v3.26.1
Loans and Allowance for Credit Losses - Summary of Activity in Allowance for Loan Losses (Detail) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Financing Receivable, Allowance for Credit Losses [Line Items]    
Allowance for credit losses - beginning balance $ 114,789 [1] $ 97,368
Charge-offs (26,880) (24,646)
Total recoveries 6,311 5,630
Provision (benefit) for credit losses 22,476 22,014
Allowance for credit losses - ending balance 116,696 [2] 100,366
Recreation [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Allowance for credit losses - beginning balance 85,956 71,102
Charge-offs (22,491) (20,274)
Total recoveries 4,820 3,860
Provision (benefit) for credit losses 18,445 16,870
Allowance for credit losses - ending balance 86,730 71,558
Home Improvement [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Allowance for credit losses - beginning balance 19,563 20,536
Charge-offs (4,351) (4,227)
Total recoveries 1,465 1,095
Provision (benefit) for credit losses 3,618 2,845
Allowance for credit losses - ending balance 20,295 20,249
Commercial [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Allowance for credit losses - beginning balance 9,052 5,190
Charge-offs 0 (130)
Total recoveries 5 0
Provision (benefit) for credit losses 459 3,114
Allowance for credit losses - ending balance 9,516 8,174
Taxi Medallion [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Allowance for credit losses - beginning balance 218 [3] 540 [4]
Charge-offs (38) [3] (15) [4]
Total recoveries 21 [3] 675 [4]
Provision (benefit) for credit losses (46) [3] (815) [4]
Allowance for credit losses - ending balance $ 155 [3] $ 385 [4]
[1] Does not include loans held for sale which are carried at the lower of amortized cost or fair value for which an allowance for credit loss is not established.
[2] Does not include loans held for sale which are carried at the lower of amortized cost or fair value for which an allowance for credit loss is not established.
[3] As of March 31, 2026, cumulative net charge-offs of loans and loan collateral in process of foreclosure in the taxi medallion portfolio were $170.1 million, including $105.5 million related to loans secured by New York taxi medallions, some of which may represent recovery opportunities for the Company.
[4] As of March 31, 2025 cumulative net charge-offs of loans and loan collateral in process of foreclosure in the taxi medallion portfolio were $161.7 million, including $95.2 million related to loans secured by New York taxi medallions, some of which may represent recovery opportunities for the Company.