The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 116,621 23,185 SH SOLE 0 0 23,185
PROSHARES TR BITCOIN ETF 74347G440 202,455 21,746 SH SOLE 0 0 21,746
INTERNATIONAL BUSINESS MACHS COM 459200101 214,758 886 SH SOLE 0 0 886
INTEL CORP COM 458140100 216,237 4,900 SH SOLE 0 0 4,900
SHELL PLC SPON ADS 780259305 219,108 2,356 SH SOLE 0 0 2,356
ISHARES INC CORE MSCI EMKT 46434G103 222,573 3,191 SH SOLE 0 0 3,191
DELTA AIR LINES INC COM NEW 247361702 223,706 3,365 SH SOLE 0 0 3,365
VANGUARD INSTL INDEX FD 0-3 MO TREAS BIL 922040845 231,338 3,058 SH SOLE 0 0 3,058
STARBUCKS CORP COM 855244109 242,162 2,703 SH SOLE 0 0 2,703
SYSCO CORP COM 871829107 242,522 3,400 SH SOLE 0 0 3,400
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 256,505 759 SH SOLE 0 0 759
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 265,586 1,032 SH SOLE 0 0 1,032
META PLATFORMS INC CL A 30303M102 275,195 481 SH SOLE 0 0 481
GOLDMAN SACHS GROUP INC COM 38141G104 276,639 327 SH SOLE 0 0 327
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 278,621 1,452 SH SOLE 0 0 1,452
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 280,015 6,206 SH SOLE 0 0 6,206
GILEAD SCIENCES INC COM 375558103 287,242 2,061 SH SOLE 0 0 2,061
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 288,615 5,092 SH SOLE 0 0 5,092
TRUST FOR PROFESSIONAL MANAG MAIRS & PWR MINN 89834G836 290,105 13,112 SH SOLE 0 0 13,112
FREEPORT MCMORAN INC CL B 35671D857 293,724 4,997 SH SOLE 0 0 4,997
ISHARES TR MSCI EURO FL ETF 464289180 295,215 8,471 SH SOLE 0 0 8,471
DEERE & CO COM 244199105 295,733 525 SH SOLE 0 0 525
BOSTON SCIENTIFIC CORP COM 101137107 301,765 4,809 SH SOLE 0 0 4,809
ASML HLDG NV N Y REGISTRY SHS N07059210 311,716 236 SH SOLE 0 0 236
CARRIER GLOBAL CORPORATION COM 14448C104 313,535 5,568 SH SOLE 0 0 5,568
ISHARES TR MSCI USA QLT FCT 46432F339 330,106 1,721 SH SOLE 0 0 1,721
HOME DEPOT INC COM 437076102 338,099 1,028 SH SOLE 0 0 1,028
UDR INC COM 902653104 342,597 10,142 SH SOLE 0 0 10,142
ISHARES TR BROAD USD HIGH 46435U853 344,749 9,358 SH SOLE 0 0 9,358
ISHARES TR JPMORGAN USD EMG 464288281 361,161 3,845 SH SOLE 0 0 3,845
BP PLC SPONSORED ADR 055622104 366,412 7,796 SH SOLE 0 0 7,796
MERCK & CO INC COM 58933Y105 366,644 3,048 SH SOLE 0 0 3,048
ISHARES TR RUS MID CAP ETF 464287499 367,433 3,779 SH SOLE 0 0 3,779
ORACLE CORP COM 68389X105 378,073 2,570 SH SOLE 0 0 2,570
MARATHON PETE CORP COM 56585A102 384,584 1,575 SH SOLE 0 0 1,575
BROADCOM INC COM 11135F101 388,436 1,255 SH SOLE 0 0 1,255
ISHARES TR MSCI EAFE ETF 464287465 388,715 4,002 SH SOLE 0 0 4,002
MORGAN STANLEY COM NEW 617446448 390,196 2,371 SH SOLE 0 0 2,371
ARK ETF TR INNOVATION ETF 00214Q104 404,594 5,986 SH SOLE 0 0 5,986
CISCO SYS INC COM 17275R102 406,727 5,242 SH SOLE 0 0 5,242
AMERICAN EXPRESS CO COM 025816109 475,499 1,572 SH SOLE 0 0 1,572
ISHARES TR CORE MSCI EAFE 46432F842 491,307 5,427 SH SOLE 0 0 5,427
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 524,649 878 SH SOLE 0 0 878
WALMART INC COM 931142103 542,483 4,365 SH SOLE 0 0 4,365
EXXON MOBIL CORP COM 30231G102 547,138 3,225 SH SOLE 0 0 3,225
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 573,691 14,763 SH SOLE 0 0 14,763
BECTON DICKINSON & CO COM 075887109 580,179 3,690 SH SOLE 0 0 3,690
VANGUARD INDEX FDS TOTAL STK MKT 922908769 610,823 1,904 SH SOLE 0 0 1,904
COSTCO WHOLESALE CORPORATION COM 22160K105 644,193 647 SH SOLE 0 0 647
AMGEN INC COM 031162100 680,830 1,935 SH SOLE 0 0 1,935
PROCTER & GAMBLE CO COM 742718109 708,479 4,905 SH SOLE 0 0 4,905
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 715,571 1,100 SH SOLE 0 0 1,100
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 745,778 11,942 SH SOLE 0 0 11,942
PEPSICO INC COM 713448108 787,942 5,074 SH SOLE 0 0 5,074
ALPHABET INC CAP STK CL C 02079K107 796,324 2,776 SH SOLE 0 0 2,776
ALPS ETF TR ALERIAN MLP 00162Q452 811,920 15,424 SH SOLE 0 0 15,424
CHEVRON CORPORATION COM 166764100 839,502 4,058 SH SOLE 0 0 4,058
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 905,337 29,509 SH SOLE 0 0 29,509
PNC FINL SVCS GROUP INC COM 693475105 910,394 4,375 SH SOLE 0 0 4,375
NEXTERA ENERGY INC COM 65339F101 920,563 9,911 SH SOLE 0 0 9,911
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 990,757 23,290 SH SOLE 0 0 23,290
RTX CORPORATION COM 75513E101 1,000,766 5,188 SH SOLE 0 0 5,188
NVIDIA CORPORATION COM 67066G104 1,065,759 6,111 SH SOLE 0 0 6,111
AMAZON COM INC COM 023135106 1,067,801 5,127 SH SOLE 0 0 5,127
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,078,325 4,117 SH SOLE 0 0 4,117
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 1,127,518 32,178 SH SOLE 0 0 32,178
DANAHER CORP DEL COM 235851102 1,149,356 6,062 SH SOLE 0 0 6,062
ISHARES TR S&P 100 ETF 464287101 1,240,739 3,901 SH SOLE 0 0 3,901
ALPHABET INC CAP STK CL A 02079K305 1,256,925 4,371 SH SOLE 0 0 4,371
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,440,007 9,723 SH SOLE 0 0 9,723
ECOLAB INC COM 278865100 1,574,839 5,920 SH SOLE 0 0 5,920
ISHARES TR TIPS BD ETF 464287176 1,617,547 14,657 SH SOLE 0 0 14,657
MICROSOFT CORP COM 594918104 1,729,666 4,673 SH SOLE 0 0 4,673
JOHNSON & JOHNSON COM 478160104 1,965,298 8,040 SH SOLE 0 0 8,040
JPMORGAN CHASE & CO COM 46625H100 2,177,701 7,403 SH SOLE 0 0 7,403
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,476,027 5,167 SH SOLE 0 0 5,167
INVESCO EXCH TRADED FD TR II S&P INTL MOMNT 46138E222 2,759,330 50,316 SH SOLE 0 0 50,316
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 3,075,174 23,139 SH SOLE 0 0 23,139
MCDONALDS CORP COM 580135101 3,117,224 10,030 SH SOLE 0 0 10,030
APPLE INC COM 037833100 3,968,012 15,635 SH SOLE 0 0 15,635
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,239,908 19,715 SH SOLE 0 0 19,715
ISHARES TR INVESTMENT GRADE 46435G219 5,774,890 128,160 SH SOLE 0 0 128,160
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 6,152,115 147,462 SH SOLE 0 0 147,462
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 6,701,229 94,211 SH SOLE 0 0 94,211
CATERPILLAR INC COM 149123101 7,257,465 10,244 SH SOLE 0 0 10,244
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 7,403,643 104,409 SH SOLE 0 0 104,409
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625 7,977,454 110,675 SH SOLE 0 0 110,675
VANGUARD INDEX FDS GROWTH ETF 922908736 8,464,999 19,380 SH SOLE 0 0 19,380
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 8,873,550 275,405 SH SOLE 0 0 275,405
AMERICAN CENTY ETF TR FOCUSED LRG CAP 025072794 9,760,723 127,283 SH SOLE 0 0 127,283
BERKSHIRE HATHAWAY INC DEL CL A 084670108 10,053,960 14 SH SOLE 0 0 14
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 11,909,358 323,976 SH SOLE 0 0 323,976
VANGUARD INDEX FDS MID CAP ETF 922908629 13,166,055 45,846 SH SOLE 0 0 45,846
VANGUARD MALVERN FDS GOVERNMENT SECUR 922020714 15,577,470 205,915 SH SOLE 0 0 205,915
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 17,559,078 450,695 SH SOLE 0 0 450,695
ISHARES GOLD TR ISHARES NEW 464285204 20,880,256 236,845 SH SOLE 0 0 236,845
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 21,867,275 456,710 SH SOLE 0 0 456,710
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 23,158,175 683,939 SH SOLE 0 0 683,939
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 29,691,184 650,837 SH SOLE 0 0 650,837