The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 2,124,771 10,202 SH SOLE 0 10,202 0 0
AMAZON COM INC COM Stock 023135106 104,135 500 SH Call SOLE 0 500 0 0
ISHARES MORNINGSTAR MID-CAP GROWTH ETF ETF 464288307 740,202 9,397 SH SOLE 0 9,397 0 0
HUBBELL INC COM Stock 443510607 233,592 476 SH SOLE 0 476 0 0
JOHNSON & JOHNSON COM Stock 478160104 1,070,394 4,379 SH SOLE 0 4,378 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104 289,549 342 SH SOLE 0 342 0 0
PROCTER & GAMBLE CO COM Stock 742718109 361,106 2,500 SH SOLE 0 2,500 0 0
COCA COLA CO COM Stock 191216100 300,520 3,952 SH SOLE 0 3,951 0 0
FORTIS INC COM Stock 349553107 1,163,445 20,854 SH SOLE 0 20,854 0 0
WATERS CORP COM Stock 941848103 236,453 794 SH SOLE 0 794 0 0
MERCK & CO INC COM Stock 58933Y105 665,100 5,529 SH SOLE 0 5,529 0 0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 279,350 2,623 SH SOLE 0 2,623 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 363,752 728 SH SOLE 0 728 0 0
BANK NEW YORK MELLON CORP COM Stock 064058100 451,176 3,803 SH SOLE 0 3,803 0 0
HONEYWELL INTL INC COM Stock 438516106 205,338 908 SH SOLE 0 908 0 0
BECTON DICKINSON & CO COM Stock 075887109 231,600 1,473 SH SOLE 0 1,473 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 28,116,863 1,136,035 SH SOLE 0 1,136,034 0 0
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 11,957,563 466,364 SH SOLE 0 466,363 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 8,091,554 277,774 SH SOLE 0 277,773 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804 692,655 5,572 SH SOLE 0 5,572 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 346,941 724 SH SOLE 0 724 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 634,828 19,266 SH SOLE 0 19,266 0 0
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409 2,049,447 25,854 SH SOLE 0 25,854 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 22,020,934 266,114 SH SOLE 0 266,114 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 1,166,903 4,058 SH SOLE 0 4,057 0 0
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF ETF 808524888 7,367,062 157,618 SH SOLE 0 157,617 0 0
MICROSOFT CORP COM Stock 594918104 2,775,031 7,497 SH SOLE 0 7,496 0 0
VANGUARD SMALL-CAP ETF ETF 922908751 5,274,279 20,137 SH SOLE 0 20,136 0 0
VANGUARD MID-CAP ETF ETF 922908629 8,739,462 30,432 SH SOLE 0 30,432 0 0
JPMORGAN U.S. QUALITY FACTOR ETF ETF 46641Q761 335,456 5,471 SH SOLE 0 5,470 0 0
TESLA INC COM Stock 88160R101 839,783 2,259 SH SOLE 0 2,259 0 0
ISHARES ESG AWARE US AGGREGATE BOND ETF ETF 46435U549 234,945 4,941 SH SOLE 0 4,941 0 0
ISHARES MSCI EMERGING MARKETS EX CHINA ETF ETF 46434G764 1,174,787 14,935 SH SOLE 0 14,935 0 0
ISHARES MSCI USA QUALITY GARP ETF ETF 46436E403 393,273 6,148 SH SOLE 0 6,147 0 0
PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE EXCHANGE-TRADED FUND ETF 72201R866 6,248,604 119,728 SH SOLE 0 119,728 0 0
SCHWAB INTERMEDIATE-TERM US TREASURY ETF ETF 808524854 2,560,075 102,773 SH SOLE 0 102,773 0 0
JPMORGAN MUNICIPAL ETF ETF 46641Q647 7,024,095 140,510 SH SOLE 0 140,510 0 0
ELI LILLY & CO COM Stock 532457108 571,283 621 SH SOLE 0 621 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508 1,416,730 45,760 SH SOLE 0 45,760 0 0
VANGUARD S&P SMALL-CAP 600 VALUE ETF ETF 921932778 653,985 6,428 SH SOLE 0 6,428 0 0
ISHARES ESG ADVANCED UNIVERSAL USD BOND ETF ETF 46436E619 227,331 5,226 SH SOLE 0 5,226 0 0
VANGUARD ESG U.S. CORPORATE BOND ETF ETF 921910691 224,115 3,567 SH SOLE 0 3,567 0 0
VANGUARD MID-CAP GROWTH ETF ETF 922908538 206,969 804 SH SOLE 0 804 0 0
BOWMAN CONSULTING GROUP LTD COM Stock 103002101 640,924 22,536 SH SOLE 0 22,536 0 0
PIMCO ACTIVE BOND EXCHANGE-TRADED FUND ETF 72201R775 1,420,927 15,398 SH SOLE 0 15,398 0 0
VANGUARD SMALL-CAP GROWTH ETF ETF 922908595 474,567 1,570 SH SOLE 0 1,570 0 0
VANGUARD VALUE ETF ETF 922908744 3,213,167 16,377 SH SOLE 0 16,377 0 0
META PLATFORMS INC CL A Stock 30303M102 927,443 1,621 SH SOLE 0 1,621 0 0
DIMENSIONAL US SMALL CAP VALUE ETF ETF 25434V815 1,599,366 45,644 SH SOLE 0 45,644 0 0
DIMENSIONAL INTERNATIONAL SMALL CAP VALUE ETF ETF 25434V781 1,657,190 42,018 SH SOLE 0 42,018 0 0
JPMORGAN ACTIVE VALUE ETF ETF 46641Q167 10,437,257 145,467 SH SOLE 0 145,467 0 0
JPMORGAN ACTIVE GROWTH ETF ETF 46654Q609 8,276,033 97,918 SH SOLE 0 97,918 0 0
BROADCOM INC COM Stock 11135F101 711,254 2,298 SH SOLE 0 2,298 0 0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 2,267,031 45,386 SH SOLE 0 45,386 0 0
DIMENSIONAL GLOBAL REAL ESTATE ETF ETF 25434V658 1,222,893 46,008 SH SOLE 0 46,008 0 0
NVIDIA CORPORATION COM Stock 67066G104 3,959,363 22,703 SH SOLE 0 22,702 0 0
TAIWAN SEMICONDUCTOR MANUFACT SPONSORED ADS ADR 874039100 940,177 2,782 SH SOLE 0 2,782 0 0
MCDONALDS CORP COM Stock 580135101 243,900 785 SH SOLE 0 784 0 0
CISCO SYS INC COM Stock 17275R102 820,775 10,578 SH SOLE 0 10,578 0 0
VANGUARD INTERMEDIATE-TERM TAX-EXEMPT BOND ETF ETF 922907738 1,411,453 14,123 SH SOLE 0 14,123 0 0
GE VERNOVA INC COM Stock 36828A101 337,812 387 SH SOLE 0 387 0 0
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF ETF 808524771 662,468 23,787 SH SOLE 0 23,787 0 0
GE AEROSPACE COM NEW Stock 369604301 250,966 884 SH SOLE 0 884 0 0
SCHWAB FUNDAMENTAL INTERNATIONAL EQUITY ETF ETF 808524755 762,770 15,589 SH SOLE 0 15,589 0 0
ISHARES SHORT DURATION BOND ACTIVE ETF ETF 46431W507 705,386 13,876 SH SOLE 0 13,876 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 24,660,112 37,752 SH SOLE 0 37,752 0 0
DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETF ETF 25434V732 7,541,401 218,275 SH SOLE 0 218,275 0 0
VANGUARD MID-CAP VALUE ETF ETF 922908512 690,313 3,746 SH SOLE 0 3,746 0 0
LOCKHEED MARTIN CORP COM Stock 539830109 590,636 977 SH SOLE 0 977 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 1,140,520 3,877 SH SOLE 0 3,877 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 710,993 6,698 SH SOLE 0 6,698 0 0
PIMCO ENHANCED LOW DURATION ACTIVE ETF ETF 72201R718 528,926 5,520 SH SOLE 0 5,520 0 0
WALMART INC COM Stock 931142103 549,508 4,422 SH SOLE 0 4,421 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 3,018,472 12,453 SH SOLE 0 12,452 0 0
RTX CORPORATION COM Stock 75513E101 347,016 1,799 SH SOLE 0 1,798 0 0
KLA CORP COM NEW Stock 482480100 284,859 193 SH SOLE 0 193 0 0
SCHWAB FUNDAMENTAL U.S. BROAD MARKET ETF ETF 808524789 393,965 14,484 SH SOLE 0 14,484 0 0
GILEAD SCIENCES INC COM Stock 375558103 812,001 5,826 SH SOLE 0 5,826 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 929,426 3,240 SH SOLE 0 3,240 0 0
AMGEN INC COM Stock 031162100 537,140 1,527 SH SOLE 0 1,526 0 0
APPLIED MATLS INC COM Stock 038222105 523,786 1,532 SH SOLE 0 1,532 0 0
ANALOG DEVICES INC COM Stock 032654105 316,181 994 SH SOLE 0 993 0 0
ISHARES CORE TOTAL USD BOND MARKET ETF ETF 46434V613 1,455,493 31,511 SH SOLE 0 31,511 0 0
LAM RESEARCH CORP COM NEW Stock 512807306 1,250,245 5,852 SH SOLE 0 5,851 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 323,729 1,958 SH SOLE 0 1,957 0 0
FIDELITY TOTAL BOND ETF ETF 316188309 1,222,844 26,805 SH SOLE 0 26,805 0 0
ALTRIA GROUP INC COM Stock 02209S103 263,230 3,989 SH SOLE 0 3,988 0 0
EXXON MOBIL CORP COM Stock 30231G102 1,028,435 6,062 SH SOLE 0 6,061 0 0
SCHWAB CHARLES CORP COM Stock 808513105 545,648 5,806 SH SOLE 0 5,805 0 0
BLACKROCK INC COM Stock 09290D101 332,460 346 SH SOLE 0 345 0 0
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 711,382 14,259 SH SOLE 0 14,259 0 0
APPLE INC COM Stock 037833100 3,250,126 12,806 SH SOLE 0 12,806 0 0