v3.26.1
Commitments
6 Months Ended
Mar. 31, 2026
Commitments [Abstract]  
Commitments

Note 8. Commitments

 

Unfunded commitments

 

As of March 31, 2026 and September 30, 2025, we had commitments under loan and financing agreements to fund up to $3.4 million to six portfolio companies and $5.5 million to six portfolio companies, respectively. These commitments are primarily composed of senior secured delayed draw term loans and revolvers, and the determination of their fair value is included in the Consolidated Schedules of Investments. The commitments are generally subject to the borrowers meeting certain criteria such as compliance with covenants and certain operational metrics. The terms of the borrowings and financings subject to commitment are comparable to the terms of other loan and equity securities in our portfolio. The Company maintains adequate liquidity to fund its unfunded commitments. A summary of the composition of the unfunded commitments as of March 31, 2026 and September 30, 2025 is shown in the table below (dollars in thousands): 

 

    March 31,
2026
    September 30,
2025
 
MB Precision Investment Holdings LLC - Senior Secured First Lien Revolver   $ 3     $ 85  
MB Precision Investment Holdings LLC - Senior Secured Delayed Draw Term Loan     85       1,521  
PREIT Associates - Revolver     61       61  
PSB Group, LLC - Revolver     472       472  
SS Acquisition, LLC (dba Soccer Shots Franchising) - Revolver     1,029       1,029  
Tamarix Capital Partners II, L.P. - Fund Investment     865       865  
WHI Global, LLC - Revolver     916       1,484  
Total unfunded commitments   $ 3,431     $ 5,517  

 

Lease obligations

 

The Company evaluates its leases to determine whether they should be classified as operating or finance leases. PhenixFIN identified one operating lease for its office space. The lease commenced on September 5, 2021. On December 18, 2024, the Company amended the terms of the lease, contingent on certain events, extending the lease term until August 31, 2035, with a right to terminate on the 36th and 60th month anniversaries of September 5, 2025, as well as any time on or after the 84th month anniversary of September 5, 2025.

 

Upon entering into the lease on September 5, 2021, PhenixFIN recorded a right-of-use asset and a lease liability as of that date.

As of March 31, 2026 and September 30, 2025, the asset related to the operating lease was $2.4 million and $2.5 million, respectively, and is included in the Other assets balance on the Consolidated Balance Sheet. As of March 31, 2026 and September 30, 2025, the lease liability was $2.5 million and $2.4 million, respectively, and is included in the Other liabilities balance on the Consolidated Statements of Assets and Liabilities. As of March 31, 2026 and September 30, 2025, the remaining lease term was approximately ten years, and the implied borrowing rate was 6.85%. 

 

The following table shows future minimum payments under PhenixFIN’s operating lease as of March 31, 2026:

 

For the Years Ended September 30,   Amount  
2026   $ 158,288  
2027     325,261  
2028     335,019  
2029     345,070  
2030     355,422  
Thereafter     1,908,314  
      3,427,374  
Difference between undiscounted and discounted cash flows     (929,618 )
    $ 2,497,756