The following table presents a disaggregated view of our revenue from contracts with customers. For further information regarding our revenue recognition policies and details about the nature of our respective revenue streams, refer to Note 1 and Note 3 to the Consolidated Financial Statements in our 2025 Annual Report on Form 10-K.


Three months ended March 31, ($ in millions)	Automotive Finance operations		Insurance operations		Corporate Finance operations		Corporate and Other		Consolidated
2026
Revenue from contracts with customers
Noninsurance contracts (a) (b) (c)	$	—	$	242	$	—	$	—	$	242
Remarketing fee income	32		—		—		—		32
Brokerage commissions and other revenue	—		—		—		19		19
Banking fees and interchange income	—		—		—		5		5
Brokered/agent commissions	—		2		—		—		2
Other	6		—		—		1		7
Total revenue from contracts with customers	38		244		—		25		307
All other revenue	67		98		35		6		206
Total other revenue (d)	$	105	$	342	$	35	$	31	$	513
2025
Revenue from contracts with customers
Noninsurance contracts (a) (b) (c)	$	—	$	241	$	—	$	—	$	241
Remarketing fee income	31		—		—		—		31
Brokerage commissions and other revenue	—		—		—		20		20
Banking fees and interchange income (e)	—		—		—		19		19
Brokered/agent commissions	—		5		—		—		5
Other	5		1		—		1		7
Total revenue from contracts with customers	36		247		—		40		323
All other revenue	61		117		29		(467)		(260)
Total other revenue (d)	$	97	$	364	$	29	$	(427)	$	63

(a)We had opening balances of $3.0 billion in unearned revenue associated with outstanding contracts at both January 1, 2026, and 2025, and $239 million and $238 million of these balances were recognized as insurance premiums and service revenue earned in our Condensed Consolidated Statement of Comprehensive Income during the three months ended March 31, 2026, and 2025, respectively.

(b)At March 31, 2026, we had unearned revenue of $3.0 billion associated with outstanding contracts, and with respect to this balance we expect to recognize revenue of $653 million during the remainder of 2026, $751 million in 2027, $599 million in 2028, $440 million in 2029, and $544 million thereafter. At March 31, 2025, we had unearned revenue of $3.0 billion associated with outstanding contracts.

(c)We had deferred insurance assets of $1.8 billion at both March 31, 2026, and December 31, 2025, and recognized $138 million of expense during the three months ended March 31, 2026. We had deferred insurance assets of $1.8 billion at both March 31, 2025, and December 31, 2024, and recognized $141 million of expense during the three months ended March 31, 2025.

(e)Interchange income is reported net of customer rewards related to Ally Credit Card. Customer rewards expense was $6 million for the three months ended March 31, 2025. We closed the sale of Ally Credit Card on April 1, 2025. Refer to Note 2 to the Consolidated Financial Statements in our 2025 Annual Report on Form 10-K for additional information.