v3.26.1
Financing Receivables
3 Months Ended
Mar. 31, 2026
Schedule of Financial Receivables [Line Items]  
Financing Receivables

Note 5. Financing Receivables

PSE&G

On-Bill Repayment (OBR) Program

As part of the CEF–EE II OBR program that began in 2025, PSE&G provides funding to customers to upgrade equipment to increase energy efficiency. The OBR program allows customers to repay their portion of costs for equipment upgrades over time directly through their PSE&G bill. The terms of these agreements can be five, seven or ten years. Customers must meet acceptable credit standards to participate in the program. As of March 31, 2026, there have been no defaults under the OBR program; however, in the event a default, amounts would be recovered through a regulatory recovery mechanism. Therefore, no current credit losses have been recorded for the OBR program. A substantial portion of these amounts are noncurrent and reported in Long-Term Investments on PSEG’s and PSE&G’s Condensed Consolidated Balance Sheets. The following table reflects the outstanding amounts by class of customer.

 

 

 

 

 

 

 

 

 

 

 

 

 

As of

 

 

 

Outstanding OBR Loans by Class of Customers

 

March 31,
2026

 

 

December 31,
2025

 

 

 

 

 

Millions

 

 

 

Commercial/Industrial

 

$

28

 

 

$

17

 

 

 

Residential

 

 

164

 

 

 

128

 

 

 

Total

 

 

192

 

 

 

145

 

 

 

Current Portion (included in Accounts Receivable)

 

 

(21

)

 

 

(14

)

 

 

Noncurrent Portion (included in Long-Term Investments)

 

$

171

 

 

$

131

 

 

 

 

 

 

 

 

 

 

 

 

Payments on all outstanding loans were current as of March 31, 2026 and have an average remaining life of approximately 7 years.

Public Service Electric and Gas Company [Member]  
Schedule of Financial Receivables [Line Items]  
Financing Receivables

Note 5. Financing Receivables

PSE&G

On-Bill Repayment (OBR) Program

As part of the CEF–EE II OBR program that began in 2025, PSE&G provides funding to customers to upgrade equipment to increase energy efficiency. The OBR program allows customers to repay their portion of costs for equipment upgrades over time directly through their PSE&G bill. The terms of these agreements can be five, seven or ten years. Customers must meet acceptable credit standards to participate in the program. As of March 31, 2026, there have been no defaults under the OBR program; however, in the event a default, amounts would be recovered through a regulatory recovery mechanism. Therefore, no current credit losses have been recorded for the OBR program. A substantial portion of these amounts are noncurrent and reported in Long-Term Investments on PSEG’s and PSE&G’s Condensed Consolidated Balance Sheets. The following table reflects the outstanding amounts by class of customer.

 

 

 

 

 

 

 

 

 

 

 

 

 

As of

 

 

 

Outstanding OBR Loans by Class of Customers

 

March 31,
2026

 

 

December 31,
2025

 

 

 

 

 

Millions

 

 

 

Commercial/Industrial

 

$

28

 

 

$

17

 

 

 

Residential

 

 

164

 

 

 

128

 

 

 

Total

 

 

192

 

 

 

145

 

 

 

Current Portion (included in Accounts Receivable)

 

 

(21

)

 

 

(14

)

 

 

Noncurrent Portion (included in Long-Term Investments)

 

$

171

 

 

$

131

 

 

 

 

 

 

 

 

 

 

 

 

Payments on all outstanding loans were current as of March 31, 2026 and have an average remaining life of approximately 7 years.