v3.26.1
Condensed Consolidated Statement of Cash Flows (unaudited) - USD ($)
$ in Millions
 3 Months Ended 12 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Dec. 31, 2025
Operating activities      
Net income (loss) $ 319 $ (225)  
Reconciliation of net income (loss) to net cash provided by operating activities      
Depreciation and amortization 378 361  
Goodwill impairment 0 305 $ 305
Provision for credit losses 467 191  
Loss (gain) on mortgage and automotive loans, net 3 (1)  
Other loss on investments, net 21 499  
Originations and purchases of loans held-for-sale (626) (490)  
Proceeds from sales and repayments of loans held-for-sale 585 543  
Net change in      
Deferred income taxes 22 (178)  
Interest payable 123 64  
Other assets 71 (128)  
Other liabilities (80) (137)  
Other, net 88 136  
Net cash provided by operating activities 1,371 940  
Investing activities      
Purchases of equity securities (331) (196)  
Proceeds from sales of equity securities 333 122  
Purchases of available-for-sale securities (781) (3,649)  
Proceeds from sales of available-for-sale securities 125 2,669  
Proceeds from repayments of available-for-sale securities 506 440  
Purchases of held-to-maturity securities (44) (248)  
Proceeds from repayments of held-to-maturity securities 117 109  
Purchases of finance receivables and loans held-for-investment (1,754) (843)  
Proceeds from sales of finance receivables and loans initially held-for-investment 254 5  
Originations and repayments of finance receivables and loans initially held-for-investment and other, net (1,137) 537  
Purchases of operating lease assets (705) (819)  
Disposals of operating lease assets 474 681  
Net change in nonmarketable equity investments 26 2  
Other, net (126) (151)  
Net cash used in investing activities (3,043) (1,341)  
Financing activities      
Net change in short-term borrowings (569) 1,714  
Net increase (decrease) in deposits 1,684 (64)  
Proceeds from issuance of long-term debt 1,081 24  
Repayments of long-term debt (824) (1,074)  
Repurchases of common stock (147) (34)  
Common stock dividends paid (102) (100)  
Preferred stock dividends paid (28) (28)  
Net cash provided by financing activities 1,095 438  
Effect of exchange-rate changes on cash and cash equivalents and restricted cash (3) 0  
Net (decrease) increase in cash and cash equivalents and restricted cash (580) 37  
Cash and cash equivalents and restricted cash at beginning of year 11,809 11,380 11,380
Cash and cash equivalents and restricted cash at March 31, 11,229 11,417 11,809
Cash paid for      
Interest 1,370 1,587  
Income taxes 12 13  
Noncash items      
Finance receivables and loans held-for-investment transferred to loans held-for-sale 7 2,321  
Additional Cash Flow Elements and Supplemental Cash Flow Information [Abstract]      
Cash and cash equivalents on the Condensed Consolidated Balance Sheet 9,518 10,409 10,030
Restricted cash and cash equivalents and restricted cash held for securitization trusts included in other assets on the Condensed Consolidated Balance Sheet [1] 1,711 1,008  
Total cash and cash equivalents and restricted cash in the Condensed Consolidated Statement of Cash Flows $ 11,229 $ 11,417 $ 11,809
[1] Refer to Note 10 for additional details describing the nature of restricted cash and cash equivalent balances.