please provide for review.       Reviewer Comment (2026-03-16): Received HOA verification document subject property has no HOA dues. And also, DTI is not exceeding [redacted]  so we do not require updated 1003 & 1008. Exception cleared.


Buyer Comment (2026-03-16): Please see attached, property report confirming the property is [redacted] with no HOA dues on this property. The AVM will mark the HOA field "[redacted] " in situations where there is a non-mandatory HOA.
 03/16/2026     1 C A C A C A C A C A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52698 [redacted]   36376398     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52698 [redacted]   36376399     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52698 [redacted]   36376400     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52698 [redacted]   36376402     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               03/13/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51293 [redacted]   36376403     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES51293 [redacted]   36376404     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   KS Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES51293 [redacted]   36376407     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-25): Seller acknowledges exception, no change to grading.
     03/25/2026 2 B B B B B B B B B B   KS Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES54613 [redacted]   36376410     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54613 [redacted]   36376411     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53494 [redacted]   36376415     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53494 [redacted]   36376416     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53494 [redacted]   36376417     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58947 [redacted]   36376419     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58947 [redacted]   36376420     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58947 [redacted]   36376421     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59704 [redacted]   36376423     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   AK Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59704 [redacted]   36376424     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   AK Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53423 [redacted]   36376425     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53423 [redacted]   36376426     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53423 [redacted]   36376427     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   TX Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53423 [redacted]   36376429     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               03/13/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53423 [redacted]   36376430     Credit Credit Miscellaneous Guideline Credit Exception:   There is an additional insurance escrow of [redacted] month outside what is verified. Please confirm diligence has the correct HOI policy, as the HOI provided is only [redacted] month. Subject is not in a flood zone and there is no MI. Total escrow for insurance per the first lien mortgage statement is [redacted] month.       Reviewer Comment (2026-03-17): Received evidence of additional wind insurance policy along with the premium to be utilized in qualifying.  Exception cleared.


Buyer Comment (2026-03-16): Please see verification of wind insurance and premium attached
 03/17/2026     1 C A C A C A C A C A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53914 [redacted]   36376433     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53914 [redacted]   36376434     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56452 [redacted]   36376438     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56452 [redacted]   36376439     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56452 [redacted]   36376440     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55868 [redacted]   36376443     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               03/13/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55868 [redacted]   36376444     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55868 [redacted]   36376445     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55868 [redacted]   36376446     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55794 [redacted]   36376448     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55794 [redacted]   36376449     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52001 [redacted]   36376451     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-16): Seller acknowledges the exception, no change to grading.
     03/16/2026 2 B B B B B B B B B B   AZ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES52001 [redacted]   36376452     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52001 [redacted]   36376453     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53017 [redacted]   36376454     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES53017 [redacted]   36376455     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES56136 [redacted]   36376460     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES56136 [redacted]   36376461     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES57516 [redacted]   36376462     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57516 [redacted]   36376463     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57516 [redacted]   36376464     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57516 [redacted]   36376466     Credit Income / Employment Income Documentation Income / Employment Verification(s) of employment is not within [redacted] business days of the Note. - The verbal verification of employment obtained is not dated within [redacted] business days of closing. The VOE cover letter discloses there was a Work Number verification completed on [redacted]. Please provide this or equivalent document for review.       Reviewer Comment (2026-03-16): Received Verification of Employment document. Exception Cleared.


Buyer Comment (2026-03-16): We are unable to obtain prior WVOE if not saved upfront, attached is a copy of a post-close VOE obtained for [redacted] .
 03/16/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56721 [redacted]   36376467     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56721 [redacted]   36376470     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55125 [redacted]   36376472     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55125 [redacted]   36376473     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55125 [redacted]   36376474     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55238 [redacted]   36376475     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55238 [redacted]   36376476     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55238 [redacted]   36376477     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55826 [redacted]   36376479     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Non QM No
[redacted] RCKT2026CES55826 [redacted]   36376480     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Non QM No
[redacted] RCKT2026CES55826 [redacted]   36376483     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Non QM. Loan designation failure due to APR. Final APR of [redacted] is > the threshold of [redacted].       Reviewer Comment (2026-03-19): Received client request to restate LD to Non-QM.  Exception cleared.


Buyer Comment (2026-03-18): Please see attached, QM designation updated to Non-QM.
 03/19/2026     1 B A C A B A C A B A   IN Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C B A A C B A A Higher Priced QM (APOR) Non QM Yes
[redacted] RCKT2026CES55826 [redacted]   36376484     Compliance Compliance Federal Compliance ATR/QM Defect QM (APOR) Threshold Fail Qualified Mortgage: QM APR on subject loan of [redacted] is equal to or greater than the threshold of  [redacted].         Reviewer Comment (2026-03-19): Received client request to restate LD to Non-QM.  Exception cleared.


Buyer Comment (2026-03-18): Please see attached, QM designation updated to Non-QM.
 03/19/2026     1 C A C A C A C A C A   IN Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Non QM No
[redacted] RCKT2026CES55826 [redacted]   36376485     Compliance Compliance Federal Compliance ATR/QM Defect Check Restated Loan Designation Match - General Ability to Repay Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match.  However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. Received client request to restate LD to Non-QM.       Buyer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2   A   B   B   B   A   IN Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Non QM No
[redacted] RCKT2026CES51794 [redacted]   36376486     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51794 [redacted]   36376487     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51794 [redacted]   36376488     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52673 [redacted]   36376490     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52673 [redacted]   36376491     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55430 [redacted]   36376498     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55430 [redacted]   36376499     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55430 [redacted]   36376500     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57650 [redacted]   36376502     Compliance Compliance State Compliance State Defect [redacted] Home Loan (Acknowledgement of Receipt of Complaint Agency Disclosure Not Signed by All Borrowers) [redacted] Home Loan:  Receipt of [redacted] Complaint Agency Disclosure specifying the agency designated to receive complaints or inquiries about the origination and making of the loan acknowledged by one borrower, but not all borrowers on the transaction.         Buyer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 B B B B B B B B B B   SC Primary Refinance - Cash-out - Other "Within forty-five days of the loan closing and before the institution of an action pursuant to this article, the lender notifies the borrower of the compliance failure, makes appropriate restitution, and makes necessary adjustments to the loan to make the consumer home loan satisfy the requirements of Section 37-23-70, 37-23-75, or 37-23-80

Provide copy of LOE to borrower notifying consumer of error, provide copy of disclosure signed by all consumers, and proof of mailing within 45 days of consummation."		 B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES57650 [redacted]   36376503     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57650 [redacted]   36376504     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54774 [redacted]   36376507     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54774 [redacted]   36376508     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54774 [redacted]   36376509     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   KY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59600 [redacted]   36376511     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59600 [redacted]   36376512     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59600 [redacted]   36376513     Credit Credit Miscellaneous Guideline Credit Exception:   The third-party verification of employment for [redacted] business was not time stamped. Please provide evidence of when the lender obtained the verification for review.       Reviewer Comment (2026-03-26): Documentation confirming when the lender obtained the third-party verification has been provided. Timing meets guidelines, exception cleared.


Buyer Comment (2026-03-25): Please see uploaded document. Confirmation the third party verification was obtained [redacted]
 03/26/2026     1 C A C A C A C A C A   NY Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56420 [redacted]   36376517     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56420 [redacted]   36376518     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56420 [redacted]   36376519     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56002 [redacted]   36376520     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56002 [redacted]   36376521     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56002 [redacted]   36376522     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51286 [redacted]   36376524     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES51286 [redacted]   36376525     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES51286 [redacted]   36376528     Compliance Compliance State Compliance State HPML [redacted] Home Loan Threshold Fixed Compliant [redacted] Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted], or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] conditions, and the loan is a Compliant [redacted] Loan
     03/13/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES51286 [redacted]   36376529     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Subprime Loan (Counseling Disclosure Not Provided at Application but [redacted]) [redacted] Loan: Counseling Disclosure not provided to borrower at the time of application, but [redacted] of application. Counseling disclosure was provided on [redacted]       Reviewer Comment (2026-03-12): Loan satisfies all [redacted] conditions, and the loan is a Compliant [redacted] Loan.
     03/12/2026 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES59105 [redacted]   36376532     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59105 [redacted]   36376533     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59105 [redacted]   36376534     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55608 [redacted]   36376538     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   HI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55608 [redacted]   36376539     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   HI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55608 [redacted]   36376540     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   HI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53458 [redacted]   36376542     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53458 [redacted]   36376543     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52182 [redacted]   36376544     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52182 [redacted]   36376545     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52182 [redacted]   36376546     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52182 [redacted]   36376548     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               03/24/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51146 [redacted]   36376550     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51146 [redacted]   36376551     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51146 [redacted]   36376552     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   NM Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57842 [redacted]   36376556     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57842 [redacted]   36376557     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57842 [redacted]   36376558     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54438 [redacted]   36376559     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 A A A A A A     B B   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54438 [redacted]   36376560     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54438 [redacted]   36376561     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54438 [redacted]   36376567     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-25): Seller acknowledges. No change to grading.
     03/25/2026 2 B B B B B B B B B B   CT Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES51978 [redacted]   36376570     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES51978 [redacted]   36376571     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55414 [redacted]   36376572     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   MT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55414 [redacted]   36376573     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   MT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55414 [redacted]   36376575     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-25): seller accepts; no change to grading.
     03/25/2026 2 B B B B B B B B B B   MT Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES59889 [redacted]   36376576     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59889 [redacted]   36376577     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59889 [redacted]   36376578     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59889 [redacted]   36376580     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-25): Seller acknowledges exception, no change to grading.
     03/25/2026 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES56748 [redacted]   36376581     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56748 [redacted]   36376582     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56748 [redacted]   36376586     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-25): Seller acknowledges exception, no change in grading
     03/25/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES59621 [redacted]   36376589     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59621 [redacted]   36376590     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59621 [redacted]   36376591     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 A A A A A A     B B   CO Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59621 [redacted]   36376592     Credit Loan Package Documentation Application / Processing Missing Document  Missing Document: [redacted] not provided   [redacted] required and not provided but we do have an Attestation of Terms of [redacted]" in file.       Reviewer Comment (2026-03-25): [redacted] provided. Exception cleared.


Buyer Comment (2026-03-25): Please see the [redacted] on page [redacted]  of the loan images.
 03/25/2026     1 C A C A C A C A C A   CO Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52161 [redacted]   36376594     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52161 [redacted]   36376595     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53348 [redacted]   36376597     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53348 [redacted]   36376598     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53348 [redacted]   36376599     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55447 [redacted]   36376600     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55447 [redacted]   36376601     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55447 [redacted]   36376602     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56944 [redacted]   36376605     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56944 [redacted]   36376606     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51441 [redacted]   36376608     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51441 [redacted]   36376609     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51441 [redacted]   36376610     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51066 [redacted]   36376612     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51066 [redacted]   36376613     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51066 [redacted]   36376614     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55158 [redacted]   36376615     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55158 [redacted]   36376616     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55158 [redacted]   36376617     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 A A A A A A     B B   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59216 [redacted]   36376621     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59216 [redacted]   36376622     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59216 [redacted]   36376623     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52334 [redacted]   36376627     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   NH Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES52334 [redacted]   36376628     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   NH Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES52334 [redacted]   36376631     Credit Credit Miscellaneous Guideline Credit Exception:   The third-party verification for the borrower's [redacted] was not timestamped. Please provide evidence of when this was obtained by the lender for review.       Reviewer Comment (2026-03-25): Documentation has been provided confirming when the lender obtained the third-party verification. Timing meets guidelines, exception cleared.


Buyer Comment (2026-03-25): Please see the attached proof of when we obtained the timestamp.
 03/25/2026     1 C A C A C A C A C A   NH Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES58864 [redacted]   36376635     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 A A A A A A     B B   NH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58864 [redacted]   36376636     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58864 [redacted]   36376637     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55058 [redacted]   36376639     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55058 [redacted]   36376640     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55058 [redacted]   36376643     Compliance Compliance State Compliance State HPML [redacted] Home Loan Threshold Fixed Compliant [redacted] Loan: APR on subject loan of [redacted]  or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted], or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] conditions, and the loan is a Compliant [redacted] Loan
     03/24/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES55058 [redacted]   36376644     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-25): Seller acknowledges exception, no change to grading.
     03/25/2026 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES55058 [redacted]   36376645     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Subprime Loan (Counseling Disclosure Not Provided at Application but [redacted]) [redacted] Loan: Counseling Disclosure not provided to borrower at the time of application, but [redacted] of application. Counseling disclosure was provided on [redacted]       Reviewer Comment (2026-03-18): Loan satisfies all [redacted] conditions, and the loan is a Compliant [redacted] Loan.
     03/18/2026 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52454 [redacted]   36376646     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52454 [redacted]   36376647     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58455 [redacted]   36376652     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58455 [redacted]   36376653     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58455 [redacted]   36376654     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54581 [redacted]   36376656     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54581 [redacted]   36376657     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   OK Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55296 [redacted]   36376660     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55296 [redacted]   36376661     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58127 [redacted]   36376664     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58127 [redacted]   36376665     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58127 [redacted]   36376666     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57553 [redacted]   36376669     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES57553 [redacted]   36376670     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES56651 [redacted]   36376674     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56651 [redacted]   36376675     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57849 [redacted]   36376676     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57849 [redacted]   36376677     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57849 [redacted]   36376678     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53749 [redacted]   36376680     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53749 [redacted]   36376681     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53749 [redacted]   36376682     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55979 [redacted]   36376685     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55979 [redacted]   36376686     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES56267 [redacted]   36376690     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56267 [redacted]   36376691     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56272 [redacted]   36376697     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56272 [redacted]   36376698     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59988 [redacted]   36376699     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59988 [redacted]   36376700     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57478 [redacted]   36376702     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57478 [redacted]   36376703     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57478 [redacted]   36376704     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55708 [redacted]   36376707     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55708 [redacted]   36376708     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55708 [redacted]   36376709     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58857 [redacted]   36376710     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58857 [redacted]   36376711     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58857 [redacted]   36376712     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   WI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58857 [redacted]   36376714     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-25): Seller acknowledges exception, no change in grading
     03/25/2026 2 B B B B B B B B B B   WI Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES51728 [redacted]   36376715     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51728 [redacted]   36376716     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51728 [redacted]   36376717     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51348 [redacted]   36376719     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   WV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51348 [redacted]   36376720     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   WV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51348 [redacted]   36376721     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   WV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53744 [redacted]   36376724     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53744 [redacted]   36376725     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53744 [redacted]   36376726     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52899 [redacted]   36376728     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES52899 [redacted]   36376729     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES52899 [redacted]   36376732     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-25): Seller acknowledges. No change to grading.
     03/25/2026 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES54188 [redacted]   36376733     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54188 [redacted]   36376734     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54188 [redacted]   36376735     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54188 [redacted]   36376737     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-25): seller accepts; no change to grading.
     03/25/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES59473 [redacted]   36376738     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59473 [redacted]   36376739     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59473 [redacted]   36376742     Compliance Compliance State Compliance State HPML [redacted] Home Loan Threshold Fixed Compliant [redacted] Loan: APR on subject loan of [redacted]or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted], or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] conditions, and the loan is a Compliant [redacted] Loan
     03/24/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES59473 [redacted]   36376743     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Subprime Loan (Counseling Disclosure Not Provided at Application but [redacted]) [redacted] Loan: Counseling Disclosure not provided to borrower at the time of application, but [redacted] of application. Disclosure was provided on [redacted]       Reviewer Comment (2026-03-18): Loan satisfies all [redacted] conditions, and the loan is a Compliant [redacted] Loan.
     03/18/2026 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51526 [redacted]   36376744     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51526 [redacted]   36376745     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52384 [redacted]   36376748     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52384 [redacted]   36376749     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58004 [redacted]   36376751     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58004 [redacted]   36376752     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53072 [redacted]   36376754     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES53072 [redacted]   36376755     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55593 [redacted]   36376758     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55593 [redacted]   36376759     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55593 [redacted]   36376760     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55593 [redacted]   36376762     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               03/24/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52152 [redacted]   36376765     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52152 [redacted]   36376766     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52152 [redacted]   36376767     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52152 [redacted]   36376768     Credit Credit Miscellaneous Guideline Credit Exception:   Guidelines require a [redacted] month housing history and the credit report is only reporting [redacted] months.  Borrower just acquired the subject property on [redacted].  The 1003 indicates the borrower owned his prior residence for [redacted] years.  It was noted the address on the borrower's paystubs and W2's indicate that address was an apartment.   It is not possible to determine if additional housing history is required.  Please provide prior history to verify the additional months required or evidence the borrower did not own his prior residence.       Reviewer Comment (2026-03-26): Guidelines reflect the following: "Credit report must show a max of one [redacted] - day late in the last [redacted] months for all mortgage tradelines." This was met with the initial file documentation, nothing further is required.


Buyer Comment (2026-03-25): The credit report reflects the full payment history for the lien on the subject property. As the credit report confirms, associated  [redacted]  was opened on [redacted] . We have attached the final CD from that transaction confirming it was a purchase. Additionally, we have included a screen shot from the loan showing the prior residency at [redacted]  was a rental. This would make sense as the credit report shows the last mortgage/real estate owned was with [redacted]  was closed [redacted] . Please use this to resolve the exception


Buyer Comment (2026-03-25): The credit report reflects the full payment history for the lien on the subject property. As the credit report confirms, associated [redacted]  Mortgage loan#[redacted] was opened on [redacted] . We have attached the final CD from that transaction confirming it was a purchase. Additionally, we have included a screen shot from the loan showing the prior residency at [redacted]  was a rental. This would make sense as the credit report shows the last mortgage/real estate owned was with [redacted]  was closed [redacted] . Please use this to resolve the exception
 03/26/2026     1 C A C A C A C A C A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54160 [redacted]   36376772     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted]% or Final Disclosure APR of [redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted]%  Compliant Higher Priced Loan.         Reviewer Comment (2026-03-18): Loan satisfies all [redacted]  conditions, and the loan is a compliant [redacted]  loan.
     03/24/2026 1 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES54160 [redacted]   36376774     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES54160 [redacted]   36376775     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES56693 [redacted]   36376776     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56693 [redacted]   36376777     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56693 [redacted]   36376778     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53202 [redacted]   36376780     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53202 [redacted]   36376781     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53202 [redacted]   36376782     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   DE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54300 [redacted]   36376785     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   UT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54300 [redacted]   36376786     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54300 [redacted]   36376787     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53401 [redacted]   36376791     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53401 [redacted]   36376792     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53401 [redacted]   36376794     Compliance Compliance State Compliance State Defect [redacted] SB [redacted] [redacted] - Certificate of Compliance or Exemption not attached to mortgage for recording.         Reviewer Comment (2026-03-26): Received Certificate of Compliance.  Exception cleared.


Buyer Comment (2026-03-25): Please see the attached completion cert.
 03/26/2026     1 C A C A C A C A C A   IL Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53401 [redacted]   36376795     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-25): Seller acknowledges. No change to grading.
     03/25/2026 2 B B B B B B B B B B   IL Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES57663 [redacted]   36376796     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57663 [redacted]   36376797     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57663 [redacted]   36376798     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55425 [redacted]   36376801     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55425 [redacted]   36376802     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55425 [redacted]   36376803     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56401 [redacted]   36376809     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56401 [redacted]   36376810     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56401 [redacted]   36376811     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52958 [redacted]   36376813     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52958 [redacted]   36376814     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52958 [redacted]   36376815     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52958 [redacted]   36376819     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-27): Seller acknowledges. No change to grading.
     03/27/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES53538 [redacted]   36376821     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53538 [redacted]   36376822     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53538 [redacted]   36376823     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56020 [redacted]   36376824     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56020 [redacted]   36376825     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56020 [redacted]   36376828     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-27): seller accepts; no change to grading.
     03/27/2026 2 B B B B B B B B B B   MO Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES52739 [redacted]   36376830     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52739 [redacted]   36376831     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52739 [redacted]   36376832     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55767 [redacted]   36376835     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-27): Seller acknowledges exception, no change to grading.
     03/27/2026 2 B B B B B B B B B B   NV Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES55767 [redacted]   36376836     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55767 [redacted]   36376837     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55767 [redacted]   36376838     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   NV Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52233 [redacted]   36376840     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52233 [redacted]   36376841     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52233 [redacted]   36376842     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56672 [redacted]   36376844     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56672 [redacted]   36376845     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56672 [redacted]   36376846     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56167 [redacted]   36376848     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56167 [redacted]   36376849     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53660 [redacted]   36376851     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53660 [redacted]   36376852     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53660 [redacted]   36376853     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55133 [redacted]   36376855     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55133 [redacted]   36376856     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55133 [redacted]   36376857     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES53357 [redacted]   36376859     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53357 [redacted]   36376860     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57235 [redacted]   36376863     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57235 [redacted]   36376864     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57235 [redacted]   36376865     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59425 [redacted]   36376867     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   WV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59425 [redacted]   36376868     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   WV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59425 [redacted]   36376869     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   WV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53672 [redacted]   36376874     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53672 [redacted]   36376875     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53672 [redacted]   36376876     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53672 [redacted]   36376878     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               03/26/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56526 [redacted]   36376879     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES56526 [redacted]   36376880     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES53871 [redacted]   36376884     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53871 [redacted]   36376885     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53871 [redacted]   36376886     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54506 [redacted]   36376890     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54506 [redacted]   36376891     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54506 [redacted]   36376892     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57156 [redacted]   36376893     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57156 [redacted]   36376894     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57156 [redacted]   36376895     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57417 [redacted]   36376898     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57417 [redacted]   36376899     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57417 [redacted]   36376900     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58053 [redacted]   36376903     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58053 [redacted]   36376904     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58053 [redacted]   36376905     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51126 [redacted]   36376908     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51126 [redacted]   36376909     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51126 [redacted]   36376910     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52517 [redacted]   36376915     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52517 [redacted]   36376916     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52517 [redacted]   36376917     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   DE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56196 [redacted]   36376921     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56196 [redacted]   36376922     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54851 [redacted]   36376924     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54851 [redacted]   36376925     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56084 [redacted]   36376928     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2026-03-27): Seller acknowledges the exception, no change to grading.
     03/27/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56084 [redacted]   36376929     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-27): Seller acknowledges the exception, no change to grading.
     03/27/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56084 [redacted]   36376930     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56084 [redacted]   36376931     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56084 [redacted]   36376932     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56754 [redacted]   36376934     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56754 [redacted]   36376935     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55817 [redacted]   36376939     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55817 [redacted]   36376940     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55817 [redacted]   36376941     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54624 [redacted]   36376942     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES54624 [redacted]   36376943     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES51047 [redacted]   36376947     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-27): Seller acknowledges exception, no change to grading.
     03/27/2026 2 B B B B B B B B B B   MO Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES51047 [redacted]   36376949     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51047 [redacted]   36376950     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51047 [redacted]   36376951     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   MO Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54014 [redacted]   36376955     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54014 [redacted]   36376956     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56758 [redacted]   36376958     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   WI Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56758 [redacted]   36376959     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56758 [redacted]   36376960     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56758 [redacted]   36376962     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-27): Seller acknowledges exception, no change in grading
     03/27/2026 2 B B B B B B B B B B   WI Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES56758 [redacted]   36376963     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The AVM indicates the subject is in a PUD. No PUD Rider was attached to the mortgage and HOA dues were not verified. Please provide supporting documentation for review.       Reviewer Comment (2026-03-27): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-27): Please see screen shot attached from [redacted] confirming $[redacted] in HOA dues
[redacted]
 03/27/2026     1 C A C A C A C A C A   WI Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51768 [redacted]   36376964     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51768 [redacted]   36376965     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51768 [redacted]   36376966     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51716 [redacted]   36376969     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51716 [redacted]   36376970     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51716 [redacted]   36376971     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   MO Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51716 [redacted]   36376973     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-27): Seller acknowledges. No change to grading.
     03/27/2026 2 B B B B B B B B B B   MO Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES58753 [redacted]   36376975     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58753 [redacted]   36376976     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58753 [redacted]   36376977     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53208 [redacted]   36376978     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53208 [redacted]   36376979     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53208 [redacted]   36376980     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53208 [redacted]   36376983     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted]% or Final Disclosure APR of [redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted]%  Compliant Higher Priced Loan.         Reviewer Comment (2026-03-12): Loan satisfies all [redacted] conditions, and the loan is a compliant [redacted] .
     03/26/2026 1 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58073 [redacted]   36376984     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58073 [redacted]   36376985     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58073 [redacted]   36376986     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59180 [redacted]   36376989     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59180 [redacted]   36376990     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59180 [redacted]   36376991     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59193 [redacted]   36376995     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-27): Seller acknowledges the exception, no change to grading.
     03/27/2026 2 B B B B B B B B B B   MO Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES59193 [redacted]   36376996     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59193 [redacted]   36376997     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59193 [redacted]   36376998     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   MO Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59683 [redacted]   36376999     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59683 [redacted]   36377000     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59683 [redacted]   36377003     Compliance Compliance State Compliance State HPML [redacted] Home Loan Threshold Fixed Compliant [redacted] Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted], or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] conditions, and the loan is a Compliant [redacted] Loan
     03/26/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES53406 [redacted]   36377004     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53406 [redacted]   36377005     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53406 [redacted]   36377006     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56871 [redacted]   36377009     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56871 [redacted]   36377010     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56871 [redacted]   36377011     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   OR Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56871 [redacted]   36377013     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-27): Seller acknowledges exception, no change to grading.
     03/27/2026 2 B B B B B B B B B B   OR Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES58323 [redacted]   36377014     Compliance Compliance State Compliance Compliance [redacted] [redacted] has been discontinued effective [redacted].  Most recent available index value used for bona fide discount point testing.           Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 B B B B B B B B B B   AR Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58323 [redacted]   36377015     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   AR Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58323 [redacted]   36377016     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   AR Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51769 [redacted]   36377021     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51769 [redacted]   36377022     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53099 [redacted]   36377023     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53099 [redacted]   36377024     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53099 [redacted]   36377025     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52126 [redacted]   36377028     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52126 [redacted]   36377029     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52126 [redacted]   36377030     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58771 [redacted]   36377033     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58771 [redacted]   36377034     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58771 [redacted]   36377035     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59766 [redacted]   36377039     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59766 [redacted]   36377040     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59766 [redacted]   36377041     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56594 [redacted]   36377043     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56594 [redacted]   36377044     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56594 [redacted]   36377045     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53025 [redacted]   36377048     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53025 [redacted]   36377049     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53025 [redacted]   36377050     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   ID Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53615 [redacted]   36377052     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53615 [redacted]   36377053     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56895 [redacted]   36377055     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56895 [redacted]   36377056     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56895 [redacted]   36377057     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51376 [redacted]   36377060     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51376 [redacted]   36377061     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51376 [redacted]   36377062     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58095 [redacted]   36377063     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58095 [redacted]   36377064     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58095 [redacted]   36377065     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57941 [redacted]   36377067     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57941 [redacted]   36377068     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57941 [redacted]   36377069     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58480 [redacted]   36377071     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58480 [redacted]   36377072     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58480 [redacted]   36377073     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58480 [redacted]   36377076     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted]% or Final Disclosure APR of [redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted]%  Compliant Higher Priced Loan.         Reviewer Comment (2026-03-13): Loan satisfies all [redacted]  conditions, and the loan is a compliant [redacted]  loan.
     03/26/2026 1 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51967 [redacted]   36377077     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES51967 [redacted]   36377078     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES51967 [redacted]   36377079     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   OR Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES51967 [redacted]   36377081     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-27): Seller acknowledges the exception, no change to grading.
     03/27/2026 2 B B B B B B B B B B   OR Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES54291 [redacted]   36377082     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54291 [redacted]   36377083     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54291 [redacted]   36377084     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   NE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51006 [redacted]   36377087     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51006 [redacted]   36377088     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51326 [redacted]   36377097     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51326 [redacted]   36377098     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51326 [redacted]   36377099     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51216 [redacted]   36377100     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51216 [redacted]   36377101     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51216 [redacted]   36377102     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54502 [redacted]   36377104     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54502 [redacted]   36377105     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54502 [redacted]   36377106     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52873 [redacted]   36377110     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-27): seller accepts; no change to grading.
     03/27/2026 2 B B B B B B B B B B   IL Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES52873 [redacted]   36377111     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52873 [redacted]   36377112     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52873 [redacted]   36377113     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   IL Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59021 [redacted]   36377115     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59021 [redacted]   36377116     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59021 [redacted]   36377117     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51052 [redacted]   36377121     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51052 [redacted]   36377122     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52991 [redacted]   36377125     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52991 [redacted]   36377126     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the VVOE for the co-borrower. Please provide for review.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52991 [redacted]   36377127     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   KS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54577 [redacted]   36377131     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54577 [redacted]   36377132     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   NE Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54577 [redacted]   36377133     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51527 [redacted]   36377136     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51527 [redacted]   36377137     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51527 [redacted]   36377138     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55955 [redacted]   36377140     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55955 [redacted]   36377141     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55955 [redacted]   36377142     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53915 [redacted]   36377143     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53915 [redacted]   36377144     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53915 [redacted]   36377145     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53915 [redacted]   36377148     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2026-03-27): Seller acknowledges exception, no change in grading
     03/27/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53915 [redacted]   36377149     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-27): Seller acknowledges exception, no change in grading
     03/27/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58129 [redacted]   36377150     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58129 [redacted]   36377151     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58129 [redacted]   36377152     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57018 [redacted]   36377155     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57018 [redacted]   36377156     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57018 [redacted]   36377157     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53463 [redacted]   36377160     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53463 [redacted]   36377161     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53463 [redacted]   36377162     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52549 [redacted]   36377167     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52549 [redacted]   36377168     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52549 [redacted]   36377169     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51671 [redacted]   36377170     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51671 [redacted]   36377171     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57755 [redacted]   36377174     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57755 [redacted]   36377175     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57755 [redacted]   36377176     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54232 [redacted]   36377178     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54232 [redacted]   36377179     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54232 [redacted]   36377180     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52744 [redacted]   36377183     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52744 [redacted]   36377184     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52744 [redacted]   36377187     Compliance Compliance State Compliance State HPML [redacted] Home Loan Threshold Fixed Compliant [redacted] Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted], or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] conditions, and the loan is a Compliant [redacted] Loan
     03/26/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES56686 [redacted]   36377188     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56686 [redacted]   36377189     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54323 [redacted]   36377192     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54323 [redacted]   36377193     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54323 [redacted]   36377194     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   TX Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54323 [redacted]   36377196     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               03/26/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54323 [redacted]   36377197     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - Please provide documentation verifying the subject HOA dues.       Reviewer Comment (2026-03-27): Received HOA verification document. Exception cleared


Buyer Comment (2026-03-27): Please see the attached HOA verification.
 03/27/2026     1 C A C A C A C A C A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55633 [redacted]   36377199     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55633 [redacted]   36377200     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51976 [redacted]   36377202     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51976 [redacted]   36377203     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56673 [redacted]   36377205     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES56673 [redacted]   36377206     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES52827 [redacted]   36377209     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52827 [redacted]   36377210     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52827 [redacted]   36377211     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A A A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51747 [redacted]   36377214     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51747 [redacted]   36377215     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51747 [redacted]   36377216     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A A A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54499 [redacted]   36377218     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54499 [redacted]   36377219     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52441 [redacted]   36377225     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52441 [redacted]   36377226     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52441 [redacted]   36377227     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59351 [redacted]   36377228     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES59351 [redacted]   36377229     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES59351 [redacted]   36377232     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Subprime Loan (Counseling Disclosure Not Provided at Application but [redacted]) [redacted] Loan: Counseling Disclosure not provided to borrower at the time of application, but [redacted] of application. Counseling Disclosure was provided on [redacted].       Buyer Comment (2026-03-27): Seller acknowledges exception, no change in grading
     03/27/2026 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES59351 [redacted]   36377233     Compliance Compliance State Compliance State HPML [redacted] Home Loan Threshold Fixed Compliant [redacted] Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted], or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] conditions, and the loan is a Compliant [redacted] Loan
     03/26/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES57963 [redacted]   36377234     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57963 [redacted]   36377235     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57963 [redacted]   36377236     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56019 [redacted]   36377238     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56019 [redacted]   36377239     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   IL Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56019 [redacted]   36377240     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56019 [redacted]   36377243     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-27): Seller acknowledges exception, no change to grading.
     03/27/2026 2 B B B B B B B B B B   IL Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES56166 [redacted]   36377244     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES56166 [redacted]   36377245     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES56166 [redacted]   36377248     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Subprime Loan (Counseling Disclosure Not Provided [redacted] of Application) [redacted] Loan: Counseling Disclosure not provided to borrower [redacted] of application. Counseling Disclosure provided on [redacted].       Reviewer Comment (2026-03-20): Loan satisfies all [redacted] conditions, and the loan is a Compliant [redacted] Loan.


Reviewer Comment (2026-03-20): Disclosure provided at time loan became a [redacted] loan.
 03/20/2026     1 B A B A B A B A B A   NY Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES56166 [redacted]   36377249     Compliance Compliance State Compliance State HPML [redacted] Home Loan Threshold Fixed Compliant [redacted] Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted], or [redacted].  Compliant SubPrime Loan. Loan satisfies all [redacted] conditions, and the loan is a Compliant [redacted] Loan.       Reviewer Comment (2026-03-20): Loan satisfies all [redacted] conditions, and the loan is a Compliant [redacted] Loan.
     03/26/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES53008 [redacted]   36377251     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53008 [redacted]   36377252     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55902 [redacted]   36377255     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55902 [redacted]   36377256     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55902 [redacted]   36377257     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 A A A A A A     B B   WI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55902 [redacted]   36377259     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2026-03-27): Seller acknowledges the exception, no change to grading.
     03/27/2026 2 B B B B B B B B B B   WI Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES51651 [redacted]   36377263     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51651 [redacted]   36377264     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51651 [redacted]   36377265     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56035 [redacted]   36377266     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES56035 [redacted]   36377267     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES56035 [redacted]   36377270     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Subprime Loan (Counseling Disclosure Not Provided at Application but [redacted]) [redacted] Loan: Counseling Disclosure not provided to borrower at the time of application, but [redacted] of application. Counseling disclosure was provided on [redacted].       Buyer Comment (2026-03-27): seller accepts; no change to grading.


Reviewer Comment (2026-03-20): Loan satisfies all [redacted] conditions, and the loan is a Compliant [redacted] Loan.
     03/27/2026 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES56035 [redacted]   36377271     Compliance Compliance State Compliance State HPML [redacted] Home Loan Threshold Fixed Compliant [redacted] Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted]is in excess of allowable threshold of Prime Mortgage Market Rate [redacted], or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-03-20): Loan satisfies all [redacted] conditions, and the loan is a Compliant [redacted] Loan.
     03/26/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES53883 [redacted]   36377274     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES53883 [redacted]   36377275     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55751 [redacted]   36377276     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES55751 [redacted]   36377277     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES55751 [redacted]   36377280     Compliance Compliance State Compliance State HPML [redacted] Home Loan Threshold Fixed Compliant [redacted] Loan: APR on subject loan of [redacted]or Final Disclosure APR of [redacted]  is in excess of allowable threshold of Prime Mortgage Market Rate [redacted], or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-03-20): Loan satisfies all [redacted] conditions, and the loan is a Compliant [redacted] Loan.
     03/26/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES54937 [redacted]   36377283     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54937 [redacted]   36377284     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55791 [redacted]   36377286     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55791 [redacted]   36377287     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59121 [redacted]   36377290     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59121 [redacted]   36377291     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59121 [redacted]   36377292     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 A A A A A A     B B   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54694 [redacted]   36377294     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54694 [redacted]   36377295     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 A A A A A A     B B   NE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54694 [redacted]   36377296     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59464 [redacted]   36377299     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59464 [redacted]   36377300     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59563 [redacted]   36377302     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59563 [redacted]   36377303     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52615 [redacted]   36377305     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52615 [redacted]   36377306     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52615 [redacted]   36377307     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 A A A A A A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52615 [redacted]   36377309     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               03/26/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58194 [redacted]   36377310     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58194 [redacted]   36377311     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58194 [redacted]   36377312     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53760 [redacted]   36377316     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53760 [redacted]   36377318     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53200 [redacted]   36377319     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53200 [redacted]   36377320     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53200 [redacted]   36377321     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55976 [redacted]   36377323     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55976 [redacted]   36377324     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES59522 [redacted]   36377328     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59522 [redacted]   36377329     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59522 [redacted]   36377330     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 A A A A A A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52976 [redacted]   36377332     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52976 [redacted]   36377333     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53168 [redacted]   36377336     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES53168 [redacted]   36377337     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55935 [redacted]   36377341     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55935 [redacted]   36377342     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55935 [redacted]   36377343     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53156 [redacted]   36377345     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53156 [redacted]   36377346     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 A A A A A A     B B   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53156 [redacted]   36377347     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54526 [redacted]   36377350     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54526 [redacted]   36377351     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51495 [redacted]   36377354     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51495 [redacted]   36377355     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58058 [redacted]   36377358     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58058 [redacted]   36377359     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58058 [redacted]   36377360     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 A A A A A A     B B   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55537 [redacted]   36377364     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55537 [redacted]   36377365     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES58699 [redacted]   36377366     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58699 [redacted]   36377367     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes       Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55036 [redacted]   36377372     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55036 [redacted]   36377373     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES58061 [redacted]   36377374     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58061 [redacted]   36377375     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58061 [redacted]   36377376     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 A A A A A A     B B   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51361 [redacted]   36377379     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 A A A A A A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51361 [redacted]   36377380     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51361 [redacted]   36377381     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51361 [redacted]   36377383     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               03/27/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55929 [redacted]   36377384     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   WV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55929 [redacted]   36377385     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   WV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59080 [redacted]   36377391     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted]% or Final Disclosure APR of [redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted]%  Compliant Higher Priced Loan.         Reviewer Comment (2026-03-27): Loan satisfies all [redacted]  conditions, and the loan is a compliant [redacted]  loan.
     03/27/2026 1 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES59080 [redacted]   36377393     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES59080 [redacted]   36377394     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES58601 [redacted]   36377395     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58601 [redacted]   36377396     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58601 [redacted]   36377397     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52969 [redacted]   36377399     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES52969 [redacted]   36377400     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES52969 [redacted]   36377401     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES57012 [redacted]   36377405     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57012 [redacted]   36377406     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58772 [redacted]   36377410     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58772 [redacted]   36377411     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58772 [redacted]   36377412     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58909 [redacted]   36377413     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   RI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58909 [redacted]   36377414     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   RI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58909 [redacted]   36377415     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   RI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51051 [redacted]   36377419     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51051 [redacted]   36377420     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51762 [redacted]   36377425     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51762 [redacted]   36377426     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51762 [redacted]   36377427     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57441 [redacted]   36377430     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57441 [redacted]   36377431     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57441 [redacted]   36377432     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   ME Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53227 [redacted]   36377435     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53227 [redacted]   36377436     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53227 [redacted]   36377437     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56109 [redacted]   36377438     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56109 [redacted]   36377439     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56109 [redacted]   36377440     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52799 [redacted]   36377442     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   IA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52799 [redacted]   36377443     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   IA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52799 [redacted]   36377444     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   IA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53449 [redacted]   36377446     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   TX Second Home Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53449 [redacted]   36377447     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Second Home Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55139 [redacted]   36377450     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55139 [redacted]   36377451     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54473 [redacted]   36377453     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54473 [redacted]   36377454     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56469 [redacted]   36377458     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56469 [redacted]   36377459     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58631 [redacted]   36377463     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58631 [redacted]   36377464     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58631 [redacted]   36377465     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57611 [redacted]   36377470     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES57611 [redacted]   36377471     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES54067 [redacted]   36377472     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54067 [redacted]   36377473     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53714 [redacted]   36377476     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53714 [redacted]   36377477     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58764 [redacted]   36377480     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58764 [redacted]   36377481     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57642 [redacted]   36377485     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57642 [redacted]   36377486     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57642 [redacted]   36377487     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55188 [redacted]   36377490     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55188 [redacted]   36377491     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55188 [redacted]   36377492     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56026 [redacted]   36377495     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56026 [redacted]   36377496     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52180 [redacted]   36377498     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52180 [redacted]   36377499     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52180 [redacted]   36377500     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57016 [redacted]   36377501     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES57016 [redacted]   36377502     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES51721 [redacted]   36377507     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               03/27/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51721 [redacted]   36377508     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51721 [redacted]   36377509     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51721 [redacted]   36377510     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51412 [redacted]   36377511     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51412 [redacted]   36377512     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51412 [redacted]   36377513     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51334 [redacted]   36377517     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51334 [redacted]   36377518     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51334 [redacted]   36377519     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   DE Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56104 [redacted]   36377520     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56104 [redacted]   36377521     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52749 [redacted]   36377526     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES52749 [redacted]   36377527     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES51182 [redacted]   36377529     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51182 [redacted]   36377530     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51901 [redacted]   36377535     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51901 [redacted]   36377536     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51901 [redacted]   36377537     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57665 [redacted]   36377539     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57665 [redacted]   36377540     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56918 [redacted]   36377541     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES56918 [redacted]   36377542     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES56533 [redacted]   36377546     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56533 [redacted]   36377547     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56533 [redacted]   36377548     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51857 [redacted]   36377550     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51857 [redacted]   36377551     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51857 [redacted]   36377552     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56773 [redacted]   36377556     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56773 [redacted]   36377557     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56773 [redacted]   36377558     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52290 [redacted]   36377559     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52290 [redacted]   36377560     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52290 [redacted]   36377561     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56366 [redacted]   36377564     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES56366 [redacted]   36377565     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES51912 [redacted]   36377568     Compliance Compliance State Compliance Compliance [redacted] [redacted] has been discontinued effective [redacted].  Most recent available index value used for bona fide discount point testing.           Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 B B B B B B B B B B   AR Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51912 [redacted]   36377569     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   AR Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51912 [redacted]   36377570     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   AR Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51912 [redacted]   36377571     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   AR Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58457 [redacted]   36377573     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58457 [redacted]   36377574     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58457 [redacted]   36377575     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59847 [redacted]   36377579     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59847 [redacted]   36377580     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55899 [redacted]   36377581     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55899 [redacted]   36377582     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55899 [redacted]   36377583     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59582 [redacted]   36377585     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59582 [redacted]   36377586     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59582 [redacted]   36377587     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53621 [redacted]   36377589     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53621 [redacted]   36377590     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53621 [redacted]   36377591     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   MN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53769 [redacted]   36377594     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53769 [redacted]   36377595     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53769 [redacted]   36377596     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56228 [redacted]   36377600     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES56228 [redacted]   36377601     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES52316 [redacted]   36377604     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52316 [redacted]   36377605     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52316 [redacted]   36377606     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51672 [redacted]   36377608     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES51672 [redacted]   36377609     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES53592 [redacted]   36377614     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53592 [redacted]   36377615     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53592 [redacted]   36377616     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   NH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59821 [redacted]   36377618     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59821 [redacted]   36377619     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59821 [redacted]   36377620     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52533 [redacted]   36377625     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               03/27/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52533 [redacted]   36377626     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52533 [redacted]   36377627     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52533 [redacted]   36377628     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56305 [redacted]   36377630     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   IA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56305 [redacted]   36377631     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   IA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56305 [redacted]   36377632     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   IA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58027 [redacted]   36377633     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES58027 [redacted]   36377634     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES57805 [redacted]   36377637     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57805 [redacted]   36377638     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57805 [redacted]   36377641     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59560 [redacted]   36377642     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59560 [redacted]   36377643     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59560 [redacted]   36377644     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56022 [redacted]   36377646     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56022 [redacted]   36377647     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56022 [redacted]   36377648     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59996 [redacted]   36377651     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59996 [redacted]   36377652     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59996 [redacted]   36377653     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58676 [redacted]   36377655     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58676 [redacted]   36377656     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58676 [redacted]   36377657     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57890 [redacted]   36377661     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57890 [redacted]   36377662     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57890 [redacted]   36377663     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59991 [redacted]   36377665     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59991 [redacted]   36377666     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56568 [redacted]   36377670     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56568 [redacted]   36377671     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56568 [redacted]   36377672     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56354 [redacted]   36377675     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56354 [redacted]   36377676     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58515 [redacted]   36377677     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58515 [redacted]   36377678     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58515 [redacted]   36377679     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55831 [redacted]   36377683     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55831 [redacted]   36377684     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55831 [redacted]   36377685     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54675 [redacted]   36377688     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54675 [redacted]   36377689     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54675 [redacted]   36377692     Compliance Compliance State Compliance State HPML [redacted] Home Loan Threshold Fixed Compliant [redacted] Loan: APR on subject loan of [redacted]% or Final Disclosure APR of [redacted]% is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]%.  Compliant SubPrime Loan.         Reviewer Comment (2026-03-20): Loan satisfies all [redacted] conditions, and the loan is a Compliant [redacted] Loan.
     03/27/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES53734 [redacted]   36377693     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53734 [redacted]   36377694     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53734 [redacted]   36377695     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59337 [redacted]   36377698     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59337 [redacted]   36377699     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59337 [redacted]   36377700     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   NM Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51302 [redacted]   36377703     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51302 [redacted]   36377704     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51302 [redacted]   36377705     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58307 [redacted]   36377707     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58307 [redacted]   36377708     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/23/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58307 [redacted]   36377709     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-23): Seller acknowledges exception, no change to grading.
     03/23/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59230 [redacted]   36377711     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59230 [redacted]   36377712     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59230 [redacted]   36377713     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   ME Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55104 [redacted]   36377717     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55104 [redacted]   36377718     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55104 [redacted]   36377719     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58578 [redacted]   36377721     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58578 [redacted]   36377722     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purpose.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58578 [redacted]   36377723     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   MS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59895 [redacted]   36377725     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59895 [redacted]   36377726     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59895 [redacted]   36377727     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53303 [redacted]   36377731     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   IA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53303 [redacted]   36377732     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   IA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53303 [redacted]   36377733     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   IA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55721 [redacted]   36377736     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55721 [redacted]   36377737     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55721 [redacted]   36377738     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52185 [redacted]   36377741     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES52185 [redacted]   36377742     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES52185 [redacted]   36377744     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   MA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES54544 [redacted]   36377747     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54544 [redacted]   36377748     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54544 [redacted]   36377749     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54544 [redacted]   36377752     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The file is missing the HOA dues documentation for this property, please provide for review.       Reviewer Comment (2026-03-12): Received HOA document, Exception Cleared.


Buyer Comment (2026-03-12): Please see attached confirming no hoa dues. Please note we used a more conservative value. Also, the address is in the URL.
 03/12/2026     1 C A C A C A C A C A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52483 [redacted]   36377753     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES52483 [redacted]   36377754     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES53198 [redacted]   36377758     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53198 [redacted]   36377759     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59844 [redacted]   36377764     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES59844 [redacted]   36377765     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES59387 [redacted]   36377767     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59387 [redacted]   36377768     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59387 [redacted]   36377769     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54708 [redacted]   36377770     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54708 [redacted]   36377773     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted]           Reviewer Comment (2026-03-10): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53573 [redacted]   36377777     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53573 [redacted]   36377778     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53573 [redacted]   36377779     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52220 [redacted]   36377780     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52220 [redacted]   36377781     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53667 [redacted]   36377785     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES53667 [redacted]   36377786     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES53477 [redacted]   36377787     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53477 [redacted]   36377788     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53477 [redacted]   36377789     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53477 [redacted]   36377791     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance [redacted] Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-04-01): Proof of borrower's receipt of letter of explanation along with re-opened rescission on correct RTC form has been provided to cure exception.


Buyer Comment (2026-03-31): Please see the attached package mailed to the borrower along with proof of delivery, recission period has ended as of [redacted] at midnight.
   04/01/2026   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES59004 [redacted]   36377793     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59004 [redacted]   36377794     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59004 [redacted]   36377795     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59004 [redacted]   36377797     Compliance Compliance State Compliance Misc. State Level [redacted] CMPA Home Loan Toolkit Status [redacted] Consumer Mortgage Protection Act:  Home Loan Toolkit not provided to borrower.         Buyer Comment (2026-03-20): Seller acknowledges exception, no change in grading
     03/20/2026 2 B B B B B B B B B B   MI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52048 [redacted]   36377799     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES52048 [redacted]   36377800     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES56334 [redacted]   36377803     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56334 [redacted]   36377804     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51592 [redacted]   36377807     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51592 [redacted]   36377808     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51592 [redacted]   36377809     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51592 [redacted]   36377811     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - ___ HOA dues were not documented or included in qualifying and the AVM reflects the HOA indicator as Yes. Please provide evidence the property is not subject to HOA dues.       Reviewer Comment (2026-03-23): Received subject property HOA verification document. Exception cleared


Buyer Comment (2026-03-20): Please see the screen shot attached from [redacted] supporting the [redacted] in HOA dues [redacted] used to qualify for subject property
[redacted]
 03/23/2026     1 C A C A C A C A C A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55292 [redacted]   36377812     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55292 [redacted]   36377813     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from [redacted] transaction was in file. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54430 [redacted]   36377816     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES54430 [redacted]   36377817     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES51030 [redacted]   36377820     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51030 [redacted]   36377821     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51556 [redacted]   36377826     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51556 [redacted]   36377827     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52833 [redacted]   36377831     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52833 [redacted]   36377832     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52833 [redacted]   36377833     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58172 [redacted]   36377837     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58172 [redacted]   36377838     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58172 [redacted]   36377839     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53389 [redacted]   36377842     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES53389 [redacted]   36377843     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55920 [redacted]   36377844     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55920 [redacted]   36377845     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55920 [redacted]   36377846     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/10/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55990 [redacted]   36377849     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55990 [redacted]   36377850     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55990 [redacted]   36377851     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57332 [redacted]   36377853     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[redacted] RCKT2026CES57332 [redacted]   36377854     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[redacted] RCKT2026CES57332 [redacted]   36377857     Compliance Compliance Federal Compliance TRID Defect TRID Final Closing Disclosure Principal and Interest TILA-RESPA Integrated Disclosure - Loan Terms: Final Closing Disclosure provided on [redacted] disclosed a Principal and Interest Payment that does not match the actual payment for the loan. LOX and proof of cure was not provided for PCCD.       Reviewer Comment (2026-03-31): [redacted] received PCCD, LOE, RTC and proof of delivery.


Reviewer Comment (2026-03-27): The note and security instruments in the loan file show one set with a loan amount of [redacted] and one with loan amount of [redacted] the closing CD shows final CD at [redacted] and the PCCD shows the amount at [redacted].  Please provide LOE and documentation that the post close CDs, note and security instrument are the intended deal the borrower and the lender intended to make.  The response should be in the form of an LOE and should include filing dates for the documents and copies of the filing stamp.


Buyer Comment (2026-03-26): Please see the attached redisclosure package.
   03/31/2026   2 C B C B C B C B C B   NV Primary Refinance - Cash-out - Other TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable C B A A C B A A Non QM Non QM Yes
[redacted] RCKT2026CES57332 [redacted]   36377858     Compliance Compliance Federal Compliance TRID Defect TRID Final Closing Disclosure Projected P&I Payment Min Payment Fixed Rate Initial Payment TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [redacted] disclosed a periodic principal and interest payment for payment stream [redacted] that does not match the actual payment for the loan. LOX and proof of cure was not provided for PCCD.       Reviewer Comment (2026-03-31): [redacted] received PCCD, LOE, RTC and proof of delivery.


Buyer Comment (2026-03-30): Please re-review the provided documentation. You have a signed note/mortgage from [redacted] showing [redacted], and a signed note/mortgage from [redacted] showing [redacted], so its clearly visible that the loan was resigned post-closing. We have provided a redisclosure package correcting the loan amount to the resigned package number, and it has been mailed. The loan closed with an error and was corrected with client approval, please see the attached screenshot showing the borrower approval for a resign at the lower loan amount and the recorded mortgage at the lower amount.


Reviewer Comment (2026-03-27): The note and security instruments in the loan file show one set with a loan amount of [redacted] and one with loan amount of [redacted] the closing CD shows final CD at [redacted] and the PCCD shows the amount at [redacted].  Please provide LOE and documentation that the post close CDs, note and security instrument are the intended deal the borrower and the lender intended to make.  The response should be in the form of an LOE and should include filing dates for the documents and copies of the filing stamp.


Buyer Comment (2026-03-26): Please see the attached redisclosure package.
   03/31/2026   2 C B C B C B C B C B   NV Primary Refinance - Cash-out - Other TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) C B A A C B A A Non QM Non QM Yes
[redacted] RCKT2026CES57332 [redacted]   36377859     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-19): seller accepts; no change to grading.
     03/19/2026 2 B B B B B B B B B B   NV Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Non QM Non QM Yes
[redacted] RCKT2026CES57023 [redacted]   36377861     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57023 [redacted]   36377862     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58285 [redacted]   36377865     Credit Insurance Insurance Documentation Insurance Missing Document: Flood Insurance Policy not provided   Proof of coverage has not been documented.       Reviewer Comment (2026-03-23): Flood Insurance provided. Exception cleared


Buyer Comment (2026-03-20): please see attached
 03/23/2026     1 C A C A C A C A C A   NJ Primary Refinance - Cash-out - Other   C B C A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58285 [redacted]   36377866     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C B C A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58285 [redacted]   36377867     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   C B C A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58285 [redacted]   36377870     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance [redacted] Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-03-31): Proof of borrower's receipt of letter of explanation along with re-opened rescission on correct RTC form has been provided to cure exception.


Buyer Comment (2026-03-30): Please see attached
   03/31/2026   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B C A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES53239 [redacted]   36377871     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53239 [redacted]   36377872     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53239 [redacted]   36377873     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51423 [redacted]   36377875     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51423 [redacted]   36377876     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the [redacted]valuation required for securitization purposes       Reviewer Comment (2026-03-09): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51423 [redacted]   36377877     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53201 [redacted]   36377882     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53201 [redacted]   36377883     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53201 [redacted]   36377884     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52947 [redacted]   36377885     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES52947 [redacted]   36377886     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES52205 [redacted]   36377889     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52205 [redacted]   36377890     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52205 [redacted]   36377891     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58756 [redacted]   36377893     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58756 [redacted]   36377894     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51091 [redacted]   36377897     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51091 [redacted]   36377898     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51091 [redacted]   36377899     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53515 [redacted]   36377901     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53515 [redacted]   36377902     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59819 [redacted]   36377904     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59819 [redacted]   36377905     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59819 [redacted]   36377908     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54010 [redacted]   36377909     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54010 [redacted]   36377910     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   OK Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54010 [redacted]   36377911     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   OK Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54010 [redacted]   36377913     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). Loan designation failure is due the calculated APR of [redacted]% is below the higher price APR threshold of [redacted]       Reviewer Comment (2026-04-06): Client provided updated QM finding, exception cleared.


Buyer Comment (2026-04-02): see attached updated qm findings


Reviewer Comment (2026-03-30): The prior response was reviewed by compliance. The APR does not exceed the required threshold to consider HPQM (APOR). Exception remains.


Buyer Comment (2026-03-27): The variance in the final payment is already factored into the APR calculation we provided confirming both the APR and QM designation to be correct.


Reviewer Comment (2026-03-26): The variance is related to the calculation of the final payment, which also impacts the Finance Charge and TOP calculations. The variance is [redacted], which has resulted in a lower APR than approved. The loan designation can be re-stated to SHQM (APOR), if requested. Exception remains.


Buyer Comment (2026-03-25): Please see attached confirming the APR calculation and supporting the QM designation used at origination. Please review to clear this condition.
 04/06/2026     1 B A C A B A C A B A   OK Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES54010 [redacted]   36377915     Compliance Compliance State Compliance State HPML (State HPML) [redacted] Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Compliant Higher Priced Mortgage Loan. Loan satisfies all OK HPML conditions, and the loan is a compliant OK HPML loan.       Reviewer Comment (2026-03-20): Loan satisfies all[redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan.
     03/23/2026 1 B B B B B B B B B B   OK Primary Refinance - Cash-out - Other No obvious cure C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54875 [redacted]   36377918     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[redacted] RCKT2026CES54875 [redacted]   36377919     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[redacted] RCKT2026CES54875 [redacted]   36377920     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance [redacted] Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-04-01): [redacted] RTC, proof of delivery [redacted], and LOE to the borrower provided. New rescission period has passed, exception cured.


Buyer Comment (2026-03-30): Please see the attached redisclosure package.
   04/01/2026   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Non QM Non QM Yes
[redacted] RCKT2026CES54063 [redacted]   36377921     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54063 [redacted]   36377922     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54063 [redacted]   36377923     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57233 [redacted]   36377927     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57233 [redacted]   36377928     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52770 [redacted]   36377930     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52770 [redacted]   36377931     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52770 [redacted]   36377932     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59930 [redacted]   36377936     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59930 [redacted]   36377937     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59930 [redacted]   36377938     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59930 [redacted]   36377940     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance [redacted] Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-04-01): Proof of borrower's receipt of letter of explanation along with re-opened rescission on correct RTC form has been provided to cure exception.


Buyer Comment (2026-03-31): Please see the attached package mailed to the borrower along with proof of delivery, recission period has ended as of [redacted] at midnight.
   04/01/2026   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES52259 [redacted]   36377942     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52259 [redacted]   36377943     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52259 [redacted]   36377944     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52259 [redacted]   36377946     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance [redacted] Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-04-01): Proof of borrower's receipt of letter of explanation along with re-opened rescission on correct RTC form has been provided to cure exception.


Buyer Comment (2026-03-31): Please see the attached package mailed to the borrower along with proof of delivery, recission period has ended as of [redacted] at midnight.
   04/01/2026   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES56541 [redacted]   36377949     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56541 [redacted]   36377950     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56541 [redacted]   36377951     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53999 [redacted]   36377952     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53999 [redacted]   36377953     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53999 [redacted]   36377954     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53999 [redacted]   36377955     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - HOA Verification is missing in the file.  Please provide for review.       Reviewer Comment (2026-03-23): Received HOA verification document. Exception cleared


Buyer Comment (2026-03-23): Please see attached, HOA dues confirmation as requested
 03/23/2026     1 C A C A C A C A C A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51120 [redacted]   36377957     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES51120 [redacted]   36377958     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from [redacted] transaction was in file. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES51523 [redacted]   36377963     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51523 [redacted]   36377964     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51523 [redacted]   36377965     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58530 [redacted]   36377968     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 A A A A A A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58530 [redacted]   36377969     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58530 [redacted]   36377970     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55666 [redacted]   36377973     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55666 [redacted]   36377974     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55666 [redacted]   36377975     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/10/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58266 [redacted]   36377979     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance [redacted] Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-04-02): Proof of borrower's receipt of letter of explanation along with re-opened rescission on correct RTC form has been provided to cure exception.


Buyer Comment (2026-03-31): Please see the attached ROR package.
   04/02/2026   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES58266 [redacted]   36377980     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58266 [redacted]   36377981     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58266 [redacted]   36377982     Compliance Compliance Federal Compliance Federal HPML Federal HPML 2014 Compliant Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Compliant Higher Priced Mortgage Loan.         Reviewer Comment (2026-03-25): Verification of the relock which occurred [redacted] was provided. This aligns with other file documentation as the last date the rate was locked. Exception cleared.
 03/25/2026     1 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58266 [redacted]   36377983     Compliance Compliance Federal Compliance ATR/QM Defect QM (APOR) Threshold Fail Qualified Mortgage: QM APR on subject loan of[redacted] is equal to or greater than the threshold of  [redacted].         Reviewer Comment (2026-03-25): Verification of the relock which occurred [redacted] was provided. This aligns with other file documentation as the last date the rate was locked. Exception cleared.


Buyer Comment (2026-03-24): Lenders QM designation is supported by the rate set date information provided.
 03/25/2026     1 C A C A C A C A C A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58266 [redacted]   36377984     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. Per documentation, last rate lock occurred on [redacted].  No proof rate was locked prior was found in file.       Reviewer Comment (2026-03-25): Verification of the relock which occurred [redacted] was provided. This aligns with other file documentation as the last date the rate was locked. Exception cleared.


Buyer Comment (2026-03-24): The RSD is [redacted] per the attached material change in rate from [redacted] to [redacted].
 03/25/2026     1 B A C A B A C A B A   PA Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES55723 [redacted]   36377985     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55723 [redacted]   36377988     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55077 [redacted]   36377989     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55077 [redacted]   36377990     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55077 [redacted]   36377991     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58118 [redacted]   36377995     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance [redacted] Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-03-25): [redacted]  RTC, proof of delivery [redacted], and LOE to the borrower provided. New rescission period has passed, exception cured.


Buyer Comment (2026-03-24): Please see attached re-opening rescission.
   03/25/2026   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Non QM Non QM Yes
[redacted] RCKT2026CES58118 [redacted]   36377996     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[redacted] RCKT2026CES58118 [redacted]   36377997     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[redacted] RCKT2026CES59609 [redacted]   36378000     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES59609 [redacted]   36378001     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES59609 [redacted]   36378004     Credit Credit Miscellaneous Guideline Credit Exception:   The borrower's [redacted] W2 in the file was blank. Please provide the most recent year W2 or equivalent documentation for review.       Reviewer Comment (2026-04-03): Received [redacted] W-2.  Exception cleared.


Buyer Comment (2026-04-03): Please see the attached W2.
 04/03/2026     1 C A C A C A C A C A   OH Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES54187 [redacted]   36378005     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54187 [redacted]   36378006     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54187 [redacted]   36378007     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54187 [redacted]   36378010     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The AVM indicates the subject is in a [redacted] No [redacted] Rider was attached to the mortgage and HOA dues were not verified. Please provide supporting documentation for review.       Reviewer Comment (2026-03-24): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-24): Property is a [redacted] with no hoa dues, please see two verifications showing no HOA dues.
 03/24/2026     1 C A C A C A C A C A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51645 [redacted]   36378012     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51645 [redacted]   36378013     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51645 [redacted]   36378014     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56555 [redacted]   36378015     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56555 [redacted]   36378016     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56555 [redacted]   36378017     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56555 [redacted]   36378019     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance [redacted] Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-04-01): Proof of borrower's receipt of letter of explanation along with re-opened rescission on correct RTC form has been provided to cure exception.


Buyer Comment (2026-03-31): Please see the attached package mailed to the borrower along with proof of delivery, recission period has ended as of [redacted] at midnight.
   04/01/2026   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES54445 [redacted]   36378020     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54445 [redacted]   36378021     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54445 [redacted]   36378023     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance [redacted] Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-03-31): Proof of borrower's receipt of letter of explanation along with re-opened rescission on correct RTC form has been provided to cure exception.


Buyer Comment (2026-03-31): Please see the attached package mailed to the borrower along with proof of delivery, recission period has ended as of [redacted] at midnight.
   03/31/2026   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES53614 [redacted]   36378025     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53614 [redacted]   36378026     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-09): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/09/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53614 [redacted]   36378027     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A A A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57913 [redacted]   36378028     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57913 [redacted]   36378029     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51107 [redacted]   36378031     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51107 [redacted]   36378032     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59421 [redacted]   36378035     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59421 [redacted]   36378036     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from [redacted] transaction was in file. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59421 [redacted]   36378039     Credit Income / Employment Income Documentation Income / Employment Verification(s) of employment is not within [redacted] business days of the Note. - The file was missing the updated verbal verification of employment obtained [redacted] Please provide for review.       Reviewer Comment (2026-03-18): The work number income document received. Exception cleared.


Buyer Comment (2026-03-18): Please see attached confirming the borrower's employment
 03/18/2026     1 C A C A C A C A C A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54952 [redacted]   36378040     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54952 [redacted]   36378041     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53448 [redacted]   36378046     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53448 [redacted]   36378047     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53448 [redacted]   36378048     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58426 [redacted]   36378050     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   C B C B C B A A Safe Harbor QM (APOR) Non QM No
[redacted] RCKT2026CES58426 [redacted]   36378051     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted]                 03/20/2026 2 A A A A A A     B B   AZ Primary Refinance - Cash-out - Other   C B C B C B A A Safe Harbor QM (APOR) Non QM No
[redacted] RCKT2026CES58426 [redacted]   36378052     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted]                 03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   C B C B C B A A Safe Harbor QM (APOR) Non QM No
[redacted] RCKT2026CES58426 [redacted]   36378054     Compliance Compliance Federal Compliance ATR/QM Defect General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines General QM: The DTI calculated in accordance with the Lenders Guidelines and [redacted] significantly exceeds the guideline maximum of [redacted]. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.)   The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted].

Borrower has owned the subject property for at least [redacted].

The representative FICO score exceeds the guideline minimum by at least [redacted] points.

Borrower has verified disposable income of at least $[redacted].		 Comp Factors
1. [redacted] FICO
2. [redacted]% LTV/[redacted]% CLTV
3. No foreclosures or bankruptcies in the past [redacted] years
4. Revolving/installment debt dating back to [redacted] with 0 adverse marks
5. Mortgage history dating back to [redacted] with 0 adverse marks
6. $[redacted] in residual income		 SitusAMC

SitusAMC

SitusAMC

SitusAMC,Originator		 Reviewer Comment (2026-04-15): Exception no longer valid due to change in Loan designation to Non-QM


Buyer Comment (2026-04-15): Please see the updated QM Summary form attached
 04/15/2026     1 C A C A C A C A C A   AZ Primary Refinance - Cash-out - Other   C B C B C B A A Safe Harbor QM (APOR) Non QM No
[redacted] RCKT2026CES58426 [redacted]   36378055     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk.         Reviewer Comment (2026-04-15): Exception no longer valid due to change in Loan designation to Non-QM


Buyer Comment (2026-04-14): Please see the updated QM Summary form attached


Reviewer Comment (2026-04-14): EXCEPTION HISTORY - Exception Detail was updated on [redacted] PRIOR Exception Detail: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk.
 04/15/2026     1 B A C A B A C A B A   AZ Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C B C B C B A A Safe Harbor QM (APOR) Non QM Yes
[redacted] RCKT2026CES58426 [redacted]   36378056     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.               03/24/2026 2 B B B B B B B B B B   AZ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B C B C B A A Safe Harbor QM (APOR) Non QM Yes
[redacted] RCKT2026CES58426 [redacted]   36378057     Credit Credit AUS Discrepancy / Guidelines Discrepancy Guideline Guideline Requirement: Investor qualifying total debt ratio discrepancy.     Borrower has owned the subject property for at least [redacted].

The representative FICO score exceeds the guideline minimum by at least 40 points.

Borrower has verified disposable income of at least $2500.00.

The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted].		 Comp Factors
1. 795 FICO
2. 34% LTV/69% CLTV
3. No foreclosures or bankruptcies in the past seven years
4. Revolving/installment debt dating back to 1991 with 0 adverse marks
5. Mortgage history dating back to 2012 with 0 adverse marks
6. $7,574.54 in residual income		 SitusAMC

SitusAMC

SitusAMC,Originator

SitusAMC		 Reviewer Comment (2026-04-14): Waive to clients request
     04/14/2026 2 C B C B C B C B C B   AZ Primary Refinance - Cash-out - Other   C B C B C B A A Safe Harbor QM (APOR) Non QM No
[redacted] RCKT2026CES58426 [redacted]   36378058     Compliance Compliance Federal Compliance ATR/QM Defect Loan does not meet one or more guideline components which could impact the borrower's ability to repay. General QM: Based on the loan failing one or more guideline components, the loan is at QM risk.         Reviewer Comment (2026-04-14): Loan is NonQM
 04/14/2026     1 C A C A C A C A C A   AZ Primary Refinance - Cash-out - Other   C B C B C B A A Safe Harbor QM (APOR) Non QM No
[redacted] RCKT2026CES58426 [redacted]   36378059     Compliance Compliance Federal Compliance ATR/QM Defect General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and [redacted]) of [redacted]  significantly exceeds the guideline maximum of [redacted]. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.)   Borrower has owned the subject property for at least [redacted].

The representative FICO score exceeds the guideline minimum by at least 40 points.

Borrower has verified disposable income of at least $2500.00.		 Comp Factors
1. 795 FICO
2. 34% LTV/69% CLTV
3. No foreclosures or bankruptcies in the past seven years
4. Revolving/installment debt dating back to 1991 with 0 adverse marks
5. Mortgage history dating back to 2012 with 0 adverse marks
6. $7,574.54 in residual income		 SitusAMC

SitusAMC

SitusAMC,Originator		 Reviewer Comment (2026-04-15): Waiving exception at clients request


Reviewer Comment (2026-04-15): Downgrading Exception to EV2 at clients request for following Comp Factors:
1. [Redacted]FICO
2. Mortgage history dating back to [Redacted]with [Redacted]adverse marks
3. $[Redacted]in residual income
     04/15/2026 2   B   B   B   B   B   AZ Primary Refinance - Cash-out - Other   C B C B C B A A Safe Harbor QM (APOR) Non QM No
[redacted] RCKT2026CES58426 [redacted]   36378060     Compliance Compliance Federal Compliance ATR/QM Defect Check Restated Loan Designation Match - General Ability to Repay Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match.  However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. Client changed loan designation as result of downgrading DTI exception to EV2       Reviewer Comment (2026-04-15): Waiving exception at clients request
     04/15/2026 2   A   B   B   B   A   AZ Primary Refinance - Cash-out - Other   C B C B C B A A Safe Harbor QM (APOR) Non QM No
[redacted] RCKT2026CES59908 [redacted]   36378063     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES59908 [redacted]   36378064     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES51541 [redacted]   36378065     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51541 [redacted]   36378066     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from [redacted] transaction was in file. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the [redacted]  valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56382 [redacted]   36378068     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56382 [redacted]   36378069     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56382 [redacted]   36378070     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 A A A A A A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52004 [redacted]   36378073     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52004 [redacted]   36378074     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52004 [redacted]   36378075     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52004 [redacted]   36378077     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - HOA dues were not documented or included in qualifying and the AVM reflects the HOA indicator as Yes.  Please provide evidence the property is not subject to HOA dues.       Reviewer Comment (2026-03-16): Provided HOA for the subject property. Exception Cleared.


Buyer Comment (2026-03-13): Please see the screen shot and link attached from [redacted] supporting the [redacted] used to qualify in HOA dues for subject property [redacted]
 03/16/2026     1 C A C A C A C A C A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55557 [redacted]   36378078     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55557 [redacted]   36378079     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54024 [redacted]   36378081     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54024 [redacted]   36378082     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54024 [redacted]   36378084     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-13): Seller acknowledges. No change to grading.
     03/13/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES54657 [redacted]   36378086     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54657 [redacted]   36378087     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54657 [redacted]   36378088     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54657 [redacted]   36378090     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES54329 [redacted]   36378091     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54329 [redacted]   36378092     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54329 [redacted]   36378093     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57959 [redacted]   36378096     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES57959 [redacted]   36378097     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES57723 [redacted]   36378100     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES57723 [redacted]   36378101     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES59205 [redacted]   36378104     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/12/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59205 [redacted]   36378105     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the [redacted]valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59205 [redacted]   36378106     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59781 [redacted]   36378109     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59781 [redacted]   36378110     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59781 [redacted]   36378111     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52848 [redacted]   36378114     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52848 [redacted]   36378115     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55123 [redacted]   36378118     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55123 [redacted]   36378119     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55123 [redacted]   36378120     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58333 [redacted]   36378121     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/20/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES58333 [redacted]   36378122     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES58333 [redacted]   36378124     Credit Legal / Regulatory / Compliance Title / Lien Defect Legal / Regulatory / Compliance Final Title Policy is missing. No evidence of title in file.           Reviewer Comment (2026-04-02): Title commitment received. Exception cleared.


Buyer Comment (2026-04-02): Please see the attached title commitment
 04/02/2026     1 C A C A C A C A C A   PA Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES53403 [redacted]   36378126     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from [redacted] transaction was in file. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53403 [redacted]   36378127     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52821 [redacted]   36378129     Credit Insurance Insurance Documentation Insurance Missing Document: Flood Insurance Policy not provided   Proof of coverage has not been provided.       Reviewer Comment (2026-03-24): Flood Insurance policy received. Exception cleared.


Buyer Comment (2026-03-24): Please see the attached flood insurance.
 03/24/2026     1 C A C A C A C A C A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52821 [redacted]   36378130     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52821 [redacted]   36378131     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52821 [redacted]   36378132     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53131 [redacted]   36378135     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53131 [redacted]   36378136     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53131 [redacted]   36378137     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58184 [redacted]   36378142     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58184 [redacted]   36378143     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53563 [redacted]   36378151     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES53563 [redacted]   36378152     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES57892 [redacted]   36378154     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57892 [redacted]   36378155     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56870 [redacted]   36378158     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56870 [redacted]   36378159     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-10): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/10/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56870 [redacted]   36378160     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 A A A A A A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58016 [redacted]   36378163     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58016 [redacted]   36378164     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58016 [redacted]   36378165     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57741 [redacted]   36378168     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57741 [redacted]   36378169     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55021 [redacted]   36378173     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A A A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55021 [redacted]   36378174     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55021 [redacted]   36378175     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59681 [redacted]   36378178     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59681 [redacted]   36378179     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59681 [redacted]   36378180     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A A A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59914 [redacted]   36378182     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59914 [redacted]   36378183     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59914 [redacted]   36378184     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 A A A A A A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56885 [redacted]   36378187     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56885 [redacted]   36378188     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57664 [redacted]   36378191     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57664 [redacted]   36378193     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57664 [redacted]   36378194     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59034 [redacted]   36378196     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59034 [redacted]   36378197     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59034 [redacted]   36378198     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56820 [redacted]   36378200     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56820 [redacted]   36378201     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56820 [redacted]   36378202     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57368 [redacted]   36378207     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57368 [redacted]   36378208     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57368 [redacted]   36378209     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55311 [redacted]   36378210     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55311 [redacted]   36378211     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55311 [redacted]   36378212     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52534 [redacted]   36378214     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52534 [redacted]   36378215     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52091 [redacted]   36378218     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52091 [redacted]   36378219     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52091 [redacted]   36378220     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59264 [redacted]   36378222     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59264 [redacted]   36378223     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55678 [redacted]   36378225     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55678 [redacted]   36378226     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55678 [redacted]   36378227     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57036 [redacted]   36378230     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57036 [redacted]   36378231     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57036 [redacted]   36378232     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57036 [redacted]   36378234     Compliance Compliance State Compliance Misc. State Level [redacted] CMPA Home Loan Toolkit Status [redacted] Consumer Mortgage Protection Act:  Home Loan Toolkit not provided to borrower.         Buyer Comment (2026-03-16): Seller acknowledges the exception, no change to grading.
     03/16/2026 2 B B B B B B B B B B   MI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56044 [redacted]   36378236     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56044 [redacted]   36378237     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56044 [redacted]   36378238     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   AZ Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56044 [redacted]   36378240     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-16): seller accepts; no change to grading .
     03/16/2026 2 B B B B B B B B B B   AZ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES53333 [redacted]   36378241     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES53333 [redacted]   36378242     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES51797 [redacted]   36378247     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51797 [redacted]   36378248     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51797 [redacted]   36378249     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52569 [redacted]   36378252     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52569 [redacted]   36378253     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52569 [redacted]   36378254     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58083 [redacted]   36378257     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58083 [redacted]   36378258     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58083 [redacted]   36378259     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53676 [redacted]   36378263     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53676 [redacted]   36378264     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53676 [redacted]   36378265     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57292 [redacted]   36378267     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57292 [redacted]   36378268     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57292 [redacted]   36378269     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55333 [redacted]   36378271     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55333 [redacted]   36378272     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55333 [redacted]   36378273     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58791 [redacted]   36378277     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58791 [redacted]   36378278     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58791 [redacted]   36378279     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58791 [redacted]   36378281     Credit Income / Employment Income Documentation Income / Employment The verification of employment is required and was not found in file. - The lender's VVOE form stated the Work Number was obtained for the pre-close VVOE. Please provide this verification for review.       Reviewer Comment (2026-03-17): Considered Paystub as VVOE within [redacted] days. Exception cleared.


Buyer Comment (2026-03-17): Paystub as VOE guidelines were met. Please review to clear this condition as the paytsub is dated [redacted] and the loan closed [redacted].
 03/17/2026     1 C A C A C A C A C A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58791 [redacted]   36378283     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The file contained the winter taxes for this property. Please provide the summer tax bill.       Reviewer Comment (2026-03-17): Tax cert received. Exception cleared.


Buyer Comment (2026-03-17): The taxes decreased for [redacted] and we used a more conservative amount. See attached,.
 03/17/2026     1 C A C A C A C A C A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59020 [redacted]   36378284     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/23/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59020 [redacted]   36378285     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59020 [redacted]   36378286     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59020 [redacted]   36378288     Compliance Compliance State Compliance Misc. State Level [redacted] CMPA Home Loan Toolkit Status [redacted] Consumer Mortgage Protection Act:  Home Loan Toolkit not provided to borrower.         Buyer Comment (2026-03-24): Seller acknowledges the exception, no change to grading.
     03/24/2026 2 B B B B B B B B B B   MI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51956 [redacted]   36378290     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 1 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51956 [redacted]   36378291     Compliance Compliance Federal Compliance Federal HPML Federal HPML 2014 Compliant Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Compliant Higher Priced Mortgage Loan.                 1 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51956 [redacted]   36378293     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-25): seller accepts; no change to grading.
     03/25/2026 2 B B B B B B B B B B   AZ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES54961 [redacted]   36378294     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54961 [redacted]   36378295     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54961 [redacted]   36378296     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   AZ Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54961 [redacted]   36378298     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-25): Seller acknowledges exception, no change to grading.
     03/25/2026 2 B B B B B B B B B B   AZ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES51444 [redacted]   36378299     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51444 [redacted]   36378300     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51444 [redacted]   36378301     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56966 [redacted]   36378303     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56966 [redacted]   36378304     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56966 [redacted]   36378305     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59716 [redacted]   36378307     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59716 [redacted]   36378308     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59716 [redacted]   36378309     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51304 [redacted]   36378311     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51304 [redacted]   36378312     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51304 [redacted]   36378313     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 A A A A A A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59315 [redacted]   36378315     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES59315 [redacted]   36378316     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES52240 [redacted]   36378319     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52240 [redacted]   36378320     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52240 [redacted]   36378321     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 A A A A A A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57784 [redacted]   36378323     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57784 [redacted]   36378324     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57784 [redacted]   36378325     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53095 [redacted]   36378330     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53095 [redacted]   36378331     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59990 [redacted]   36378334     Compliance Compliance State Compliance State HPML (State HPML Provision) [redacted] Subprime Loan (Escrow Not Established) [redacted] Subprime Loan: Mandatory escrow account not established for the collection of property taxes and insurance on [redacted] lien loan. (Note: Does not apply to a [redacted] lien when the taxes and insurance are escrowed through another home loan.  It also does not apply if the borrower can demonstrate a record of [redacted] months of timely payments of taxes and insurance on a previous home loan.) The [redacted] lien is not escrowed and evidence of taxes and insurance being paid timely for the last [redacted] months is not present in the file. Please provide evidence the county property taxes due [redacted] were paid prior to delinquency date on [redacted], and evidence the prior HOI policy ([redacted]) was also paid without delinquency by the borrower.       Reviewer Comment (2026-04-06): [redacted] Subprime threshold violation cured.


Buyer Comment (2026-04-02): Please see the attached revised PCCD  with correct APR.


Reviewer Comment (2026-04-01): Although the refund provided is enough to bring [redacted] calculated APR under the [redacted] threshold, the PCCD that was provided still reflects an APR of[redacted] which exceeds the threshold.  Loan is still considered a [redacted] Subprime loan based on the APR on the PCCD.


Buyer Comment (2026-03-31): Please see attached.


Reviewer Comment (2026-03-30): Please provide the PC CD and check to the borrower. Loan will be escalated to compliance upon receipt.


Buyer Comment (2026-03-25): Please see the attached post close corrected CD, refund check, letter to borrower and proof of delivery to reduce the APR below the sub prime threshold.
 04/06/2026     1 B A B A B A B A B A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES59990 [redacted]   36378335     Compliance Compliance State Compliance State HPML [redacted] Subprime Home Loan Threshold Fixed Non-Compliant [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted] + [redacted] or[redacted].  Non-Compliant SubPrime Loan.         Reviewer Comment (2026-04-06): [redacted] received refunds to borrower to bring calculated APR below the [redacted] Subprime threshold, PCCD with disclosed APR below the [redacted] Subprime threshold, LOEs to borrower, copy of the refund checks and tracking labels showing both packages have been shipped.


Buyer Comment (2026-04-02): Please see the attached revised PCCD  with correct APR.


Reviewer Comment (2026-04-01): Although the refund provided is enough to bring [redacted] calculated APR under the [redacted] threshold, the PCCD that was provided still reflects an APR of[redacted] which exceeds the threshold.  Loan is still considered a [redacted] Subprime loan based on the APR on the PCCD.


Buyer Comment (2026-03-31): Please see the attached, PCCD, LOE to borrower, proof of delivery and cure check to reduce apr below the subprime threshold.


Reviewer Comment (2026-03-30): Re-opening exception as loan is Non-Compliant.
   04/06/2026   2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES59990 [redacted]   36378336     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Subprime Loan (Counseling Disclosure Not Provided [redacted] of Application) [redacted] Subprime Loan: Counseling Disclosure not provided to borrower within [redacted] days of application. Counseling Disclosure was provided on [redacted]. Loan was subprime as of [redacted] based on the threshold of [redacted] APR (index [redacted]) The first of the t[redacted] LE's reflected an APR of [redacted]%. Please provide the Counseling Disclosure that was provided within [redacted] days of the application.       Reviewer Comment (2026-04-06): [redacted] Subprime threshold violation cured.


Reviewer Comment (2026-04-06): will clear


Buyer Comment (2026-03-16): Seller acknowledges. No change to grading.
 04/06/2026     1 B A B A B A B A B A   NY Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES59990 [redacted]   36378337     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES59990 [redacted]   36378338     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES53245 [redacted]   36378339     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53245 [redacted]   36378340     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53245 [redacted]   36378341     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53913 [redacted]   36378344     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53913 [redacted]   36378345     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53913 [redacted]   36378346     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52859 [redacted]   36378347     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52859 [redacted]   36378348     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51098 [redacted]   36378350     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51098 [redacted]   36378351     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51098 [redacted]   36378352     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 A A A A A A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54566 [redacted]   36378356     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54566 [redacted]   36378357     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54566 [redacted]   36378358     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54566 [redacted]   36378360     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance [redacted] Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-04-03): Proof of borrower's receipt of letter of explanation along with re-opened rescission on correct RTC form has been provided to cure exception.


Buyer Comment (2026-04-01): Please see attached
   04/03/2026   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES57840 [redacted]   36378363     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57840 [redacted]   36378364     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59428 [redacted]   36378365     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59428 [redacted]   36378366     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59428 [redacted]   36378367     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54992 [redacted]   36378370     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54992 [redacted]   36378371     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54992 [redacted]   36378375     Compliance Compliance Federal Compliance TRID Defect TRID Final Closing Disclosure Amount Financed Test TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of [redacted] is over disclosed by[redacted] compared to the calculated Amount Financed of [redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). Final Closing Disclosure disclosed a finance charge of [redacted]; calculated amount financed is [redacted] Variance is [redacted] and is due to diligence including the Title - Electronic Delivery Fee of [redacted] and the Title - Closing Protection Letter Fee of[redacted].       Reviewer Comment (2026-04-13): Received PC CD, LOE to B, copy of cure check, RTC re-opened and proof of mailing.  Exception cleared.


Buyer Comment (2026-04-13): Please see the attached PCCD, cure check, shipping label and Esigned ROR forms. ROR period ended [redacted].


Reviewer Comment (2026-03-30): [redacted] received rebuttal that CPL paid to non-affiliate and that can only be assessed on a cash transaction.  However, transaction is a refinance and not a [redacted] transaction. The payee of a fee does not determine if it is a finance charge, but what services/purpose was provided and if related to the extension of credit. A Closing Protection Letter is a type of insurance/protection for the lender that is not a component of, or related to, title examination, abstract of title, title insurance, property survey and similar purposes, nor document preparation.  The CPL would not be considered a[redacted] type of fee that would be excluded from finance charges.  The Finance Charge was underdisclosed by [redacted] and requires Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure of [redacted], proof of mailing and proof of reopening of rescission to all consumers.


Buyer Comment (2026-03-27): The [redacted]fee is paid to non affiliate [redacted]l title. Additionally, The CPL fee can also be assessed on a cash transaction and therefore isnt a finance charge.


Reviewer Comment (2026-03-26): No [redacted] fees appear to be paid to an affiliate including the[redacted] is not tested as a document preparation fee under (ii).


Buyer Comment (2026-03-25): [redacted] fee is excluded as paid to a non affiliate and Title-Electronic Doc Delivery Fee is excludable under [redacted] "Fees for preparing loan-related documents, such as deeds, mortgages, and reconveyance or settlement documents."
   04/13/2026   2 C B C B C B C B C B   OH Primary Refinance - Cash-out - Other TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES54992 [redacted]   36378376     Compliance Compliance Federal Compliance TRID Defect TRID Final Closing Disclosure Finance Charge TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of [redacted] is over disclosed by[redacted] compared to the calculated Amount Financed of [redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). Final Closing Disclosure disclosed a finance charge of [redacted]; calculated amount financed is [redacted] Variance is [redacted] and is due to diligence including the Title - Electronic Delivery Fee of [redacted] and the Title - Closing Protection Letter Fee of[redacted].       Reviewer Comment (2026-04-13): Received PC CD, LOE to B, copy of cure check, RTC re-opened and proof of mailing.  Exception cleared.


Buyer Comment (2026-04-13): Please see the attached PCCD, cure check, shipping label and Esigned ROR forms. ROR period ended [redacted].
   04/13/2026   2 C B C B C B C B C B   OH Primary Refinance - Cash-out - Other TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES53928 [redacted]   36378377     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53928 [redacted]   36378378     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53928 [redacted]   36378379     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57295 [redacted]   36378381     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57295 [redacted]   36378382     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57295 [redacted]   36378384     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance [redacted] Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-04-03): LOE, proof of delivery [redacted), and new RTC provided. New rescission period has passed, exception cured.


Buyer Comment (2026-04-01): Please see attached re-opening rescission.
   04/03/2026   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES54888 [redacted]   36378385     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54888 [redacted]   36378386     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54888 [redacted]   36378387     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51550 [redacted]   36378391     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51550 [redacted]   36378392     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56781 [redacted]   36378395     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56781 [redacted]   36378396     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56781 [redacted]   36378397     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52192 [redacted]   36378400     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52192 [redacted]   36378401     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52192 [redacted]   36378402     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52192 [redacted]   36378405     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance [redacted] Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-04-06): LOE, proof of delivery, and [redacted] RTC provided. New rescission period has passed, exception cured.


Buyer Comment (2026-04-02): Please see the attached ROR forms, loe and proof of delivery.
   04/06/2026   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES52504 [redacted]   36378406     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52504 [redacted]   36378407     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52504 [redacted]   36378408     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57820 [redacted]   36378411     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57820 [redacted]   36378412     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57820 [redacted]   36378413     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/24/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59099 [redacted]   36378416     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59099 [redacted]   36378417     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59099 [redacted]   36378418     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59099 [redacted]   36378419     Credit Credit Miscellaneous Guideline Credit Exception:   Guidelines require a [redacted] month housing history and the credit report is only reporting [redacted] months.  The Title Search indicates the property was deeded to the borrower on [redacted], while the AVM indicates the last transfer was [redacted].  The 1003 indicates the borrower has been there for [redacted] years.  It is not possible to determine if the borrower had a [redacted] mortgage to determine if additional housing history is required.  Please provide prior history to verify the additional months required or evidence the borrower did not have a prior mortgage history.       Reviewer Comment (2026-04-03): Title commitment from the prior [redacted] lien provided verifying there was no existing liens at the time the new mortgage was opened.  Required to verify a previous mortgage history is not required.  Exception cleared.


Buyer Comment (2026-04-01): Please see the prior title policy, which is truly not required as we have the borrower credit report to show they had no prior mortgages.


Reviewer Comment (2026-03-30): The existing [redacted] lien dated [redacted] was with [redacted].  Please provide the title commitment or closing disclosure from that prior loan to evidence borrower did not have a prior mortgage.  Required to verify a prior mortgage history is not required.  Exception remains.


Buyer Comment (2026-03-27): The property was owned free and celar prior to the mortgage listed on the credit report. The full payment history has been provided.
 04/03/2026     1 C A C A C A C A C A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52948 [redacted]   36378421     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52948 [redacted]   36378422     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52948 [redacted]   36378423     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   NC Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52948 [redacted]   36378424     Credit Credit Miscellaneous Guideline Credit Exception:   The borrower's [redacted] W2 in the file was blank. Please provide the most recent year W2 or equivalent documentation for review.       Reviewer Comment (2026-03-30): Received [redacted] W2.  Exception cleared.


Buyer Comment (2026-03-27): please see attached
 03/30/2026     1 C A C A C A C A C A   NC Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59356 [redacted]   36378426     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59356 [redacted]   36378427     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59356 [redacted]   36378428     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54550 [redacted]   36378430     Credit Credit Miscellaneous Guideline Credit Exception:   The business entity search for the third-party verification of self employment was not timestamped.  Please provide evidence of the date the verification was obtained.       Reviewer Comment (2026-04-06): Per client rebuttal on[redacted], the updated SE verification was obtained by the client on [redacted].  Exception cleared.


Buyer Comment (2026-04-02): Please be advised, this obtained when uploaded on [redacted] as mentioned in the prior exception comments, this is a QM loan and verification can be obtained post-close.


Reviewer Comment (2026-04-02): Please provide the date the verification was obtained.  Exception remains.  Exception cleared.


Buyer Comment (2026-03-31): Please see attached confirmation of active [redacted], please note this is a QM loan and self-employment verification can be obtained post-close.


Reviewer Comment (2026-03-30): The CPA letter only confirms the accountant prepared tax returns through [redacted].  The letter does not confirm the borrower is still [redacted].  Exception remains.


Buyer Comment (2026-03-27): Please refer to page [redacted] the letter states the date of [redacted] to verify self-employment.
 04/06/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54550 [redacted]   36378431     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54550 [redacted]   36378432     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54550 [redacted]   36378433     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52145 [redacted]   36378435     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52145 [redacted]   36378436     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52145 [redacted]   36378437     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52145 [redacted]   36378439     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance [redacted] Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-04-09): LOE, proof of delivery, and [redacted] RTC provided. New rescission period has passed, exception cured.


Buyer Comment (2026-04-07): Please see attached re-opening rescission.
   04/09/2026   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES53922 [redacted]   36378440     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES53922 [redacted]   36378443     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES59321 [redacted]   36378444     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES59321 [redacted]   36378445     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES59321 [redacted]   36378448     Credit Credit Miscellaneous Guideline Credit Exception:   The internet business search for the Third Party Verification of self employment is not timestamped.  Please provide documentation to verify the date the verification was obtained.       Reviewer Comment (2026-03-30): Received documentation of the date the verification was obtained.  Exception cleared.


Buyer Comment (2026-03-27): Please see the attached screenshots from our document system. The first shows the third-party SE verification was uploaded on [redacted] (you may need to adjust the zoom). The second screen shot was taken from the [redacted] verification itself and reflects the same date/time stamp, confirming it's the same file and the business is active. The verification would not have been completed prior to the application on [redacted] and should be sufficient to confirm it was completed within [redacted] days prior to closing on [redacted].


Buyer Comment (2026-03-27): Please see the attached screenshots from our document system. The [Redacted]shows the third-party SE verification was uploaded on [redacted] (you may need to adjust the zoom). The second screen shot was taken from the [redacted] verification itself and reflects the same date/time stamp, confirming it's the same file and the business is active. The verification would not have been completed prior to the application on [redacted] and should be sufficient to confirm it was completed within [redacted] days prior to closing on [redacted].
 03/30/2026     1 C A C A C A C A C A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES59430 [redacted]   36378451     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES59430 [redacted]   36378452     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES59430 [redacted]   36378453     Credit Credit Miscellaneous Guideline Credit Exception:   The file is missing the borrower's [redacted] W2 or equivalent documentation. Please provide for review.       Reviewer Comment (2026-03-30): Received [redacted]W-2.  Exception cleared.


Buyer Comment (2026-03-27): Please see the attached [redacted]W2.
 03/30/2026     1 C A C A C A C A C A   SC Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES52545 [redacted]   36378456     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52545 [redacted]   36378457     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52545 [redacted]   36378458     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56212 [redacted]   36378459     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56212 [redacted]   36378460     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56212 [redacted]   36378461     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   OH Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56212 [redacted]   36378463     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The HOA indicator on the AVM reflects yes, however, HOA dues were not considered in qualifying. Please provide evidence the property is not subject to HOA dues.       Reviewer Comment (2026-03-27): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-27): Please see the attached confirmation that there are no HOA dues.
 03/27/2026     1 C A C A C A C A C A   OH Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51904 [redacted]   36378464     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51904 [redacted]   36378465     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51904 [redacted]   36378466     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58951 [redacted]   36378469     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-27): seller accepts; no change to grading.
     03/27/2026 2 B B B B B B B B B B   IN Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES58951 [redacted]   36378471     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58951 [redacted]   36378472     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/11/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58951 [redacted]   36378473     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 A A A A A A     B B   IN Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58951 [redacted]   36378474     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The file is missing the HOA verification for the subject property. Please provide for review.       Reviewer Comment (2026-03-30): Client provided documentation to verify subject is a SFR.  Online search with [redacted] indicates no HOA Dues.  Exception cleared.


Buyer Comment (2026-03-30): The document that was provided shows that there are no HOA dues, which is why HOA dues are not available and the screenshot says [redacted]. Please clear this condition.


Reviewer Comment (2026-03-30): HOA information missing in Provided document, please provide the HOA document. Exception Remains.


Buyer Comment (2026-03-27): Please see the attached HOA verification.
 03/30/2026     1 C A C A C A C A C A   IN Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57366 [redacted]   36378476     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57366 [redacted]   36378477     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57366 [redacted]   36378478     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57300 [redacted]   36378479     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57300 [redacted]   36378480     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57300 [redacted]   36378482     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance [redacted] Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-04-09): LOE, proof of delivery, and [redacted]RTC provided. New rescission period has passed, exception cured.


Buyer Comment (2026-04-07): Please see the attached package mailed to the borrower, recission period has ended as of[redacted] at midnight.
   04/09/2026   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES52557 [redacted]   36378484     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52557 [redacted]   36378485     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52557 [redacted]   36378486     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52230 [redacted]   36378489     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52230 [redacted]   36378490     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52230 [redacted]   36378491     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   IL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52230 [redacted]   36378492     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - ___ The file is missing the HOA dues documentation. Please provide for review.       Reviewer Comment (2026-03-31): Received evidence of no HOA dues as well as verification the subject is a SFR.  Exception cleared.


Buyer Comment (2026-03-31): Please see attached CIC on[redacted]  changing property type back to [redacted] additionally, please see the Property Verification Team review which confirmed property is a [redacted] Residence. All other docs mentioned by diligence are a result of initial qualification and are not proof, also property type is based on [redacted] determination and we have determined property is a [redacted].


Reviewer Comment (2026-03-30): Verified the property does not have HOA dues has been provided, however, diligence is still unable to determine if the subject is in a [redacted] as lender documentation supports that it is. Please confirm with title or with internal servicing documentation from the [redacted] lien that the subject is not in a [redacted] and therefore does not need a [redacted] Rider attached to the mortgage. Exception remains.


Buyer Comment (2026-03-30): Please see attached additional documentation showing property does not have HOA dues.


Reviewer Comment (2026-03-27): The documentation provided shows there are no HOA dues, however, all file documentation supports the subject is in a [redacted] . COC changing from a [redacted] to [redacted] dated [redacted], 1008 reflecting HOA dues, and the Final CD additionally discloses HOA dues. No [redacted] Rider was attached to the mortgage. Please provide additional documentation showing the subject is not in a mandatory [redacted] or provide the executed [redacted] Rider and further evidence of HOA dues. Exception remains.


Buyer Comment (2026-03-27): [redacted]: Please see the attached hoa verification.
 03/31/2026     1 C A C A C A C A C A   IL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57039 [redacted]   36378493     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57039 [redacted]   36378494     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57039 [redacted]   36378495     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 A A A A A A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55487 [redacted]   36378497     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55487 [redacted]   36378498     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/12/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55538 [redacted]   36378501     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55538 [redacted]   36378502     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55538 [redacted]   36378503     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55538 [redacted]   36378505     Credit Credit Miscellaneous Guideline Credit Exception:   The borrower's [redacted] W2 in the file was blank. Please provide the most recent year W2 or equivalent documentation for review.       Reviewer Comment (2026-03-30): Received  [redacted]  W-2.  Exception cleared.


Buyer Comment (2026-03-27): please see attached
 03/30/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52748 [redacted]   36378506     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   C B C B A B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52748 [redacted]   36378507     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   C B C B A B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52748 [redacted]   36378508     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   VA Primary Refinance - Cash-out - Other   C B C B A B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52748 [redacted]   36378510     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The HOA Indicator on the AVM indicates the property is subject to HOA Dues. Please provide evidence HOA Dues do not exist for the subject property.       Buyer Comment (2026-03-27): Please see the attached verification of HOA dues. Please note increase in DTI is not significant enough to warrant updated 1003/1008.
 03/27/2026     1 C A C A C A C A C A   VA Primary Refinance - Cash-out - Other   C B C B A B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52748 [redacted]   36378511     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared.       Reviewer Comment (2026-03-30): Exception is no longer valid after downgrading DTI exception.
 03/30/2026     1   A   A   A   A   A   VA Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C B C B A B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES52748 [redacted]   36378512     Compliance Compliance Federal Compliance ATR/QM Defect General QM Provision Investor and QM DTIs don't match and both moderately exceed Guidelines General QM: The DTIs calculated in accordance with the Lenders Guidelines of[redacted] and based on [redacted] moderately exceed the guideline maximum of[redacted]. (DTI Exception is eligible to be regraded with compensating factors.) DTI is excessive due to HOA amount. The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted].

Borrower has been employed in the same industry for more than [redacted] years.

The representative FICO score exceeds the guideline minimum by at least [redacted] points.

Borrower has verified disposable income of at least [redacted]		 Downgrading for following comp factors
1. [redacted] FICO
2. [redacted]CLTV
3. [redacted]residual income
4. [redacted] years employment history with current employer		 SitusAMC

SitusAMC

SitusAMC,Originator

SitusAMC		 Reviewer Comment (2026-03-30): Waiving exception as exception has been downgraded.


Reviewer Comment (2026-03-30): Downgrading for following comp factors
1. [redacted]
2. [redacted] CLTV
3. [redacted]residual income
4. [redacted]+ years employment history with current employer
     03/30/2026 2   B   B   B   B   B   VA Primary Refinance - Cash-out - Other   C B C B A B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52748 [redacted]   36378513     Credit Credit AUS Discrepancy / Guidelines Discrepancy Guideline Guideline Requirement: Investor qualifying total debt ratio discrepancy. Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. Calculated investor qualifying total debt ratio of[redacted]% exceeds Guideline total debt ratio of [redacted]. The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted].

Borrower has been employed in the same industry for more than [redacted] years.

The representative FICO score exceeds the guideline minimum by at least [redacted] points.

Borrower has verified disposable income of at least [redacted]		 Downgrading for following comp factors
1. [redacted] FICO
2. [redacted]CLTV
3. [redacted]residual income
4. [redacted] years employment history with current employer		 SitusAMC

SitusAMC

SitusAMC,Originator

SitusAMC		 Reviewer Comment (2026-03-30): Waiving exception as exception has been downgraded.


Reviewer Comment (2026-03-30): Downgrading for following comp factors
1. [redacted]
2. [redacted] CLTV
3. [redacted]residual income
4. [redacted]+ years employment history with current employer
     03/30/2026 2   B   B   B   B   B   VA Primary Refinance - Cash-out - Other   C B C B A B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52748 [redacted]   36378514     Compliance Compliance Federal Compliance ATR/QM Defect Loan does not meet one or more guideline components which could impact the borrower's ability to repay. General QM: Based on the loan failing one or more guideline components, the loan is at QM risk.         Reviewer Comment (2026-03-30): Exception is no longer valid after downgrading DTI exception.
 03/30/2026     1   A   A   A   A   A   VA Primary Refinance - Cash-out - Other   C B C B A B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58983 [redacted]   36378578     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58983 [redacted]   36378579     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58983 [redacted]   36378580     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56337 [redacted]   36378583     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56337 [redacted]   36378584     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56337 [redacted]   36378585     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59152 [redacted]   36378589     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59152 [redacted]   36378590     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59152 [redacted]   36378591     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55548 [redacted]   36378592     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55548 [redacted]   36378593     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55548 [redacted]   36378594     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58471 [redacted]   36378596     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58471 [redacted]   36378597     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58471 [redacted]   36378598     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59612 [redacted]   36378603     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59612 [redacted]   36378604     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59612 [redacted]   36378605     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54065 [redacted]   36378607     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54065 [redacted]   36378608     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   OK Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54065 [redacted]   36378609     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A A A     B B   OK Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54065 [redacted]   36378611     Credit Credit Miscellaneous Guideline Credit Exception:   The borrower's [redacted] W2 in the file was blank. Please provide the most recent year W2 or equivalent documentation for review.       Reviewer Comment (2026-03-30): Received [redacted]W-2.  Exception cleared.


Buyer Comment (2026-03-27): Please see attached, W2 with information filled in.
 03/30/2026     1 C A C A C A C A C A   OK Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57162 [redacted]   36378612     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57162 [redacted]   36378613     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57162 [redacted]   36378614     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56628 [redacted]   36378616     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56628 [redacted]   36378617     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56628 [redacted]   36378618     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57679 [redacted]   36378621     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57679 [redacted]   36378622     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57679 [redacted]   36378623     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56370 [redacted]   36378625     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56370 [redacted]   36378626     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56370 [redacted]   36378627     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   NJ Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56370 [redacted]   36378628     Credit Insurance Insurance Documentation Insurance Missing Document: Flood Insurance Policy not provided           Reviewer Comment (2026-03-30): Flood Insurance policy received. Exception cleared.


Buyer Comment (2026-03-30): Please see the attached flood insurance.
 03/30/2026     1 C A C A C A C A C A   NJ Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57260 [redacted]   36378631     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57260 [redacted]   36378632     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57260 [redacted]   36378633     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 A A A A A A     B B   VA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57260 [redacted]   36378634     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The file was missing the HOA dues/documentation for this property, please provide for review.       Reviewer Comment (2026-03-27): Received HOA verification document. Exception cleared


Buyer Comment (2026-03-27): Please see attached  [redacted]  report for HOA dues. The amount was left higher on the 1008 as a conservative estimate of DTI.
 03/27/2026     1 C A C A C A C A C A   VA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58343 [redacted]   36378637     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58343 [redacted]   36378638     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 A A A A A A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58343 [redacted]   36378639     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53438 [redacted]   36378641     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   WV Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES53438 [redacted]   36378642     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   WV Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES53438 [redacted]   36378644     Credit Credit Miscellaneous Guideline Credit Exception:   The borrower's [redacted] and [redacted] W2s in the file are blank. Please provide the W2(s) used in qualifying or equivalent documentation which meets guidelines for review.       Reviewer Comment (2026-03-30): [redacted] W2's have been provided and support the income considered. Exception cleared.


Buyer Comment (2026-03-27): Please see the attached [redacted] W2s.
 03/30/2026     1 C A C A C A C A C A   WV Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES51351 [redacted]   36378646     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   B A B A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51351 [redacted]   36378647     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   B A B A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51351 [redacted]   36378648     Credit Legal / Regulatory / Compliance Title / Lien Defect Title [redacted] is Preliminary or Commitment, and not a Final Title Policy.           Reviewer Comment (2026-03-30): Received Final [redacted] with acceptable coverage amount.  Exception cleared.
 03/30/2026     1 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   B A B A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51351 [redacted]   36378649     Credit Title General Title Title Policy Coverage is less than Original Loan Amount.           Reviewer Comment (2026-03-30): Received Final [redacted] with acceptable coverage amount.  Exception cleared.


Buyer Comment (2026-03-27): Please see the attached [redacted] with the amount of insurance matching the loan amount.
 03/30/2026     1 B A B A B A B A B A   UT Primary Refinance - Cash-out - Other   B A B A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54250 [redacted]   36378651     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 A A A A A A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54250 [redacted]   36378652     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54250 [redacted]   36378653     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56850 [redacted]   36378655     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56850 [redacted]   36378656     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56850 [redacted]   36378657     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 A A A A A A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55503 [redacted]   36378661     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/26/2026 2 A A A A A A A A A A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55503 [redacted]   36378662     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59022 [redacted]   36378667     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-30): Seller acknowledges exception, no change in grading
     03/30/2026 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES59022 [redacted]   36378668     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59022 [redacted]   36378669     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55293 [redacted]   36378670     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55293 [redacted]   36378671     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55293 [redacted]   36378672     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 A A A A A A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55964 [redacted]   36378675     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55964 [redacted]   36378676     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55964 [redacted]   36378678     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA Rescission - Disbursement Date Less than [redacted] Business Days From Transaction Date Truth in Lending Act:  Subject loan transaction disbursed on [redacted], prior to [redacted] business days from transaction date of [redacted]. The Final CD and RTC were not signed until [redacted], and the RTC did not reflect a new rescission period.  Lender to re-open rescission, provide the new right to cancel form, a copy of letter of explanation sent to borrower, and proof of delivery. Note:  This exception cannot be cured until the new rescission period ends.       Reviewer Comment (2026-04-09): LOE, proof of delivery ([redacted]), and new RTC provided. New rescission period has passed, exception cured.


Buyer Comment (2026-04-09): Please see the attached complete ror package.


Reviewer Comment (2026-04-09): Received RTC form evidencing new rescission period was opened.  Please provide LOE to borrower and proof of delivery to cure this exception.


Buyer Comment (2026-04-07): Please see the attached ROR forms.
   04/09/2026   2 C B C B C B C B C B   MD Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES55964 [redacted]   36378679     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date Truth in Lending Act:  Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). RTC disclosed incorrect transaction and expiration dates. Lender to re-open rescission, provide a copy of the new right to cancel form, the letter of explanation sent to borrower, and proof of delivery. Note: This exception cannot be cured until expiration of new rescission period.       Reviewer Comment (2026-04-09): LOE, proof of delivery ([redacted]), and new RTC provided. New rescission period has passed, exception cured.


Reviewer Comment (2026-04-09): Received RTC form evidencing new rescission period was opened.  Please provide LOE to borrower and proof of delivery to cure this exception.
   04/09/2026   2 C B C B C B C B C B   MD Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES55851 [redacted]   36378682     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES55851 [redacted]   36378683     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   MN Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES55851 [redacted]   36378684     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-30): Seller acknowledges the exception, no change to grading.
     03/30/2026 2 B B B B B B B B B B   MN Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES51576 [redacted]   36378686     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES51576 [redacted]   36378687     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES53647 [redacted]   36378691     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance [redacted] Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-04-06): Proof of borrower's receipt of letter of explanation along with re-opened rescission on correct RTC form has been provided to cure exception.


Buyer Comment (2026-04-06): Please see the attached ror disclosure.
   04/06/2026   2 C B C B C B C B C B   DE Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES53647 [redacted]   36378692     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53647 [redacted]   36378693     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   DE Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53647 [redacted]   36378694     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 A A A A A A     B B   DE Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55680 [redacted]   36378696     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55680 [redacted]   36378699     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES53264 [redacted]   36378700     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53264 [redacted]   36378701     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53264 [redacted]   36378703     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55563 [redacted]   36378705     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-30): Seller acknowledges exception, no change in grading
     03/30/2026 2 B B B B B B B B B B   IN Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES55563 [redacted]   36378706     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55563 [redacted]   36378707     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54902 [redacted]   36378708     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54902 [redacted]   36378709     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54902 [redacted]   36378710     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54902 [redacted]   36378712     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - ___ The HOA Indicator on the AVM indicates the property is subject to HOA dues. Please provide evidence the subject is not in a mandatory [redacted]. A [redacted] Rider was not attached to the mortgage, nor were HOA dues considered in qualifying.       Reviewer Comment (2026-03-30): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-30): Please see the attached third party documentation confirming the property is a [redacted].
 03/30/2026     1 C A C A C A C A C A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55604 [redacted]   36378715     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55604 [redacted]   36378716     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55604 [redacted]   36378717     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   UT Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55604 [redacted]   36378719     Credit Credit Miscellaneous Guideline Credit Exception:   The file was missing the co-borrower's income documentation from the Department of Veterans Affairs confirming [redacted]/ month in qualifying income. Co-borrower's income to be further reviewed upon receipt of the missing documentation.       Reviewer Comment (2026-04-03): Received VA disability award letter.  Exception cleared.


Buyer Comment (2026-04-02): Please see the attached VA benefits letter which was fully grossed up for qualifying.


Reviewer Comment (2026-04-01): Diligence has considered the co-borrower's pension with  [redacted] . There was additional VA income for [redacted] qualified with for the co-borrower per the QM Findings which was unable to be located in the loan file. Exception remains.


Buyer Comment (2026-03-30): Please refer to page [redacted] DOC ID [redacted] for the co-borrowers  [redacted]  pension.
 04/03/2026     1 C A C A C A C A C A   UT Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54917 [redacted]   36378722     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with [redacted] disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2026-03-30): Seller acknowledges the exception, no change to grading.
     03/30/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES54917 [redacted]   36378723     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-30): Seller acknowledges the exception, no change to grading.
     03/30/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES54917 [redacted]   36378724     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES54917 [redacted]   36378725     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES54831 [redacted]   36378726     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54831 [redacted]   36378727     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54831 [redacted]   36378728     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54831 [redacted]   36378730     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - ___ The AVM reflects the subject property may have HOA dues, however, none were considered in qualifying, nor was a [redacted] Rider attached to the mortgage. Please provide evidence the property is not in a[redacted]/not subject to HOA dues.       Reviewer Comment (2026-03-30): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-30): Please see the attached hoa verification.
 03/30/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59150 [redacted]   36378731     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59150 [redacted]   36378732     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59920 [redacted]   36378734     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES59920 [redacted]   36378735     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58918 [redacted]   36378740     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-30): Seller acknowledges exception, no change in grading
     03/30/2026 2 B B B B B B B B B B   IL Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES58918 [redacted]   36378741     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58918 [redacted]   36378742     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56078 [redacted]   36378743     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   C B C B A A A A Non QM Non QM No
[redacted] RCKT2026CES56078 [redacted]   36378744     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   C B C B A A A A Non QM Non QM No
[redacted] RCKT2026CES56078 [redacted]   36378748     Credit Credit Miscellaneous Guideline Credit Exception:   The VVOE's in the file did not disclose the title of the person at the employer who filled out the VVOE form. Please provide documentation from the lender or employer that confirms the verifier's job title/position. The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted].

Borrower has verified disposable income of at least [redacted].		 LTV of [redacted] is < guideline maximum of [redacted] by > [redacted]

Verified residual income of [redacted].		 Originator,SitusAMC

SitusAMC,Originator		 Reviewer Comment (2026-04-02): Client elects to waive with compensating factors.
     04/02/2026 2 C B C B C B C B C B   GA Primary Refinance - Cash-out - Other   C B C B A A A A Non QM Non QM No
[redacted] RCKT2026CES52913 [redacted]   36378749     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52913 [redacted]   36378750     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Verification of the relock which occurred on [redacted] has been provided. Exception cleared.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52913 [redacted]   36378751     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52728 [redacted]   36378753     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52728 [redacted]   36378754     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52728 [redacted]   36378755     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51375 [redacted]   36378758     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51375 [redacted]   36378759     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51375 [redacted]   36378760     Compliance Compliance Federal Compliance Federal HPML Federal HPML 2014 Compliant Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Compliant Higher Priced Mortgage Loan.         Reviewer Comment (2026-04-01): Verification of the relock which occurred on [redacted] has been provided. Exception cleared.
 04/01/2026     1 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51375 [redacted]   36378762     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). Loan designation failure due to the rate set date. The date considered by the lender was not documented in the file. Please provide evidence of the relock that occurred on [redacted].       Reviewer Comment (2026-04-01): Verification of the relock which occurred on [redacted] has been provided. Exception cleared.


Buyer Comment (2026-03-30): Please see the attached confirmation of rate set date of[redacted].
 04/01/2026     1 B A C A B A C A B A   TN Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES57748 [redacted]   36378763     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57748 [redacted]   36378764     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57748 [redacted]   36378765     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57174 [redacted]   36378771     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57174 [redacted]   36378772     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54352 [redacted]   36378777     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES54352 [redacted]   36378778     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES57945 [redacted]   36378779     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57945 [redacted]   36378780     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57945 [redacted]   36378781     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53173 [redacted]   36378785     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-30): Seller acknowledges the exception, no change to grading.
     03/30/2026 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES53173 [redacted]   36378786     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53173 [redacted]   36378787     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55461 [redacted]   36378791     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55461 [redacted]   36378792     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55461 [redacted]   36378793     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57694 [redacted]   36378795     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-30): seller accepts; no change to grading.
     03/30/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES57694 [redacted]   36378796     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57694 [redacted]   36378797     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57694 [redacted]   36378798     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55813 [redacted]   36378802     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C B C A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55813 [redacted]   36378803     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C B C A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55813 [redacted]   36378804     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   C B C A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55813 [redacted]   36378805     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance [redacted] Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-04-09): LOE, proof of delivery [redacted]), and new RTC provided. New rescission period has passed, exception cured.


Buyer Comment (2026-04-09): Please see the attached complete package.


Reviewer Comment (2026-04-09): Received [redacted] Right to Cancel form.  Please provide LOE to borrower, and proof of delivery to cure this exception.


Buyer Comment (2026-04-07): Please see the attached [redacted] ROR forms.
   04/09/2026   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B C A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES55813 [redacted]   36378806     Credit Credit Miscellaneous Guideline Credit Exception:   The file contains conflicting information on the first lien principal balance. The mortgage statement and credit report reflect a balance of [redacted], however, the title affidavit from closing reflects the first lien balance is only [redacted], which was used in the lender's CLTV calculation. Please provide updated servicing data from the lender confirming the principal balance has been paid down by roughly [redacted], and source the funds to support no new debt. If this was a typographical error, please provide a revised 1008 confirming the accurate [redacted].       Reviewer Comment (2026-03-31): Received evidence of the principal balance of [redacted] and revised [redacted] verifying CLTV of[redacted].  Exception cleared.


Buyer Comment (2026-03-30): Please see the attached payoff documentation confirming payoff amount of [redacted] as of [redacted] and the revised 1008.
 03/31/2026     1 C A C A C A C A C A   PA Primary Refinance - Cash-out - Other   C B C A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58417 [redacted]   36378807     Compliance Loan Package Documentation Application / Processing Missing, Incorrect, or Incomplete Final or Initial 1003 Missing Document: Missing Lender's Initial 1003           Reviewer Comment (2026-03-30): Received initial 1003.  Exception cleared.


Buyer Comment (2026-03-30): Please see attached initial 1003.
 03/30/2026     1 B A B A B A B A B A   CA Primary Refinance - Cash-out - Other   B A A A B A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58417 [redacted]   36378808     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B A A A B A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58417 [redacted]   36378809     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B A A A B A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58417 [redacted]   36378810     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   B A A A B A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58725 [redacted]   36378813     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   C B C A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58725 [redacted]   36378814     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   C B C A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58725 [redacted]   36378815     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   MD Primary Refinance - Cash-out - Other   C B C A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58725 [redacted]   36378816     Compliance Compliance Federal Compliance Federal HPML Federal HPML 2014 Non Compliant Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Compliant Higher Priced Mortgage Loan.         Reviewer Comment (2026-04-06): Received YTD paystub and [redacted]W2.  Exception cleared.


Buyer Comment (2026-04-02): Please clear this as associated QM exceptions have been cleared. This should also remedy all remaining open exceptions on this loan as they all waterfall from this once the designation is updated.
 04/06/2026     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   C B C A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58725 [redacted]   36378817     Compliance Compliance Federal Compliance Federal HPML TIL Higher Priced Mortgage Loan Safe Harbor Test TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied.         Buyer Comment (2026-03-30): Seller acknowledges the exception, no change to grading.
     03/30/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B C A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58725 [redacted]   36378818     Compliance Compliance Federal Compliance Federal HPML (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or [redacted] appraiser who conducted a physical visit to the property.         Reviewer Comment (2026-04-06): Received YTD paystub and [redacted]W2.  Exception cleared.


Buyer Comment (2026-04-02): Please clear this as associated QM exceptions have been cleared. This should also remedy all remaining open exceptions on this loan as they all waterfall from this once the designation is updated.
 04/06/2026     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   C B C A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58725 [redacted]   36378820     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared.       Reviewer Comment (2026-04-06): Received YTD paystub and [redacted]W2.  Exception cleared.


Buyer Comment (2026-04-02): Please clear this as associated QM exceptions have been cleared. This should also remedy all remaining open exceptions on this loan as they all waterfall from this once the designation is updated.
 04/06/2026     1 B A C A B A C A B A   MD Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C B C A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES58725 [redacted]   36378821     Compliance Compliance Federal Compliance ATR/QM Defect General QM Provision Income and Assets - Wages General QM:  Unable to verity income due to, missing  W-2, Paystub, LES, ETS or WVOE. The file was missing the borrower's YTD income documentation and prior year W2 or equivalent documentation. Please provide for review.       Reviewer Comment (2026-03-30): Paystub & W-2 received. Exception cleared.


Buyer Comment (2026-03-30): Please see attached paystub and W2
 03/30/2026     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   C B C A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58725 [redacted]   36378822     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with [redacted] disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2026-03-30): Seller acknowledges the exception, no change to grading.
     03/30/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B C A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58725 [redacted]   36378823     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or[redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-30): Seller acknowledges the exception, no change to grading.
     03/30/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B C A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58725 [redacted]   36378824     Credit Income / Employment Income Documentation Income / Employment Verification(s) of employment is not within [redacted] business days of the Note. - The file is missing the verbal verification of employment obtained within [redacted] business days of closing.       Reviewer Comment (2026-04-02): WVOE received. Exception cleraed.


Buyer Comment (2026-04-02): Please see attached VOE


Reviewer Comment (2026-03-30): Provided paystub is not within [redacted] days from the Note date. Exception remains.


Buyer Comment (2026-03-30): Paystub as VOE guidelines were utilized. Please review paystub.
 04/02/2026     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   C B C A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57401 [redacted]   36378828     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57401 [redacted]   36378829     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted]valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57401 [redacted]   36378830     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared.       Reviewer Comment (2026-04-01): Client has attested to using the short-term disability in their calculations. The paystub provided shows the borrower has returned to work as of [redacted], and TWN shows consistent short-term disability income paid historically, so considered it supplemental. The YTD with STD included is within [redacted] which meets the client's guidelines. As the borrower has returned to work and a conservative average was used, nothing further is needed for LOA. ATR requirements met, exception cleared.


Buyer Comment (2026-03-30): We do not need to verify borrowers prior leave from prior years to verify the borrower income meets qualifying level. Clearly, on the current paystub the borrower is paid through months of leave, therefore that income is supplemental to the borrowers regularly pay and usable in qualifying income. The borrower VOE is showing active which verifies borrower returned to prior, and in prior years the borrower earned (including other income which is leave as verified by the current year numbers) over [redacted]  which is greater than [redacted] per month. Only[redacted] was used in qualifying. Additionally, the borrower earned [redacted] in qualifying income in the month of [redacted] which meets our YTD test and doesn't require any consideration of prior year earnings. Please clear this condition as it is invalid.
 04/01/2026     1 B A C A B A C A B A   AL Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES57401 [redacted]   36378831     Credit Credit AUS Discrepancy / Guidelines Discrepancy Guideline Guideline Requirement: Investor qualifying total debt ratio discrepancy.   DTI is excessive, potentially due to an unverified leave of absence. Borrower's [redacted]income YTD has been disability and though it appears the borrower is back to work as of[redacted], diligence is unable to verify the client confirmed the LOA dates and considered it in the calculation of earnings. YTD nor the prior year earnings support the qualifying income considered without backing out dates of a leave. Please provide the start/end LOA dates for further review of the income.       Reviewer Comment (2026-04-01): Client has attested to using the short-term disability in their calculations. The paystub provided shows the borrower has returned to work as of [redacted], and TWN shows consistent short-term disability income paid historically, so considered it supplemental. The YTD with STD included is within [redacted] which meets the client's guidelines. As the borrower has returned to work and a conservative average was used, nothing further is needed for LOA. ATR requirements met, exception cleared.


Buyer Comment (2026-03-30): We do not need to verify borrowers prior leave from prior years to verify the borrower income meets qualifying level. Clearly, on the current paystub the borrower is paid through months of leave, therefore that income is supplemental to the borrowers regularly pay and usable in qualifying income. The borrower VOE is showing active which verifies borrower returned to prior, and in prior years the borrower earned (including other income which is leave as verified by the current year numbers) over [redacted]  which is greater than [redacted] per month. Only[redacted] was used in qualifying. Additionally, the borrower earned [redacted] in qualifying income in the month of [redacted] which meets our YTD test and doesn't require any consideration of prior year earnings. Please clear this condition as it is invalid.
 04/01/2026     1 C A C A C A C A C A   AL Primary Refinance - Cash-out - Other   C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57401 [redacted]   36378832     Compliance Compliance Federal Compliance ATR/QM Defect Loan does not meet one or more guideline components which could impact the borrower's ability to repay. General QM: Based on the loan failing one or more guideline components, the loan is at QM risk.         Reviewer Comment (2026-04-01): Client has attested to using the short-term disability in their calculations. The paystub provided shows the borrower has returned to work as of [redacted], and TWN shows consistent short-term disability income paid historically, so considered it supplemental. The YTD with STD included is within [redacted] which meets the client's guidelines. As the borrower has returned to work and a conservative average was used, nothing further is needed for LOA. ATR requirements met, exception cleared.


Buyer Comment (2026-03-30): We do not need to verify borrowers prior leave from prior years to verify the borrower income meets qualifying level. Clearly, on the current paystub the borrower is paid through months of leave, therefore that income is supplemental to the borrowers regularly pay and usable in qualifying income. The borrower VOE is showing active which verifies borrower returned to prior, and in prior years the borrower earned (including other income which is leave as verified by the current year numbers) over [redacted]  which is greater than [redacted] per month. Only[redacted] was used in qualifying. Additionally, the borrower earned [redacted] in qualifying income in the month of [redacted] which meets our YTD test and doesn't require any consideration of prior year earnings. Please clear this condition as it is invalid.
 04/01/2026     1 C A C A C A C A C A   AL Primary Refinance - Cash-out - Other   C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57401 [redacted]   36378833     Compliance Compliance Federal Compliance ATR/QM Defect General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines General QM: The DTI calculated in accordance with the Lenders Guidelines and [redacted] significantly exceeds the guideline maximum of [redacted]. (DTI Exception requires compelling compensating factors to consider regrading to [redacted].)         Reviewer Comment (2026-04-01): Client has attested to using the short-term disability in their calculations. The paystub provided shows the borrower has returned to work as of [redacted], and TWN shows consistent short-term disability income paid historically, so considered it supplemental. The YTD with STD included is within [redacted] which meets the client's guidelines. As the borrower has returned to work and a conservative average was used, nothing further is needed for LOA. ATR requirements met, exception cleared.


Buyer Comment (2026-03-30): We do not need to verify borrowers prior leave from prior years to verify the borrower income meets qualifying level. Clearly, on the current paystub the borrower is paid through months of leave, therefore that income is supplemental to the borrowers regularly pay and usable in qualifying income. The borrower VOE is showing active which verifies borrower returned to prior, and in prior years the borrower earned (including other income which is leave as verified by the current year numbers) over [redacted]  which is greater than [redacted] per month. Only[redacted] was used in qualifying. Additionally, the borrower earned [redacted] in qualifying income in the month of [redacted] which meets our YTD test and doesn't require any consideration of prior year earnings. Please clear this condition as it is invalid.
 04/01/2026     1 C A C A C A C A C A   AL Primary Refinance - Cash-out - Other   C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55258 [redacted]   36378834     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55258 [redacted]   36378835     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55258 [redacted]   36378836     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55258 [redacted]   36378838     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-30): Seller acknowledges exception, no change in grading
     03/30/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES54326 [redacted]   36378839     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54326 [redacted]   36378840     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from [redacted] transaction was in file. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54326 [redacted]   36378842     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared.       Reviewer Comment (2026-03-31): Received signed and dated [redacted] for the borrower.  Exception cleared.


Buyer Comment (2026-03-30): Please clear with the documentation provided.
 03/31/2026     1 B A C A B A C A B A   CA Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES54326 [redacted]   36378843     Compliance Compliance Federal Compliance ATR/QM Defect General QM Provision Income and Assets - Partnership General QM: Unable to verify Partnership income using reasonably reliable third-party records. The file was missing the [redacted] in order to consider the [redacted]as signed/dated for the co-borrower. Please provide the fully executed [redacted] or the signed and dated [redacted] for review. Please note - only the signature page is required if the signed/dated [redacted]is provided.       Reviewer Comment (2026-03-31): Received signed and dated [redacted] for the borrower.  Exception cleared.


Buyer Comment (2026-03-30): Please clear with the documentation provided.
 03/31/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54326 [redacted]   36378844     Credit Credit Miscellaneous Guideline Credit Exception:   The file was missing the fully executed [redacted] for the co-borrower. Please provide for review.       Reviewer Comment (2026-03-31): Received signed and dated [redacted] for the borrower.  Exception cleared.


Buyer Comment (2026-03-30): Please see attached.
 03/31/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56220 [redacted]   36378845     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   SD Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56220 [redacted]   36378846     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   SD Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56220 [redacted]   36378848     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-30): Seller acknowledges exception, no change to grading.
     03/30/2026 2 B B B B B B B B B B   SD Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES58420 [redacted]   36378850     Credit Loan Package Documentation Loan File Missing Document  Missing Document: Hazard Insurance Policy not provided   Evidence of the HOI premium utilized in qualifying was not found in the file.  Although escrowed under the senior lien, the escrow payment on the mortgage statement reflects a total of [redacted].  Once the monthly taxes of [redacted] are considered, this leaves [redacted] a month left for homeowner's.  The 1008 indicates only [redacted] in qualifying.  Please provide evidence of the annual premium used.       Reviewer Comment (2026-03-30): Hazard Insurance policy received. Exception cleared.


Buyer Comment (2026-03-30): Please see attached confirming HOI.
 03/30/2026     1 C A C A C A C A C A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58420 [redacted]   36378851     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58420 [redacted]   36378852     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53432 [redacted]   36378854     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53432 [redacted]   36378855     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53432 [redacted]   36378856     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   CT Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53432 [redacted]   36378858     Compliance Compliance Federal Compliance TRID Defect TRID Final Closing Disclosure Amount Financed Test TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of [redacted] is over disclosed by [redacted] compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated[redacted]). Final Closing Disclosure disclosed an amount financed of [redacted]; calculated amount financed is  [redacted].  Variance is  [redacted].   Diligence considers Release Tracking and Courier Fees as APR Fees.       Reviewer Comment (2026-04-08): [redacted]  received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.


Buyer Comment (2026-04-07): Please see the attached redisclosure package with ROR.
   04/08/2026   2 C B C B C B C B C B   CT Primary Refinance - Cash-out - Other TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES53432 [redacted]   36378859     Compliance Compliance Federal Compliance TRID Defect TRID Final Closing Disclosure Finance Charge TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of [redacted] is over disclosed by [redacted] compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated[redacted]). Final Closing Disclosure disclosed an Finance Charge of  [redacted]; calculated Finance Charge is  [redacted]. Variance is  [redacted].  Diligence considers Release Tracking and Courier Fees as APR Fees.       Reviewer Comment (2026-04-08): [redacted]  received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.


Buyer Comment (2026-04-07): Please see the attached redisclosure package with ROR.
   04/08/2026   2 C B C B C B C B C B   CT Primary Refinance - Cash-out - Other TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES52912 [redacted]   36378861     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-30): Seller acknowledges exception, no change in grading
     03/30/2026 2 B B B B B B B B B B   UT Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES52912 [redacted]   36378863     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52912 [redacted]   36378864     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52912 [redacted]   36378865     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   UT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54776 [redacted]   36378866     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54776 [redacted]   36378867     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54776 [redacted]   36378868     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   CO Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54776 [redacted]   36378870     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-30): Seller acknowledges. No change to grading.
     03/30/2026 2 B B B B B B B B B B   CO Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES54776 [redacted]   36378871     Credit Credit Miscellaneous Guideline Credit Exception:   The final loan application indicates borrower was being qualified with  [redacted] payments which is not accurate per the documentation in file.  It appears the  [redacted]in the amount of  [redacted] was actually for an IRA Distribution.  In addition, it was not possible to determine what the  [redacted] in other income was.  Please provide clarification of these two income streams and provide the supporting documentation if necessary.       Reviewer Comment (2026-04-07): Award letter and bank statement along with updated [redacted] to support month IRA Distribution income of [redacted] was provided.  Exception cleared.


Buyer Comment (2026-04-07): SSI income duplicated in error on the application. Per the attached letter from [redacted], the borrower is receiving a monthly distribution of [redacted] monthly. Note the letter is dated [redacted] indicating a recent change in the borrowers distribution amount which explains the[redacted] deposit. Removing the duplicate income and adding full IRA distribution puts DTI at [redacted].


Reviewer Comment (2026-04-06): The only SSI documented in the file is the[redacted] SSI (redacted]with gross up).  The [redacted] referred to by client in the amount of [redacted] consists of prior years' SSI earnings.  Total benefits [redacted] less amounts paid in [redacted] in the total amount o[redacted] for [redacted] = [redacted] which aligns with the award letter.   The [redacted] month/ annually is an IRA withdrawal from Bankers/[redacted] per the [redacted]and statements from [redacted]/[redacted] in file for [redacted].  It was noted the borrower's checking account does show a deposit from that same account in the amount o[redacted]on [redacted].  However, the statement does not show any deposits from that account in [redacted]and the deposit on [redacted] is only in the amount of [redacted].  Diligence still needs documentation to support the [redacted] income that was reflected as SSI on the final application and included as other income on the initial application.  Exception remains.


Buyer Comment (2026-04-02): The borrower receives two separate SSI benefits. Per the [redacted] per the [redacted], an additional [redacted] per the [redacted] award letter and an IRA distribution of [redacted] per the documents in file.
 04/07/2026     1 C A C A C A C A C A   CO Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53293 [redacted]   36378872     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53293 [redacted]   36378873     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58800 [redacted]   36378877     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58800 [redacted]   36378878     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58800 [redacted]   36378879     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57336 [redacted]   36378881     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57336 [redacted]   36378882     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57336 [redacted]   36378883     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   NJ Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57336 [redacted]   36378884     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The HOA Indicator on the AVM indicates yes and no HOA dues were documented or utilized in qualifying.  Please provide evidence to property is not subject to HOA Dues.       Reviewer Comment (2026-03-30): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-30): Please see attached confirmation there are no HOA dues on the subject property.
 03/30/2026     1 C A C A C A C A C A   NJ Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52523 [redacted]   36378885     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52523 [redacted]   36378886     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52523 [redacted]   36378887     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58165 [redacted]   36378889     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58165 [redacted]   36378893     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from [redacted] transaction was in file. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-23): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/23/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58165 [redacted]   36378894     Compliance Compliance Miscellaneous Compliance Compliance Other Compliance Exception (Manual Add)   The file was missing an invoice with the breakdown of the affiliate  [redacted]fee and the third-party appraiser fee. Diligence has considered the  [redacted]fee per the itemization of amount financed issued at closing. Please provide the appraisal invoice showing the affiliate  [redacted]fee of  [redacted] and third-party appraiser fee of  [redacted]. Note - should the invoice not be able to be provided, or contain information that does not align with the itemization, additional federal high-cost testing will be applicable.       Reviewer Comment (2026-03-31): Received invoice verifying breakdown of appraisal fees.  Exception cleared.


Buyer Comment (2026-03-30): This appraisal was transferred from a loan that did not close. Please see attached invoice matching the appraisal transfer confirming the [redacted]
 03/31/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES54048 [redacted]   36378895     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54048 [redacted]   36378896     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54528 [redacted]   36378899     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES54528 [redacted]   36378900     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES51818 [redacted]   36378905     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-30): seller accepts; no change to grading.
     03/30/2026 2 B B B B B B B B B B   ID Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES51818 [redacted]   36378906     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   ID Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES51818 [redacted]   36378907     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES53291 [redacted]   36378910     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53291 [redacted]   36378911     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53291 [redacted]   36378912     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53291 [redacted]   36378914     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-30): Seller acknowledges exception, no change in grading
     03/30/2026 2 B B B B B B B B B B   CT Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES53901 [redacted]   36378915     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53901 [redacted]   36378916     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the  [redacted]valuation required for securitization purposes       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53901 [redacted]   36378917     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - Please provide documentation to verify the [redacted]  HOA dues or other miscellaneous expenses for the indicated property.       Reviewer Comment (2026-03-30): Received HOA verification document. Exception cleared


Buyer Comment (2026-03-30): Please see the attached third party verification of HOA dues. Note the HOA dues on the [redacted] are higher/more conservative than the documented amount.
 03/30/2026     1 C A C A C A C A C A   NY Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57898 [redacted]   36378919     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57898 [redacted]   36378920     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57898 [redacted]   36378921     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57195 [redacted]   36378923     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57195 [redacted]   36378924     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57195 [redacted]   36378925     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52624 [redacted]   36378928     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52624 [redacted]   36378929     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   KS Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52624 [redacted]   36378930     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   KS Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52624 [redacted]   36378931     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - ___ The file is missing the HOA dues documentation for the subject property. Please provide for review.       Reviewer Comment (2026-03-30): Received HOA verification document. Exception cleared


Buyer Comment (2026-03-30): Please see the attached confirmation of HOA dues from an appraisal on a prior transaction.
 03/30/2026     1 C A C A C A C A C A   KS Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52624 [redacted]   36378933     Credit Credit Miscellaneous Guideline Credit Exception:   The borrower's [redacted]W2 in file is blank.  Please provide [redacted]W2 or equivalent for review.       Reviewer Comment (2026-03-30): W-2 received for the year [redacted]. Exception cleared.


Buyer Comment (2026-03-30): Please see the attached [redacted] W2 for [redacted].
 03/30/2026     1 C A C A C A C A C A   KS Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59252 [redacted]   36378934     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59252 [redacted]   36378935     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59252 [redacted]   36378936     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59252 [redacted]   36378938     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance [redacted] Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-04-09): LOE, proof of delivery ([redacted], and new RTC provided. New rescission period has passed, exception cured.


Buyer Comment (2026-04-07): Please see attached re-opening rescission.
   04/09/2026   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES56146 [redacted]   36378940     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES56146 [redacted]   36378943     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-30): seller accepts; no change to grading.
     03/30/2026 2 B B B B B B B B B B   CO Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES56146 [redacted]   36378944     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES52911 [redacted]   36378946     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52911 [redacted]   36378947     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52911 [redacted]   36378948     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   MD Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52911 [redacted]   36378950     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The AVM indicates the subject is in a [redacted]. No  [redacted] Rider was attached to the mortgage and HOA dues were not verified. Please provide supporting documentation for review.       Reviewer Comment (2026-03-30): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-30): Please see the screen shot and link attached from [redacted]supporting the [redacted] used to qualify in HOA dues for subject property [redacted]
 03/30/2026     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51594 [redacted]   36378951     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51594 [redacted]   36378952     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51594 [redacted]   36378953     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57565 [redacted]   36378955     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57565 [redacted]   36378956     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52444 [redacted]   36378959     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52444 [redacted]   36378960     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52444 [redacted]   36378961     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54915 [redacted]   36378967     Credit Title Document Error Title The Commitment or Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. Title Evidence: ___;
State: ___		         Buyer Comment (2026-03-30): Seller acknowledges. No change to grading.
     03/30/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other   B B B B A A A A Non QM Non QM No
[redacted] RCKT2026CES54915 [redacted]   36378968     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B B B A A A A Non QM Non QM No
[redacted] RCKT2026CES54915 [redacted]   36378969     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B B B A A A A Non QM Non QM No
[redacted] RCKT2026CES54915 [redacted]   36378970     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   B B B B A A A A Non QM Non QM No
[redacted] RCKT2026CES52724 [redacted]   36378972     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52724 [redacted]   36378973     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52724 [redacted]   36378974     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52724 [redacted]   36378976     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance [redacted] Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-04-09): LOE, proof of delivery, and [redacted] provided. New rescission period has passed, exception cured.


Buyer Comment (2026-04-07): Please see the attached package mailed to the borrower, recission period has ended as of [redacted] at midnight.
   04/09/2026   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES59392 [redacted]   36378977     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/27/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59392 [redacted]   36378978     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59392 [redacted]   36378979     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   IL Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59392 [redacted]   36378981     Compliance Compliance State Compliance State Defect [redacted] SB [redacted] [redacted] - Certificate of Compliance or Exemption not attached to mortgage for recording.         Reviewer Comment (2026-03-31): Received Certificate of Compliance.  Exception cleared.


Buyer Comment (2026-03-30): Please see attached pred cert.
 03/31/2026     1 C A C A C A C A C A   IL Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58317 [redacted]   36378982     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58317 [redacted]   36378983     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56559 [redacted]   36378987     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56559 [redacted]   36378988     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56559 [redacted]   36378989     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57047 [redacted]   36378991     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57047 [redacted]   36378992     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES57047 [redacted]   36378993     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55253 [redacted]   36378996     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55253 [redacted]   36378997     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55253 [redacted]   36378998     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51454 [redacted]   36379002     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51454 [redacted]   36379003     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51454 [redacted]   36379004     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58968 [redacted]   36379006     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES58968 [redacted]   36379007     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55895 [redacted]   36379009     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55895 [redacted]   36379010     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   OK Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55895 [redacted]   36379011     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   OK Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55895 [redacted]   36379014     Compliance Compliance State Compliance State HPML (State HPML) [redacted] Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Compliant Higher Priced Mortgage Loan.         Reviewer Comment (2026-03-19): Loan satisfies all OK HPML conditions, and the loan is a compliant OK HPML loan.
     03/30/2026 1 B B B B B B B B B B   OK Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54123 [redacted]   36379016     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54123 [redacted]   36379017     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54123 [redacted]   36379019     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-31): Seller acknowledges. No change to grading.
     03/31/2026 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES59172 [redacted]   36379020     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59172 [redacted]   36379021     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59172 [redacted]   36379022     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54142 [redacted]   36379025     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54142 [redacted]   36379026     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54142 [redacted]   36379027     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 A A A A A A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59607 [redacted]   36379029     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   NM Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59607 [redacted]   36379030     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59607 [redacted]   36379031     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54479 [redacted]   36379033     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54479 [redacted]   36379034     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54479 [redacted]   36379035     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59293 [redacted]   36379037     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59293 [redacted]   36379038     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59293 [redacted]   36379039     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   WA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59293 [redacted]   36379040     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The file was missing the HOA dues for subject property, please provide for review.       Reviewer Comment (2026-03-31): Received HOA verification document. Exception cleared.


Buyer Comment (2026-03-31): Please see the attached confirmation of [redacted]/year HOA dues.
 03/31/2026     1 C A C A C A C A C A   WA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53897 [redacted]   36379043     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53897 [redacted]   36379044     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53897 [redacted]   36379045     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   VA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53897 [redacted]   36379048     Credit Credit Miscellaneous Guideline Credit Exception:   The HOA indicator on the AVM reflects yes.   No HOA dues were documented or utilized in qualifying.  Please provide evidence the property is not subject to HOA dues.       Reviewer Comment (2026-04-02): Received documentation verifying the property is not subject to HOA dues.  Exception cleared.


Buyer Comment (2026-03-31): please see attached confirming the home to be [redacted] with no HOA dues
 04/02/2026     1 C A C A C A C A C A   VA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52210 [redacted]   36379049     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52210 [redacted]   36379050     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52210 [redacted]   36379051     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58861 [redacted]   36379053     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58861 [redacted]   36379054     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58861 [redacted]   36379055     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51086 [redacted]   36379057     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51086 [redacted]   36379058     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51086 [redacted]   36379059     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54111 [redacted]   36379063     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54111 [redacted]   36379064     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES54111 [redacted]   36379065     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57045 [redacted]   36379066     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57045 [redacted]   36379067     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57045 [redacted]   36379068     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57026 [redacted]   36379070     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57026 [redacted]   36379071     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57026 [redacted]   36379072     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES51535 [redacted]   36379074     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES51535 [redacted]   36379075     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES53155 [redacted]   36379079     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53155 [redacted]   36379080     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53155 [redacted]   36379081     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54938 [redacted]   36379084     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54938 [redacted]   36379085     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES54938 [redacted]   36379086     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58891 [redacted]   36379089     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58891 [redacted]   36379090     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58891 [redacted]   36379091     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56505 [redacted]   36379094     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES56505 [redacted]   36379097     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES55289 [redacted]   36379098     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55289 [redacted]   36379099     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55289 [redacted]   36379100     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-20): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/20/2026 2 A A A A A A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55289 [redacted]   36379104     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted].  Test performed using [redacted] value or other valuation method in file other than appraisal.               03/30/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56271 [redacted]   36379106     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56271 [redacted]   36379107     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56899 [redacted]   36379110     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56899 [redacted]   36379111     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56899 [redacted]   36379112     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   IN Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56899 [redacted]   36379114     Credit Credit Miscellaneous Guideline Credit Exception:   The borrower's [redacted]W2 in the file was blank. Please provide the most recent year W2 or equivalent documentation for review.       Reviewer Comment (2026-03-31): Complete [redacted] W-2 was provided. Exception cleared.


Buyer Comment (2026-03-31): Please see the attached W-2.
 03/31/2026     1 C A C A C A C A C A   IN Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52100 [redacted]   36379115     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52100 [redacted]   36379116     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52100 [redacted]   36379117     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57321 [redacted]   36379119     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57321 [redacted]   36379120     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57321 [redacted]   36379121     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES52920 [redacted]   36379123     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES52920 [redacted]   36379124     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from [redacted] transaction was in file. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES56732 [redacted]   36379127     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56732 [redacted]   36379128     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES56732 [redacted]   36379129     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58981 [redacted]   36379131     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58981 [redacted]   36379133     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59097 [redacted]   36379135     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59097 [redacted]   36379136     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59097 [redacted]   36379137     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53642 [redacted]   36379139     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53642 [redacted]   36379140     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   MN Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53642 [redacted]   36379141     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   MN Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53642 [redacted]   36379143     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA Rescission - Disbursement Date Less than [redacted] Business Days From Transaction Date Truth in Lending Act:  Subject loan transaction disbursed on [redacted], prior to [redacted] business days from transaction date of [redacted] Loan was disbursed prior to midnight of [redacted] business day after consummation.  Lender to re-open rescission, provide the new right to cancel form, a copy of letter of explanation sent to borrower, and proof of delivery. Note:  This exception cannot be cured until the new rescission period ends.  The final Closing Disclosure provided was not dated by the borrower.       Reviewer Comment (2026-04-17): LOE, proof of delivery ([redacted]), and new RTC provided. New rescission period has passed, exception cured.


Reviewer Comment (2026-04-02): The closing documents are electronically signed by the borrower but not dated. Please provide the electronic package provided at closing to confirm when it was received and signed by the borrower. Exception remains for additional information.


Buyer Comment (2026-03-31): The [redacted]-business-day rescission period begins after the LAST of the following: ([redacted]) consummation of the transaction ([redacted]) delivery of the Notice of Right to Cancel and ([redacted]) delivery of all material disclosures, as defined by Regulation Z [redacted].

In this case, consummation occurred on [redacted] when the borrowers wet signed the Mortgage and Note in the presence of a notary. At that time, they also received the full closing package including Notice of Right to Cancel and all required material disclosures on that same date. Therefore, the rescission period ran through [redacted], and disbursement on [redacted] was appropriate.

While a hybrid closing took place and other documents were e-signed, rescission timing is not based on the CD itself. The borrower received all material disclosures and consummation occurred on [redacted].
   04/17/2026   2 C B C B C B C B C B   MN Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES53642 [redacted]   36379144     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date Truth in Lending Act:  Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). RTC disclosed incorrect transaction and expiration dates. Lender to re-open rescission, provide a copy of the new right to cancel form, the letter of explanation sent to borrower, and proof of delivery. Note: This exception cannot be cured until expiration of new rescission period.  The final Closing Disclosure provided was not dated by the borrower.       Reviewer Comment (2026-04-17): LOE, proof of delivery ([redacted]), and new RTC provided. New rescission period has passed, exception cured.


Buyer Comment (2026-04-17): Please see attached


Reviewer Comment (2026-04-02): The closing documents are electronically signed by the borrower but not dated. Please provide the electronic package provided at closing to confirm when it was received and signed by the borrower. Exception remains for additional information.


Buyer Comment (2026-03-31): The [redacted]-business-day rescission period begins after the LAST of the following: ([redacted]) consummation of the transaction ([redacted]) delivery of the Notice of Right to Cancel and ([redacted]) delivery of all material disclosures, as defined by Regulation Z [redacted].

In this case, consummation occurred on [redacted] when the borrowers wet signed the Mortgage and Note in the presence of a notary. At that time, they also received the full closing package including Notice of Right to Cancel and all required material disclosures on that same date. Therefore, the rescission period ran through [redacted], and disbursement on [redacted] was appropriate.

While a hybrid closing took place and other documents were e-signed, rescission timing is not based on the CD itself. The borrower received all material disclosures and consummation occurred on [redacted].
   04/17/2026   2 C B C B C B C B C B   MN Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES51053 [redacted]   36379147     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51053 [redacted]   36379148     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES51053 [redacted]   36379149     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES58606 [redacted]   36379150     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58606 [redacted]   36379151     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58606 [redacted]   36379152     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57309 [redacted]   36379154     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57309 [redacted]   36379155     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES57309 [redacted]   36379156     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59809 [redacted]   36379159     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59809 [redacted]   36379160     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES59809 [redacted]   36379161     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55780 [redacted]   36379162     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55780 [redacted]   36379163     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES55780 [redacted]   36379164     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58736 [redacted]   36379167     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58736 [redacted]   36379168     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58736 [redacted]   36379169     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   CO Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58736 [redacted]   36379171     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-31): Seller acknowledges exception, no change to grading.
     03/31/2026 2 B B B B B B B B B B   CO Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES58736 [redacted]   36379172     Credit Income / Employment Income Documentation Income / Employment The verification of employment is required and was not found in file. -         Reviewer Comment (2026-03-31): Paystub within [redacted]days from Note date considered as VVOE. Exception cleared.


Buyer Comment (2026-03-31): Please be advised monthly paystub from State of [redacted] ending [redacted] is sufficient to be used in lieu of a VOE.
 03/31/2026     1 C A C A C A C A C A   CO Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES58736 [redacted]   36379173     Credit Income / Employment Income Documentation Income / Employment Verification(s) of employment is not within [redacted] business days of the Note. - The file is missing the verbal verification of employment obtained within [redacted] business days of closing. The VVOE cover letter provided in the file discloses the borrower's employment was verified with The Work Number. Please provide for review.       Reviewer Comment (2026-03-31): Paystub within [redacted]days from Note date considered as VVOE. Exception cleared.


Buyer Comment (2026-03-31): Please be advised monthly paystub from State of [redacted] ending [redacted] is sufficient to be used in lieu of a VOE.
 03/31/2026     1 C A C A C A C A C A   CO Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES53583 [redacted]   36379174     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53583 [redacted]   36379175     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES53583 [redacted]   36379176     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55732 [redacted]   36379179     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55732 [redacted]   36379180     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/30/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES55732 [redacted]   36379181     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 A A A A A A     B B   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No