Note 3 - Loans and Allowance for Credit Losses on Loans - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands |
3 Months Ended |
12 Months Ended |
Mar. 31, 2026 |
Mar. 31, 2025 |
Dec. 31, 2025 |
| Beginning balance |
$ 91,867
|
|
$ 86,943
|
$ 86,943
|
|
| Loans, individually evaluated for impairment |
17,672
|
|
|
21,058
|
|
| Provision for credit losses |
1,625
|
|
900
|
|
|
| Charge-offs |
(411)
|
[1] |
(614)
|
(3,042)
|
[2] |
| Recoveries |
515
|
|
1,585
|
|
|
| Ending balance |
93,596
|
|
88,814
|
91,867
|
|
| Allowance for loans, individually evaluated for impairment |
3,405
|
|
|
4,287
|
|
| Real Estate [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
16,876
|
|
|
20,261
|
|
| Accounts Receivable and Equipment [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
440
|
|
|
97
|
|
| Other Collateral [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
356
|
|
|
700
|
|
| Commercial Real Estate Portfolio Segment [Member] |
|
|
|
|
|
| Beginning balance |
26,879
|
|
24,127
|
24,127
|
|
| Loans, individually evaluated for impairment |
9,623
|
|
|
11,111
|
|
| Provision for credit losses |
626
|
|
2,310
|
|
|
| Charge-offs |
0
|
|
0
|
|
|
| Recoveries |
0
|
|
18
|
|
|
| Ending balance |
27,505
|
|
26,455
|
26,879
|
|
| Allowance for loans, individually evaluated for impairment |
1,362
|
|
|
1,642
|
|
| Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
9,476
|
|
|
11,111
|
|
| Commercial Real Estate Portfolio Segment [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
147
|
|
|
0
|
|
| Commercial Real Estate Portfolio Segment [Member] | Other Collateral [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Commercial and Industrial Portfolio Segment [Member] |
|
|
|
|
|
| Beginning balance |
28,444
|
|
27,780
|
27,780
|
|
| Loans, individually evaluated for impairment |
1,075
|
|
|
1,691
|
|
| Provision for credit losses |
1,419
|
|
(631)
|
|
|
| Charge-offs |
0
|
|
(260)
|
|
|
| Recoveries |
233
|
|
1,417
|
|
|
| Ending balance |
30,096
|
|
28,306
|
28,444
|
|
| Allowance for loans, individually evaluated for impairment |
421
|
|
|
711
|
|
| Commercial and Industrial Portfolio Segment [Member] | Real Estate [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
741
|
|
|
1,166
|
|
| Commercial and Industrial Portfolio Segment [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
293
|
|
|
97
|
|
| Commercial and Industrial Portfolio Segment [Member] | Other Collateral [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
41
|
|
|
428
|
|
| Residential Real Estate Portfolio Segment [Member] |
|
|
|
|
|
| Beginning balance |
19,201
|
|
19,622
|
19,622
|
|
| Loans, individually evaluated for impairment |
6,659
|
|
|
7,984
|
|
| Provision for credit losses |
(212)
|
|
(1,650)
|
|
|
| Charge-offs |
(103)
|
|
(50)
|
|
|
| Recoveries |
3
|
|
3
|
|
|
| Ending balance |
18,889
|
|
17,925
|
19,201
|
|
| Allowance for loans, individually evaluated for impairment |
1,622
|
|
|
1,934
|
|
| Residential Real Estate Portfolio Segment [Member] | Real Estate [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
6,659
|
|
|
7,984
|
|
| Residential Real Estate Portfolio Segment [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Residential Real Estate Portfolio Segment [Member] | Other Collateral [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Construction and Development [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Charge-offs |
0
|
|
|
0
|
|
| Allowance for loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Construction and Development [Member] | Real Estate [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Construction and Development [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Construction and Development [Member] | Other Collateral [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Consumer Portfolio Segment [Member] |
|
|
|
|
|
| Beginning balance |
2,924
|
|
2,531
|
2,531
|
|
| Loans, individually evaluated for impairment |
315
|
|
|
272
|
|
| Provision for credit losses |
24
|
|
403
|
|
|
| Charge-offs |
(254)
|
|
(203)
|
(1,103)
|
|
| Recoveries |
250
|
|
113
|
|
|
| Ending balance |
2,944
|
|
2,844
|
2,924
|
|
| Allowance for loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Consumer Portfolio Segment [Member] | Real Estate [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Consumer Portfolio Segment [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Consumer Portfolio Segment [Member] | Other Collateral [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
315
|
|
|
272
|
|
| Finance Leases Portfolio Segment [Member] |
|
|
|
|
|
| Beginning balance |
524
|
|
370
|
370
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Provision for credit losses |
(160)
|
|
(29)
|
|
|
| Charge-offs |
0
|
|
0
|
0
|
|
| Recoveries |
0
|
|
0
|
|
|
| Ending balance |
364
|
|
341
|
524
|
|
| Allowance for loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Finance Leases Portfolio Segment [Member] | Real Estate [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Finance Leases Portfolio Segment [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Finance Leases Portfolio Segment [Member] | Other Collateral [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Non-owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member] |
|
|
|
|
|
| Beginning balance |
13,779
|
|
13,935
|
13,935
|
|
| Loans, individually evaluated for impairment |
7,301
|
|
|
6,809
|
|
| Provision for credit losses |
200
|
|
663
|
|
|
| Charge-offs |
0
|
|
0
|
0
|
|
| Recoveries |
0
|
|
18
|
|
|
| Ending balance |
13,979
|
|
14,616
|
13,779
|
|
| Allowance for loans, individually evaluated for impairment |
888
|
|
|
887
|
|
| Non-owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
7,301
|
|
|
6,809
|
|
| Non-owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Non-owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member] | Other Collateral [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Non-owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member] |
|
|
|
|
|
| Beginning balance |
4,287
|
|
5,154
|
5,154
|
|
| Loans, individually evaluated for impairment |
1,573
|
|
|
1,608
|
|
| Provision for credit losses |
(109)
|
|
(667)
|
|
|
| Charge-offs |
0
|
|
0
|
(156)
|
|
| Recoveries |
0
|
|
0
|
|
|
| Ending balance |
4,178
|
|
4,487
|
4,287
|
|
| Allowance for loans, individually evaluated for impairment |
443
|
|
|
470
|
|
| Non-owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member] | Real Estate [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
1,573
|
|
|
1,608
|
|
| Non-owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Non-owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member] | Other Collateral [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member] |
|
|
|
|
|
| Beginning balance |
13,100
|
|
10,192
|
10,192
|
|
| Loans, individually evaluated for impairment |
2,322
|
|
|
4,302
|
|
| Provision for credit losses |
426
|
|
1,647
|
|
|
| Charge-offs |
0
|
|
0
|
(137)
|
|
| Recoveries |
0
|
|
0
|
|
|
| Ending balance |
13,526
|
|
11,839
|
13,100
|
|
| Allowance for loans, individually evaluated for impairment |
474
|
|
|
755
|
|
| Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
2,175
|
|
|
4,302
|
|
| Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
147
|
|
|
0
|
|
| Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member] | Other Collateral [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member] |
|
|
|
|
|
| Beginning balance |
14,914
|
|
14,468
|
14,468
|
|
| Loans, individually evaluated for impairment |
5,086
|
|
|
6,376
|
|
| Provision for credit losses |
(103)
|
|
(983)
|
|
|
| Charge-offs |
(103)
|
|
(50)
|
(308)
|
|
| Recoveries |
3
|
|
3
|
|
|
| Ending balance |
14,711
|
|
13,438
|
14,914
|
|
| Allowance for loans, individually evaluated for impairment |
1,179
|
|
|
1,464
|
|
| Owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member] | Real Estate [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
5,086
|
|
|
6,376
|
|
| Owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member] | Other Collateral [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Term [Member] | Commercial and Industrial Portfolio Segment [Member] |
|
|
|
|
|
| Beginning balance |
21,121
|
|
21,284
|
21,284
|
|
| Loans, individually evaluated for impairment |
300
|
|
|
1,020
|
|
| Provision for credit losses |
1,187
|
|
(764)
|
|
|
| Charge-offs |
0
|
|
(260)
|
(738)
|
|
| Recoveries |
233
|
|
1,417
|
|
|
| Ending balance |
22,541
|
|
21,677
|
21,121
|
|
| Allowance for loans, individually evaluated for impairment |
0
|
|
|
405
|
|
| Term [Member] | Commercial and Industrial Portfolio Segment [Member] | Real Estate [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
166
|
|
|
877
|
|
| Term [Member] | Commercial and Industrial Portfolio Segment [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
93
|
|
|
97
|
|
| Term [Member] | Commercial and Industrial Portfolio Segment [Member] | Other Collateral [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
41
|
|
|
46
|
|
| Lines of Credit [Member] | Commercial and Industrial Portfolio Segment [Member] |
|
|
|
|
|
| Beginning balance |
7,323
|
|
6,496
|
6,496
|
|
| Loans, individually evaluated for impairment |
775
|
|
|
671
|
|
| Provision for credit losses |
232
|
|
133
|
|
|
| Charge-offs |
0
|
|
0
|
(287)
|
|
| Recoveries |
0
|
|
0
|
|
|
| Ending balance |
7,555
|
|
6,629
|
7,323
|
|
| Allowance for loans, individually evaluated for impairment |
421
|
|
|
306
|
|
| Lines of Credit [Member] | Commercial and Industrial Portfolio Segment [Member] | Real Estate [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
575
|
|
|
289
|
|
| Lines of Credit [Member] | Commercial and Industrial Portfolio Segment [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
200
|
|
|
0
|
|
| Lines of Credit [Member] | Commercial and Industrial Portfolio Segment [Member] | Other Collateral [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
382
|
|
| Construction and Development [Member] |
|
|
|
|
|
| Beginning balance |
12,316
|
|
10,981
|
10,981
|
|
| Provision for credit losses |
(244)
|
|
406
|
|
|
| Charge-offs |
0
|
|
0
|
|
|
| Recoveries |
0
|
|
0
|
|
|
| Ending balance |
12,072
|
|
11,387
|
12,316
|
|
| Home Equity Line of Credit [Member] |
|
|
|
|
|
| Beginning balance |
1,439
|
|
1,277
|
1,277
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Provision for credit losses |
25
|
|
13
|
|
|
| Charge-offs |
0
|
|
(10)
|
|
|
| Recoveries |
0
|
|
0
|
|
|
| Ending balance |
1,464
|
|
1,280
|
1,439
|
|
| Allowance for loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Home Equity Line of Credit [Member] | Real Estate [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Home Equity Line of Credit [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Home Equity Line of Credit [Member] | Other Collateral [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Credit Card Receivable [Member] | Commercial Portfolio Segment [Member] |
|
|
|
|
|
| Beginning balance |
140
|
|
255
|
255
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Provision for credit losses |
147
|
|
78
|
|
|
| Charge-offs |
(54)
|
|
(91)
|
(303)
|
|
| Recoveries |
29
|
|
34
|
|
|
| Ending balance |
262
|
|
$ 276
|
140
|
|
| Allowance for loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Credit Card Receivable [Member] | Commercial Portfolio Segment [Member] | Real Estate [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Credit Card Receivable [Member] | Commercial Portfolio Segment [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
0
|
|
|
0
|
|
| Credit Card Receivable [Member] | Commercial Portfolio Segment [Member] | Other Collateral [Member] |
|
|
|
|
|
| Loans, individually evaluated for impairment |
$ 0
|
|
|
$ 0
|
|
|
|