v3.26.1
Consolidated Balance Sheets - USD ($)
$ in Millions
Mar. 31, 2026
Dec. 31, 2025
Current assets    
Cash and cash equivalents $ 180.1 $ 141.5
Restricted cash 36.8 43.9
Trade receivables, net of allowances of $9.0 and $9.7 415.7 314.1
Finance receivables, net of allowances of $30.0 and $27.5 2,444.3 2,425.4
Other current assets 128.1 86.7
Total current assets 3,205.0 3,011.6
Other assets    
Goodwill 1,239.8 1,243.5
Customer relationships, net of accumulated amortization of $461.7 and $459.2 98.4 102.7
Other intangible assets, net of accumulated amortization of $567.0 and $555.0 139.0 142.8
Operating lease right-of-use assets 57.5 57.9
Property and equipment, net of accumulated depreciation of $142.7 and $141.5 100.3 104.2
Other assets 59.5 61.6
Total other assets 1,694.5 1,712.7
Total assets 4,899.5 4,724.3
Current liabilities    
Accounts payable 899.3 665.8
Accrued employee benefits and compensation expenses 31.1 50.8
Accrued interest 10.5 11.3
Other accrued expenses 90.1 90.8
Income taxes payable 17.6 21.4
Obligations collateralized by finance receivables 1,693.2 1,758.3
Current maturities of long-term debt 24.9 5.5
Total current liabilities 2,766.7 2,603.9
Non-current liabilities    
Long-term debt 529.7 530.1
Deferred income tax liabilities 0.5 0.6
Operating lease liabilities 52.7 53.0
Other liabilities 6.5 6.2
Total non-current liabilities 589.4 589.9
Commitments and contingencies (Note 8)
Temporary equity    
Series A convertible preferred stock 289.8 289.8
Stockholders' equity    
Common stock, $0.01 par value: Authorized shares: 400,000,000; Issued and outstanding shares: March 31, 2026: 105,958,124 December 31, 2025: 106,175,229 1.1 1.1
Additional paid-in capital 669.9 692.8
Retained earnings 630.3 586.7
Accumulated other comprehensive loss (47.7) (39.9)
Total stockholders' equity 1,253.6 1,240.7
Total liabilities, temporary equity and stockholders' equity $ 4,899.5 $ 4,724.3