v3.26.1
LOANS HELD FOR INVESTMENT - Activity in ACL for Loans and Investment in Loans Disaggregated Based on Method of Evaluating Impairment (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Dec. 31, 2025
LOANS HELD FOR INVESTMENT [Abstract]      
Beginning Balance $ 45,131 $ 43,237 $ 43,237
Provision for credit losses 0 250  
Charge-offs (796) (690)  
Recoveries 487 171  
Ending Balance 44,822 42,968 45,131
Individually Evaluated - Fair Value of Collateral 2,425   5,902
Individually Evaluated - Fair Value of Collateral 81   387
Equipment [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral 751   1,837
Real Estate [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral 1,674   4,065
Other [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral 0   0
Commercial Real Estate [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Beginning Balance 15,214 15,973 15,973
Provision for credit losses (197) (186)  
Charge-offs 0 0 (541)
Recoveries 0 0  
Ending Balance 15,017 15,787 15,214
Individually Evaluated - Fair Value of Collateral 871   1,403
Individually Evaluated - Fair Value of Collateral 58   112
Commercial Real Estate [Member] | Equipment [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral 462   462
Commercial Real Estate [Member] | Real Estate [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral 409   941
Commercial Real Estate [Member] | Other [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral 0   0
Construction [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Beginning Balance 1,952 1,943 1,943
Provision for credit losses (40) 25  
Charge-offs 0 0 0
Recoveries 0 5  
Ending Balance 1,912 1,973 1,952
Individually Evaluated - Fair Value of Collateral 607   0
Individually Evaluated - Fair Value of Collateral 0   0
Construction [Member] | Equipment [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral 0   0
Construction [Member] | Real Estate [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral 607   0
Construction [Member] | Other [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral 0   0
Specialized [Member] | Commercial [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Beginning Balance 5,231 4,640 4,640
Provision for credit losses 91 (151)  
Charge-offs 0 0 0
Recoveries 29 34  
Ending Balance 5,351 4,523 5,231
Individually Evaluated - Fair Value of Collateral 544   544
Individually Evaluated - Fair Value of Collateral 23   0
Specialized [Member] | Commercial [Member] | Equipment [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral 289   289
Specialized [Member] | Commercial [Member] | Real Estate [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral 255   255
Specialized [Member] | Commercial [Member] | Other [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral 0   0
General [Member] | Commercial [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Beginning Balance 7,448 6,874 6,874
Provision for credit losses 96 (417)  
Charge-offs (176) (74) (883)
Recoveries 16 20  
Ending Balance 7,384 6,403 7,448
Individually Evaluated - Fair Value of Collateral 403   3,955
Individually Evaluated - Fair Value of Collateral 0   275
General [Member] | Commercial [Member] | Equipment [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral 0   1,086
General [Member] | Commercial [Member] | Real Estate [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral 403   2,869
General [Member] | Commercial [Member] | Other [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral 0   0
1-4 Family Residential [Member] | Consumer [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Beginning Balance 11,103 9,677 9,677
Provision for credit losses (594) 395  
Charge-offs 0 0 (307)
Recoveries 294 7  
Ending Balance 10,803 10,079 11,103
Individually Evaluated - Fair Value of Collateral 0   0
Individually Evaluated - Fair Value of Collateral 0   0
1-4 Family Residential [Member] | Consumer [Member] | Equipment [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral 0   0
1-4 Family Residential [Member] | Consumer [Member] | Real Estate [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral 0   0
1-4 Family Residential [Member] | Consumer [Member] | Other [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral 0   0
Auto Loans [Member] | Consumer [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Beginning Balance 3,033 3,015 3,015
Provision for credit losses 515 337  
Charge-offs (281) (303) (1,349)
Recoveries 31 47  
Ending Balance 3,298 3,096 3,033
Individually Evaluated - Fair Value of Collateral 0   0
Individually Evaluated - Fair Value of Collateral 0   0
Auto Loans [Member] | Consumer [Member] | Equipment [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral 0   0
Auto Loans [Member] | Consumer [Member] | Real Estate [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral 0   0
Auto Loans [Member] | Consumer [Member] | Other [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral 0   0
Other Consumer [Member] | Consumer [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Beginning Balance 1,150 1,115 1,115
Provision for credit losses 129 247  
Charge-offs (339) [1] (313) (1,066) [2]
Recoveries 117 58  
Ending Balance 1,057 $ 1,107 1,150
Individually Evaluated - Fair Value of Collateral 0   0
Individually Evaluated - Fair Value of Collateral 0   0
Other Consumer [Member] | Consumer [Member] | Equipment [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral 0   0
Other Consumer [Member] | Consumer [Member] | Real Estate [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral 0   0
Other Consumer [Member] | Consumer [Member] | Other [Member]      
LOANS HELD FOR INVESTMENT [Abstract]      
Individually Evaluated - Fair Value of Collateral $ 0   $ 0
[1] Includes $94 thousand in charged-off demand deposit overdrafts reported as 2026 originations.
[2] Includes $498 thousand in charged-off demand deposit overdrafts reported as 2025 originations.