v3.26.1
Loans and Leases (Tables)
 3 Months Ended
Mar. 31, 2026
Receivables [Abstract]  
Loans and Leases Classified by Primary Purpose
The following table provides a summary of commercial loans and leases classified by primary purpose and consumer loans classified based upon product or collateral as of:

($ in millions)		March 31,
2026		December 31,
2025
Loans and leases held for sale:
Commercial and industrial loans$535 46 
Commercial mortgage loans49 29 
Commercial construction loans67 — 
Residential mortgage loans714 658 
Total loans and leases held for sale$1,365 733 
Portfolio loans and leases:
Commercial and industrial loans$83,864 52,749 
Commercial mortgage loans27,143 12,228 
Commercial construction loans8,329 5,316 
Commercial leases3,523 3,269 
Total commercial loans and leases$122,859 73,562 
Residential mortgage loans$19,507 17,652 
Home equity6,735 4,846 
Indirect secured consumer loans18,296 17,964 
Credit card1,658 1,747 
Solar energy installation loans4,465 4,560 
Other consumer loans2,730 2,320 
Total consumer loans$53,391 49,089 
Total portfolio loans and leases$176,250 122,651 
Summary of Net Charge-offs
The following table presents a summary of net charge-offs:
For the three months ended
March 31,
($ in millions)20262025
Commercial and industrial loans$69 52 
Commercial mortgage loans— 10 
Commercial leases— 2 
Indirect secured consumer loans24 21 
Credit card14 17 
Solar energy installation loans23 18 
Other consumer loans14 16 
Total net charge-offs(a)
$144 136 
(a)Excludes net charge-offs of $94 which were taken immediately at the time of the Comerica acquisition.
Summary of Income
The following table presents the income recognized related to leases where the Bancorp is the lessor:
($ in millions)Condensed Consolidated Statements of Income CaptionFor the three months ended
March 31,
20262025
Direct financing leasesInterest and fees on loans and leases$8 10 
Sales-type leasesInterest and fees on loans and leases31 26 
Operating leasesCommercial banking revenue21 20 
Summary of Income
The following table presents the income recognized related to leases where the Bancorp is the lessor:
($ in millions)Condensed Consolidated Statements of Income CaptionFor the three months ended
March 31,
20262025
Direct financing leasesInterest and fees on loans and leases$8 10 
Sales-type leasesInterest and fees on loans and leases31 26 
Operating leasesCommercial banking revenue21 20 
Summary of Income
The following table presents the income recognized related to leases where the Bancorp is the lessor:
($ in millions)Condensed Consolidated Statements of Income CaptionFor the three months ended
March 31,
20262025
Direct financing leasesInterest and fees on loans and leases$8 10 
Sales-type leasesInterest and fees on loans and leases31 26 
Operating leasesCommercial banking revenue21 20