v3.26.1
Finance Receivables and Loans, Net - Schedule of Loan Modifications (Details)
$ in Millions
3 Months Ended 12 Months Ended
Mar. 31, 2026
USD ($)
loan
Mar. 31, 2025
USD ($)
loan
Mar. 31, 2026
USD ($)
Mar. 31, 2025
USD ($)
Dec. 31, 2025
USD ($)
Financing Receivable, Troubled Debt Restructuring          
Trial modifications, term 3 months        
Trial modifications, amount $ 9   $ 9   $ 8
Total $ 266 $ 135      
Percentage of total 0.20% 0.10%      
Payment deferrals          
Financing Receivable, Troubled Debt Restructuring          
Total $ 7 $ 6      
Contractual maturity extensions          
Financing Receivable, Troubled Debt Restructuring          
Total 254 127      
Principal forgiveness          
Financing Receivable, Troubled Debt Restructuring          
Total 3 1      
Interest rate concessions          
Financing Receivable, Troubled Debt Restructuring          
Total 0 0      
Combination          
Financing Receivable, Troubled Debt Restructuring          
Total 2 1      
Consumer          
Financing Receivable, Troubled Debt Restructuring          
Total 205 107 745 $ 430  
Consumer | Current          
Financing Receivable, Troubled Debt Restructuring          
Total     594 332  
Consumer | 30–59 days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     99 62  
Consumer | 60–89 days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     34 23  
Consumer | 90 or more days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     18 13  
Consumer | Payment deferrals          
Financing Receivable, Troubled Debt Restructuring          
Total 0 0      
Consumer | Contractual maturity extensions          
Financing Receivable, Troubled Debt Restructuring          
Total 200 105      
Consumer | Principal forgiveness          
Financing Receivable, Troubled Debt Restructuring          
Total 3 1      
Consumer | Interest rate concessions          
Financing Receivable, Troubled Debt Restructuring          
Total 0 0      
Consumer | Combination          
Financing Receivable, Troubled Debt Restructuring          
Total 2 1      
Consumer | Consumer automotive          
Financing Receivable, Troubled Debt Restructuring          
Total $ 202 $ 106 734 427  
Number of loans redefaulted | loan 2,580 1,858      
Amortized cost of loans redefaulted $ 60 $ 46      
Consumer | Consumer automotive | Current          
Financing Receivable, Troubled Debt Restructuring          
Total     586 330  
Consumer | Consumer automotive | 30–59 days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     97 62  
Consumer | Consumer automotive | 60–89 days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     34 23  
Consumer | Consumer automotive | 90 or more days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     17 12  
Consumer | Consumer automotive | Payment deferrals          
Financing Receivable, Troubled Debt Restructuring          
Total $ 0 $ 0      
Payment extensions, number of months extended/deferred 36 months 29 months      
Consumer | Consumer automotive | Contractual maturity extensions          
Financing Receivable, Troubled Debt Restructuring          
Total $ 199 $ 105 724 420  
Consumer | Consumer automotive | Contractual maturity extensions | Current          
Financing Receivable, Troubled Debt Restructuring          
Total     585 328  
Consumer | Consumer automotive | Contractual maturity extensions | 30–59 days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     97 62  
Consumer | Consumer automotive | Contractual maturity extensions | 60–89 days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     33 23  
Consumer | Consumer automotive | Contractual maturity extensions | 90 or more days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     9 7  
Consumer | Consumer automotive | Principal forgiveness          
Financing Receivable, Troubled Debt Restructuring          
Total 3 1 9 5  
Principal forgiveness, amount forgiven 1 0      
Consumer | Consumer automotive | Principal forgiveness | Current          
Financing Receivable, Troubled Debt Restructuring          
Total     0 0  
Consumer | Consumer automotive | Principal forgiveness | 30–59 days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     0 0  
Consumer | Consumer automotive | Principal forgiveness | 60–89 days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     1 0  
Consumer | Consumer automotive | Principal forgiveness | 90 or more days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     8 5  
Consumer | Consumer automotive | Interest rate concessions          
Financing Receivable, Troubled Debt Restructuring          
Total $ 0 $ 0      
Interest rate concessions, initial rate 0.00% 0.00%      
Interest rate concessions, revised rate 0.00% 0.00%      
Consumer | Consumer automotive | Combination          
Financing Receivable, Troubled Debt Restructuring          
Total $ 0 $ 0 1 2  
Interest rate concessions, initial rate 0.00% 0.00%      
Interest rate concessions, revised rate 0.00% 0.00%      
Consumer | Consumer automotive | Combination | Current          
Financing Receivable, Troubled Debt Restructuring          
Total     1 2  
Consumer | Consumer automotive | Combination | 30–59 days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     0 0  
Consumer | Consumer automotive | Combination | 60–89 days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     0 0  
Consumer | Consumer automotive | Combination | 90 or more days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     0 0  
Consumer | Consumer mortgage          
Financing Receivable, Troubled Debt Restructuring          
Total $ 3 $ 1 11 3  
Number of loans redefaulted | loan 1        
Amortized cost of loans redefaulted $ 1        
Consumer | Consumer mortgage | Current          
Financing Receivable, Troubled Debt Restructuring          
Total     8 2  
Consumer | Consumer mortgage | 30–59 days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     2 0  
Consumer | Consumer mortgage | 60–89 days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     0 0  
Consumer | Consumer mortgage | 90 or more days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     1 1  
Consumer | Consumer mortgage | Payment deferrals          
Financing Receivable, Troubled Debt Restructuring          
Total $ 0 0 1    
Payment extensions, number of months extended/deferred 204 months        
Consumer | Consumer mortgage | Payment deferrals | Current          
Financing Receivable, Troubled Debt Restructuring          
Total     0    
Consumer | Consumer mortgage | Payment deferrals | 30–59 days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     1    
Consumer | Consumer mortgage | Payment deferrals | 60–89 days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     0    
Consumer | Consumer mortgage | Payment deferrals | 90 or more days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     0    
Consumer | Consumer mortgage | Contractual maturity extensions          
Financing Receivable, Troubled Debt Restructuring          
Total $ 1 0 3 2  
Consumer | Consumer mortgage | Contractual maturity extensions | Current          
Financing Receivable, Troubled Debt Restructuring          
Total     2 1  
Consumer | Consumer mortgage | Contractual maturity extensions | 30–59 days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     1 0  
Consumer | Consumer mortgage | Contractual maturity extensions | 60–89 days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     0 0  
Consumer | Consumer mortgage | Contractual maturity extensions | 90 or more days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     0 1  
Consumer | Consumer mortgage | Principal forgiveness          
Financing Receivable, Troubled Debt Restructuring          
Total 0 0      
Principal forgiveness, amount forgiven 0 0      
Consumer | Consumer mortgage | Interest rate concessions          
Financing Receivable, Troubled Debt Restructuring          
Total $ 0 $ 0 1    
Interest rate concessions, initial rate 0.00% 0.00%      
Interest rate concessions, revised rate 0.00% 0.00%      
Consumer | Consumer mortgage | Interest rate concessions | Current          
Financing Receivable, Troubled Debt Restructuring          
Total     0    
Consumer | Consumer mortgage | Interest rate concessions | 30–59 days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     0    
Consumer | Consumer mortgage | Interest rate concessions | 60–89 days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     0    
Consumer | Consumer mortgage | Interest rate concessions | 90 or more days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     1    
Consumer | Consumer mortgage | Combination          
Financing Receivable, Troubled Debt Restructuring          
Total $ 2 $ 1 6 1  
Payment extensions, number of months extended/deferred 159 months        
Interest rate concessions, initial rate 3.80% 4.50%      
Interest rate concessions, revised rate 2.00% 2.80%      
Payment extensions, initial term 291 months 291 months      
Payment extensions, revised term 402 months 480 months      
Consumer | Consumer mortgage | Combination | Current          
Financing Receivable, Troubled Debt Restructuring          
Total     6 1  
Consumer | Consumer mortgage | Combination | 30–59 days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     0 0  
Consumer | Consumer mortgage | Combination | 60–89 days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     0 0  
Consumer | Consumer mortgage | Combination | 90 or more days past due          
Financing Receivable, Troubled Debt Restructuring          
Total     0 0  
Commercial          
Financing Receivable, Troubled Debt Restructuring          
Total $ 61 $ 28 229 73  
Commercial | Pass          
Financing Receivable, Troubled Debt Restructuring          
Total     109 25  
Commercial | Special mention          
Financing Receivable, Troubled Debt Restructuring          
Total     74 0  
Commercial | Substandard          
Financing Receivable, Troubled Debt Restructuring          
Total     46 44  
Commercial | Doubtful          
Financing Receivable, Troubled Debt Restructuring          
Total     0 4  
Commercial | Payment deferrals          
Financing Receivable, Troubled Debt Restructuring          
Total $ 7 $ 6      
Payment extensions, number of months extended/deferred 18 months 15 months      
Commercial | Contractual maturity extensions          
Financing Receivable, Troubled Debt Restructuring          
Total $ 54 $ 22      
Commercial | Principal forgiveness          
Financing Receivable, Troubled Debt Restructuring          
Total 0 0      
Principal forgiveness, amount forgiven 0 0      
Commercial | Interest rate concessions          
Financing Receivable, Troubled Debt Restructuring          
Total $ 0 $ 0      
Interest rate concessions, initial rate 0.00% 0.00%      
Interest rate concessions, revised rate 0.00% 0.00%      
Commercial | Combination          
Financing Receivable, Troubled Debt Restructuring          
Total $ 0 $ 0      
Interest rate concessions, initial rate 0.00% 0.00%      
Interest rate concessions, revised rate 0.00% 0.00%      
Commercial | Consumer automotive          
Financing Receivable, Troubled Debt Restructuring          
Total $ 7 $ 2 20 7  
Commercial | Consumer automotive | Pass          
Financing Receivable, Troubled Debt Restructuring          
Total     0 0  
Commercial | Consumer automotive | Special mention          
Financing Receivable, Troubled Debt Restructuring          
Total     0 0  
Commercial | Consumer automotive | Substandard          
Financing Receivable, Troubled Debt Restructuring          
Total     20 4  
Commercial | Consumer automotive | Doubtful          
Financing Receivable, Troubled Debt Restructuring          
Total     0 3  
Commercial | Consumer automotive | Payment deferrals          
Financing Receivable, Troubled Debt Restructuring          
Total $ 7 $ 2 7 4  
Payment extensions, number of months extended/deferred 7 months 7 months      
Commercial | Consumer automotive | Payment deferrals | Pass          
Financing Receivable, Troubled Debt Restructuring          
Total     0 0  
Commercial | Consumer automotive | Payment deferrals | Special mention          
Financing Receivable, Troubled Debt Restructuring          
Total     0 0  
Commercial | Consumer automotive | Payment deferrals | Substandard          
Financing Receivable, Troubled Debt Restructuring          
Total     7 4  
Commercial | Consumer automotive | Payment deferrals | Doubtful          
Financing Receivable, Troubled Debt Restructuring          
Total     0 0  
Commercial | Consumer automotive | Contractual maturity extensions          
Financing Receivable, Troubled Debt Restructuring          
Total $ 0 $ 0      
Commercial | Consumer automotive | Principal forgiveness          
Financing Receivable, Troubled Debt Restructuring          
Total 0 0      
Principal forgiveness, amount forgiven 0 0      
Commercial | Consumer automotive | Interest rate concessions          
Financing Receivable, Troubled Debt Restructuring          
Total $ 0 $ 0 13    
Interest rate concessions, initial rate 0.00% 0.00%      
Interest rate concessions, revised rate 0.00% 0.00%      
Commercial | Consumer automotive | Interest rate concessions | Pass          
Financing Receivable, Troubled Debt Restructuring          
Total     0    
Commercial | Consumer automotive | Interest rate concessions | Special mention          
Financing Receivable, Troubled Debt Restructuring          
Total     0    
Commercial | Consumer automotive | Interest rate concessions | Substandard          
Financing Receivable, Troubled Debt Restructuring          
Total     13    
Commercial | Consumer automotive | Interest rate concessions | Doubtful          
Financing Receivable, Troubled Debt Restructuring          
Total     0    
Commercial | Consumer automotive | Combination          
Financing Receivable, Troubled Debt Restructuring          
Total $ 0 $ 0   3  
Interest rate concessions, initial rate 0.00% 0.00%      
Interest rate concessions, revised rate 0.00% 0.00%      
Commercial | Consumer automotive | Combination | Pass          
Financing Receivable, Troubled Debt Restructuring          
Total       0  
Commercial | Consumer automotive | Combination | Special mention          
Financing Receivable, Troubled Debt Restructuring          
Total       0  
Commercial | Consumer automotive | Combination | Substandard          
Financing Receivable, Troubled Debt Restructuring          
Total       0  
Commercial | Consumer automotive | Combination | Doubtful          
Financing Receivable, Troubled Debt Restructuring          
Total       3  
Commercial | Other          
Financing Receivable, Troubled Debt Restructuring          
Total $ 54 $ 26 199 65  
Commercial | Other | Pass          
Financing Receivable, Troubled Debt Restructuring          
Total     109 25  
Commercial | Other | Special mention          
Financing Receivable, Troubled Debt Restructuring          
Total     71 0  
Commercial | Other | Substandard          
Financing Receivable, Troubled Debt Restructuring          
Total     19 40  
Commercial | Other | Doubtful          
Financing Receivable, Troubled Debt Restructuring          
Total     0 0  
Commercial | Other | Payment deferrals          
Financing Receivable, Troubled Debt Restructuring          
Total $ 0 $ 4 35 4  
Payment extensions, number of months extended/deferred 20 months 16 months      
Commercial | Other | Payment deferrals | Pass          
Financing Receivable, Troubled Debt Restructuring          
Total     35 0  
Commercial | Other | Payment deferrals | Special mention          
Financing Receivable, Troubled Debt Restructuring          
Total     0 0  
Commercial | Other | Payment deferrals | Substandard          
Financing Receivable, Troubled Debt Restructuring          
Total     0 4  
Commercial | Other | Payment deferrals | Doubtful          
Financing Receivable, Troubled Debt Restructuring          
Total     0 0  
Commercial | Other | Contractual maturity extensions          
Financing Receivable, Troubled Debt Restructuring          
Total $ 54 $ 22 164 47  
Commercial | Other | Contractual maturity extensions | Pass          
Financing Receivable, Troubled Debt Restructuring          
Total     74 25  
Commercial | Other | Contractual maturity extensions | Special mention          
Financing Receivable, Troubled Debt Restructuring          
Total     71 0  
Commercial | Other | Contractual maturity extensions | Substandard          
Financing Receivable, Troubled Debt Restructuring          
Total     19 22  
Commercial | Other | Contractual maturity extensions | Doubtful          
Financing Receivable, Troubled Debt Restructuring          
Total     0 0  
Commercial | Other | Principal forgiveness          
Financing Receivable, Troubled Debt Restructuring          
Total 0 0      
Principal forgiveness, amount forgiven 0 0      
Commercial | Other | Interest rate concessions          
Financing Receivable, Troubled Debt Restructuring          
Total $ 0 $ 0      
Interest rate concessions, initial rate 0.00% 0.00%      
Interest rate concessions, revised rate 0.00% 0.00%      
Commercial | Other | Combination          
Financing Receivable, Troubled Debt Restructuring          
Total $ 0 $ 0   14  
Interest rate concessions, initial rate 0.00% 0.00%      
Interest rate concessions, revised rate 0.00% 0.00%      
Commercial | Other | Combination | Pass          
Financing Receivable, Troubled Debt Restructuring          
Total       0  
Commercial | Other | Combination | Special mention          
Financing Receivable, Troubled Debt Restructuring          
Total       0  
Commercial | Other | Combination | Substandard          
Financing Receivable, Troubled Debt Restructuring          
Total       14  
Commercial | Other | Combination | Doubtful          
Financing Receivable, Troubled Debt Restructuring          
Total       0  
Commercial | Commercial real estate          
Financing Receivable, Troubled Debt Restructuring          
Total     10 1  
Commercial | Commercial real estate | Pass          
Financing Receivable, Troubled Debt Restructuring          
Total     0 0  
Commercial | Commercial real estate | Special mention          
Financing Receivable, Troubled Debt Restructuring          
Total     3 0  
Commercial | Commercial real estate | Substandard          
Financing Receivable, Troubled Debt Restructuring          
Total     7 0  
Commercial | Commercial real estate | Doubtful          
Financing Receivable, Troubled Debt Restructuring          
Total     0 1  
Commercial | Commercial real estate | Payment deferrals          
Financing Receivable, Troubled Debt Restructuring          
Total     3 1  
Commercial | Commercial real estate | Payment deferrals | Pass          
Financing Receivable, Troubled Debt Restructuring          
Total     0 0  
Commercial | Commercial real estate | Payment deferrals | Special mention          
Financing Receivable, Troubled Debt Restructuring          
Total     3 0  
Commercial | Commercial real estate | Payment deferrals | Substandard          
Financing Receivable, Troubled Debt Restructuring          
Total     0 0  
Commercial | Commercial real estate | Payment deferrals | Doubtful          
Financing Receivable, Troubled Debt Restructuring          
Total     0 $ 1  
Commercial | Commercial real estate | Interest rate concessions          
Financing Receivable, Troubled Debt Restructuring          
Total     7    
Commercial | Commercial real estate | Interest rate concessions | Pass          
Financing Receivable, Troubled Debt Restructuring          
Total     0    
Commercial | Commercial real estate | Interest rate concessions | Special mention          
Financing Receivable, Troubled Debt Restructuring          
Total     0    
Commercial | Commercial real estate | Interest rate concessions | Substandard          
Financing Receivable, Troubled Debt Restructuring          
Total     7    
Commercial | Commercial real estate | Interest rate concessions | Doubtful          
Financing Receivable, Troubled Debt Restructuring          
Total     $ 0