Note 3 - Loans and Allowance for Credit Losses on Loans (Tables)

3 Months Ended

Mar. 31, 2026

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

(in thousands)		March 31, 2026				December 31, 2025

Commercial real estate - non-owner occupied		$	1,964,589			$	1,915,252
Commercial real estate - owner occupied			1,176,570				1,121,896
Total commercial real estate			3,141,159				3,037,148

Commercial and industrial - term			967,246				897,576
Commercial and industrial - lines of credit			625,332				611,913
Total commercial and industrial			1,592,578				1,509,489

Residential real estate - owner occupied			888,721				881,865
Residential real estate - non-owner occupied			387,652				391,216
Total residential real estate			1,276,373				1,273,081

Construction and land development			742,243				751,897
Home equity lines of credit			290,766				285,115
Consumer			142,897				142,425
Leases			15,493				16,912
Credits cards			24,920				25,243
Total loans (1)		$	7,226,429			$	7,041,310

Financing Receivable, Allowance for Credit Loss [Table Text Block]

(in thousands)		Beginning				Provision for Credit Losses												Ending
Three Months Ended March 31, 2026		Balance				on Loans				Charge-offs				Recoveries				Balance

Commercial real estate - non-owner occupied		$	13,779			$	200			$	-			$	-			$	13,979
Commercial real estate - owner occupied			13,100				426				-				-				13,526
Total commercial real estate			26,879				626				-				-				27,505

Commercial and industrial - term			21,121				1,187				-				233				22,541
Commercial and industrial - lines of credit			7,323				232				-				-				7,555
Total commercial and industrial			28,444				1,419				-				233				30,096

Residential real estate - owner occupied			14,914				(103	)			(103	)			3				14,711
Residential real estate - non-owner occupied			4,287				(109	)			-				-				4,178
Total residential real estate			19,201				(212	)			(103	)			3				18,889

Construction and land development			12,316				(244	)			-				-				12,072
Home equity lines of credit			1,439				25				-				-				1,464
Consumer			2,924				24				(254	)			250				2,944
Leases			524				(160	)			-				-				364
Credit cards			140				147				(54	)			29				262
Total		$	91,867			$	1,625			$	(411	)		$	515			$	93,596

(in thousands)		Beginning				Provision for Credit Losses												Ending
Three Months Ended March 31, 2025		Balance				on Loans				Charge-offs				Recoveries				Balance

Commercial real estate - non-owner occupied		$	13,935			$	663			$	-			$	18			$	14,616
Commercial real estate - owner occupied			10,192				1,647				-				-				11,839
Total commercial real estate			24,127				2,310				-				18				26,455

Commercial and industrial - term			21,284				(764	)			(260	)			1,417				21,677
Commercial and industrial - lines of credit			6,496				133				-				-				6,629
Total commercial and industrial			27,780				(631	)			(260	)			1,417				28,306

Residential real estate - owner occupied			14,468				(983	)			(50	)			3				13,438
Residential real estate - non-owner occupied			5,154				(667	)			-				-				4,487
Total residential real estate			19,622				(1,650	)			(50	)			3				17,925

Construction and land development			10,981				406				-				-				11,387
Home equity lines of credit			1,277				13				(10	)			-				1,280
Consumer			2,531				403				(203	)			113				2,844
Leases			370				(29	)			-				-				341
Credit cards			255				78				(91	)			34				276
Total		$	86,943			$	900			$	(614	)		$	1,585			$	88,814

(in thousands) March 31, 2026		Real Estate				Accounts Receivable / Equipment				Other				Total				ACL Allocation

Commercial real estate - non-owner occupied		$	7,301			$	-			$	-			$	7,301			$	888
Commercial real estate - owner occupied			2,175				147				-				2,322				474
Total commercial real estate			9,476				147				-				9,623				1,362

Commercial and industrial - term			166				93				41				300				-
Commercial and industrial - lines of credit			575				200				-				775				421
Total commercial and industrial			741				293				41				1,075				421

Residential real estate - owner occupied			5,086				-				-				5,086				1,179
Residential real estate - non-owner occupied			1,573				-				-				1,573				443
Total residential real estate			6,659				-				-				6,659				1,622

Construction and land development			-				-				-				-				-
Home equity lines of credit			-				-				-				-				-
Consumer			-				-				315				315				-
Leases			-				-				-				-				-
Credit cards			-				-				-				-				-
Total collateral dependent loans		$	16,876			$	440			$	356			$	17,672			$	3,405

(in thousands) December 31, 2025		Real Estate				Accounts Receivable / Equipment				Other				Total				ACL Allocation

Commercial real estate - non-owner occupied		$	6,809			$	-			$	-			$	6,809			$	887
Commercial real estate - owner occupied			4,302				-				-				4,302				755
Total commercial real estate			11,111				-				-				11,111				1,642

Commercial and industrial - term			877				97				46				1,020				405
Commercial and industrial - lines of credit			289				-				382				671				306
Total commercial and industrial			1,166				97				428				1,691				711

Residential real estate - owner occupied			6,376				-				-				6,376				1,464
Residential real estate - non-owner occupied			1,608				-				-				1,608				470
Total residential real estate			7,984				-				-				7,984				1,934

Construction and land development			-				-				-				-				-
Home equity lines of credit			-				-				-				-				-
Consumer			-				-				272				272				-
Leases			-				-				-				-				-
Credit cards			-				-				-				-				-
Total collateral dependent loans		$	20,261			$	97			$	700			$	21,058			$	4,287

Financing Receivable, Nonaccrual [Table Text Block]

		Non-accrual Loans								Past Due 90-Days-
(in thousands)		With No				Total				or-More and Still
March 31, 2026		Recorded ACL				Non-accrual				Accruing Interest

Commercial real estate - non-owner occupied			583			$	858				719
Commercial real estate - owner occupied			—				1,204				—
Total commercial real estate			583				2,062				719

Commercial and industrial - term			41				512				—
Commercial and industrial - lines of credit			—				301				—
Total commercial and industrial			41				813				—

Residential real estate - owner occupied			17				6,055				—
Residential real estate - non-owner occupied			324				1,161				159
Total residential real estate			341				7,216				159

Construction and land development			—				—				—
Home equity lines of credit			—				—				49
Consumer			20				318				—
Leases			—				—				—
Credit cards			—				110				—
Total		$	985			$	10,519			$	927

		Non-accrual Loans								Past Due 90-Days-
(in thousands)		With No				Total				or-More and Still
December 31, 2025		Recorded ACL				Non-accrual				Accruing Interest

Commercial real estate - non-owner occupied		$	—			$	283			$	72
Commercial real estate - owner occupied			—				2,449				219
Total commercial real estate			—				2,732				291

Commercial and industrial - term			348				819				—
Commercial and industrial - lines of credit			—				182				—
Total commercial and industrial			348				1,001				—

Residential real estate - owner occupied			400				7,349				158
Residential real estate - non-owner occupied			324				1,173				—
Total residential real estate			724				8,522				158

Construction and land development			—				—				—
Home equity lines of credit			—				—				—
Consumer			20				278				—
Leases			—				—				—
Credit cards			—				52				—
Total		$	1,092			$	12,585			$	449

Financing Receivable, Past Due [Table Text Block]

(in thousands)						30-59 days				60-89 days				90 or more				Total Past				Total
March 31, 2026		Current				Past Due				Past Due				days Past Due				Due Loans				Loans

Commercial real estate - non-owner occupied		$	1,961,972			$	877			$	745			$	995			$	2,617			$	1,964,589
Commercial real estate - owner occupied			1,173,119				2,104				851				496				3,451				1,176,570
Total commercial real estate			3,135,091				2,981				1,596				1,491				6,068				3,141,159

Commercial and industrial - term			965,458				732				585				471				1,788				967,246
Commercial and industrial - lines of credit			624,826				456				50				—				506				625,332
Total commercial and industrial			1,590,284				1,188				635				471				2,294				1,592,578

Residential real estate - owner occupied			869,933				12,688				586				5,514				18,788				888,721
Residential real estate - non-owner occupied			386,282				230				324				816				1,370				387,652
Total residential real estate			1,256,215				12,918				910				6,330				20,158				1,276,373

Construction and land development			742,243				—				—				—				—				742,243
Home equity lines of credit			290,407				310				—				49				359				290,766
Consumer			141,921				406				256				314				976				142,897
Leases			15,493				—				—				—				—				15,493
Credit cards			24,448				273				89				110				472				24,920
Total		$	7,196,102			$	18,076			$	3,486			$	8,765			$	30,327			$	7,226,429

(in thousands)						30-59 days				60-89 days				90 or more				Total Past				Total
December 31, 2025		Current				Past Due				Past Due				days Past Due				Due Loans				Loans

Commercial real estate - non-owner occupied		$	1,912,951			$	2,042			$	151			$	108			$	2,301			$	1,915,252
Commercial real estate - owner occupied			1,120,790				383				—				723				1,106				1,121,896
Total commercial real estate			3,033,741				2,425				151				831				3,407				3,037,148

Commercial and industrial - term			896,911				71				84				510				665				897,576
Commercial and industrial - lines of credit			611,757				156				—				—				156				611,913
Total commercial and industrial			1,508,668				227				84				510				821				1,509,489

Residential real estate - owner occupied			862,509				8,514				4,137				6,705				19,356				881,865
Residential real estate - non-owner occupied			390,148				103				151				814				1,068				391,216
Total residential real estate			1,252,657				8,617				4,288				7,519				20,424				1,273,081

Construction and land development			751,897				—				—				—				—				751,897
Home equity lines of credit			284,707				369				39				—				408				285,115
Consumer			141,352				445				350				278				1,073				142,425
Leases			16,912				—				—				—				—				16,912
Credit cards			24,970				187				34				52				273				25,243
Total		$	7,014,904			$	12,270			$	4,946			$	9,190			$	26,406			$	7,041,310

Financing Receivable Credit Quality Indicators [Table Text Block]

(in thousands)		Term Loans Amortized Cost Basis by Origination Year																								Revolving loans amortized
March 31, 2026		2026				2025				2024				2023				2022				Prior				cost basis				Total

Commercial real estate - non-owner occupied:
Risk rating
Pass		$	158,676			$	437,758			$	287,044			$	308,472			$	298,386			$	397,377			$	23,303			$	1,911,016
OAEM			15,208				7,876				2,260				14,070				2,204				6,802				-				48,420
Substandard			2,737				137				-				1,217				-				204				-				4,295
Substandard non-performing			-				-				151				-				582				125				-				858
Doubtful			-				-				-				-				-				-				-				-
Total Commercial real estate non-owner occupied		$	176,621			$	445,771			$	289,455			$	323,759			$	301,172			$	404,508			$	23,303			$	1,964,589

Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Commercial real estate - owner occupied:
Risk rating
Pass		$	52,087			$	193,097			$	187,322			$	171,259			$	157,730			$	355,217			$	18,556			$	1,135,268
OAEM			-				2,318				5,953				1,008				5,795				5,895				-				20,969
Substandard			1,675				5,318				2,298				3,843				3,007				2,988				-				19,129
Substandard non-performing			-				-				240				-				155				809				-				1,204
Doubtful			-				-				-				-				-				-				-				-
Total Commercial real estate owner occupied		$	53,762			$	200,733			$	195,813			$	176,110			$	166,687			$	364,909			$	18,556			$	1,176,570

Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Commercial and industrial - term:
Risk rating
Pass		$	164,549			$	246,963			$	189,581			$	120,223			$	119,633			$	114,004			$	-			$	954,953
OAEM			-				338				7,445				132				1,042				-				-				8,957
Substandard			1,385				381				437				55				297				269				-				2,824
Substandard non-performing			-				-				21				41				214				236				-				512
Doubtful			-				-				-				-				-				-				-				-
Total Commercial and industrial - term		$	165,934			$	247,682			$	197,484			$	120,451			$	121,186			$	114,509			$	-			$	967,246

Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Commercial and industrial - lines of credit
Risk rating
Pass		$	14,957			$	63,662			$	2,356			$	5,276			$	541			$	3,464			$	494,153			$	584,409
OAEM			-				2,987				2,207				-				-				-				22,918				28,112
Substandard			-				-				-				-				-				-				12,510				12,510
Substandard non-performing			301				-				-				-				-				-				-				301
Doubtful			-				-				-				-				-				-				-				-
Total Commercial and industrial - lines of credit		$	15,258			$	66,649			$	4,563			$	5,276			$	541			$	3,464			$	529,581			$	625,332

Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

(in thousands)		Term Loans Amortized Cost Basis by Origination Year																								Revolving loans amortized
March 31, 2026		2026				2025				2024				2023				2022				Prior				cost basis				Total

Residential real estate - owner occupied
Risk rating
Pass		$	35,568			$	158,371			$	141,016			$	133,662			$	149,491			$	264,206			$	-			$	882,314
OAEM			-				149				-				-				-				76				-				225
Substandard			-				-				-				-				9				118				-				127
Substandard non-performing			251				352				1,092				1,610				1,619				1,131				-				6,055
Doubtful			-				-				-				-				-				-				-				-
Total Residential real estate - owner occupied		$	35,819			$	158,872			$	142,108			$	135,272			$	151,119			$	265,531			$	-			$	888,721

Current period gross charge offs		$	(100	)		$	-			$	-			$	(3	)		$	-			$	-			$	-			$	(103	)

Residential real estate - non-owner occupied
Risk rating
Pass		$	20,501			$	75,761			$	62,021			$	49,130			$	63,244			$	115,134			$	-			$	385,791
OAEM			-				-				-				-				-				161				-				161
Substandard			-				230				-				207				-				102				-				539
Substandard non-performing			-				-				-				874				159				128				-				1,161
Doubtful			-				-				-				-				-				-				-				-
Total Residential real estate - non-owner occupied		$	20,501			$	75,991			$	62,021			$	50,211			$	63,403			$	115,525			$	-			$	387,652

Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Construction and land development
Risk rating
Pass		$	113,051			$	279,548			$	151,271			$	143,179			$	45,219			$	4,510			$	5,465			$	742,243
OAEM			-				-				-				-				-				-				-				-
Substandard			-				-				-				-				-				-				-				-
Substandard non-performing			-				-				-				-				-				-				-				-
Doubtful			-				-				-				-				-				-				-				-
Total Construction and land development		$	113,051			$	279,548			$	151,271			$	143,179			$	45,219			$	4,510			$	5,465			$	742,243

Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Home equity lines of credit
Risk rating
Pass		$	-			$	-			$	-			$	-			$	-			$	-			$	289,693			$	289,693
OAEM			-				-				-				-				-				-				-				-
Substandard			-				-				-				-				-				-				1,073				1,073
Substandard non-performing			-				-				-				-				-				-				-				-
Doubtful			-				-				-				-				-				-				-				-
Total Home equity lines of credit		$	-			$	-			$	-			$	-			$	-			$	-			$	290,766			$	290,766

Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Consumer
Risk rating
Pass		$	6,681			$	25,478			$	12,729			$	8,706			$	7,789			$	3,669			$	77,527			$	142,579
OAEM			-				-				-				-				-				-				-				-
Substandard			-				-				-				-				-				-				-				-
Substandard non-performing			-				55				139				112				12				-				-				318
Doubtful			-				-				-				-				-				-				-				-
Total Consumer		$	6,681			$	25,533			$	12,868			$	8,818			$	7,801			$	3,669			$	77,527			$	142,897
Current period gross charge offs		$	(175	)		$	(20	)		$	(19	)		$	(33	)		$	(7	)		$	-			$	-			$	(254	)

(in thousands)		Term Loans Amortized Cost Basis by Origination Year																								Revolving loans amortized
March 31, 2026		2026				2025				2024				2023				2022				Prior				cost basis				Total

Leases
Risk rating
Pass		$	-			$	6,429			$	3,606			$	3,509			$	848			$	792			$	-			$	15,184
OAEM			-				-				-				-				-				-				-				-
Substandard			-				-				-				-				309				-				-				309
Substandard non-performing			-				-				-				-				-				-				-				-
Doubtful			-				-				-				-				-				-				-				-
Total Leases		$	-			$	6,429			$	3,606			$	3,509			$	1,157			$	792			$	-			$	15,493

Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Credit cards
Risk rating
Pass		$	-			$	-			$	-			$	-			$	-			$	-			$	24,810			$	24,810
OAEM			-				-				-				-				-				-				-				-
Substandard			-				-				-				-				-				-				-				-
Substandard non-performing			-				-				-				-				-				-				110				110
Doubtful			-				-				-				-				-				-				-				-
Total Credit cards		$	-			$	-			$	-			$	-			$	-			$	-			$	24,920			$	24,920

Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	(54	)		$	(54	)

Total loans
Risk rating
Pass		$	566,070			$	1,487,067			$	1,036,946			$	943,416			$	842,881			$	1,258,373			$	933,507			$	7,068,260
OAEM			15,208				13,668				17,865				15,210				9,041				12,934				22,918				106,844
Substandard			5,797				6,066				2,735				5,322				3,622				3,681				13,583				40,806
Substandard non-performing			552				407				1,643				2,637				2,741				2,429				110				10,519
Doubtful			-				-				-				-				-				-				-				-
Total Loans		$	587,627			$	1,507,208			$	1,059,189			$	966,585			$	858,285			$	1,277,417			$	970,118			$	7,226,429

Current period gross charge offs*		$	(275	)		$	(20	)		$	(19	)		$	(36	)		$	(7	)		$	-			$	(54	)		$	(411	)

(in thousands)		Term Loans Amortized Cost Basis by Origination Year																								Revolving loans amortized
December 31, 2025		2025				2024				2023				2022				2021				Prior				cost basis				Total

Commercial real estate - non-owner occupied:
Risk rating
Pass		$	473,903			$	308,918			$	322,311			$	304,074			$	234,941			$	198,207			$	21,473			$	1,863,827
OAEM			16,521				2,271				11,620				2,240				7,638				5,945				-				46,235
Substandard			138				-				1,219				595				2,747				208				-				4,907
Substandard non-performing			-				151				-				-				-				132				-				283
Doubtful			-				-				-				-				-				-				-				-
Total Commercial real estate non-owner occupied		$	490,562			$	311,340			$	335,150			$	306,909			$	245,326			$	204,492			$	21,473			$	1,915,252

Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Commercial real estate - owner occupied:
Risk rating
Pass		$	206,283			$	143,496			$	173,577			$	165,211			$	167,487			$	210,266			$	16,784			$	1,083,104
OAEM			1,613				4,308				1,774				4,632				1,264				5,225				-				18,816
Substandard			5,279				2,156				3,896				3,140				2,861				195				-				17,527
Substandard non-performing			1,184				240				-				158				714				153				-				2,449
Doubtful			-				-				-				-				-				-				-				-
Total Commercial real estate owner occupied		$	214,359			$	150,200			$	179,247			$	173,141			$	172,326			$	215,839			$	16,784			$	1,121,896

Current period gross charge offs		$	-			$	(99	)		$	-			$	(38	)		$	-			$	-			$	-			$	(137	)

Commercial and industrial - term:
Risk rating
Pass		$	264,366			$	239,708			$	129,940			$	127,077			$	84,782			$	38,764			$	-			$	884,637
OAEM			341				7,853				392				1,020				-				-				-				9,606
Substandard			-				-				82				1,162				1,238				32				-				2,514
Substandard non-performing			198				15				46				9				-				551				-				819
Doubtful			-				-				-				-				-				-				-				-
Total Commercial and industrial - term		$	264,905			$	247,576			$	130,460			$	129,268			$	86,020			$	39,347			$	-			$	897,576

Current period gross charge offs		$	-			$	(350	)		$	(328	)		$	(56	)		$	(4	)		$	-			$	-			$	(738	)

Commercial and industrial - lines of credit
Risk rating
Pass		$	62,731			$	77,599			$	5,292			$	586			$	1,852			$	1,905			$	425,487			$	575,452
OAEM			485				2,258				-				-				-				-				13,955				16,698
Substandard			-				-				-				-				-				-				19,581				19,581
Substandard non-performing			182				-				-				-				-				-				-				182
Doubtful			-				-				-				-				-				-				-				-
Total Commercial and industrial - lines of credit		$	63,398			$	79,857			$	5,292			$	586			$	1,852			$	1,905			$	459,023			$	611,913

Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	(287	)		$	(287	)

(in thousands)		Term Loans Amortized Cost Basis by Origination Year																								Revolving loans amortized
December 31, 2025		2025				2024				2023				2022				2021				Prior				cost basis				Total

Residential real estate - owner occupied
Risk rating
Pass		$	166,712			$	147,066			$	136,367			$	152,065			$	140,120			$	131,827			$	-			$	874,157
OAEM			151				-				-				-				77				-				-				228
Substandard			-				-				-				10				-				121				-				131
Substandard non-performing			602				1,459				2,676				1,956				-				656				-				7,349
Doubtful			-				-				-				-				-				-				-				-
Total Residential real estate - owner occupied		$	167,465			$	148,525			$	139,043			$	154,031			$	140,197			$	132,604			$	-			$	881,865

Current period gross charge offs		$	(25	)		$	-			$	(252	)		$	-			$	(26	)		$	(5	)		$	-			$	(308	)

Residential real estate - non-owner occupied
Risk rating
Pass		$	79,805			$	66,030			$	54,464			$	64,198			$	61,721			$	63,348			$	-			$	389,566
OAEM			-				-				-				-				-				163				-				163
Substandard			-				-				208				-				-				106				-				314
Substandard non-performing			-				-				878				159				-				136				-				1,173
Doubtful			-				-				-				-				-				-				-				-
Total Residential real estate - non-owner occupied		$	79,805			$	66,030			$	55,550			$	64,357			$	61,721			$	63,753			$	-			$	391,216

Current period gross charge offs		$	-			$	(150	)		$	(3	)		$	-			$	-			$	(3	)		$	-			$	(156	)

Construction and land development
Risk rating
Pass		$	253,687			$	254,341			$	182,016			$	44,909			$	3,095			$	1,687			$	12,162			$	751,897
OAEM			-				-				-				-				-				-				-				-
Substandard			-				-				-				-				-				-				-				-
Substandard non-performing			-				-				-				-				-				-				-				-
Doubtful			-				-				-				-				-				-				-				-
Total Construction and land development		$	253,687			$	254,341			$	182,016			$	44,909			$	3,095			$	1,687			$	12,162			$	751,897

Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Home equity lines of credit
Risk rating
Pass		$	-			$	-			$	-			$	-			$	-			$	-			$	284,064			$	284,064
OAEM			-				-				-				-				-				-				-				-
Substandard			-				-				-				-				-				-				1,051				1,051
Substandard non-performing			-				-				-				-				-				-				-				-
Doubtful			-				-				-				-				-				-				-				-
Total Home equity lines of credit		$	-			$	-			$	-			$	-			$	-			$	-			$	285,115			$	285,115

Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	(10	)		$	(10	)

Consumer
Risk rating
Pass		$	27,560			$	13,948			$	9,927			$	8,561			$	3,838			$	650			$	77,663			$	142,147
OAEM			-				-				-				-				-				-				-				-
Substandard			-				-				-				-				-				-				-				-
Substandard non-performing			21				126				110				12				-				9				-				278
Doubtful			-				-				-				-				-				-				-				-
Total Consumer		$	27,581			$	14,074			$	10,037			$	8,573			$	3,838			$	659			$	77,663			$	142,425
Current period gross charge offs		$	(857	)		$	(72	)		$	(97	)		$	(36	)		$	(5	)		$	(36	)		$	-			$	(1,103	)

(in thousands)		Term Loans Amortized Cost Basis by Origination Year																								Revolving loans amortized
December 31, 2025		2025				2024				2023				2022				2021				Prior				cost basis				Total

Leases
Risk rating
Pass		$	6,848			$	3,880			$	3,831			$	1,014			$	836			$	137			$	-			$	16,546
OAEM			-				-				-				-				-				-				-				-
Substandard			-				-				-				366				-				-				-				366
Substandard non-performing			-				-				-				-				-				-				-				-
Doubtful			-				-				-				-				-				-				-				-
Total Leases		$	6,848			$	3,880			$	3,831			$	1,380			$	836			$	137			$	-			$	16,912

Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Credit cards
Risk rating
Pass		$	-			$	-			$	-			$	-			$	-			$	-			$	25,191			$	25,191
OAEM			-				-				-				-				-				-				-				-
Substandard			-				-				-				-				-				-				-				-
Substandard non-performing			-				-				-				-				-				-				52				52
Doubtful			-				-				-				-				-				-				-				-
Total Credit cards		$	-			$	-			$	-			$	-			$	-			$	-			$	25,243			$	25,243

Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	(303	)		$	(303	)

Total loans
Risk rating
Pass		$	1,541,895			$	1,254,986			$	1,017,725			$	867,695			$	698,672			$	646,791			$	862,824			$	6,890,588
OAEM			19,111				16,690				13,786				7,892				8,979				11,333				13,955				91,746
Substandard			5,417				2,156				5,405				5,273				6,846				662				20,632				46,391
Substandard non-performing			2,187				1,991				3,710				2,294				714				1,637				52				12,585
Doubtful			-				-				-				-				-				-				-				-
Total Loans		$	1,568,610			$	1,275,823			$	1,040,626			$	883,154			$	715,211			$	660,423			$	897,463			$	7,041,310

Current period gross charge offs*		$	(882	)		$	(671	)		$	(680	)		$	(130	)		$	(35	)		$	(44	)		$	(600	)		$	(3,042	)

Financinng Receivable, Schedule of Payment Activity [Table Text Block]

		March 31,				December 31,
(in thousands)		2026				2025

Credit cards
Performing		$	24,810			$	25,191
Non-performing			110				52
Total credit cards		$	24,920			$	25,243