v3.26.1
MODERNIZATION (Tables)
3 Months Ended
Mar. 31, 2026
Modernization [Abstract]  
Schedule of Modernization Costs
The following table shows the composition of our Modernization expense.
Three Months Ended
($ in millions)March 31, 2026March 31, 2025
Advisory services
$— $
Consulting (implementation)
— 
Transition costs
— 
Technology
— 
Other
— 
$16 $10 
Schedule of Modernization Reserve
The following table presents the activity for this accrual on our Balance Sheet related to our Modernization efforts.
($ in millions)
Balance at December 31, 2025
$26 
Modernization expenses
16 
Cash payments(17)
Balance at March 31, 2026
$25