v3.26.1
CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
INTEREST INCOME:    
Interest and fees on loans and leases $ 1,884 $ 1,829
Interest and fees on loans held for sale 21 16
Investment securities [1] 424 418
Interest-bearing deposits in banks 91 89
Total interest income 2,420 2,352
INTEREST EXPENSE:    
Deposits 715 795
Short-term borrowed funds 4 8
Long-term borrowed funds 139 158
Total interest expense 858 961
Net interest income 1,562 1,391
Provision (benefit) for credit losses 140 153
Net interest income after provision (benefit) for credit losses 1,422 1,238
NONINTEREST INCOME:    
Service charges and fees 112 109
Capital markets fees 134 100
Wealth fees 100 81
Card fees 83 83
Mortgage banking fees 42 59
Foreign exchange and derivative products 44 39
Letter of credit and loan fees 50 44
Securities gains, net 7 7
Other income 34 22
Total noninterest income 606 544
NONINTEREST EXPENSE:    
Salaries and employee benefits 758 696
Equipment and software 197 194
Outside services 162 155
Occupancy 114 112
Other operating expense 147 157
Total noninterest expense 1,378 1,314
Income before income tax expense 650 468
Income tax expense 133 95
NET INCOME 517 373
Net income available to common stockholders $ 484 $ 340
Weighted-average common shares outstanding:    
Basic (in shares) 425,344,491 438,320,757
Diluted (in Shares) 429,894,837 442,200,180
Per common share information:    
Basic earnings (in dollars per share) $ 1.14 $ 0.78
Diluted earnings (in dollars per share) $ 1.13 $ 0.77
[1] Comprised primarily of taxable interest income for all periods presented.