Lincoln Corporate Exec VUL Option 1 Death Benefit Option 2 Death Benefit Option 3 Death Benefit AB VPS Discovery Value Portfolio - Class A AB VPS Sustainable Global Thematic Portfolio - Class A Allspring VT Discovery SMID Cap Growth Fund - Class 2 American Funds® IS American High-Income Trust - Class 2 American Funds® IS Capital Income Builder - Class 2 American Funds® IS Global Growth Fund - Class 2 American Funds® IS Global Small Capitalization Fund - Class 2 American Funds® IS Growth Fund - Class 2 American Funds® IS Growth-Income Fund - Class 2 American Funds® IS International Fund - Class 2 American Funds® IS The Bond Fund of America - Class 2 American Funds® IS U.S. Government Securities Fund - Class 2 BlackRock Equity Dividend V.I. Fund - Class I BlackRock High Yield V.I. Fund - Class I ClearBridge Variable Growth Portfolio - Class I ClearBridge Variable Mid Cap Portfolio - Class I ClearBridge Variable Small Cap Growth Portfolio - Class I DWS Alternative Asset Allocation VIP Portfolio - Class A Eaton Vance VT Floating-Rate Income Fund - Initial Class Fidelity® VIP Contrafund® Portfolio - Service Class Fidelity® VIP Freedom 2020 PortfolioSM - Service Class Fidelity® VIP Freedom 2025 PortfolioSM - Service Class Fidelity® VIP Freedom 2030 PortfolioSM - Service Class Fidelity® VIP Freedom 2035 PortfolioSM - Service Class Fidelity® VIP Freedom 2040 PortfolioSM - Service Class Fidelity® VIP Freedom 2045 PortfolioSM - Service Class Fidelity® VIP Freedom 2050 PortfolioSM - Service Class Fidelity® VIP Freedom 2055 PortfolioSM - Service Class Fidelity® VIP Freedom 2060 PortfolioSM - Service Class Fidelity® VIP Freedom 2065 PortfolioSM - Service Class Fidelity® VIP Freedom Retirement PortfolioSM - Service Class Fidelity® VIP Growth Portfolio - Service Class Fidelity® VIP Investment Grade Bond Portfolio - Service Class Fidelity® VIP Mid Cap Portfolio - Service Class Fidelity® VIP Overseas Portfolio - Service Class Fidelity® VIP Real Estate Portfolio - Service Class Franklin Income VIP Fund - Class 1 Franklin Mutual Shares VIP Fund - Class 1 Franklin Rising Dividends VIP Fund - Class 1 Franklin Small Cap Value VIP Fund - Class 2 Franklin Small-Mid Cap Growth VIP Fund - Class 1 Franklin U.S. Government Securities VIP Fund - Class 1 Goldman Sachs VIT Mid Cap Value Fund - Service Shares Goldman Sachs VIT Trend Driven Allocation Fund - Service Shares Invesco V.I. Comstock Fund - Series I Shares Invesco V.I. Growth and Income Fund - Series I Shares Invesco V.I. Main Street Small Cap Fund®- Series I Shares LVIP AllianceBernstein Large Cap Growth Fund - Standard Class LVIP American Century Inflation Protection Fund - Service Class LVIP American Century Mid Cap Value Fund - Standard Class II LVIP American Century Ultra Fund - Standard Class LVIP Baron Growth Opportunities Fund - Service Class LVIP BlackRock Equity Dividend Fund - Standard Class LVIP BlackRock Global Allocation Fund - Standard Class LVIP BlackRock Inflation Protected Bond Fund - Standard Class LVIP BlackRock Real Estate Fund - Standard Class LVIP Channing Small Cap Value Fund - Standard Class LVIP Dimensional U.S. Core Equity 1 Fund - Standard Class LVIP Dimensional U.S. Core Equity 2 Fund - Standard Class LVIP Fidelity Institutional AM Total Bond Fund - Standard Class LVIP Franklin Templeton Core Bond Fund - Standard Class LVIP Franklin Templeton Multi-Factor Emerging Markets Equity Fund - Standard Class LVIP Franklin Templeton Multi-Factor International Equity Fund - Standard Class LVIP Franklin Templeton Multi-Factor Large Cap Equity Fund - Standard Class LVIP Franklin Templeton Multi-Factor SMID Cap Equity Fund - Standard Class LVIP Global Conservative Allocation Managed Risk Fund - Standard Class LVIP Global Equity Managed Volatility Fund - Standard Class LVIP Global Growth Allocation Managed Risk Fund - Standard Class LVIP Global Moderate Allocation Managed Risk Fund - Standard Class LVIP Government Money Market Fund - Standard Class LVIP JPMorgan Core Bond Fund Standard Class LVIP JPMorgan High Yield Fund - Standard Class LVIP JPMorgan Mid Cap Value Fund - Standard Class LVIP JPMorgan Retirement Income Fund - Standard Class LVIP JPMorgan Short Duration Bond Fund - Standard Class LVIP JPMorgan Small Cap Core Fund Standard Class LVIP JPMorgan US Equity Fund - Standard Class LVIP Loomis Sayles Global Growth Fund - Standard Class LVIP MFS International Growth Fund - Standard Class LVIP MFS Value Fund - Standard Class LVIP Mondrian Global Income Fund - Standard Class LVIP Mondrian International Value Fund - Standard Class LVIP Nomura Diversified Floating Rate Fund - Standard Class LVIP Nomura Mid Cap Value Fund - Standard Class LVIP Nomura SMID Cap Core Fund - Standard Class LVIP Nomura Social Awareness Fund - Standard Class LVIP Nomura U.S. Growth Fund - Standard Class LVIP Nomura U.S. REIT Fund - Standard Class LVIP PIMCO Low Duration Bond Fund - Standard Class LVIP State Street Bond Index Fund - Standard Class LVIP State Street Conservative Index Allocation Fund - Standard Class LVIP State Street Emerging Markets Equity Index Fund - Standard Class LVIP State Street International Index Fund - Standard Class LVIP State Street Mid-Cap Index Fund - Standard Class LVIP State Street Moderate Index Allocation Fund - Standard Class LVIP State Street Moderately Aggressive Index Allocation Fund - Standard Class LVIP State Street SP 500 Index Fund - Standard Class LVIP State Street Short-Term Bond Index Fund - Standard Class LVIP State Street Small-Cap Index Fund - Standard Class LVIP Structured Conservative Allocation Fund - Standard Class LVIP Structured Moderate Allocation Fund - Standard Class LVIP Structured Moderately Aggressive Allocation Fund - Standard Class LVIP T. Rowe Price 2020 Fund - Standard Class LVIP T. Rowe Price 2030 Fund - Standard Class LVIP T. Rowe Price 2040 Fund - Standard Class LVIP T. Rowe Price 2050 Fund - Standard Class LVIP T. Rowe Price 2060 Fund - Standard Class LVIP T. Rowe Price Structured Mid-Cap Growth Fund - Standard Class LVIP U.S. Growth Allocation Managed Risk Fund - Standard Class LVIP Vanguard Bond Allocation Fund - Standard Class LVIP Vanguard Domestic Equity ETF Fund - Standard Class LVIP Vanguard International Equity ETF Fund - Standard Class LVIP Wellington SMID Cap Value Fund - Standard Class MFS® VIT Growth Series - Initial Class MFS® VIT II Technology Portfolio - Initial Class MFS® VIT III Mid Cap Value Portfolio - Initial Class MFS® VIT Mid Cap Growth Series - Initial Class MFS® VIT New Discovery Series - Initial Class MFS® VIT Total Return Bond Series - Initial Class MFS® VIT Total Return Series - Initial Class MFS® VIT Utilities Series - Initial Class Neuberger Berman AMT Mid Cap Intrinsic Value Portfolio - I Class Nomura VIP Asset Strategy Series - Service Class Nomura VIP Emerging Markets Series - Standard Class Nomura VIP Small Cap Value Series - Standard Class PIMCO VIT CommodityRealReturn® Strategy Portfolio - Administrative Class PIMCO VIT Global Bond Opportunities Portfolio (Unhedged) - Administrative Class PIMCO VIT Real Return Portfolio - Administrative Class PIMCO VIT Total Return Portfolio - Administrative Class T. Rowe Price Equity Income Portfolio Templeton Global Bond VIP Fund - Class 1 TOPS® Aggressive ETF Portfolio - Class 2 Shares TOPS® Balanced ETF Portfolio - Class 2 Shares TOPS® Conservative ETF Portfolio - Class 2 Shares TOPS® Moderate ETF Portfolio - Class 2 Shares TOPS® Moderately Aggressive ETF Portfolio - Class 2 Shares Deferred Acquisition Cost (DAC) Tax (Load) Policy Loans Term Insurance Rider Change of Insured Rider Customized Benefit Enhancement Rider Earnings Stabilization Rider Surrender Value and Loan Spread Enhancement Rider Dollar Cost Averaging Automatic Rebalancing Fluctuating Investment Performance Policy Values in the Fixed Account Unsuitable for Short-Term Investment Policy Lapse Policy Loans Risk Decreasing Death Benefit Consequences of Surrender Tax Consequences Tax Treatment of Life Insurance Contracts Tax Law Compliance Cybersecurity and Business Interruption Risks