The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR US QUALITY GROW 025072307 6,943,649 66,111 SH SOLE 66,111 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 7,684,290 90,574 SH SOLE 90,574 0 0
CAMBRIA ETF TR CAMBRIA FGN SHR 132061300 2,246,022 60,159 SH SOLE 60,159 0 0
FIRST TR EXCHANGE TRADED FD RBA INDL ETF 33738R704 2,968,289 26,794 SH SOLE 26,794 0 0
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108 2,198,491 55,225 SH SOLE 55,225 0 0
LEGG MASON ETF INVT FRANKLIN INTL LW 52468L505 2,339,488 57,708 SH SOLE 57,708 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 3,518,503 69,248 SH SOLE 69,248 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 752,585 6,654 SH SOLE 6,654 0 0
ISHARES TR US INFRASTRUC 46435U713 3,908,259 68,326 SH SOLE 68,326 0 0
ISHARES TR U.S. TECH ETF 464287721 887,378 4,891 SH SOLE 4,891 0 0
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 1,694,987 22,379 SH SOLE 22,379 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 7,167,057 111,845 SH SOLE 111,845 0 0
VANECK ETF TRUST IG FLOATING RATE 92189F486 15,844,930 621,858 SH SOLE 621,858 0 0
INVESCO ACTIVELY MANAGED EXC S&P 500 EQUAL WE 46090A697 6,502,684 130,067 SH SOLE 130,067 0 0
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506 2,359,920 38,523 SH SOLE 38,523 0 0
SELECT SECTOR SPDR TR STATE STREET UTI 81369Y886 1,994,242 43,457 SH SOLE 43,457 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 567,496 1,480 SH SOLE 1,480 0 0
ISHARES TR CORE UNIVRSL USD 46434V613 539,354 11,677 SH SOLE 11,677 0 0
SPDR INDEX SHS FDS STATE STREET SPD 78463X889 677,412 14,839 SH SOLE 14,839 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A805 2,586,536 32,716 SH SOLE 32,716 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A854 759,034 9,917 SH SOLE 9,917 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A409 248,031 2,533 SH SOLE 2,533 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A508 284,800 5,034 SH SOLE 5,034 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 17,764,272 351,003 SH SOLE 351,003 0 0
ISHARES TR CORE S&P500 ETF 464287200 6,262,356 9,587 SH SOLE 9,587 0 0
ISHARES TR EAFE GRWTH ETF 464288885 299,928 2,693 SH SOLE 2,693 0 0
ISHARES TR EAFE VALUE ETF 464288877 503,447 6,771 SH SOLE 6,771 0 0
ISHARES INC MSCI EMRG CHN 46434G764 307,016 3,903 SH SOLE 3,903 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 876,600 4,570 SH SOLE 4,570 0 0
ISHARES TR S&P 500 VAL ETF 464287408 228,119 1,080 SH SOLE 1,080 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 936,247 16,092 SH SOLE 16,092 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 4,637,884 41,715 SH SOLE 41,715 0 0
META PLATFORMS INC CL A 30303M102 380,816 666 SH SOLE 666 0 0
ABBOTT LABORATORIES COM 002824100 258,910 2,522 SH SOLE 2,522 0 0
ABBVIE INC COM 00287Y109 350,265 1,610 SH SOLE 1,610 0 0
ALPHABET INC CAP STK CL A 02079K305 785,259 2,731 SH SOLE 2,731 0 0
ALPHABET INC CAP STK CL C 02079K107 238,094 830 SH SOLE 830 0 0
AMAZON COM INC COM 023135106 744,982 3,577 SH SOLE 3,577 0 0
APPLE INC COM 037833100 2,015,930 7,943 SH SOLE 7,943 0 0
BROADCOM INC COM 11135F101 312,024 1,008 SH SOLE 1,008 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 624,044 626 SH SOLE 626 0 0
JOHNSON & JOHNSON COM 478160104 240,048 982 SH SOLE 982 0 0
MICROSOFT CORP COM 594918104 1,445,052 3,904 SH SOLE 3,904 0 0
NVIDIA CORPORATION COM 67066G104 3,285,383 18,838 SH SOLE 18,838 0 0
ORACLE CORP COM 68389X105 227,726 1,548 SH SOLE 1,548 0 0
TESLA INC COM 88160R101 361,341 972 SH SOLE 972 0 0
UNILEVER PLC SPON ADR NEW 904767803 832,389 14,611 SH SOLE 14,611 0 0
WALMART INC COM 931142103 348,574 2,805 SH SOLE 2,805 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 1,431,992 28,106 SH SOLE 28,106 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A755 2,345,666 21,717 SH SOLE 21,717 0 0
JPMORGAN CHASE & CO COM 46625H100 217,309 739 SH SOLE 739 0 0
ALTRIA GROUP INC COM 02209S103 291,375 4,415 SH SOLE 4,415 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 660,678 8,568 SH SOLE 8,568 0 0
BED BATH & BEYOND INC COM 690370101 120,640 26,000 SH SOLE 26,000 0 0
OCCIDENTAL PETE CORP COM 674599105 432,250 6,650 SH SOLE 6,650 0 0
WELLS FARGO & CO COM 949746101 756,554 9,503 SH SOLE 9,503 0 0
GE AEROSPACE COM NEW 369604301 349,369 1,231 SH SOLE 1,231 0 0
GE VERNOVA INC COM 36828A101 302,537 347 SH SOLE 347 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 244,707 5,796 SH SOLE 5,796 0 0
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591 259,939 5,126 SH SOLE 5,126 0 0
ISHARES U S ETF TR SHORT DURATION B 46431W507 898,544 17,676 SH SOLE 17,676 0 0
EA SERIES TRUST FREEDOM 100 EM 02072L607 500,224 9,153 SH SOLE 9,153 0 0
SPDR SERIES TRUST STATE STREET SPD 78468R200 240,146 7,802 SH SOLE 7,802 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 237,176 411 SH SOLE 411 0 0
CHEVRON CORPORATION COM 166764100 386,285 1,867 SH SOLE 1,867 0 0
EXXON MOBIL CORP COM 30231G102 458,342 2,702 SH SOLE 2,702 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 257,825 1,064 SH SOLE 1,064 0 0
PROCTER & GAMBLE CO COM 742718109 291,516 2,018 SH SOLE 2,018 0 0
SSGA ACTIVE ETF TR STATE STREET ULT 78467V707 233,025 5,754 SH SOLE 5,754 0 0
FREEPORT MCMORAN INC CL B 35671D857 254,895 4,336 SH SOLE 4,336 0 0
VALUED ADVISERS TR REGAN FLTG RATE 92046L338 501,721 19,668 SH SOLE 19,668 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 717,598 1,643 SH SOLE 1,643 0 0
SIMPLIFY EXCHANGE TRADED FUN TREASURY OPT INC 82889N640 1,578,455 67,154 SH SOLE 67,154 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 281,543 433 SH SOLE 433 0 0
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 234,814 4,522 SH SOLE 4,522 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 341,185 489 SH SOLE 489 0 0
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 370,649 2,789 SH SOLE 2,789 0 0
ISHARES TR CONV BD ETF 46435G102 540,972 5,315 SH SOLE 5,315 0 0
BELPOINTE PREP LLC UNIT RP LTD LB A 080694102 329,148 6,187 SH SOLE 6,187 0 0
TMC THE METALS COMPANY INC COM 87261Y106 46,952 10,054 SH SOLE 10,054 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,614,958 5,034 SH SOLE 5,034 0 0
CATERPILLAR INC COM 149123101 258,588 365 SH SOLE 365 0 0
BP PLC SPONSORED ADR 055622104 292,072 6,214 SH SOLE 6,214 0 0