| Schedule of Payment Obligations for Repayment of Debt and Other Contractual Obligations |
The following
table shows our payment obligations for repayment of debt and other contractual obligations at February 28, 2026:
| | |
| | |
Payment Due by Period | |
| Long-Term Debt Obligations | |
Total | | |
Less Than
1 Year | | |
1 - 3
Years | | |
3 - 5
Years | | |
More Than
5 Years | |
| | |
($ in thousands) | |
| Live Oak credit facility | |
| 37,500 | | |
| - | | |
| 37,500 | | |
| - | | |
| - | |
| Valley Bank Credit Facility | |
| 32,500 | | |
| - | | |
| 32,500 | | |
| - | | |
| - | |
| SBA debentures | |
| 160,000 | | |
| - | | |
| - | | |
| 99,000 | | |
| 61,000 | |
| 4.35% 2027 Notes | |
| 75,000 | | |
| 75,000 | | |
| - | | |
| - | | |
| - | |
| 6.00% 2027 Notes | |
| 105,500 | | |
| - | | |
| 105,500 | | |
| - | | |
| - | |
| 6.25% 2027 Notes | |
| 15,000 | | |
| - | | |
| 15,000 | | |
| - | | |
| - | |
| 8.00% 2027 Notes | |
| 46,000 | | |
| - | | |
| 46,000 | | |
| - | | |
| - | |
| 8.125% 2027 Notes | |
| 60,375 | | |
| - | | |
| 60,375 | | |
| - | | |
| - | |
| 8.50% 2028 Notes | |
| 57,500 | | |
| - | | |
| 57,500 | | |
| - | | |
| - | |
| 7.25% 2030 Notes | |
| 50,000 | | |
| - | | |
| - | | |
| 50,000 | | |
| | |
| 7.50% 2031 Notes | |
| 100,000 | | |
| - | | |
| - | | |
| 100,000 | | |
| | |
| Total Long-Term Debt Obligations | |
$ | 739,375 | | |
$ | 75,000 | | |
$ | 354,375 | | |
$ | 249,000 | | |
$ | 61,000 | |
|
| Schedule of Unfunded Commitments Outstanding |
A summary
of the unfunded commitments outstanding as of February 28, 2026 and February 28, 2025 is shown in the table below (dollars in thousands):
| | |
February 28,
2026 | | |
February 28,
2025 | |
| At Company’s discretion | |
| | |
| |
| ActiveProspect, Inc. | |
$ | - | | |
$ | 10,000 | |
| Angry Chickz, Inc. | |
| 4,000 | | |
$ | - | |
| Artemis Wax Corp. | |
| 7,500 | | |
| 23,500 | |
| Ascend Software, LLC | |
| - | | |
| 5,000 | |
| Better Impact USA, Inc. | |
| 5,000 | | |
| - | |
| C2 Educational Systems, Inc. | |
| - | | |
| 2,000 | |
| Davisware, LLC | |
| - | | |
| 1,000 | |
| Haystack Team Inc. | |
| 5,000 | | |
| - | |
| JDXpert | |
| 4,500 | | |
| 4,500 | |
| LFR Chicken LLC | |
| 10,000 | | |
| 10,000 | |
| Pepper Palace, Inc. | |
| 800 | | |
| 1,200 | |
| Procurement Partners, LLC | |
| - | | |
| - | |
| Saratoga Senior Loan Fund I JV, LLC | |
| 6,933 | | |
| 8,548 | |
| SAI Systems Health, LLC | |
| 4,000 | | |
| - | |
| Source 44 LLC | |
| 20,000 | | |
| - | |
| StockIQ Technologies, LLC | |
| 5,000 | | |
| - | |
| VetnCare MSO, LLC | |
| - | | |
| 10,000 | |
| Total | |
$ | 72,733 | | |
$ | 75,748 | |
| | |
| | | |
| | |
| At portfolio company’s discretion
- satisfaction of certain financial and nonfinancial covenants required | |
| | | |
| | |
| Angry Chickz, Inc. | |
$ | 2,100 | | |
$ | - | |
| Axero Holdings, LLC - Revolver | |
| 500 | | |
| 500 | |
| Axiom Medical Consulting, LLC | |
| - | | |
| 1,500 | |
| Better Impact USA, Inc. | |
| 5,000 | | |
| - | |
| BQE Software, Inc. | |
| 250 | | |
| 2,250 | |
| Breezeway Homes, Inc. | |
| 4,000 | | |
| - | |
| Cloudpermit | |
| 8,500 | | |
| 5,000 | |
| Davisware, LLC | |
| - | | |
| 1,750 | |
| Exigo, LLC - Revolver | |
| 625 | | |
| 625 | |
| Gen4 Dental Partners Holdings, LLC | |
| 2,381 | | |
| 2,857 | |
| Granite Comfort, LP | |
| - | | |
| 11,637 | |
| Innergy, Inc. | |
| 1,500 | | |
| 5,000 | |
| Inspect Point Holdings, LLC | |
| 4,000 | | |
| 1,500 | |
| LFR Chicken LLC | |
| 25,000 | | |
| - | |
| Ludi, Inc. - Revolver | |
| 3,600 | | |
| - | |
| Modis Dental Partners OpCo, LLC | |
| - | | |
| 8,900 | |
| Pepper Palace, Inc. - Revolver | |
| - | | |
| 600 | |
| SAI Systems Health, LLC | |
| 1,474 | | |
| - | |
| SmartAC.com, Inc. | |
| 17,000 | | |
| - | |
| Source 44 LLC | |
| 500 | | |
| - | |
| Source 44 LLC - Revolver | |
| 2,000 | | |
| - | |
| StockIQ Technologies, LLC | |
| 400 | | |
| - | |
| Stretch Zone Franchising, LLC | |
| - | | |
| 1,500 | |
| VetnCare MSO, LLC | |
| - | | |
| 7,319 | |
| Zollege PBC | |
| 1,500 | | |
| - | |
| | |
| 80,330 | | |
| 50,938 | |
| Total | |
$ | 153,063 | | |
$ | 126,686 | |
|