v3.26.1
Allowance for Losses on Loans - Schedule of Activity in Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Mar. 31, 2026
Mar. 31, 2025
Sep. 30, 2025
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance $ 199,539 $ 204,522 $ 199,720 $ 203,753 $ 203,753
Charge-offs (805) (5,443) (5,325) (6,228)  
Recoveries 216 380 1,055 934  
Provision & Transfers 3,000 3,250 6,500 4,250  
Ending Allowance 201,950 202,709 201,950 202,709 199,720
Provision (recapture) 3,000 3,250 6,500 4,250  
Commercial loans          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 155,747 152,468 152,134 153,373 153,373
Charge-offs (343) (4,628) (4,539) (5,148) (11,498)
Recoveries 152 215 914 230  
Provision & Transfers 4,936 3,226 11,983 2,826  
Ending Allowance 160,492 151,281 160,492 151,281 152,134
Provision (recapture) 4,936 3,226 11,983 2,826  
Commercial loans | Multi-family          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 25,843 25,997 25,953 25,248 25,248
Charge-offs (81) 0 (81) 0 (555)
Recoveries 0 0 0 0  
Provision & Transfers 161 559 51 1,308  
Ending Allowance 25,923 26,556 25,923 26,556 25,953
Provision (recapture) 161 559 51 1,308  
Commercial loans | Commercial real estate          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 42,105 37,873 41,988 39,210 39,210
Charge-offs 0 (4,392) 0 (4,555) (9,652)
Recoveries 7 169 655 169  
Provision & Transfers (609) 4,819 (1,140) 3,645  
Ending Allowance 41,503 38,469 41,503 38,469 41,988
Provision (recapture) (609) 4,819 (1,140) 3,645  
Commercial loans | Commercial & industrial          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 62,102 60,474 59,163 58,748 58,748
Charge-offs (262) (236) (4,458) (593) (1,291)
Recoveries 138 38 143 42  
Provision & Transfers 6,684 (129) 13,814 1,950  
Ending Allowance 68,662 60,147 68,662 60,147 59,163
Provision (recapture) 6,684 (129) 13,814 1,950  
Commercial loans | Construction          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 18,475 20,903 18,136 22,267 22,267
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision & Transfers (1,763) (1,497) (1,424) (2,861)  
Ending Allowance 16,712 19,406 16,712 19,406 18,136
Provision (recapture) (1,763) (1,497) (1,424) (2,861)  
Commercial loans | Land - acquisition & development          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 7,222 7,221 6,894 7,900 7,900
Charge-offs 0 0 0 0  
Recoveries 7 8 116 19  
Provision & Transfers 463 (526) 682 (1,216)  
Ending Allowance 7,692 6,703 7,692 6,703 6,894
Provision (recapture) 463 (526) 682 (1,216)  
Consumer loans          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 43,792 52,054 47,586 50,380 50,380
Charge-offs (462) (815) (786) (1,080) (1,672)
Recoveries 64 165 141 704  
Provision & Transfers (1,936) 24 (5,483) 1,424  
Ending Allowance 41,458 51,428 41,458 51,428 47,586
Provision (recapture) (1,936) 24 (5,483) 1,424  
Consumer loans | Construction          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 455 1,219 610 1,427 1,427
Charge-offs 0 0 0 0  
Recoveries 2 0 4 0  
Provision & Transfers (155) (143) (312) (351)  
Ending Allowance 302 1,076 302 1,076 610
Provision (recapture) (155) (143) (312) (351)  
Consumer loans | Single-family residential          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 35,847 42,117 38,880 40,523 40,523
Charge-offs (31) (338) (82) (338) (338)
Recoveries 6 7 12 463  
Provision & Transfers (2,143) (823) (5,131) 315  
Ending Allowance 33,679 40,963 33,679 40,963 38,880
Provision (recapture) (2,143) (823) (5,131) 315  
Consumer loans | Land - consumer lot loans          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 1,958 2,527 2,104 2,564 2,564
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision & Transfers (137) (112) (283) (149)  
Ending Allowance 1,821 2,415 1,821 2,415 2,104
Provision (recapture) (137) (112) (283) (149)  
Consumer loans | HELOC          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 2,951 3,158 3,069 3,049 3,049
Charge-offs 0 0 0 0  
Recoveries 1 0 1 2  
Provision & Transfers (102) 99 (220) 206  
Ending Allowance 2,850 3,257 2,850 3,257 3,069
Provision (recapture) (102) 99 (220) 206  
Consumer loans | Consumer          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 2,581 3,033 2,923 2,817 2,817
Charge-offs (431) (477) (704) (742) (1,334)
Recoveries 55 158 124 239  
Provision & Transfers 601 1,003 463 1,403  
Ending Allowance 2,806 3,717 2,806 3,717 $ 2,923
Provision (recapture) 601 1,003 463 1,403  
Unfunded commitments          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Provision & Transfers 1,000 (500) 1,000 (1,500)  
Provision (recapture) $ 1,000 $ (500) $ 1,000 $ (1,500)