v3.26.1
Business Segments (Income Statement Information) (Details) - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Operating revenues    
Net earned premiums $ 2,701 $ 2,626
Net investment income 610 604
Non-insurance warranty revenue 374 397
Other revenues 10 9
Total operating revenues 3,695 3,636
Claims, Benefits and Expenses    
Net incurred claims and benefits 2,163 2,017
Policyholders’ dividends 12 10
Amortization of deferred acquisition costs 476 471
Non-insurance warranty expense 356 385
Insurance related administrative expenses 332 321
Interest Expense, Operating and Nonoperating 33 32
Other expenses 38 42
Total claims, benefits and expenses 3,410 3,278
Income tax (expense) benefit on core income (loss) (60) (77)
Core income (loss)  225 281
Net investment gains (losses) (18) (9)
Income tax (expense) benefit on net investment gains (losses) 4 2
Net investment gains (losses), after tax (14) (7)
Net income (loss) 211 274
Operating Segments | Specialty    
Operating revenues    
Net earned premiums 852 830
Net investment income 142 151
Non-insurance warranty revenue 374 397
Other revenues 1 1
Total operating revenues 1,369 1,379
Claims, Benefits and Expenses    
Net incurred claims and benefits 586 509
Policyholders’ dividends 4 2
Amortization of deferred acquisition costs 197 189
Non-insurance warranty expense 356 385
Insurance related administrative expenses 89 88
Interest Expense, Operating and Nonoperating 0 0
Other expenses 12 15
Total claims, benefits and expenses 1,244 1,188
Income tax (expense) benefit on core income (loss) (26) (41)
Core income (loss)  99 150
Operating Segments | Commercial    
Operating revenues    
Net earned premiums 1,412 1,380
Net investment income 190 177
Non-insurance warranty revenue 0 0
Other revenues 9 8
Total operating revenues 1,611 1,565
Claims, Benefits and Expenses    
Net incurred claims and benefits 1,076 1,007
Policyholders’ dividends 8 8
Amortization of deferred acquisition costs 206 219
Non-insurance warranty expense 0 0
Insurance related administrative expenses 171 163
Interest Expense, Operating and Nonoperating 0 0
Other expenses 11 10
Total claims, benefits and expenses 1,472 1,407
Income tax (expense) benefit on core income (loss) (27) (34)
Core income (loss)  112 124
Operating Segments | International    
Operating revenues    
Net earned premiums 334 310
Net investment income 43 34
Non-insurance warranty revenue 0 0
Other revenues 0 0
Total operating revenues 377 344
Claims, Benefits and Expenses    
Net incurred claims and benefits 204 192
Policyholders’ dividends 0 0
Amortization of deferred acquisition costs 73 63
Non-insurance warranty expense 0 0
Insurance related administrative expenses 43 40
Interest Expense, Operating and Nonoperating 0 0
Other expenses 2 (1)
Total claims, benefits and expenses 322 294
Income tax (expense) benefit on core income (loss) (18) (13)
Core income (loss)  37 37
Operating Segments | Life & Group    
Operating revenues    
Net earned premiums 103 106
Net investment income 224 226
Non-insurance warranty revenue 0 0
Other revenues 0 0
Total operating revenues 327 332
Claims, Benefits and Expenses    
Net incurred claims and benefits 314 300
Policyholders’ dividends 0 0
Amortization of deferred acquisition costs 0 0
Non-insurance warranty expense 0 0
Insurance related administrative expenses 29 30
Interest Expense, Operating and Nonoperating 0 0
Other expenses 1 0
Total claims, benefits and expenses 344 330
Income tax (expense) benefit on core income (loss) 8 4
Core income (loss)  (9) 6
Operating Segments | Corporate & Other    
Operating revenues    
Net earned premiums 0 0
Net investment income 11 16
Non-insurance warranty revenue 0 0
Other revenues 3 3
Total operating revenues 14 19
Claims, Benefits and Expenses    
Net incurred claims and benefits (17) 9
Policyholders’ dividends 0 0
Amortization of deferred acquisition costs 0 0
Non-insurance warranty expense 0 0
Insurance related administrative expenses 0 0
Interest Expense, Operating and Nonoperating 33 32
Other expenses 15 21
Total claims, benefits and expenses 31 62
Income tax (expense) benefit on core income (loss) 3 7
Core income (loss)  (14) (36)
Eliminations    
Operating revenues    
Net earned premiums 0 0
Net investment income 0 0
Non-insurance warranty revenue 0 0
Other revenues (3) (3)
Total operating revenues (3) (3)
Claims, Benefits and Expenses    
Net incurred claims and benefits 0 0
Policyholders’ dividends 0 0
Amortization of deferred acquisition costs 0 0
Non-insurance warranty expense 0 0
Insurance related administrative expenses 0 0
Interest Expense, Operating and Nonoperating 0 0
Other expenses (3) (3)
Total claims, benefits and expenses (3) (3)
Income tax (expense) benefit on core income (loss) 0 0
Core income (loss)  $ 0 $ 0