v3.26.1
Consolidated Statements of Income (Unaudited) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Revenue:    
Finance charges $ 538.4 $ 526.7
Premiums earned 23.2 23.5
Other income 18.4 20.9
Total revenue 580.0 571.1
Costs and expenses:    
Salaries and wages 88.6 88.6
General and administrative 24.8 22.1
Sales and marketing 27.8 24.8
Operating Expenses 141.2 135.5
Provision for Credit Losses on Forecast Changes 54.4 76.3
Provision for Credit Losses on New Consumer Loan Assignments 85.2 85.6
Provision for Credit Losses 139.6 161.9
Interest 108.4 114.7
Provision for claims 15.8 16.1
Loss on extinguishment of debt 0.0 1.2
Total costs and expenses 405.0 429.4
Income before provision for income taxes 175.0 141.7
Provision for income taxes 39.2 35.4
Net income $ 135.8 $ 106.3
Net income per share:    
Basic (in usd per share) $ 12.64 $ 8.79
Diluted (in usd per share) $ 12.40 $ 8.66
Weighted average shares outstanding:    
Basic (in shares) 10,739,981 12,091,027
Diluted (in shares) 10,954,097 12,279,446