v3.26.1
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Interest income:    
Loans, including fees $ 52,677 $ 50,570
Securities:    
Taxable 4,285 4,692
Non-taxable 853 801
Federal funds sold and interest-bearing deposits in banks 4,817 3,859
Total interest income 62,632 59,922
Interest expense:    
Deposits 18,878 19,827
Subordinated debt 243 835
Junior subordinated deferrable interest debentures 659 733
Total interest expense 19,780 21,395
Net interest income 42,852 38,527
Provision for credit losses 260 420
Net interest income, after provision for credit losses 42,592 38,107
Noninterest income:    
Service charges on deposit accounts 2,255 2,141
Net gain on sales of loans 2,332 2,591
Bank card services and interchange fees 3,216 3,379
Other mortgage banking income (loss) 1,586 (478)
Investment commissions 555 434
Fiduciary fees 789 738
Other 562 1,820
Total noninterest income 11,295 10,625
Noninterest expense:    
Salaries and employee benefits 20,154 19,441
Occupancy and equipment, net 3,953 4,027
Professional services 2,955 1,730
Marketing and development 1,001 905
IT and data services 1,381 1,164
Bank card expenses 1,608 1,454
Other 4,474 4,309
Total noninterest expense 35,526 33,030
Income before income taxes 18,361 15,702
Income tax expense 3,816 3,408
Net income $ 14,545 $ 12,294
Earnings per share:    
Basic (in Dollars per share) $ 0.89 $ 0.75
Diluted (in Dollars per share) $ 0.85 $ 0.72
Net income $ 14,545 $ 12,294
Other comprehensive income (loss):    
Unrealized gains (losses) on securities available for sale (1,112) 5,640
Less: Change in fair value on hedged state and municipal securities (26) (2,252)
Tax effect 239 (711)
Other comprehensive income (loss) (899) 2,677
Comprehensive income $ 13,646 $ 14,971