v3.26.1
LOANS HELD FOR INVESTMENT - Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year and Gross Charge-offs (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Dec. 31, 2025
Commercial Real Estate [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 $ 50,472   $ 210,308
2025/2024 205,430   140,489
2024/2023 130,683   208,191
2023/2022 172,695   246,706
2022/2021 244,310   102,580
Prior 237,047   150,496
Revolving loans 12,314   5,855
Loans 1,052,951   1,064,625
2026/2025 0   0
2025/2024 0   0
2024/2023 0   541
2023/2022 0   0
2022/2021 0   0
Prior 0   0
Revolving loans 0   0
Current period gross charge-offs 0 $ 0 541
Construction [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 9,005   71,154
2025/2024 73,960   24,768
2024/2023 17,902   3,611
2023/2022 2,266   570
2022/2021 311   0
Prior 0   0
Revolving loans 0   0
Loans 103,444   100,103
2026/2025 0   0
2025/2024 0   0
2024/2023 0   0
2023/2022 0   0
2022/2021 0   0
Prior 0   0
Revolving loans 0   0
Current period gross charge-offs 0 0 0
Specialized [Member] | Commercial [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 28,664   126,575
2025/2024 78,676   43,829
2024/2023 41,762   39,528
2023/2022 36,087   25,934
2022/2021 24,288   35,883
Prior 57,664   30,341
Revolving loans 117,720   107,261
Loans 384,861   409,351
2026/2025 0   0
2025/2024 0   0
2024/2023 0   0
2023/2022 0   0
2022/2021 0   0
Prior 0   0
Revolving loans 0   0
Current period gross charge-offs 0 0 0
General [Member] | Commercial [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 31,225   178,927
2025/2024 179,444   106,178
2024/2023 102,069   65,077
2023/2022 61,821   85,608
2022/2021 78,886   49,939
Prior 119,419   81,194
Revolving loans 81,770   92,400
Loans 654,634   659,323
2026/2025 0   0
2025/2024 0   245
2024/2023 0   164
2023/2022 7   116
2022/2021 0   63
Prior 169   245
Revolving loans 0   50
Current period gross charge-offs 176 74 883
1-4 Family Residential [Member] | Consumer [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 23,196   95,891
2025/2024 92,793   72,939
2024/2023 70,544   94,342
2023/2022 89,994   139,197
2022/2021 126,920   83,139
Prior 178,395   100,333
Revolving loans 7,184   4,010
Loans 589,026   589,851
2026/2025 0   0
2025/2024 0   0
2024/2023 0   31
2023/2022 0   0
2022/2021 0   215
Prior 0   61
Revolving loans 0   0
Current period gross charge-offs 0 0 307
Auto Loans [Member] | Consumer [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 26,273   115,240
2025/2024 106,417   48,280
2024/2023 43,538   42,467
2023/2022 36,719   40,018
2022/2021 33,396   11,120
Prior 9,713   2,032
Revolving loans 0   0
Loans 256,056   259,157
2026/2025 0   29
2025/2024 38   243
2024/2023 10   367
2023/2022 6   477
2022/2021 191   198
Prior 36   35
Revolving loans 0   0
Current period gross charge-offs 281 303 1,349
Other Consumer [Member] | Consumer [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 9,618   27,928
2025/2024 23,881   12,534
2024/2023 10,805   6,704
2023/2022 5,524   7,030
2022/2021 5,677   2,233
Prior 5,513   4,129
Revolving loans 1,539   1,534
Loans 62,557   62,092
2026/2025 94 [1]   510 [2]
2025/2024 171 [1]   203 [2]
2024/2023 17 [1]   44 [2]
2023/2022 0 [1]   107 [2]
2022/2021 3 [1]   49 [2]
Prior 54 [1]   152 [2]
Revolving loans 0 [1]   1 [2]
Current period gross charge-offs 339 [1] $ 313 1,066 [2]
Pass [Member] | Commercial Real Estate [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 50,472   209,948
2025/2024 204,540   137,602
2024/2023 130,334   195,747
2023/2022 158,649   245,012
2022/2021 238,482   95,319
Prior 223,454   143,422
Revolving loans 11,831   5,372
Loans 1,017,762   1,032,422
Pass [Member] | Construction [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 9,005   71,154
2025/2024 73,960   24,768
2024/2023 17,902   2,505
2023/2022 1,130   570
2022/2021 311   0
Prior 0   0
Revolving loans 0   0
Loans 102,308   98,997
Pass [Member] | Specialized [Member] | Commercial [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 26,221   122,003
2025/2024 78,513   35,559
2024/2023 38,613   38,159
2023/2022 35,601   24,081
2022/2021 22,506   32,943
Prior 55,214   29,452
Revolving loans 115,718   103,491
Loans 372,386   385,688
Pass [Member] | General [Member] | Commercial [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 31,099   178,827
2025/2024 179,303   103,310
2024/2023 100,892   51,335
2023/2022 49,629   84,327
2022/2021 78,507   43,179
Prior 115,625   79,605
Revolving loans 79,603   92,158
Loans 634,658   632,741
Pass [Member] | 1-4 Family Residential [Member] | Consumer [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 23,196   95,677
2025/2024 92,579   69,844
2024/2023 67,377   92,148
2023/2022 87,299   137,702
2022/2021 125,808   77,474
Prior 167,857   96,393
Revolving loans 7,184   4,010
Loans 571,300   573,248
Pass [Member] | Auto Loans [Member] | Consumer [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 26,273   115,240
2025/2024 106,414   48,236
2024/2023 43,498   42,397
2023/2022 36,645   39,896
2022/2021 33,254   11,045
Prior 9,633   2,015
Revolving loans 0   0
Loans 255,717   258,829
Pass [Member] | Other Consumer [Member] | Consumer [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 9,618   27,912
2025/2024 23,858   12,521
2024/2023 10,793   6,704
2023/2022 5,524   7,014
2022/2021 5,664   2,223
Prior 5,474   4,096
Revolving loans 1,539   1,534
Loans 62,470   62,004
Special Mention [Member] | Commercial Real Estate [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 0   0
2025/2024 0   2,825
2024/2023 0   7,343
2023/2022 9,792   81
2022/2021 3,928   166
Prior 528   1,095
Revolving loans 483   483
Loans 14,731   11,993
Special Mention [Member] | Construction [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 0   0
2025/2024 0   0
2024/2023 0   0
2023/2022 0   0
2022/2021 0   0
Prior 0   0
Revolving loans 0   0
Loans 0   0
Special Mention [Member] | Specialized [Member] | Commercial [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 2,443   4,572
2025/2024 163   8,076
2024/2023 2,327   799
2023/2022 0   1,042
2022/2021 0   1,734
Prior 1,680   830
Revolving loans 2,002   3,770
Loans 8,615   20,823
Special Mention [Member] | General [Member] | Commercial [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 0   60
2025/2024 24   2,110
2024/2023 446   12,127
2023/2022 10,597   0
2022/2021 44   1,011
Prior 1,465   473
Revolving loans 1,925   0
Loans 14,501   15,781
Special Mention [Member] | 1-4 Family Residential [Member] | Consumer [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 0   0
2025/2024 0   0
2024/2023 0   621
2023/2022 552   428
2022/2021 210   5,061
Prior 5,037   0
Revolving loans 0   0
Loans 5,799   6,110
Special Mention [Member] | Auto Loans [Member] | Consumer [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 0   0
2025/2024 0   0
2024/2023 0   0
2023/2022 0   0
2022/2021 0   0
Prior 0   0
Revolving loans 0   0
Loans 0   0
Special Mention [Member] | Other Consumer [Member] | Consumer [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 0   0
2025/2024 0   0
2024/2023 0   0
2023/2022 0   0
2022/2021 0   0
Prior 0   0
Revolving loans 0   0
Loans 0   0
Substandard [Member] | Commercial Real Estate [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 0   360
2025/2024 890   62
2024/2023 349   5,101
2023/2022 4,254   1,613
2022/2021 1,900   7,095
Prior 13,065   5,979
Revolving loans 0   0
Loans 20,458   20,210
Substandard [Member] | Construction [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 0   0
2025/2024 0   0
2024/2023 0   1,106
2023/2022 1,136   0
2022/2021 0   0
Prior 0   0
Revolving loans 0   0
Loans 1,136   1,106
Substandard [Member] | Specialized [Member] | Commercial [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 0   0
2025/2024 0   194
2024/2023 822   570
2023/2022 486   811
2022/2021 1,782   1,206
Prior 770   59
Revolving loans 0   0
Loans 3,860   2,840
Substandard [Member] | General [Member] | Commercial [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 126   40
2025/2024 117   758
2024/2023 731   1,615
2023/2022 1,595   1,281
2022/2021 335   5,749
Prior 2,329   1,116
Revolving loans 242   242
Loans 5,475   10,801
Substandard [Member] | 1-4 Family Residential [Member] | Consumer [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 0   214
2025/2024 214   3,095
2024/2023 3,167   1,573
2023/2022 2,143   1,067
2022/2021 902   604
Prior 5,501   3,940
Revolving loans 0   0
Loans 11,927   10,493
Substandard [Member] | Auto Loans [Member] | Consumer [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 0   0
2025/2024 3   44
2024/2023 40   70
2023/2022 74   122
2022/2021 142   75
Prior 80   17
Revolving loans 0   0
Loans 339   328
Substandard [Member] | Other Consumer [Member] | Consumer [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
2026/2025 0   16
2025/2024 23   13
2024/2023 12   0
2023/2022 0   16
2022/2021 13   10
Prior 39   33
Revolving loans 0   0
Loans $ 87   $ 88
[1] Includes $94 thousand in charged-off demand deposit overdrafts reported as 2026 originations.
[2] Includes $498 thousand in charged-off demand deposit overdrafts reported as 2025 originations.