Business Segments (Tables)

The following tables present the results of operations and average assets by segment for the three months ended:


March 31, 2026 ($ in millions)	Commercial Banking		Consumer and Small Business Banking	Wealth and Asset Management	General Corporate and Other(d)	Total
Net interest income (FTE)(a)	$	878	1,073	83	(95)	1,939
Provision for (benefit from) credit losses	158		89	—	(20)	227
Net interest income after provision for (benefit from) credit losses	$	720	984	83	(75)	1,712
Noninterest income:
Wealth and asset management revenue	$	1	75	161	(4)	233
Commercial payments revenue	191		30	2	(5)	218
Consumer banking revenue	—		146	—	—	146
Capital markets fees	135		1	—	(2)	134
Commercial banking revenue	103		1	1	—	105
Mortgage banking net revenue	—		44	—	—	44
Other noninterest income(b)	11		1	—	15	27
Securities losses, net	—		—	—	(12)	(12)

Total noninterest income	$	441	298	164	(8)	895
Noninterest expense:
Compensation and benefits	$	247	291	88	784	1,410
Technology and communications	6		11	3	184	204
Net occupancy expense	12		77	5	46	140
Card and processing expense	29		19	—	31	79
Equipment expense	8		19	—	28	55
Marketing expense	1		33	—	16	50
Loan and lease expense	13		22	1	6	42
Other noninterest expense(c)	418		338	86	(427)	415
Total noninterest expense	$	734	810	183	668	2,395
Income (loss) before income taxes (FTE)(a)	$	427	472	64	(751)	212
Average assets	$	108,037	60,154	8,374	88,986	265,551

(a)Includes FTE adjustments of $3 for Commercial Banking and $2 for General Corporate and Other.

(b)Includes impairment charges of $23 for bank premises and equipment recorded in General Corporate and Other. For more information, refer to Note 21.

(c)Includes segment expenses which are classified as other noninterest expense and allocations of corporate and shared services expenses.

(d)General Corporate and Other is not a reportable segment and is presented for reconciliation purposes.


March 31, 2025 ($ in millions)	Commercial Banking		Consumer and Small Business Banking	Wealth and Asset Management	General Corporate and Other(c)	Total
Net interest income (FTE)(a)	$	552	975	49	(134)	1,442
Provision for credit losses	80		84	—	10	174
Net interest income after provision for credit losses	$	472	891	49	(144)	1,268
Noninterest income:
Wealth and asset management revenue	$	—	66	106	—	172
Commercial payments revenue	133		20	—	—	153
Consumer banking revenue	—		135	1	1	137
Capital markets fees	90		—	1	(1)	90
Commercial banking revenue	79		1	—	—	80
Mortgage banking net revenue	—		57	—	—	57
Other noninterest income	6		2	1	5	14
Securities losses, net	(7)		—	—	(2)	(9)

Total noninterest income	$	301	281	109	3	694
Noninterest expense:
Compensation and benefits	$	178	236	62	274	750
Technology and communications	3		7	—	113	123
Net occupancy expense	9		54	3	21	87
Card and processing expense	3		17	1	—	21
Equipment expense	8		16	—	18	42
Marketing expense	1		19	—	8	28
Loan and lease expense	7		18	—	5	30
Other noninterest expense(b)	302		283	40	(402)	223
Total noninterest expense	$	511	650	106	37	1,304
Income (loss) before income taxes (FTE)(a)	$	262	522	52	(178)	658
Average assets	$	77,940	54,406	4,657	73,555	210,558

(a)Includes FTE adjustments of $3 for Commercial Banking and $2 for General Corporate and Other.

(b)Includes segment expenses which are classified as other noninterest expense and allocations of corporate and shared services expenses.

(c)General Corporate and Other is not a reportable segment and is presented for reconciliation purposes.