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Fee-Based Revenue from Contracts with Customers
 3 Months Ended
Mar. 31, 2026
Revenue from Contract with Customer [Abstract]  
Fee-Based Revenue from Contracts with Customers FEE-BASED REVENUE FROM CONTRACTS WITH CUSTOMERS
As more fully described in Note 23 Fee-based Revenue from Contracts with Customers in our 2025 Form 10-K, a subset of our noninterest income relates to certain fee-based revenue within the scope of ASC Topic 606 - Revenue from Contracts with Customers (Topic 606).
Fee-based revenue within the scope of Topic 606 is recognized within our three reportable business segments: Retail Banking, Corporate & Institutional Banking and the Asset Management Group. Interest income, income from lease contracts, fair value gains from financial instruments (including derivatives), income from mortgage servicing rights and guarantee products, letter of credit fees, non-refundable fees associated with acquiring or originating a loan and gains from the sale of financial assets are outside of the scope of Topic 606.
Table 87 presents the noninterest income recognized within the scope of Topic 606 for each of our three reportable business segments’ principal products and services, along with the relationship to the noninterest income revenue streams reported on our Consolidated Income Statement. For a description of the fee-based revenue and how it is recognized for each segment’s principal products and services, see Note 23 Fee-based Revenue from Contracts with Customers in our 2025 Form 10-K.
Table 87: Noninterest Income by Business Segment and Reconciliation to Consolidated Noninterest Income

20262025
Three months ended March 31
Retail BankingCorporate &
Institutional
Banking		Asset Management GroupRetail BankingCorporate &
Institutional
Banking		Asset Management Group
Asset management and brokerage
Asset management fees$— $— $259 $— $— $239 
Brokerage fees161 — — 152 — — 
Total asset management and brokerage 161 — 259 152 — 239 
Card and cash management
Treasury management fees10 408 — 10 390 — 
Debit card fees186 — — 169 — — 
Net credit card fees (a)52 — — 41 — — 
Merchant services31 19 — 35 17 — 
Other 19 — — 20 — — 
Total card and cash management 298 427 — 275 407 — 
Lending and deposit services
Deposit account fees177 — — 161 — — 
Other 16 7 — 17 7 — 
Total lending and deposit services193 7 — 178 7 — 
Residential and commercial mortgage (b)— 32 — — 29 — 
Capital markets and advisory— 309 — — 217 — 
Other— 18 — — 11 — 
Total in-scope noninterest income652 793 259 605 671 239 
Out-of-scope noninterest income (c)118 351 3 101 307 4 
Noninterest income by business segment$770 $1,144 $262 $706 $978 $243 
Reconciliation to consolidated noninterest income
Total in-scope business segment noninterest income$1,704 $1,515 
Out-of-scope business segment noninterest income (c)472 412 
Noninterest income from other activities (d)28 49 
Noninterest income as reported on the
   Consolidated Income Statement		$2,204 $1,976 
(a)Net credit card fees consist of interchange fees of $176 million and $162 million and credit card reward costs totaled $124 million and $121 million for the three months ended March 31, 2026 and 2025, respectively.
(b)Residential mortgage noninterest income falls under the scope of other accounting and disclosure requirements outside of Topic 606 and is included within the out-of-scope noninterest income line for the Retail Banking segment.
(c)Out-of-scope noninterest income includes revenue streams that fall under the scope of other accounting and disclosure requirements outside of Topic 606.
(d)Includes residual activities from corporate operations. For additional information, see Note 15 Segment Reporting.