The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 1,779,120 8,180 SH SOLE 0 0 8,180
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 419,780 2,117 SH SOLE 0 0 2,117
ADVANCED MICRO DEVICES INC COM 007903107 290,905 1,430 SH SOLE 0 0 1,430
ALPHABET INC CAP STK CL C 02079K107 2,694,901 9,394 SH SOLE 0 0 9,394
ALPHABET INC CAP STK CL A 02079K305 1,947,952 6,774 SH SOLE 0 0 6,774
AMAZON COM INC COM 023135106 1,961,070 9,416 SH SOLE 0 0 9,416
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323 15,829,135 254,079 SH SOLE 0 0 254,079
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 33,081,794 410,546 SH SOLE 0 0 410,546
AMERICAN CENTY ETF TR US SML CP VALU 025072877 72,137 653 SH SOLE 0 0 653
AMGEN INC COM 031162100 390,202 1,109 SH SOLE 0 0 1,109
ANALOG DEVICES INC COM 032654105 208,700 656 SH SOLE 0 0 656
AON PLC SHS CL A G0403H108 244,990 759 SH SOLE 0 0 759
APOLLO GLOBAL MGMT INC COM 03769M106 244,121 2,191 SH SOLE 0 0 2,191
APPLE INC COM 037833100 5,193,987 20,466 SH SOLE 0 0 20,466
ASML HLDG NV N Y REGISTRY SHS N07059210 210,012 159 SH SOLE 0 0 159
AUTOMATIC DATA PROCESSING IN COM 053015103 565,334 2,782 SH SOLE 0 0 2,782
AVALONBAY CMNTYS INC COM 053484101 330,457 2,023 SH SOLE 0 0 2,023
BANK AMERICA CORP COM 060505104 1,088,490 22,328 SH SOLE 0 0 22,328
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 538,142 1,123 SH SOLE 0 0 1,123
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 201,780 3,451 SH SOLE 0 0 3,451
BROADCOM INC COM 11135F101 3,073,681 9,931 SH SOLE 0 0 9,931
CAPITAL ONE FINL CORP COM 14040H105 225,483 1,236 SH SOLE 0 0 1,236
CATERPILLAR INC COM 149123101 989,010 1,396 SH SOLE 0 0 1,396
CHEVRON CORPORATION COM 166764100 1,949,481 9,422 SH SOLE 0 0 9,422
CISCO SYS INC COM 17275R102 1,275,363 16,437 SH SOLE 0 0 16,437
CME GROUP INC COM 12572Q105 744,627 2,521 SH SOLE 0 0 2,521
COCA COLA CO COM 191216100 8,354,429 109,854 SH SOLE 0 0 109,854
CORNING INC COM 219350105 803,620 5,910 SH SOLE 0 0 5,910
COSTCO WHOLESALE CORPORATION COM 22160K105 1,261,215 1,266 SH SOLE 0 0 1,266
CSX CORP COM 126408103 3,157,977 76,930 SH SOLE 0 0 76,930
CUMMINS INC COM 231021106 796,716 1,481 SH SOLE 0 0 1,481
DANAHER CORP DEL COM 235851102 293,690 1,549 SH SOLE 0 0 1,549
DARDEN RESTAURANTS INC COM 237194105 335,228 1,710 SH SOLE 0 0 1,710
DELL TECHNOLOGIES INC CL C 24703L202 225,843 1,376 SH SOLE 0 0 1,376
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 39,832 1,025 SH SOLE 0 0 1,025
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 1,399,561 41,567 SH SOLE 0 0 41,567
DISNEY WALT CO COM 254687106 464,235 4,817 SH SOLE 0 0 4,817
DUKE ENERGY CORP NEW COM NEW 26441C204 413,116 3,155 SH SOLE 0 0 3,155
EATON CORP PLC SHS G29183103 762,195 2,131 SH SOLE 0 0 2,131
ELI LILLY & CO COM 532457108 2,295,955 2,496 SH SOLE 0 0 2,496
EMERSON ELEC CO COM 291011104 401,527 3,065 SH SOLE 0 0 3,065
EXXON MOBIL CORP COM 30231G102 1,699,626 10,018 SH SOLE 0 0 10,018
FASTENAL CO COM 311900104 385,562 8,310 SH SOLE 0 0 8,310
FLEXSHARES TR MORNSTAR USMKT 33939L100 58,652 243 SH SOLE 0 0 243
FLEXSHARES TR IBOXX 3R TARGT 33939L506 32,301,906 1,332,587 SH SOLE 0 0 1,332,587
GALLAGHER ARTHUR J & CO COM 363576109 324,870 1,500 SH SOLE 0 0 1,500
GARMIN LTD SHS H2906T109 278,644 1,201 SH SOLE 0 0 1,201
GE AEROSPACE COM NEW 369604301 267,028 941 SH SOLE 0 0 941
GENERAL DYNAMICS CORP COM 369550108 550,525 1,604 SH SOLE 0 0 1,604
GENUINE PARTS CO COM 372460105 277,911 2,628 SH SOLE 0 0 2,628
GILEAD SCIENCES INC COM 375558103 302,294 2,169 SH SOLE 0 0 2,169
HARTFORD INSURANCE GROUP INC COM 416515104 464,786 3,437 SH SOLE 0 0 3,437
HOME DEPOT INC COM 437076102 3,402,792 10,346 SH SOLE 0 0 10,346
ILLINOIS TOOL WKS INC COM 452308109 514,678 1,977 SH SOLE 0 0 1,977
INTERCONTINENTAL EXCHANGE IN COM 45866F104 231,704 1,473 SH SOLE 0 0 1,473
INTERNATIONAL BUSINESS MACHS COM 459200101 327,954 1,353 SH SOLE 0 0 1,353
INTUITIVE SURGICAL INC COM NEW 46120E602 273,367 593 SH SOLE 0 0 593
INVESCO CURRENCYSHARES BRIT BRIT POUN STRL 46138M109 212,547 1,669 SH SOLE 0 0 1,669
INVESCO CURRENCYSHARES EURO EURO SHS 46138K103 203,778 1,910 SH SOLE 0 0 1,910
ISHARES GOLD TR ISHARES NEW 464285204 424,490 4,815 SH SOLE 0 0 4,815
ISHARES TR S&P 100 ETF 464287101 186,071 585 SH SOLE 0 0 585
ISHARES TR CORE S&P TTL STK 464287150 2,564 18 SH SOLE 0 0 18
ISHARES TR SELECT DIVID ETF 464287168 562,337 3,714 SH SOLE 0 0 3,714
ISHARES TR TIPS BD ETF 464287176 309,008 2,800 SH SOLE 0 0 2,800
ISHARES TR CORE S&P500 ETF 464287200 4,703,151 7,200 SH SOLE 0 0 7,200
ISHARES TR MSCI EMG MKT ETF 464287234 5,679 100 SH SOLE 0 0 100
ISHARES TR IBOXX INV CP ETF 464287242 54,495 500 SH SOLE 0 0 500
ISHARES TR S&P 500 GRWT ETF 464287309 1,464,592 12,948 SH SOLE 0 0 12,948
ISHARES TR 7-10 YR TRSY BD 464287440 29,122,570 305,140 SH SOLE 0 0 305,140
ISHARES TR 1 3 YR TREAS BD 464287457 1,168,448 14,151 SH SOLE 0 0 14,151
ISHARES TR MSCI EAFE ETF 464287465 289,350 2,979 SH SOLE 0 0 2,979
ISHARES TR RUS MID CAP ETF 464287499 1,419,947 14,604 SH SOLE 0 0 14,604
ISHARES TR CORE S&P MCP ETF 464287507 56,800,280 841,112 SH SOLE 0 0 841,112
ISHARES TR GLOBAL 100 ETF 464287572 166,334 1,375 SH SOLE 0 0 1,375
ISHARES TR US CONSUM DISCRE 464287580 13,084 135 SH SOLE 0 0 135
ISHARES TR RUS 1000 VAL ETF 464287598 218,798 1,024 SH SOLE 0 0 1,024
ISHARES TR S&P MC 400GR ETF 464287606 144,993 1,441 SH SOLE 0 0 1,441
ISHARES TR RUS 1000 GRW ETF 464287614 1,016,538 2,384 SH SOLE 0 0 2,384
ISHARES TR RUS 1000 ETF 464287622 1,012,630 2,840 SH SOLE 0 0 2,840
ISHARES TR RUS 2000 VAL ETF 464287630 123,234 650 SH SOLE 0 0 650
ISHARES TR RUS 2000 GRW ETF 464287648 67,783 216 SH SOLE 0 0 216
ISHARES TR RUSSELL 2000 ETF 464287655 444,912 1,794 SH SOLE 0 0 1,794
ISHARES TR RUSSELL 3000 ETF 464287689 6,620,715 17,861 SH SOLE 0 0 17,861
ISHARES TR U.S. TECH ETF 464287721 72,568 400 SH SOLE 0 0 400
ISHARES TR US INDUSTRIALS 464287754 35,410 240 SH SOLE 0 0 240
ISHARES TR U.S. FINLS ETF 464287788 34,710 295 SH SOLE 0 0 295
ISHARES TR CORE S&P SCP ETF 464287804 23,458,239 188,708 SH SOLE 0 0 188,708
ISHARES TR 3YRTB ETF 464288125 897,258 12,095 SH SOLE 0 0 12,095
ISHARES TR SHRT NAT MUN ETF 464288158 376,478 3,535 SH SOLE 0 0 3,535
ISHARES TR MSCI ACWI EX US 464288240 2,129,349 31,099 SH SOLE 0 0 31,099
ISHARES TR MSCI ACWI ETF 464288257 15,391 111 SH SOLE 0 0 111
ISHARES TR IBOXX HI YD ETF 464288513 38,268 481 SH SOLE 0 0 481
ISHARES TR 3 7 YR TREAS BD 464288661 502,508 4,237 SH SOLE 0 0 4,237
ISHARES TR CORE MSCI TOTAL 46432F834 7,285 84 SH SOLE 0 0 84
ISHARES TR CORE MSCI EAFE 46432F842 24,033,528 265,476 SH SOLE 0 0 265,476
ISHARES TR CORE 1 5 YR USD 46432F859 247,243 5,102 SH SOLE 0 0 5,102
ISHARES TR U S EQUITY FACTR 46434V282 726 11 SH SOLE 0 0 11
ISHARES TR CORE UNIVRSL USD 46434V613 80,001 1,732 SH SOLE 0 0 1,732
ISHARES TR CORE MSCI EURO 46434V738 210,810 3,000 SH SOLE 0 0 3,000
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 186,077 3,650 SH SOLE 0 0 3,650
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 8,267,294 163,353 SH SOLE 0 0 163,353
JOHNSON & JOHNSON COM 478160104 2,488,155 10,179 SH SOLE 0 0 10,179
JPMORGAN CHASE & CO COM 46625H100 3,222,229 10,954 SH SOLE 0 0 10,954
KINDER MORGAN INC DEL COM 49456B101 326,650 9,742 SH SOLE 0 0 9,742
KLA CORP COM NEW 482480100 220,862 150 SH SOLE 0 0 150
LOCKHEED MARTIN CORP COM 539830109 757,460 1,253 SH SOLE 0 0 1,253
MARATHON PETE CORP COM 56585A102 348,933 1,429 SH SOLE 0 0 1,429
MARSH & MCLENNAN COS INC COM 571748102 441,604 2,546 SH SOLE 0 0 2,546
MASTERCARD INCORPORATED CL A 57636Q104 234,987 470 SH SOLE 0 0 470
MCDONALDS CORP COM 580135101 1,161,178 3,736 SH SOLE 0 0 3,736
MCKESSON CORP COM 58155Q103 408,450 472 SH SOLE 0 0 472
MERCK & CO INC COM 58933Y105 911,461 7,577 SH SOLE 0 0 7,577
META PLATFORMS INC CL A 30303M102 739,192 1,292 SH SOLE 0 0 1,292
MICRON TECHNOLOGY INC COM 595112103 317,911 941 SH SOLE 0 0 941
MICROSOFT CORP COM 594918104 4,110,453 11,104 SH SOLE 0 0 11,104
MONDELEZ INTL INC CL A 609207105 897,282 15,567 SH SOLE 0 0 15,567
MORGAN STANLEY COM NEW 617446448 224,473 1,364 SH SOLE 0 0 1,364
NETFLIX INC. COM 64110L106 313,449 3,260 SH SOLE 0 0 3,260
NEXTERA ENERGY INC COM 65339F101 1,403,658 15,113 SH SOLE 0 0 15,113
NORFOLK SOUTHN CORP COM 655844108 3,084,102 10,746 SH SOLE 0 0 10,746
NORTHERN TR CORP COM 665859104 698,967 5,008 SH SOLE 0 0 5,008
NUCOR CORP COM 670346105 821,657 4,859 SH SOLE 0 0 4,859
NVIDIA CORPORATION COM 67066G104 2,103,095 12,059 SH SOLE 0 0 12,059
ONEOK INC NEW COM 682680103 267,283 2,957 SH SOLE 0 0 2,957
ONESTREAM INC CL A 68278B107 2,045,232 85,218 SH SOLE 0 0 85,218
ORACLE CORP COM 68389X105 377,190 2,564 SH SOLE 0 0 2,564
PALANTIR TECHNOLOGIES INC CL A 69608A108 254,673 1,741 SH SOLE 0 0 1,741
PEPSICO INC COM 713448108 734,781 4,732 SH SOLE 0 0 4,732
PHILIP MORRIS INTL INC COM 718172109 473,864 2,866 SH SOLE 0 0 2,866
PNC FINL SVCS GROUP INC COM 693475105 824,411 3,962 SH SOLE 0 0 3,962
PPL CORP COM 69351T106 492,436 12,891 SH SOLE 0 0 12,891
PROCTER & GAMBLE CO COM 742718109 1,989,307 13,773 SH SOLE 0 0 13,773
PROSHARES TR S&P 500 DV ARIST 74348A467 2,094,357 19,756 SH SOLE 0 0 19,756
REGENCY CTRS CORP COM 758849103 1,523,414 20,135 SH SOLE 0 0 20,135
REGIONS FINANCIAL CORP NEW COM 7591EP100 274,391 10,505 SH SOLE 0 0 10,505
RPC INC COM 749660106 148,680 21,000 SH SOLE 0 0 21,000
RTX CORPORATION COM 75513E101 752,045 3,899 SH SOLE 0 0 3,899
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,475,563 98,628 SH SOLE 0 0 98,628
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 36,046 1,406 SH SOLE 0 0 1,406
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 49,755 1,708 SH SOLE 0 0 1,708
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 192,150 6,300 SH SOLE 0 0 6,300
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 864,322 27,917 SH SOLE 0 0 27,917
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,356,546 46,649 SH SOLE 0 0 46,649
SCHWAB STRATEGIC TR MUN BD ETF 808524649 49,686 1,950 SH SOLE 0 0 1,950
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,977,740 60,022 SH SOLE 0 0 60,022
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 272,923 8,896 SH SOLE 0 0 8,896
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,324,418 93,916 SH SOLE 0 0 93,916
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 150,706 6,050 SH SOLE 0 0 6,050
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 7,507,966 160,633 SH SOLE 0 0 160,633
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506 103,302 1,686 SH SOLE 0 0 1,686
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605 29,622 600 SH SOLE 0 0 600
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 246,795 1,857 SH SOLE 0 0 1,857
SELECT SECTOR SPDR TR STATE STREET UTI 81369Y886 4,130 90 SH SOLE 0 0 90
SEMPRA COM 816851109 706,645 7,272 SH SOLE 0 0 7,272
SOUTHERN CO COM 842587107 3,257,260 33,747 SH SOLE 0 0 33,747
SOUTHSTATE BK CORP COM 84472E102 333,072 3,600 SH SOLE 0 0 3,600
SPDR GOLD TR GOLD SHS 78463V107 1,014,624 2,358 SH SOLE 0 0 2,358
SPDR SERIES TRUST STATE STREET SPD 78464A698 93,816 1,440 SH SOLE 0 0 1,440
SPDR SERIES TRUST STATE STREET SPD 78464A763 540,270 3,702 SH SOLE 0 0 3,702
STARBUCKS CORP COM 855244109 408,889 4,564 SH SOLE 0 0 4,564
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 15,205,955 23,382 SH SOLE 0 0 23,382
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 2,813,659 4,562 SH SOLE 0 0 4,562
SYSCO CORP COM 871829107 216,059 3,029 SH SOLE 0 0 3,029
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 840,144 2,486 SH SOLE 0 0 2,486
TARGA RES CORP COM 87612G101 430,503 1,717 SH SOLE 0 0 1,717
TE CONNECTIVITY PLC ORD SHS G87052109 501,021 2,397 SH SOLE 0 0 2,397
TESLA INC COM 88160R101 347,958 936 SH SOLE 0 0 936
TEXAS INSTRS INC COM 882508104 704,174 3,627 SH SOLE 0 0 3,627
THERMO FISHER SCIENTIFIC INC COM 883556102 246,748 502 SH SOLE 0 0 502
TRANE TECHNOLOGIES PLC SHS G8994E103 380,484 913 SH SOLE 0 0 913
TRAVELERS COMPANIES INC COM 89417E109 1,228,709 4,213 SH SOLE 0 0 4,213
TRUIST FINL CORP COM 89832Q109 888,784 19,334 SH SOLE 0 0 19,334
UNION PAC CORP COM 907818108 584,957 2,411 SH SOLE 0 0 2,411
UNITEDHEALTH GROUP INC COM 91324P102 870,826 3,218 SH SOLE 0 0 3,218
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 66,129,751 110,668 SH SOLE 0 0 110,668
VANGUARD INDEX FDS SML CP GRW ETF 922908595 10,881 36 SH SOLE 0 0 36
VANGUARD INDEX FDS SM CP VAL ETF 922908611 124,766 574 SH SOLE 0 0 574
VANGUARD INDEX FDS MID CAP ETF 922908629 41,856 146 SH SOLE 0 0 146
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,029 5 SH SOLE 0 0 5
VANGUARD INDEX FDS GROWTH ETF 922908736 428,054 980 SH SOLE 0 0 980
VANGUARD INDEX FDS VALUE ETF 922908744 225,434 1,149 SH SOLE 0 0 1,149
VANGUARD INDEX FDS SMALL CP ETF 922908751 18,858 72 SH SOLE 0 0 72
VANGUARD INDEX FDS TOTAL STK MKT 922908769 6,359,748 19,824 SH SOLE 0 0 19,824
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 242,793 4,492 SH SOLE 0 0 4,492
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 4,086,364 81,809 SH SOLE 0 0 81,809
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 879,037 15,016 SH SOLE 0 0 15,016
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 794,285 10,020 SH SOLE 0 0 10,020
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 1,603 16 SH SOLE 0 0 16
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 37,843 345 SH SOLE 0 0 345
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 39,829,157 185,200 SH SOLE 0 0 185,200
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 263,241 4,108 SH SOLE 0 0 4,108
VICI PPTYS INC COM 925652109 497,525 18,211 SH SOLE 0 0 18,211
VISA INC COM CL A 92826C839 908,231 3,005 SH SOLE 0 0 3,005
WALMART INC COM 931142103 938,314 7,550 SH SOLE 0 0 7,550
WEC ENERGY GROUP INC COM 92939U106 525,878 4,542 SH SOLE 0 0 4,542
WELLS FARGO & CO COM 949746101 219,007 2,751 SH SOLE 0 0 2,751
WILLIAMS COS INC COM 969457100 1,301,212 17,879 SH SOLE 0 0 17,879