v3.26.1
Condensed Consolidated Balance Sheet (unaudited) - USD ($)
$ in Millions
Mar. 31, 2026
Dec. 31, 2025
Cash and cash equivalents    
Noninterest-bearing $ 380 $ 405
Interest-bearing 9,138 9,625
Total cash and cash equivalents 9,518 10,030
Equity securities 863 876
Available-for-sale securities (amortized cost basis of $25,974 and $25,825) 23,038 22,973
Held-to-maturity securities (fair value of $4,387 and $4,451) 4,337 4,371
Loans held-for-sale, net 337 549
Finance receivables and loans, net    
Finance receivables and loans, net of unearned income 139,890 137,454
Allowance for loan losses (3,540) (3,490)
Total finance receivables and loans, net 136,350 133,964
Investment in operating leases, net 8,699 8,772
Premiums receivable and other insurance assets 2,817 2,844
Other assets 11,310 11,623
Total assets 197,269 196,002
Deposit liabilities    
Noninterest-bearing 137 125
Interest-bearing 153,015 151,524
Total deposit liabilities 153,152 151,649
Short-term borrowings 4,126 4,695
Long-term debt 17,349 17,070
Interest payable 852 729
Unearned insurance premiums and service revenue 3,665 3,656
Accrued expenses and other liabilities 2,516 2,705
Total liabilities 181,660 180,504
Contingencies (refer to Note 23)
Equity    
Common stock and paid-in capital ($0.01 par value, shares authorized 1,100,000,000; issued 522,896,204 and 520,355,804; and outstanding 307,407,671 and 308,492,929) 22,346 22,295
Preferred stock 2,324 2,324
Retained earnings 827 633
Accumulated other comprehensive loss (2,773) (2,786)
Treasury stock, at cost (215,488,533 and 211,862,875 shares) (7,115) (6,968)
Total equity 15,609 15,498
Total liabilities and equity $ 197,269 $ 196,002