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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Cash flows from operating activities:    
Net income (loss) $ 1,113 $ 1,287
Adjustments to reconcile net income (loss) to net cash provided by operating activities:    
Transaction and credit losses 378 371
Depreciation and amortization 238 245
Stock-based compensation 259 249
Deferred income taxes (290) (6)
Net (gains) losses on strategic investments 101 (48)
Accretion of discounts on investments, net of amortization of premiums (8) (30)
Adjustments to loans and interest receivable, held for sale 61 25
Other 70 (73)
Originations of loans receivable, held for sale (11,306) (6,629)
Proceeds from repayments and sales of loans receivable, originally classified as held for sale 11,073 6,445
Changes in assets and liabilities:    
Accounts receivable (2) (98)
Transaction loss allowance for cash losses, net (313) (311)
Other current assets and non-current assets 249 64
Accounts payable (52) (52)
Other current liabilities and non-current liabilities (437) (279)
Net cash provided by operating activities 1,134 1,160
Cash flows from investing activities:    
Purchases of reverse repurchase agreements 0 (200)
Maturities of reverse repurchase agreements 0 87
Purchases of property and equipment (231) (196)
Proceeds from sales of property and equipment 8 2
Purchases and originations of loans receivable (3,865) (5,508)
Proceeds from repayments and sales of loans receivable, originally classified as held for investment 3,754 5,477
Purchases of investments (5,923) (5,970)
Maturities and sales of investments 4,521 5,465
Acquisitions, net of cash acquired (122) 0
Funds receivable (352) (2,741)
Collateral posted related to derivative instruments, net 110 (53)
Net cash used in investing activities (2,100) (3,637)
Cash flows from financing activities:    
Purchases of treasury stock (1,500) (1,500)
Tax withholdings related to net share settlements of equity awards (127) (277)
Borrowings under financing arrangements 930 1,491
Repayments under financing arrangements (932) 0
Funds payable and amounts due to customers 1,094 1,417
Collateral received related to derivative instruments and reverse repurchase agreements, net 108 (135)
Payments of dividends to stockholders (130) 0
Other (2) (2)
Net cash (used in) provided by financing activities (559) 994
Effect of exchange rate changes on cash, cash equivalents, and restricted cash (50) 94
Net change in cash, cash equivalents, and restricted cash (1,575) (1,389)
Cash, cash equivalents, and restricted cash at beginning of period 24,018 22,490
Cash, cash equivalents, and restricted cash at end of period 22,443 21,101
Supplemental cash flow disclosures:    
Cash paid for interest 18 2
Cash paid for income taxes, net 7 95
The table below reconciles cash, cash equivalents, and restricted cash as reported in the condensed consolidated balance sheets to the total of the same amounts shown in the condensed consolidated statements of cash flows:    
Cash and cash equivalents 6,977 7,569
Total cash, cash equivalents, and restricted cash shown in the condensed consolidated statements of cash flows 22,443 21,101
Funds receivable and customer accounts    
The table below reconciles cash, cash equivalents, and restricted cash as reported in the condensed consolidated balance sheets to the total of the same amounts shown in the condensed consolidated statements of cash flows:    
Funds receivable and customer accounts $ 15,466 $ 13,532