SEGMENT INFORMATION (Tables)

3 Months Ended

Mar. 31, 2026

Schedule of Segment Reporting Information

The following table sets forth our segment information for revenue, segment profit (loss), and significant expenses:


	Three Months Ended March 31,
	2026		2025
	(In millions)


Net revenues	$	8,353	$	7,791
Less (add):
Transaction expense	4,165		3,704
Transaction losses	276		278
Credit losses	102		93
Customer support and operations(1)	446		398
Sales and marketing(1)	518		488
Technology and development(1)	793		731
General and administrative(1)	491		503
Restructuring and other	74		66
Other income (expense), net	95		(73)
Income tax expense	280		316
Segment net income (loss)	$	1,113	$	1,287

(1) Includes depreciation and amortization expense. For the three months ended March 31, 2026 and 2025, total depreciation and amortization expense was $238 million and $245 million, respectively.