The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVISORS INNER CIRCLE FD II PMV ADAPTIVE RSK 00791R301 763,886 24,344 SH SOLE 24,344 0 0
AGF INVTS TR US MARKET NETRL 00110G408 222,338 15,927 SH SOLE 15,927 0 0
AMAZON COM INC COM 023135106 335,940 1,613 SH SOLE 1,613 0 0
APPLE INC COM 037833100 1,284,288 5,060 SH SOLE 5,060 0 0
BANK AMERICA CORP COM 060505104 232,892 4,777 SH SOLE 4,777 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 418,342 873 SH SOLE 873 0 0
BNY MELLON ETF TRUST INTERNATIONL EQT 09661T404 3,752,106 40,160 SH SOLE 40,160 0 0
CATERPILLAR INC COM 149123101 283,384 400 SH SOLE 400 0 0
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 6,171,687 87,036 SH SOLE 87,036 0 0
DOMINION ENERGY INC COM 25746U109 1,024,650 16,575 SH SOLE 16,575 0 0
EXXON MOBIL CORP COM 30231G102 228,666 1,348 SH SOLE 1,348 0 0
FRANKLIN TEMPLETON ETF TR INCOME FOCUS ETF 35473P439 864,890 30,083 SH SOLE 30,083 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 2,229,470 17,817 SH SOLE 17,817 0 0
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 456,760 4,074 SH SOLE 4,074 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 4,721,571 8,180 SH SOLE 8,180 0 0
ISHARES TR CORE US AGGBD ET 464287226 3,555,232 35,814 SH SOLE 35,814 0 0
ISHARES TR CORE S&P500 ETF 464287200 8,094,004 12,391 SH SOLE 12,391 0 0
ISHARES TR BROAD USD HIGH 46435U853 2,009,971 54,559 SH SOLE 54,559 0 0
ISHARES TR MSCI USA VALUE 46432F388 697,721 4,907 SH SOLE 4,907 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,746,532 22,094 SH SOLE 22,094 0 0
ISHARES TR RUS MID CAP ETF 464287499 787,418 8,099 SH SOLE 8,099 0 0
ISHARES TR TRUST ISHARE 0-1 464288679 244,514 2,215 SH SOLE 2,215 0 0
ISHARES TR CORE S&P MCP ETF 464287507 909,840 13,473 SH SOLE 13,473 0 0
ISHARES TR CORE DIV GRWTH 46434V621 4,165,150 59,350 SH SOLE 59,350 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,648,581 18,210 SH SOLE 18,210 0 0
ISHARES TR CORE S&P US VLU 464287663 770,453 7,535 SH SOLE 7,535 0 0
ISHARES TR CORE S&P US GWT 464287671 1,254,554 8,088 SH SOLE 8,088 0 0
ISHARES TR S&P MC 400VL ETF 464287705 958,881 7,237 SH SOLE 7,237 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 645,704 11,630 SH SOLE 11,630 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 1,079,254 19,041 SH SOLE 19,041 0 0
JOHNSON & JOHNSON COM 478160104 371,649 1,520 SH SOLE 1,520 0 0
JPMORGAN CHASE & CO COM 46625H100 298,042 1,013 SH SOLE 1,013 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 202,661 587 SH SOLE 587 0 0
LOWES COS INC COM 548661107 248,605 1,052 SH SOLE 1,052 0 0
MCDONALDS CORP COM 580135101 560,802 1,804 SH SOLE 1,804 0 0
MICROSOFT CORP COM 594918104 1,084,292 2,929 SH SOLE 2,929 0 0
NORTHROP GRUMMAN CORP COM 666807102 300,640 441 SH SOLE 441 0 0
NVIDIA CORPORATION COM 67066G104 623,061 3,573 SH SOLE 3,573 0 0
PGIM ETF TR PGIM ULTRA SH BD 69344A107 7,427,086 150,042 SH SOLE 150,042 0 0
PNC FINL SVCS GROUP INC COM 693475105 250,957 1,206 SH SOLE 1,206 0 0
PROSHARES TR PSHS ULTRA QQQ 74347R206 223,357 3,662 SH SOLE 3,662 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 283,329 9,235 SH SOLE 9,235 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,735,648 71,514 SH SOLE 71,514 0 0
SIMPLIFY EXCHANGE TRADED FUN MANAGED FUTURES 82889N699 235,928 7,807 SH SOLE 7,807 0 0
SPDR SERIES TRUST STATE STREET SPD 78468R788 2,274,873 49,975 SH SOLE 49,975 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A847 314,254 5,307 SH SOLE 5,307 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A409 591,170 6,038 SH SOLE 6,038 0 0
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 633,989 1,369 SH SOLE 1,369 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 722,725 1,111 SH SOLE 1,111 0 0
TESLA INC COM 88160R101 306,322 824 SH SOLE 824 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 322,269 790 SH SOLE 790 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 427,254 5,802 SH SOLE 5,802 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,267,126 3,950 SH SOLE 3,950 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,025,188 3,914 SH SOLE 3,914 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 4,219,060 14,691 SH SOLE 14,691 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,464,519 3,353 SH SOLE 3,353 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 326,865 1,094 SH SOLE 1,094 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 328,065 1,672 SH SOLE 1,672 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 269,277 891 SH SOLE 891 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 51,830,847 86,739 SH SOLE 86,739 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,180,323 23,630 SH SOLE 23,630 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 222,602 4,462 SH SOLE 4,462 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 587,334 2,731 SH SOLE 2,731 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 285,202 3,699 SH SOLE 3,699 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 977,441 15,253 SH SOLE 15,253 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 526,262 3,553 SH SOLE 3,553 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 4,817,823 6,905 SH SOLE 6,905 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 373,585 1,372 SH SOLE 1,372 0 0
VISA INC COM CL A 92826C839 262,211 868 SH SOLE 868 0 0
WALMART INC COM 931142103 201,453 1,621 SH SOLE 1,621 0 0