v3.26.1
LOANS AND INTEREST RECEIVABLE - Schedule of Delinquency Status of Merchant Loans, Advances, and Interest and Fees Receivable by Year of Origination (Details) - Merchant Receivables - USD ($)
$ in Millions
3 Months Ended 12 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Dec. 31, 2025
Installment Loans Amortized Cost Basis      
Originated in year one $ 830   $ 1,684
Originated in year two 946   103
Originated in year three 63   11
Originated in year four 8   6
Originated in year five 4   0
Loans, advances, and interest and fees receivable, originated five years before current fiscal year     2
Total $ 1,851   $ 1,806
Percent 100.00%   100.00%
Gross charge-offs by origination year [Abstract]      
Year one $ 0   $ 25
Year two 25   87
Year three 13   19
Year four 2   4
Year five 0   0
Five years before current fiscal year     2
Total Gross charge-offs 40 $ 25 137
Current      
Installment Loans Amortized Cost Basis      
Originated in year one 818   1,558
Originated in year two 803   53
Originated in year three 26   5
Originated in year four 3   3
Originated in year five 4   0
Loans, advances, and interest and fees receivable, originated five years before current fiscal year     2
Total $ 1,654   $ 1,621
Percent 89.40%   89.80%
30 - 59 Days      
Installment Loans Amortized Cost Basis      
Originated in year one $ 10   $ 63
Originated in year two 57   17
Originated in year three 13   1
Originated in year four 1   1
Originated in year five 0   0
Loans, advances, and interest and fees receivable, originated five years before current fiscal year     0
Total $ 81   $ 82
Percent 4.40%   4.50%
60 - 89 Days      
Installment Loans Amortized Cost Basis      
Originated in year one $ 2   $ 27
Originated in year two 32   10
Originated in year three 8   1
Originated in year four 1   1
Originated in year five 0   0
Loans, advances, and interest and fees receivable, originated five years before current fiscal year     0
Total $ 43   $ 39
Percent 2.30%   2.20%
90 - 179 Days      
Installment Loans Amortized Cost Basis      
Originated in year one $ 0   $ 34
Originated in year two 50   18
Originated in year three 11   2
Originated in year four 2   1
Originated in year five 0   0
Loans, advances, and interest and fees receivable, originated five years before current fiscal year     0
Total $ 63   $ 55
Percent 3.40%   3.00%
180+ Days      
Installment Loans Amortized Cost Basis      
Originated in year one $ 0   $ 2
Originated in year two 4   5
Originated in year three 5   2
Originated in year four 1   0
Originated in year five 0   0
Loans, advances, and interest and fees receivable, originated five years before current fiscal year     0
Total $ 10   $ 9
Percent 0.50%   0.50%