LOANS AND INTEREST RECEIVABLE - Schedule of Allowance for Merchant Loans, Advances, and Interest and Fees Receivable (Details) - Merchant Receivables - USD ($) $ in Millions	3 Months Ended	12 Months Ended
Mar. 31, 2026	Mar. 31, 2025	Dec. 31, 2025
Allowance for loans and interest receivable
Beginning balance	$ 170	$ 113	$ 113
Provisions	51	41
Charge-offs	(40)	(25)	(137)
Recoveries	4	6
Other	(1)	0
Ending balance	184	135	170
Merchant Loans and Advances
Allowance for loans and interest receivable
Beginning balance	156	107	107
Provisions	47	38
Charge-offs	(37)	(23)
Recoveries	4	6
Other	(1)	0
Ending balance	169	128	156
Fees Receivable
Allowance for loans and interest receivable
Beginning balance	14	6	6
Provisions	4	3
Charge-offs	(3)	(2)
Recoveries	0	0
Other	0	0
Ending balance	$ 15	$ 7	$ 14

Amount of foreign currency translation gain (loss) which decreases (increases) allowance for credit loss on financing receivable. Excludes net investment in lease.

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Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.

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Amount of increase in allowance for credit loss on financing receivable from recovery.

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Amount of writeoff of financing receivable, charged against allowance for credit loss.

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Amount of credit loss expense (reversal of expense) for financing receivable.

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