v3.26.1
Consolidated Statement of Income - BRL (R$)
R$ in Millions
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Operating Revenues R$ 167,780 R$ 168,050 R$ 154,971
Interest and similar income 254,790 242,258 222,385
Interest and similar expense (219,338) (167,278) (158,250)
Income of Financial Assets and Liabilities at Fair Value through Profit or Loss 58,054 32,011 29,145
Foreign exchange results and exchange variations in foreign transactions 19,218 (3,143) 4,432
Commissions and Banking Fees 46,997 47,071 45,731
Income from Insurance Contracts and Private Pension 8,731 6,982 6,613
Income from Insurance Contracts and Private Pension, net of Reinsurance 7,569 6,536 6,132
Financial Income from Insurance Contracts and Private Pension, net of Reinsurance (42,150) (23,679) (28,585)
Income from Financial Assets related to Insurance Contracts and Private Pension 43,312 24,125 29,066
Other income / (expenses) (672)    
Other income / (expenses)   10,149 4,915
Expected Credit Loss from Financial Assets (28,833) (32,311) (30,445)
Expected Credit Loss with Loan and Lease Operations (32,617) (29,468) (31,563)
Expected Credit Loss with Other Financial Asset, net 3,784 (2,843) 1,118
Operating Revenues Net of Expected Credit Losses from Financial Assets 138,947 135,739 124,526
Other operating income / (expenses) (88,697) (88,183) (84,826)
General and administrative expenses (79,176) (79,416) (75,759)
Tax expenses (10,938) (9,814) (9,987)
Share of profit or (loss) in associates and joint ventures 1,417 1,047 920
Income / (loss) before income tax and social contribution 50,250 47,556 39,700
Current income tax and social contribution (10,695) (9,433) (8,685)
Deferred income tax and social contribution 6,294 4,005 2,862
Net income / (loss) 45,849 42,128 33,877
Net income attributable to owners of the parent company 44,857 41,085 33,105
Net income / (loss) attributable to non-controlling interests 992 1,043 772
Common      
Net income attributable to owners of the parent company R$ 22,748 R$ 20,811 R$ 16,754
Earnings per share - basic (in brl per share) R$ 4.05 R$ 3.70 R$ 2.98
Earnings per share - diluted (in brl per share) R$ 4.01 R$ 3.68 R$ 2.96
Weighted average number of outstanding shares - basic (in shares) 5,617,742,977 5,617,742,977 5,617,742,977
Weighted average number of outstanding shares - diluted (in shares) 5,617,742,977 5,617,742,977 5,617,742,977
Preferred      
Net income attributable to owners of the parent company R$ 22,109 R$ 20,274 R$ 16,351
Earnings per share - basic (in brl per share) R$ 4.05 R$ 3.70 R$ 2.98
Earnings per share - diluted (in brl per share) R$ 4.01 R$ 3.68 R$ 2.96
Weighted average number of outstanding shares - basic (in shares) 5,459,926,630 5,472,801,129 5,482,580,990
Weighted average number of outstanding shares - diluted (in shares) 5,571,684,620 5,552,704,085 5,549,980,489